SBI Credit Risk Fund - Growth - Regular Plan

Item: SBI Credit Risk Fund - Growth - Regular Plan
Rating: 3
Author: PersonalFN

₹31.649 1.91 %Nav, as on 27-03-2020
Previous Nav
₹ 31.0549
Net Change on 27-03-2020
₹0.59
PersonalFN Rating
Category
Debt - Credit Risk Fund
Assets (Cr.)
₹ 5,082.65
Expense Ratio
1.55%
(As on Feb 29, 2020)

Fund Overview Growth | Regular Plan

Fund House
SBI Mutual Fund
Launch Date
14-Jul-2004
Benchmark
Crisil 10 Yr Gilt Index
Minimum Investment (₹)
5,000
Minimum Addl Investment (₹)
1,000
Exit Load (%)
Nil for 8% of investment and 3% for remaining investment on or before 12M, Nil for 8% of investment and 1.5% for remaining investment after 12M but before 24M, Nil for 8% of investment and 0.75% for remaining investment after 24M but before 36M, Nil after 36M
Minimum SIP Investment (₹)
3,000
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
29.51
52 Week Low Nav Date
03-May-2019
52 Week High Nav (₹)
31.78
52 Week High Nav Date
06-Mar-2020

Fund Objective

To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
SBI CREDIT RISK FUND - REGULAR PLAN - GROWTH	-2.83	8.10	6.26	6.59	7.78	7.61
Crisil 10 Yr Gilt Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Composite Credit Risk Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
SBI CREDIT RISK FUND - REGULAR PLAN - GROWTH	Jul 14, 2004		6.26	6.59	7.78	1.55	5,082.65
HDFC Credit Risk Debt Fund - Growth Option	Mar 25, 2014	Unrated	9.10	7.06	8.14	1.46	14,697.44
ICICI Prudential Credit Risk Fund - Growth	Dec 03, 2010		9.69	7.81	8.23	1.56	12,872.44
Franklin India Credit Risk Fund - Growth	Dec 07, 2011		-4.68	3.73	5.76	1.65	5,480.56
Kotak Credit Risk Fund - Growth	May 11, 2010		7.85	6.94	7.98	1.66	5,279.63
Nippon India Credit Risk Fund - Growth Plan	Jun 10, 2005	Unrated	-11.40	0.26	3.75	1.54	4,627.60

Fund Holdings as on 29-February-2020

Company % Assets
Bharat Aluminium Company Ltd.
3.92
Embassy Office Parks Reit
3.76
Sadbhav Engineering Ltd.
3.74
Tata Realty and Infrastructure Ltd.
3.72
TREPS
3.21
Tata International Ltd.
2.98
Sterlite Power Grid Ventures Ltd.
2.97
Tata Realty and Infrastructure Ltd.
2.91
Net Receivable / Payable
2.86
Tata Motor Finance Holdings Ltd.
2.58
Vadodara Bharuch Tollway Ltd.
2.55
Pune Solapur Expressways Pvt. Ltd.
2.50
National Bank for Agriculture and Rural Development
2.15
Coastal Gujarat Power Ltd.
2.07
Housing Development Finance Corporation Ltd.
1.98
Avanse Financial Services Ltd.
1.96
Tata Power Company Ltd.
1.82
Century Textiles & Industries Ltd.
1.67
Indostar Capital Finance Ltd.
1.65
Punjab National Bank
1.62
Nuvoco Vistas Corporation Ltd.
1.58
National Highways Authority of India
1.58
L&T Housing Finance Ltd.
1.50
AU Small Finance Bank Ltd.
1.50
L&T Housing Finance Ltd.
1.50
Coastal Gujarat Power Ltd.
1.21
Gateway Distriparks Ltd.
1.11
Air India Assets Holding Ltd.
1.09
Tata Motors Ltd.
1.08
REC Ltd.
1.06
LIC Housing Finance Ltd.
1.01
Syndicate Bank
1.00
Syndicate Bank
1.00
Tata Power Renewable Energy Ltd.
1.00
LIC Housing Finance Ltd.
0.99
ICICI Bank Ltd.
0.99
Punjab National Bank
0.98
Shriram Transport Finance Company Ltd.
0.98
Fullerton India Home Finance Company Ltd.
0.98
United Bank of India
0.97
Hindustan Petroleum Corporation Ltd.
0.90
Sunbeam Lightweighting Solutions Pvt. Ltd.
0.89
Housing Development Finance Corporation Ltd.
0.83
National Bank for Agriculture and Rural Development
0.83
Food Corporation of India
0.81
Torrent Power Ltd.
0.80
Torrent Power Ltd.
0.80
Torrent Power Ltd.
0.79
Aditya Birla Fashion and Retail Ltd.
0.77
Sunbeam Lightweighting Solutions Pvt. Ltd.
0.75
Sunbeam Lightweighting Solutions Pvt. Ltd.
0.75
Syndicate Bank
0.75
L&T Metro Rail (Hyderabad) Ltd.
0.74
State Bank of India
0.74
Ahmedabad-Maliya Tollway Ltd.
0.58
Power Finance Corporation Ltd.
0.53
L&T Metro Rail (Hyderabad) Ltd.
0.51
National Bank for Agriculture and Rural Development
0.50
Syndicate Bank
0.50
Food Corporation of India
0.50
Power Finance Corporation Ltd.
0.50
REC Ltd.
0.50
Crompton Greaves Consumer Electricals Ltd.
0.49
REC Ltd.
0.49
Power Finance Corporation Ltd.
0.49
AU Small Finance Bank Ltd.
0.40
Gateway Distriparks Ltd.
0.40
National Bank for Agriculture and Rural Development
0.39
Aditya Birla Housing Finance Ltd.
0.30
Gateway Distriparks Ltd.
0.30
Gateway Distriparks Ltd.
0.30
Gateway Distriparks Ltd.
0.30
Tata Motors Ltd.
0.30
SEI Enerstar Renewable Energy Pvt. Ltd. (SPV Of Greenko)
0.29
Elena Renewable Energy Pvt. Ltd.(SPV Of Greenko)
0.29
Pratyash Renewable Pvt.Ltd. (SPV Of Greenko)
0.29
Divyesh Power Pvt. Ltd. (SPV Of Greenko)
0.29
Aashman Energy Pvt. Ltd. (SPV Of Greenko)
0.29
SEI Baskara Power Pvt. Ltd. (SPV Of Greenko)
0.29
SEI Mihir Energy Pvt. Ltd. (SPV Of Greenko)
0.29
Shreyas Renewable Energy Pvt.Ltd. (SPV Of Greenko)
0.29
Aarish Solar Power Pvt. Ltd. (SPV Of Greenko)
0.29
Zuvan Energy Pvt. Ltd. (SPV Of Greenko)
0.29
United Bank of India
0.29
Sunbeam Lightweighting Solutions Pvt. Ltd.
0.28
Allahabad Bank
0.27
Pune Solapur Expressways Pvt. Ltd.
0.25
Tata Motors Ltd.
0.21
Gateway Distriparks Ltd.
0.20
Nuvoco Vistas Corporation Ltd.
0.20
Gateway Distriparks Ltd.
0.10
NIIF Infrastructure Finance Ltd
0.06
Kotak Mahindra Prime Ltd.
0.00

Sector Holding%
Miscellaneous
93.93

About SBI Credit Risk Fund

Scheme Analysis

SBI Credit Risk Fund is a Debt - Credit Risk Fund fund and belongs to SBI Mutual Fund. It was launched on 14-Jul-2004 and currently has an AUM of ₹5,082.65 crore. SBI Credit Risk Fund is benchmarked against Crisil 10 Yr Gilt Index as primary index and CRISIL Composite Credit Risk Index as secondary index.

The NAV of SBI Credit Risk Fund ended up ₹0.59(1.91%)yesterday to ₹31.649.

Among its top 3 holdings the fund has exposure to Bharat Aluminium Company Ltd., and

The SBI Credit Risk Fund is managed by Lokesh Mallya and Mansi Sajeja.

Fund House Contact

Address:

191, Maker Tower 'E' Cuffe Parade Mumbai - 400 005

Phone Number: 022 - 22180221-27

Email Address: partnerforlife@sbimf.com

Fax Number: 022 - 22189663

Website: www.sbimf.com

Fund Manager

Lokesh Mallya

Education:MBA, FRM
Experience:5 Years
Basic Details:Mr. Lokesh Mallya has over 5 years of experience. Prior to joining BSLAMC, he has worked with Aditya Birla Management Corporation Limited as Management Trainee.
Funds Managed:
SBI Credit Risk Fund

Mansi Sajeja

Education:PGDBM, CFA
Experience:
Basic Details:Mansi Sajeja joined SBIFMPL in September 2009 as Credit Analyst. Prior to joining SBIFMPL, Mansi was Rating Analyst at ICRA Ltd from March 2006 to Sep 2009.
Funds Managed:
SBI Credit Risk Fund

Holding Type Holding %
[ICRA]A
2.75
[ICRA]AA
3.72
[ICRA]AA(SO)
0.58
[ICRA]AA-
7.11
[ICRA]AAA
3.33
[ICRA]AAA(SO)
1.25
CARE A
6.72
CARE A+
1.96
CARE AA(SO)
4.28
CARE AA-
0.30
CARE AA-(SO)
2.90
CARE AAA
0.98
Cash
6.07
CRISIL A+
1.26
CRISIL AA
9.52
CRISIL AA+
1.47
CRISIL AA-
5.52
CRISIL AAA
22.65
IND A
5.15
IND A+
6.22
IND AA
1.82
IND AA-
4.36

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