SBI Short Term Debt Fund - IDCW - Regular Plan

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₹18.1773 0.04 %Nav, as on 31-10-2025
Previous Nav
₹ 18.1708
Net Change on 31-10-2025
₹0.01
PersonalFN Rating
Unrated
Category
Debt - Short Duration Fund
Assets (Cr.)
₹ 16,276.82
Expense Ratio
0.85%
(As on Sep 30, 2025)

Fund Overview IDCW | Regular Plan

Fund House
SBI Mutual Fund
Launch Date
26-Jul-2007
Benchmark
CRISIL 1 year T-Bill Index
Minimum Investment (₹)
5,000
Minimum Addl Investment (₹)
1,000
Exit Load (%)
Nil
Minimum SIP Investment (₹)
500
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
34.54
52 Week Low Nav Date
31-Oct-2024
52 Week High Nav (₹)
37.37
52 Week High Nav Date
30-Oct-2025

Fund Objective

To provide investors an opportunity to generate regular income through investments in a portfolio comprising predominantly of debt instruments which are rated not below investment grade and money market instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
SBI Short Term Debt Fund - Regular Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)	8.31	5.44	8.19	7.60	5.76	6.76
CRISIL 1 year T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Short Duration Debt Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
SBI Short Term Debt Fund - Regular Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)	Jul 26, 2007	Unrated	8.19	7.60	5.76	0.85	16,276.82
ICICI Prudential Short Term Fund - Monthly IDCW	Oct 25, 2001		8.15	7.79	6.38	1.05	22,387.34
HDFC Short Term Debt Fund - Fortnightly IDCW Option	Jun 25, 2010		8.20	7.92	6.21	0.73	17,621.91
HDFC Short Term Debt Fund - Normal IDCW Option	Dec 18, 2014		8.20	7.93	6.22	0.73	17,621.91
SBI Short Term Debt Fund - Regular Plan Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW)	Jul 25, 2012	Unrated	8.19	7.60	5.76	0.85	16,276.82
SBI Short Term Debt Fund - Regular Plan Weekly Income Distribution cum Capital Withdrawal Option (IDCW)	Feb 22, 2008	Unrated	8.19	7.60	5.76	0.85	16,276.82

Fund Holdings as on 30-September-2025

Company % Assets
6.33% CGL 2035
4.83
6.79% CGL 2034
4.03
7.17% CGL 2030
3.88
REC Ltd.
3.12
8.32% State Government of Rajasthan 2029
2.90
Shivshakti Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust)
2.31
Siddhivinayak Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust)
2.30
National Bank for Agriculture and Rural Development
2.19
Small Industries Development Bank of India
2.18
Tata Communications Ltd.
2.17
Hindustan Petroleum Corporation Ltd.
1.99
TREPS
1.99
Aditya Birla Housing Finance Ltd.
1.87
Mindspace Business Parks Reit
1.87
Toyota Financial Services India Ltd.
1.86
SMFG India Credit Company Ltd.
1.74
Jamnagar Utilities & Power Pvt. Ltd.
1.72
Godrej Industries Ltd.
1.68
Toyota Financial Services India Ltd.
1.59
Net Receivable / Payable
1.59
Mahindra Rural Housing Finance Ltd.
1.56
Muthoot Finance Ltd.
1.55
Bharti Telecom Ltd.
1.45
National Bank for Agriculture and Rural Development
1.41
Small Industries Development Bank of India
1.40
Small Industries Development Bank of India
1.38
Cholamandalam Investment & Finance Co. Ltd.
1.34
National Bank for Agriculture and Rural Development
1.25
Muthoot Finance Ltd.
1.24
Tata Projects Ltd.
1.24
Mindspace Business Parks Reit
1.24
Anzen India Energy Yield Plus Trust
1.24
Radhakrishna Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust)
1.24
Aadhar Housing Finance Ltd.
1.23
HDB Financial Services Ltd.
1.23
Muthoot Finance Ltd.
1.23
Cube Highways Trust
1.23
India Universal Trust AL1 (Obligor - HDFC Bank Ltd.)
1.20
Axis Bank Ltd.
1.18
Power Finance Corporation Ltd.
1.13
Small Industries Development Bank of India
1.12
SMFG India Home Finance Co. Ltd.
1.08
India Universal Trust AL2 (Obligor - HDFC Bank Ltd.)
0.99
Mindspace Business Parks Reit
0.93
National Housing Bank
0.93
IndiGrid Infrastructure Trust
0.92
Canara Bank
0.92
Sustainable Energy Infra Trust
0.91
7.68% State Government of Tamil Nadu 2030
0.91
Mahindra Rural Housing Finance Ltd.
0.78
Aditya Birla Housing Finance Ltd.
0.78
Bharti Telecom Ltd.
0.64
LIC Housing Finance Ltd.
0.63
REC Ltd.
0.62
HDB Financial Services Ltd.
0.62
HDB Financial Services Ltd.
0.62
Godrej Seeds & Genetics Ltd.
0.62
Godrej Seeds & Genetics Ltd.
0.61
IndiGrid Infrastructure Trust
0.61
Tata Motors Ltd.
0.61
6.68% CGL 2040
0.60
Canara Bank
0.60
HDFC Bank Ltd.
0.60
LIC Housing Finance Ltd.
0.47
Aditya Birla Capital Ltd.
0.47
6.84% State Government of Tamil Nadu 2029
0.46
Godrej Seeds & Genetics Ltd.
0.40
Godrej Seeds & Genetics Ltd.
0.40
Godrej Seeds & Genetics Ltd.
0.40
Godrej Seeds & Genetics Ltd.
0.40
7.18% CGL 2033
0.38
Muthoot Finance Ltd.
0.38
Torrent Power Ltd.
0.37
Nexus Select Trust
0.31
TVS Credit Services Ltd.
0.31
Indian Railway Finance Corporation Ltd.
0.31
Power Finance Corporation Ltd.
0.31
Tata Capital Housing Finance Ltd.
0.31
Export-Import Bank of India
0.31
Bajaj Finance Ltd.
0.31
6.86% State Government of Karnataka 2030
0.31
Bajaj Finance Ltd.
0.31
REC Ltd.
0.31
Indian Bank
0.29
Corporate Debt Market Development Fund-A2
0.28
Tata Capital Housing Finance Ltd.
0.16
Power Finance Corporation Ltd.
0.16
IndiGrid Infrastructure Trust
0.15
LIC Housing Finance Ltd.
0.13
REC Ltd.
0.06
6.75% State Government of Rajasthan 2030
0.06
7.17% State Government of Tamil Nadu 2033
0.02
7.66% State Government of Tamil Nadu 2033
0.01
GOI 15.06.2027 GOV
0.01

Sector Holding%
Miscellaneous
66.11

Fund Manager

Mansi Sajeja

Education:PGDBM, CFA
Experience:
Basic Details:Mansi Sajeja joined SBIFMPL in September 2009 as Credit Analyst. Prior to joining SBIFMPL, Mansi was Rating Analyst at ICRA Ltd from March 2006 to Sep 2009.
Funds Managed:
SBI Balanced Advantage Fund
SBI Conservative Hybrid Fund
SBI Conservative Hybrid Fund
SBI Equity Hybrid Fund
SBI Balanced Advantage Fund
SBI Conservative Hybrid Fund
SBI Equity Hybrid Fund
SBI Multi Asset Allocation Fund
SBI Short Term Debt Fund

Most Recent Dividend

Dividend Details

Record Date Dividend (%)
28/02/2020
0.50
31/01/2020
0.50
27/12/2019
0.50
29/11/2019
0.50
25/10/2019
0.50
27/09/2019
0.50
30/08/2019
0.50
26/07/2019
0.50
28/06/2019
0.50
31/05/2019
0.50
29/03/2019
0.50
28/02/2019
0.50
31/01/2019
0.50
28/12/2018
0.50
30/11/2018
0.50
31/10/2018
0.50
28/09/2018
0.50
31/08/2018
0.50
31/07/2018
0.60
27/04/2018
0.40
23/03/2018
0.40
28/02/2018
0.40
31/01/2018
0.60
29/12/2017
0.60
30/11/2017
0.60
31/10/2017
0.60
29/09/2017
0.60
31/08/2017
0.60
31/07/2017
0.60
31/05/2017
0.60
28/04/2017
0.60
31/03/2017
0.60
28/02/2017
0.60
31/01/2017
0.60
30/12/2016
0.60
30/11/2016
0.60
28/10/2016
0.70
30/09/2016
0.70
31/08/2016
0.70
29/07/2016
0.60
30/06/2016
0.60
31/05/2016
0.60
29/04/2016
0.60
31/03/2016
0.60
29/02/2016
0.60
29/01/2016
0.60
31/12/2015
0.60
30/11/2015
0.60
30/10/2015
0.60
30/09/2015
0.60
31/08/2015
0.60
31/07/2015
0.60
30/06/2015
0.60
29/05/2015
0.60
30/04/2015
0.60
31/03/2015
0.50
27/02/2015
0.50
30/01/2015
1.25
31/12/2014
0.80
28/11/2014
0.80
31/10/2014
0.80
30/09/2014
0.80
28/08/2014
0.75
31/07/2014
0.70
30/06/2014
0.69
30/05/2014
0.90
30/04/2014
0.70
28/03/2014
0.75
28/02/2014
0.55
31/01/2014
0.85
31/12/2013
1.00
29/11/2013
0.50
31/10/2013
1.14
03/07/2013
0.14
31/05/2013
1.32
30/04/2013
1.66
26/03/2013
0.97
28/02/2013
0.41
31/01/2013
0.80
31/12/2012
0.72
30/11/2012
0.53
31/10/2012
0.76
28/09/2012
0.95
31/08/2012
0.76
31/07/2012
0.80
29/06/2012
0.72
31/05/2012
0.68
02/05/2012
0.68
30/03/2012
0.64
29/02/2012
0.64
31/01/2012
0.68
30/12/2011
0.76
30/11/2011
0.56
31/10/2011
0.45
29/09/2011
0.62
30/08/2011
0.62
29/07/2011
0.60
30/06/2011
0.60
01/06/2011
0.57
02/05/2011
0.61
31/03/2011
0.53
01/03/2011
0.45
01/02/2011
0.45
03/01/2011
0.41
01/12/2010
0.41
01/11/2010
0.41
01/09/2010
0.33
02/08/2010
0.40
02/07/2010
0.48
01/06/2010
0.45
03/05/2010
0.45
31/03/2010
0.45
02/03/2010
0.43
01/02/2010
0.43
04/01/2010
0.43
01/12/2009
0.45
03/11/2009
0.41
01/10/2009
0.41
01/09/2009
0.41
03/08/2009
0.45
02/07/2009
0.45
01/06/2009
0.51
04/05/2009
0.58
31/03/2009
0.64
02/03/2009
0.64
02/02/2009
0.73
01/01/2009
0.86
02/05/2008
0.96
31/03/2008
0.36
03/03/2008
0.36
01/02/2008
0.46
01/01/2008
0.53
03/12/2007
0.40
01/11/2007
0.40
01/10/2007
3.97
03/09/2007
2.67

Holding Type Holding %
[ICRA]AA
1.23
[ICRA]AA+
1.34
[ICRA]AAA
12.50
CARE AAA
2.17
Cash
3.58
CRISIL A1+
3.59
CRISIL AA
4.07
CRISIL AA+
7.37
CRISIL AAA
36.49
CRISIL AAA(SO)
6.84
IND AAA
0.93
IND AAA(SO)
1.20
Sov
18.40
Unrated
0.28

About SBI Short Term Debt Fund

Scheme Analysis

SBI Short Term Debt Fund is a Debt - Short Duration Fund fund and belongs to SBI Mutual Fund. It was launched on 26-Jul-2007 and currently has an AUM of ₹16,276.82 crore. SBI Short Term Debt Fund is benchmarked against CRISIL 1 year T-Bill Index as primary index and CRISIL Short Duration Debt Index as secondary index.

The NAV of SBI Short Term Debt Fund ended up ₹0.01(0.04%)yesterday to ₹18.1773.

Among its top 3 holdings the fund has exposure to 6.33% CGL 2035, and

The SBI Short Term Debt Fund is managed by Mansi Sajeja .

Fund House Contact

Address:

9th Floor, Crescenzo, C - 38 & 39 G Block, BKC, Bandra (East) Mumbai - 400 051

Phone Number: 022 - 61793537

Email Address: customer.delight@sbimf.com

Fax Number: 022 - 22189663

Website: www.sbimf.com

Money Simplified Videos

Infographics

SBI Short Term Debt Fund - IDCW - Regular Plan

Fund Overview IDCW | Regular Plan

Fund Objective

To provide investors an opportunity to generate regular income through investments in a portfolio comprising predominantly of debt instruments which are rated not below investment grade and money market instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 30-September-2025

Fund Manager

Most Recent Dividend

About SBI Short Term Debt Fund

Scheme Analysis

Fund House Contact

Financial Health Checkup

Money Simplified Videos

Infographics

SBI Short Term Debt Fund - IDCW - Regular Plan

Fund Overview IDCW | Regular Plan

Fund Objective

To provide investors an opportunity to generate regular income through investments in a portfolio comprising predominantly of debt instruments which are rated not below investment grade and money market instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 30-September-2025

Fund Manager

Most Recent Dividend

About SBI Short Term Debt Fund

Scheme Analysis

Fund House Contact