UTI Money Market Fund - IDCW - Direct Plan

Item: UTI Money Market Fund - IDCW - Direct Plan
Rating: 5
Author: PersonalFN

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₹1936.2602 0.09 %Nav, as on 18-03-2026
Previous Nav
₹ 1934.5906
Net Change on 18-03-2026
₹1.67
PersonalFN Rating
Category
Debt - Money Market Fund
Assets (Cr.)
₹ 20,319.65
Expense Ratio
0.13%
(As on Feb 28, 2026)

Fund Overview IDCW | Direct Plan

Fund House
UTI Mutual Fund
Launch Date
15-Sep-2014
Benchmark
CRISIL 1 year T-Bill Index
Minimum Investment (₹)
20,000
Minimum Addl Investment (₹)
500
Exit Load (%)
Nil
Minimum SIP Investment (₹)
500
Minimum STP Investment (₹)
100
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
1806.24
52 Week Low Nav Date
17-Mar-2025
52 Week High Nav (₹)
1934.54
52 Week High Nav Date
11-Mar-2026

Fund Objective

The investment objective of the scheme is to generate reasonable income with high level of liquidity by investing in a portfolio of money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
UTI Money Market Fund - Direct Plan - Annual IDCW	3.96	5.30	7.11	7.49	6.40	5.90
CRISIL 1 year T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Money Market Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
UTI Money Market Fund - Direct Plan - Annual IDCW	Sep 15, 2014	7.11	7.49	6.40	0.13	20,319.65
Tata Money Market Fund- Direct Plan - Daily Reinvestment of IDCW Option	Dec 31, 2012	7.24	7.66	6.57	0.16	36,819.05
SBI Savings Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	Jan 02, 2013	7.06	7.45	6.35	0.25	35,417.75
SBI Savings Fund - Direct Plan Daily Income Distribution cum Capital Withdrawal Option (IDCW)	Jan 07, 2013	7.06	7.45	6.35	0.25	35,417.75
SBI Savings Fund - Direct Plan Weekly Income Distribution cum Capital Withdrawal Option (IDCW)	Jan 08, 2013	9.11	7.62	6.46	0.25	35,417.75
ICICI Prudential Money Market Fund Option - Direct Plan - Daily IDCW	Dec 31, 2012	7.13	7.56	6.40	0.21	35,305.07

Fund Holdings as on 28-February-2026

Company % Assets
CD - CANARA BANK - 29/05/2026
3.39
364 D TBILL MAT - 19/03/26
2.46
182 DAYS T-BILL - 18/06/2026
2.42
CD - HDFC BANK LTD - 24/02/2027
2.07
CD - UNION BANK OF INDIA - 20/05/2026
1.94
CD - SMALL INDST. DEV. BANK OF INDIA - 04/12/2026
1.87
CD - NABARD - 22/01/2027
1.85
CD - NABARD - 28/01/2027
1.85
CD - INDIAN BANK - 05/02/2027
1.85
CD - SMALL INDST. DEV. BANK OF INDIA - 26/02/2027
1.84
CD - EXIM BANK - 28/05/2026
1.81
182 DAYS T-BILL - 08/05/2026
1.71
182 DAYS T-BILL - 21/05/2026
1.70
CD - HDFC BANK - 05/02/2027
1.62
CD - CANARA BANK - 12/02/2027
1.62
CD - KOTAK MAHINDRA BANK LTD - 12/02/2027
1.62
CP NTPC LTD.
1.47
CD - HDFC BANK - 14/12/2026
1.40
CD - EXIM BANK - 29/01/2027
1.39
CD - NABARD Mat - 26/02/2027
1.38
182 DAYS T-BILL - 27/08/2026
1.37
NET CURRENT ASSETS
1.24
CD - AXIS BANK - 04/03/26
1.23
CD - FEDERAL BANK LTD - 20/05/2026
1.21
CP TORRENT PHARMACEUTICALS LTD.
1.16
CD - KOTAK MAHINDRA BANK LTD - 08/01/2027
1.16
CD - IDFC BANK LTD - 03/02/2027
1.15
CD - BANK OF MAHARASHTRA - 07/01/2027
1.04
CD - UNION BANK OF INDIA - 05/03/2026
0.98
CP BIRLA GROUP HOLDINGS PRIVATE LIMITED
0.98
182 DAYS T-BILL - 14/05/2026
0.97
182 DAYS T-BILL - 11/06/2026
0.97
CP EXPORT IMPORT BANK OF INDIA
0.97
CP SMFG INDIA CREDIT COMPANY LIMITED
0.97
CP MOTILAL OSWAL FINVEST LTD
0.97
CD - HDFC BANK LTD - 12/06/2026
0.97
CD - INDIAN BANK - 27/10/2026
0.94
CD - INDIAN BANK - 06/11/2026
0.94
CD - INDIAN BANK - 12/01/2027
0.93
CD - AXIS BANK LTD - 14/01/2027
0.93
CP INFINA FINANCE PRIVATE LIMITED
0.93
CD - SMALL INDST. DEV. BANK OF INDIA - 14/01/2027
0.93
CD - INDIAN BANK - 22/01/2027
0.93
CD - CANARA BANK - 02/02/2027
0.93
CD - AU SMALL FINANCE BANK LTD - 11/01/2027
0.92
CD - SMALL INDST. DEV. BANK OF INDIA - 29/01/2027
0.92
CD - ICICI BANK LTD. - 12/02/2027
0.92
CP POONAWALLA FINCORP LTD.
0.92
CD - INDUSIND BANK LTD - 27/01/2027
0.92
CD - NABARD - 17/02/2027
0.92
CP POONAWALLA FINCORP LTD.
0.92
CD - INDUSIND BANK LTD - 05/02/2027
0.92
CD - INDIAN OVERSEAS BANK LTD - 18/02/2027
0.92
CP ANGEL ONE LTD
0.91
CD - HDFC BANK - 24/03/2026
0.74
CD - SMALL INDS DEV BANK - 20/05/2026
0.73
CD - CANARA BANK - 12/06/2026
0.72
CD - AXIS BANK - 12/06/2026
0.72
CP HSBC INVESTDIRECT FINANCIAL SERVICES (I) LTD.
0.72
CD - KOTAK MAHINDRA BANK LTD. - 31/08/2026
0.71
CD - SMALL INDST. DEV. BANK OF INDIA - 27/10/2026
0.71
CD - SMALL INDST. DEV. BANK OF INDIA - 28/01/2027
0.69
CD - SMALL INDST. DEV. BANK OF INDIA - 09/02/2027
0.69
CD - SMALL INDST. DEV. BANK OF INDIA - 18/02/2027
0.69
CP BIRLA GROUP HOLDINGS PRIVATE LIMITED
0.69
CP GIC HOUSING FINANCE LTD.
0.69
CD - EQUITAS SMALL FINANCE BANK LTD - 12/02/2027
0.69
CP TATA TELESERVICES LTD.
0.60
06.99% GSEC MAT - 17/04/2026
0.49
CD - EXIM BANK - 04/03/2026
0.49
CD - S I D B I - 06/03/2026
0.49
CP HERO FINCORP LTD.
0.49
CP NUVAMA WEALTH MANAGEMENT LTD
0.49
CP MAHINDRA RURAL HOUSING FINANCE LTD
0.49
CD - DCB BANK LTD - 18/05/2026
0.48
CP DSP FINANCE PRIVATE LTD
0.48
CD - AXIS BANK LIMITED 25/05/26
0.48
CP JULIUS BAER CAPITAL (INDIA) PRIVATE LIMITED
0.48
CP HSBC INVESTDIRECT FINANCIAL SERVICES (I) LTD.
0.48
CD - AU SMALL FIN BANK - 29/05/2026
0.48
CP BARCLAYS INVESTMENTS AND LOANS INDIA PRIVATE LIMITED
0.48
CP MOTILAL OSWAL FINANCIAL SERVICES LTD.
0.48
CD - AXIS BANK - 11/06/2026
0.48
CD - IDFC FIRST BANK - 18/06/2026
0.48
364 DAYS T-BILL - 17/09/2026
0.48
CD - AXIS BANK - 17/12/2026
0.47
CD - EQUITAS SMALL FINANCE BANK - 26/11/2026
0.46
CD - CANARA BANK - 08/01/2027
0.46
CD - KOTAK MAHINDRA BANK LTD - 29/01/2027
0.46
CP ADITYA BIRLA CAPITAL LTD
0.46
CP AXIS SECURITIES LTD
0.46
CP ANGEL ONE LTD
0.46
CP IGH HOLDINGS PRIVATE LIMITED
0.46
CP FEDBANK FINANCIAL SERVICES LTD.
0.46
CP FEDBANK FINANCIAL SERVICES LTD.
0.46
CD - UJJIVAN SMALL FINANCE BANK LTD - 26/02/2027
0.46
CP NUVAMA WEALTH FINANCE LTD
0.46
CP ONGC PETRO-ADDITIONS LTD.
0.37
CP GODREJ FINANCE LIMITED
0.37
CP INFINA FINANCE PRIVATE LIMITED
0.37
CD - KOTAK MAHINDRA BANK - 18/05/2026
0.36
CD - SMALL INDST. DEV. BANK OF INDIA - 04/02/2027
0.35
CP IGH HOLDINGS PRIVATE LIMITED
0.35
CP 360 ONE WAM LIMITED
0.34
CP 360 ONE PRIME LTD
0.34
CP MUTHOOT FINCORP LIMITED
0.34
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS
0.28
CP MUTHOOT FINCORP LIMITED
0.25
CP IGH HOLDINGS PRIVATE LIMITED
0.25
CD - EXIM BANK - 20/03/2026
0.25
CD - KOTAK MAHINDRA BANK LIMITED - 24/09/2026
0.24
CD - AU SMALL FINANCE BANK LTD - 18/09/2026
0.24
CD - AU SMALL FINANCE BANK LTD - 25/11/2026
0.23
CP KOTAK MAHINDRA PRIME LTD.
0.12
CP NUVAMA WEALTH MANAGEMENT LTD
0.11
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN
0.02

Sector Holding%
Miscellaneous
62.69

Fund Manager

Anurag Mittal

Education:B.Com, ACA, MSc
Experience:4 Years
Basic Details:Mr. Anuraj Mittal has Wide experience in credit research.
Funds Managed:
UTI Balanced Advantage Fund
UTI Banking & PSU Fund
UTI Corporate Bond Fund
UTI Income Plus Arbitrage Active Fund of Fund
UTI Money Market Fund
UTI Low Duration Fund
UTI Balanced Advantage Fund
UTI Banking & PSU Fund
UTI Banking & PSU Fund
UTI Children's Hybrid Fund
UTI Children's Hybrid Fund
UTI Corporate Bond Fund
UTI Equity Savings Fund
UTI Income Plus Arbitrage Active Fund of Fund
UTI Low Duration Fund
UTI Money Market Fund
UTI Retirement Fund
UTI Retirement Fund
UTI Low Duration Fund

Amit Sharma

Holding Type Holding %
CARE-A1+
19.92
Cash
1.24
CRISIL-A1+
51.43
Deposits
0.02
ICRA-A1+
10.69
IND-A1+
3.82
SOV
12.57
Unrated
0.28

About UTI Money Market Fund

Scheme Analysis

UTI Money Market Fund is a Debt - Money Market Fund fund and belongs to UTI Mutual Fund. It was launched on 15-Sep-2014 and currently has an AUM of ₹20,319.65 crore. UTI Money Market Fund is benchmarked against CRISIL 1 year T-Bill Index as primary index and CRISIL Money Market Index as secondary index.

The NAV of UTI Money Market Fund ended up ₹1.67(0.09%)yesterday to ₹1936.2602.

Among its top 3 holdings the fund has exposure to CD - CANARA BANK - 29/05/2026, and

The UTI Money Market Fund is managed by Anurag Mittal and Amit Sharma.

Fund House Contact

Address:

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East) Mumbai - 400 051

Phone Number: +91 (22) 66786666

Email Address: service@uti.co.in

Fax Number: +91 (22) 66786503,56786578

Website: www.utimf.com

Money Simplified Videos

Infographics

UTI Money Market Fund - IDCW - Direct Plan

Fund Overview IDCW | Direct Plan

Fund Objective

Fund Performance

Peer Fund Comparison

Fund Holdings as on 28-February-2026

Fund Manager

About UTI Money Market Fund

Scheme Analysis

Fund House Contact

Financial Health Checkup

Money Simplified Videos

Infographics

UTI Money Market Fund - IDCW - Direct Plan

Fund Overview IDCW | Direct Plan

Fund Objective

Fund Performance

Peer Fund Comparison

Fund Holdings as on 28-February-2026

Fund Manager

About UTI Money Market Fund

Scheme Analysis

Fund House Contact