SBI Credit Risk Fund - Growth - Regular Plan

Item: SBI Credit Risk Fund - Growth - Regular Plan
Rating: 1
Author: PersonalFN

₹32.5253 0.11 %Nav, as on 06-07-2020
Previous Nav
₹ 32.4904
Net Change on 06-07-2020
₹0.03
PersonalFN Rating
Category
Debt - Credit Risk Fund
Assets (Cr.)
₹ 3,948.90
Expense Ratio
1.54%
(As on May 31, 2020)

Fund Overview Growth | Regular Plan

Fund House
SBI Mutual Fund
Launch Date
14-Jul-2004
Benchmark
Crisil 10 Yr Gilt Index
Minimum Investment (₹)
5,000
Minimum Addl Investment (₹)
1,000
Exit Load (%)
Nil for 8% of investment and 3% for remaining investment on or before 12M, Nil for 8% of investment and 1.5% for remaining investment after 12M but before 24M, Nil for 8% of investment and 0.75% for remaining investment after 24M but before 36M, Nil after 36M
Minimum SIP Investment (₹)
500
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
29.97
52 Week Low Nav Date
08-Jul-2019
52 Week High Nav (₹)
32.53
52 Week High Nav Date
06-Jul-2020

Fund Objective

To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
SBI CREDIT RISK FUND - REGULAR PLAN - GROWTH	22.11	9.75	8.66	6.66	7.85	7.66
Crisil 10 Yr Gilt Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Composite Credit Risk Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
SBI CREDIT RISK FUND - REGULAR PLAN - GROWTH	Jul 14, 2004		8.66	6.66	7.85	1.54	3,948.90
ICICI Prudential Credit Risk Fund - Growth	Dec 03, 2010		9.84	7.80	8.27	1.59	6,694.81
HDFC Credit Risk Debt Fund - Growth Option	Mar 25, 2014	Unrated	9.00	7.00	8.17	1.57	6,538.60
Franklin India Credit Risk Fund - Growth	Dec 07, 2011	Unrated	-4.38	3.02	5.41	0.64	3,359.66
Kotak Credit Risk Fund - Growth	May 11, 2010		6.96	6.66	7.78	1.80	2,051.99
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth	Apr 22, 2015	Unrated	3.08	4.90	6.99	1.84	1,948.51

Fund Holdings as on 31-May-2020

Company % Assets
Bharat Aluminium Company Ltd.
5.05
Indinfravit Trust
3.83
Sterlite Power Grid Ventures Ltd.
3.83
Tata Realty and Infrastructure Ltd.
3.79
Tata International Ltd.
3.72
Bharti Airtel Ltd.
3.59
Tata Realty and Infrastructure Ltd.
3.45
Tata Motor Finance Holdings Ltd.
3.39
Vadodara Bharuch Tollway Ltd. (subsidiary of L&T IDPL Limited)
3.26
Pune Solapur Expressways Pvt. Ltd. (A Tata Realty and Infrastructure Limited JV)
3.22
Avanse Financial Services Ltd.
2.54
Motilal Oswal Home Finance Ltd.
2.53
Net Receivable / Payable
2.51
Embassy Office Parks Reit
2.49
Aadhar Housing Finance Ltd.
2.45
Crompton Greaves Consumer Electricals Ltd.
2.28
Muthoot Finance Ltd.
2.26
Indostar Capital Finance Ltd.
2.17
Nuvoco Vistas Corporation Ltd.
2.03
Housing and Urban Development Corporation Ltd.
2.01
AU Small Finance Bank Ltd.
1.95
7.68% CGL 2023
1.93
Manappuram Finance Ltd.
1.86
Godrej Properties Ltd.
1.51
Tata Projects Ltd.
1.49
REC Ltd.
1.34
Indian Railway Finance Corporation Ltd.
1.31
National Bank for Agriculture and Rural Development
1.30
Reliance Industries Ltd.
1.30
Punjab National Bank
1.30
Housing Development Finance Corporation Ltd.
1.30
REC Ltd.
1.28
Equitas Small Finance Bank Ltd.
1.27
Fullerton India Home Finance Company Ltd.
1.26
Tata Power Renewable Energy Ltd. (Guaranteed by Tata Power Limited)
1.26
Hindustan Petroleum Corporation Ltd.
1.20
Shriram Transport Finance Company Ltd.
1.19
Aditya Birla Fashion and Retail Ltd.
1.01
Gateway Distriparks Ltd.
1.00
L&T Metro Rail (Hyderabad) Ltd. [Guaranteed by Larsen & Toubro Limited]
0.94
Ahmedabad-Maliya Tollway Ltd.
0.75
Power Finance Corporation Ltd.
0.68
L&T Metro Rail (Hyderabad) Ltd. [Guaranteed by Larsen & Toubro Limited]
0.65
Power Finance Corporation Ltd.
0.64
L&T Housing Finance Ltd.
0.64
Crompton Greaves Consumer Electricals Ltd.
0.63
Power Finance Corporation Ltd.
0.62
AU Small Finance Bank Ltd.
0.52
Gateway Distriparks Ltd.
0.51
TREPS
0.49
Aditya Birla Housing Finance Ltd.
0.40
Punjab National Bank
0.39
Gateway Distriparks Ltd.
0.38
Gateway Distriparks Ltd.
0.38
Gateway Distriparks Ltd.
0.38
Pratyash Renewable Pvt.Ltd. (SPV Of Greenko)
0.36
Aashman Energy Pvt. Ltd. (SPV Of Greenko)
0.36
SEI Baskara Power Pvt. Ltd. (SPV Of Greenko)
0.36
SEI Enerstar Renewable Energy Pvt. Ltd. (SPV Of Greenko)
0.36
SEI Mihir Energy Pvt. Ltd. (SPV Of Greenko)
0.36
Shreyas Renewable Energy Pvt.Ltd. (SPV Of Greenko)
0.36
Zuvan Energy Pvt. Ltd. (SPV Of Greenko)
0.36
Aarish Solar Power Pvt. Ltd. (SPV Of Greenko)
0.36
Elena Renewable Energy Pvt. Ltd.(SPV Of Greenko)
0.36
Divyesh Power Pvt. Ltd. (SPV Of Greenko)
0.36
Pune Solapur Expressways Pvt. Ltd. (A Tata Realty and Infrastructure Limited JV)
0.32
Gateway Distriparks Ltd.
0.25
Nuvoco Vistas Corporation Ltd.
0.25
Gateway Distriparks Ltd.
0.13
Kotak Mahindra Prime Ltd.
0.00

Sector Holding%
Miscellaneous
92.29

Fund Manager

Lokesh Mallya

Education:MBA, FRM
Experience:5 Years
Basic Details:Mr. Lokesh Mallya has over 5 years of experience. Prior to joining BSLAMC, he has worked with Aditya Birla Management Corporation Limited as Management Trainee.
Funds Managed:
SBI Credit Risk Fund

Mansi Sajeja

Education:PGDBM, CFA
Experience:
Basic Details:Mansi Sajeja joined SBIFMPL in September 2009 as Credit Analyst. Prior to joining SBIFMPL, Mansi was Rating Analyst at ICRA Ltd from March 2006 to Sep 2009.
Funds Managed:
SBI Credit Risk Fund

Holding Type Holding %
[ICRA]A
3.54
[ICRA]AA
3.45
[ICRA]AA(CE)
0.75
[ICRA]AA-
8.96
[ICRA]AAA
3.71
[ICRA]AAA(CE)
1.59
CARE A
3.72
CARE A+
2.54
CARE AA
2.45
CARE AA(CE)
1.26
CARE AA-(CE)
3.60
CARE AAA
1.26
Cash
3.00
CRISIL A+
1.69
CRISIL A1+
2.78
CRISIL AA
14.79
CRISIL AA+
4.10
CRISIL AA-
4.48
CRISIL AAA
16.63
IND A
7.09
IND AA
1.49
IND AA-
5.20
Sovereign
1.93

About SBI Credit Risk Fund

NULL

Scheme Analysis

SBI Credit Risk Fund is a Debt - Credit Risk Fund fund and belongs to SBI Mutual Fund. It was launched on 14-Jul-2004 and currently has an AUM of ₹3,948.90 crore. SBI Credit Risk Fund is benchmarked against Crisil 10 Yr Gilt Index as primary index and CRISIL Composite Credit Risk Index as secondary index.

The NAV of SBI Credit Risk Fund ended up ₹0.03(0.11%)yesterday to ₹32.5253.

Among its top 3 holdings the fund has exposure to Bharat Aluminium Company Ltd., and

The SBI Credit Risk Fund is managed by Lokesh Mallya and Mansi Sajeja.

Fund House Contact

Address:

191, Maker Tower 'E' Cuffe Parade Mumbai - 400 005

Phone Number: 022 - 22180221-27

Email Address: partnerforlife@sbimf.com

Fax Number: 022 - 22189663

Website: www.sbimf.com

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