Baroda Credit Risk Fund - Growth - Regular Plan

₹14.3782 0.05 %Nav, as on 21-01-2020
Previous Nav
₹ 14.3716
Net Change on 21-01-2020
₹0.01
PersonalFN Rating
Unrated
Category
Debt - Credit Risk Fund
Assets (Cr.)
₹ 619.23
Expense Ratio
1.78%
(As on Dec 31, 2019)

Fund Overview Growth | Regular Plan

Fund House
Baroda Mutual Fund
Launch Date
23-Jan-2015
Benchmark
Crisil 1 Yr T-Bill Index
Minimum Investment (₹)
5,000
Minimum Addl Investment (₹)
1,000
Exit Load (%)
Nil upto 10% of Units within 1Y, 1% exceding 10% of Units within 1Y, Nil after 1Y
Minimum SIP Investment (₹)
500
Minimum STP Investment (₹)
1,000
Minimum SWP Investment (₹)
1,000
52 Week Low Nav (₹)
14.03
52 Week Low Nav Date
01-Feb-2019
52 Week High Nav (₹)
14.37
52 Week High Nav Date
20-Jan-2020

Fund Objective

The scheme seeks to generate returns by investing in debt and money market instruments across the credit spectrum. There is no assurance or guarantee that the investment objective of the Scheme will be realized.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
Crisil 1 Yr T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Short Term Credit Risk Fund	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
HDFC Credit Risk Debt Fund - Growth Option	Mar 25, 2014		8.85	6.70	7.97	1.47	14,474.91
ICICI Prudential Credit Risk Fund - Growth	Dec 03, 2010		9.55	7.52	8.17	1.61	12,125.87
Franklin India Credit Risk Fund - Growth	Dec 07, 2011		-0.94	5.03	6.58	1.63	5,899.48
Nippon India Credit Risk Fund - Growth Plan	Jun 10, 2005	Unrated	1.43	4.70	6.55	1.57	5,282.55
SBI CREDIT RISK FUND - REGULAR PLAN - GROWTH	Jul 14, 2004		6.51	6.38	7.78	1.55	5,076.32

Fund Holdings as on 31-December-2019

Company % Assets
TREPS
22.10
Edelweiss Rural And Corporate Services Ltd.
8.69
Motilal Oswal Home Finance Ltd.
7.86
IndusInd Bank Ltd.
7.61
Vedanta Ltd.
5.67
ICICI Bank Ltd.
4.10
ICICI Bank Ltd.
4.01
HDFC Bank Ltd.
3.40
Muthoot Finance Ltd.
3.12
Net Receivable / Payable
2.95
Yes Bank Ltd.
2.94
Edelweiss Housing Finance Ltd.
2.79
HDFC Bank Ltd.
2.78
Tata Power Company Ltd.
2.78
Indiabulls Housing Finance Ltd.
2.54
Motilal Oswal Home Finance Ltd.
2.43
Indian Railway Finance Corporation Ltd.
1.88
Bank of Baroda
1.77
National Bank for Agriculture and Rural Development
1.65
Powergrid Vizag Transmission Ltd.
1.63
IIFL Home Finance Ltd.
1.62
IndusInd Bank Ltd.
1.60
Dewan Housing Finance Corporation Ltd.
1.06
7.17% CGL 2028
0.82
National Bank for Agriculture and Rural Development
0.68
8.11% State Government of Chhattisgarh 2028
0.56
Dewan Housing Finance Corporation Ltd.
0.36
Reliance Industries Ltd.
0.32
Bank of Baroda
0.16
6.68% CGL 2031
0.09

Sector Holding%
Miscellaneous
67.86

About Baroda Credit Risk Fund

Scheme Analysis

Baroda Credit Risk Fund is a Debt - Credit Risk Fund fund and belongs to Baroda Mutual Fund. It was launched on 23-Jan-2015 and currently has an AUM of ₹619.23 crore. Baroda Credit Risk Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and CRISIL Short Term Credit Risk Fund as secondary index.

The NAV of Baroda Credit Risk Fund ended up ₹0.01(0.05%)yesterday to ₹14.3782.

Among its top 3 holdings the fund has exposure to TREPS, and

The Baroda Credit Risk Fund is managed by Alok Sahoo and Karn Kumar.

Fund House Contact

Address:

501 Titanium, 5th Floor, Western Express Highway, Goregaon(E) Mumbai - 400 063

Phone Number: +91 (22) 3074 1000

Email Address: info@barodamf.com

Fax Number: +91 (22) 3074 1001

Website: www.barodamf.com

Fund Manager

Alok Sahoo

Education:BE, MBA (Finance),CFA,FRM
Experience:13 Years
Basic Details:Mr. Alok Sahoo has been working in the investment area in the asset management industry for 13 years now. Prior to this, he was fixed income fund manager at UTI MF and HSBC MF. He was also the Fund Manager for Employee Provident Fund at HSBC Asset Management. He has experience in the credit research of companies as well.
Funds Managed:
Baroda Credit Risk Fund
Baroda Dynamic Bond Fund
Baroda Dynamic Equity Fund
Baroda Dynamic Equity Fund
Baroda Equity Savings Fund
Baroda Equity Savings Fund
Baroda Liquid Fund
Baroda Money Market Fund
Baroda Overnight Fund
Baroda Overnight Fund
Baroda Credit Risk Fund
Baroda Dynamic Bond Fund
Baroda Liquid Fund
Baroda Money Market Fund
Baroda Short Term Bond Fund
Baroda Treasury Advantage Fund
Baroda Short Term Bond Fund
Baroda Treasury Advantage Fund
Baroda Ultra Short Duration Fund
Baroda Ultra Short Duration Fund

Karn Kumar

Education:CA, B.Com(Hons)
Experience:13
Basic Details:Mr. Karn Kumar has more than 13 yearsof experience in Fixed Income, Credit Research and Corporate Finance. Prior to joining the Baroda Pioneer Asset Management Company Limited ( AMC ), he worked with CRISIL Ltd and ICICI bank in areas of credit research and structured finance. He has also worked with Sterlite Industries Limited in the CorporateFinance team.
Funds Managed:
Baroda Credit Risk Fund
Baroda Money Market Fund
Baroda Credit Risk Fund
Baroda Money Market Fund

Holding Type Holding %
[ICRA]A+
10.29
[ICRA]A1+
4.01
[ICRA]AA+
4.10
[ICRA]AA-
11.48
[ICRA]BBB
2.94
BWR AA+
2.54
CARE AA
0.16
CARE D
1.42
Cash
25.05
CRISIL A1+
1.60
CRISIL AA
18.02
CRISIL AA+
4.55
CRISIL AAA
7.93
CRISIL AAA(SO)
1.63
IND AA
2.78
Sov
1.47

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