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Income documents

 If you are employed

  • Verification of Employment form
  • Latest salary slip/salary certificate showing all deductions for at least the past 6 months
  • Form 16 from your employer for the past 3 years.
  • If your job is transferable, permanent address where correspondence relating to the application can be mailed.
  • If you have been in your present employment / business or profession for less than a year, mention details of occupation for previous 5 years, giving position held, reasons for change and period of the same.

 If you are self employed

  • Balance sheet and profit and loss account of the business/profession along with copies of individual income tax returns for the past 3 years as certified by a chartered accountant.
  • A note giving information on the nature of the business/profession, year of establishment, present bankers, form of organisation, clients, suppliers etc.
  • Your net worth as an applicant/co-applicant.

Note: The above mentioned list of documents is not exhaustive, though an attempt has been made to do so. It should also be kept in mind that though the list of documents required might vary from company to company (sometimes even from state to state!), you may well be advised to keep these handy at the time of application.