Unraveling the home loan EMI
(Dec 21, 2001)
A lot of home loan-seekers don’t really understand the concept of equated monthly installments (EMIs) and how it works. In this tutorial, we have endeavored to unravel this ‘mystery’.
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Home Loan: Interest calculation is crucial
(Dec 27, 2001)
In the previous article we discussed about the EMI (equated monthly installment) component (Principal + Interest). We discovered that in the initial years, the interest component of the annual repayment for the loan could be as high as 80% of the payment.
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Home loans: Fixed or floating rate?
(Nov 6, 2001)
In the current scenario of falling interest rates, one finds it difficult to take a decision of buying an asset via finance. The decision becomes even more difficult if it pertains to buying a property. This is primarily because housing loans are long term in nature.
(Special Report)

Home improvement loan: When to apply?
(Dec 28, 2000)
Home improvement/extension loans are for the purpose of repairing/extending the existing house. The tax benefits attached to these loans make them more attractive.
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