Bank of India Short Term Income Fund - Growth - Direct Plan

Other Plans and Options
  • 0.06 %Nav, as on 03-11-2025

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  • Net Change on 03-11-2025

  • PersonalFN Rating

  • Assets (Cr.)

  • Expense Ratio

Fund Overview Growth | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The Scheme seeks to generate income and capital appreciation by investing in a diversified portfolio of debt and money market securities. However, there can be no assurance that the income can be generated, regular or otherwise, or the investment objectives of the Scheme will be realized. The Scheme is not providing any assured or guaranteed returns.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
BANK OF INDIA Short Term Income Fund-Direct Plan- Growth 8.17 5.80 9.98 10.56 10.60 6.96
CRISIL 10 Year Gilt Index N/A N/A N/A N/A N/A N/A
CRISIL Short Duration Debt Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
BANK OF INDIA Short Term Income Fund-Direct Plan- Growth Jan 01, 2013 9.98 10.56 10.60 0.45 241.11
ICICI Prudential Short Term Fund - Direct Plan - Growth Option Jan 01, 2013 8.82 8.45 7.10 0.45 22,387.34
Kotak Bond Short Term Plan-(Growth) - Direct Jan 01, 2013 8.46 8.16 6.45 0.39 18,155.54
HDFC Short Term Debt Fund - Growth Option - Direct Plan Jan 01, 2013 8.58 8.28 6.63 0.40 17,621.91
SBI SHORT TERM DEBT FUND - DIRECT PLAN -GROWTH Jan 01, 2013 Unrated 8.73 8.15 6.28 0.40 16,276.82
Axis Short Duration Fund - Direct Plan - Growth Option Jan 01, 2013 9.15 8.37 6.68 0.38 12,200.82

Fund Holdings as on 30-September-2025

  • 6.33% Government of India (05/05/2035)

  • 6.90% LIC Housing Finance Limited (17/09/2027) **

  • Motilal Oswal Financial Services Limited (12/06/2026) **

  • 7.34% REC Limited (30/04/2030) **

  • 7.49% Small Industries Dev Bank of India (11/06/2029)

  • 8.40% Godrej Industries Limited (27/08/2027) **

  • 8.9% Muthoot Finance Limited (07/10/2027) **

  • 7.37% Indian Railway Finance Corporation Limited (31/07/2029)

  • 9.30% 360 One Prime Limited (28/02/2026) **

  • TREPS

  • 7.6% Power Finance Corporation Limited (13/04/2029)

  • National Bank For Agriculture and Rural Development (13/03/2026) ** #

  • 6.79% Government of India (07/10/2034)

  • 7.1% Government of India (18/04/2029)

  • 8.1167% Bajaj Finance Limited (10/05/2027) **

  • 7.40 % National Bank For Agriculture and Rural Development (29/04/2030)

  • 9.10% Manappuram Finance Limited (19/08/2026) **

  • 8.05% Muthoot Finance Limited (25/11/2027) **

  • 9.45% Vedanta Limited (05/06/2028) **

  • 6.98% State Government Securities (29/09/2033)

  • Indian Bank (04/02/2026) #

  • Bank of Baroda (09/02/2026) ** #

  • Punjab National Bank (18/03/2026) #

  • Export Import Bank of India (20/03/2026) ** #

  • HDFC Bank Limited (05/08/2026) ** #

  • Axis Bank Limited (10/08/2026) ** #

  • AU Small Finance Bank Limited (18/09/2026) ** #

  • Net Receivables / (Payables)

  • 7.37% Power Finance Corporation Limited (22/05/2026)

  • 7.68% National Bank For Agriculture and Rural Development (30/04/2029) **

  • Union Bank of India (25/06/2026) #

  • REPO

  • Corporate Debt Market Development Fund #

  • 364 Days Tbill (MD 15/01/2026)

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  • Miscellaneous

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Fund Manager

  • CARE A1+

  • Cash

  • CRISIL A1+

  • CRISIL AA

  • CRISIL AA+

  • CRISIL AAA

  • FITCH A1+

  • ICRA A1+

  • ICRA AA

  • SOVEREIGN

  • Unrated

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About Bank of India Short Term Income Fund

Scheme Analysis

Bank of India Short Term Income Fund is a Debt - Short Duration Fund fund and belongs to Bank of India Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹241.11 crore. Bank of India Short Term Income Fund is benchmarked against CRISIL 10 Year Gilt Index as primary index and CRISIL Short Duration Debt Index as secondary index.

The NAV of Bank of India Short Term Income Fund ended up ₹0.02(0.06%)yesterday to ₹29.7666.

Among its top 3 holdings the fund has exposure to 6.33% Government of India (05/05/2035), and

The Bank of India Short Term Income Fund is managed by Mithraem Bharucha .

Fund House Contact

B/204, Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai - 400 013

022 61249000
service@boimf.in
022 61249001