Bank of India Short Term Income Fund - IDCW - Direct Plan

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  • 0.08 %Nav, as on 05-09-2025

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  • Net Change on 05-09-2025

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  • Assets (Cr.)

  • Expense Ratio

Fund Overview IDCW | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The Scheme seeks to generate income and capital appreciation by investing in a diversified portfolio of debt and money market securities. However, there can be no assurance that the income can be generated, regular or otherwise, or the investment objectives of the Scheme will be realized. The Scheme is not providing any assured or guaranteed returns.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
BANK OF INDIA Short Term Income Fund-Direct Plan- Quarterly IDCW 2.82 4.50 10.10 10.28 10.65 4.13
Crisil 10 Yr Gilt Index N/A N/A N/A N/A N/A N/A
CRISIL Short Duration Debt Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
BANK OF INDIA Short Term Income Fund-Direct Plan- Quarterly IDCW Jan 01, 2013 10.10 10.28 10.65 0.45 270.99
ICICI Prudential Short Term Fund - Direct Plan - Monthly IDCW Jan 07, 2013 8.89 8.35 7.14 0.45 22,313.71
HDFC Short Term Debt Fund - Fortnightly IDCW - Direct Plan Jan 01, 2013 8.61 7.97 6.62 0.40 18,235.56
HDFC Short Term Debt Fund - Normal IDCW - Direct Plan Dec 18, 2014 8.63 7.98 6.65 0.40 18,235.56
Kotak Bond Short Term Plan - Direct Payout of Income Distribution cum capital withdrawal option Apr 20, 2018 8.66 7.90 6.46 0.38 18,229.73
SBI Short Term Debt Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) Jan 08, 2013 Unrated 8.77 7.76 6.27 0.40 16,386.67

Fund Holdings as on 31-August-2025

  • 6.33% Government of India (05/05/2035)

  • TREPS

  • 6.90% LIC Housing Finance Limited (17/09/2027) **

  • Punjab National Bank (05/12/2025) ** #

  • Motilal Oswal Financial Services Limited (12/06/2026) **

  • 7.34% REC Limited (30/04/2030) **

  • Canara Bank (20/01/2026) ** #

  • 8.9% Muthoot Finance Limited (07/10/2027) **

  • 7.49% Small Industries Dev Bank of India (11/06/2029) **

  • 8.40% Godrej Industries Limited (27/08/2027) **

  • 7.37% Indian Railway Finance Corporation Limited (31/07/2029)

  • Kotak Mahindra Bank Limited (09/01/2026) ** #

  • 7.6% Power Finance Corporation Limited (13/04/2029) **

  • Bharti Telecom Limited (17/10/2025) **

  • National Bank For Agriculture and Rural Development (13/03/2026) #

  • 6.79% Government of India (07/10/2034)

  • Net Receivables / (Payables)

  • 7.1% Government of India (18/04/2029)

  • 8.1167% Bajaj Finance Limited (10/05/2027) **

  • 7.40 % National Bank For Agriculture and Rural Development (29/04/2030)

  • 8.05% Muthoot Finance Limited (25/11/2027)

  • 9.45% Vedanta Limited (05/06/2028) **

  • Indian Bank (19/01/2026) ** #

  • Indian Bank (04/02/2026) ** #

  • Bank of Baroda (13/03/2026) #

  • Export Import Bank of India (20/03/2026) ** #

  • HDFC Bank Limited (05/08/2026) ** #

  • Axis Bank Limited (10/08/2026) ** #

  • 7.37% Power Finance Corporation Limited (22/05/2026) **

  • 7.68% National Bank For Agriculture and Rural Development (30/04/2029) **

  • Corporate Debt Market Development Fund

  • 364 Days Tbill (MD 15/01/2026)

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  • Miscellaneous

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Fund Manager

Most Recent Dividend

  • 26/03/2019

  • 27/12/2018

  • 26/09/2018

  • 26/06/2018

  • 27/03/2018

  • 28/12/2017

  • 27/09/2017

  • 29/03/2017

  • 27/12/2016

  • 28/09/2016

  • 28/06/2016

  • 29/03/2016

  • 26/06/2013

  • 26/03/2013

  • Cash

  • CRISIL A1+

  • CRISIL AA

  • CRISIL AA+

  • CRISIL AAA

  • FITCH A1+

  • ICRA A1+

  • SOVEREIGN

  • Unrated

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About Bank of India Short Term Income Fund

Scheme Analysis

Bank of India Short Term Income Fund is a Debt - Short Duration Fund fund and belongs to Bank of India Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹270.99 crore. Bank of India Short Term Income Fund is benchmarked against Crisil 10 Yr Gilt Index as primary index and CRISIL Short Duration Debt Index as secondary index.

The NAV of Bank of India Short Term Income Fund ended up ₹0.01(0.08%)yesterday to ₹13.5708.

Among its top 3 holdings the fund has exposure to 6.33% Government of India (05/05/2035), and

The Bank of India Short Term Income Fund is managed by Mithraem Bharucha .

Fund House Contact

B/204, Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai - 400 013

022 61249000
service@boimf.in
022 61249001