UTI-Unit Linked Insurance Plan - Growth - Regular Plan

₹25.07 0.29 %Nav, as on 13-12-2019
Previous Nav
₹ 25.0004
Net Change on 13-12-2019
₹0.07
PersonalFN Rating
Unrated
Category
Hybrid - Dynamic Asset Allocation
Assets (Cr.)
₹ 4,384.80
Expense Ratio
1.66%
(As on Nov 30, 2019)

Fund Overview Growth | Regular Plan

Fund House
UTI Mutual Fund
Launch Date
01-Oct-1971
Benchmark
Crisil 10 Yr Gilt Index
Minimum Investment (₹)
15,000
Minimum Addl Investment (₹)
1,000
Exit Load (%)
2% on or before maturity,Nil after maturity
Minimum SIP Investment (₹)
500
Minimum STP Investment (₹)
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
1337.25
52 Week Low Nav Date
23-Aug-2019
52 Week High Nav (₹)
1471.32
52 Week High Nav Date
03-Jun-2019

Fund Objective

An open-ended balanced fund with an objective of investing not more than 40% of the funds in equity and equity related instruments and balance in debt and money market instruments with low to medium risk profile. Investment by an individual in the scheme is eligible for exemption under section 80C of the IT Act 1961. In addition the scheme also offers Life Insurance and Accident Insurance cover.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
UTI - Unit Linked Insurance Plan	0.73	4.20	-0.26	5.75	6.32	10.82
Crisil 10 Yr Gilt Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Short Term Debt Hybrid 60+40 Fund Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Absolute, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
UTI - Unit Linked Insurance Plan	Oct 01, 1971	Unrated	-0.26	5.75	6.32	1.66	4,384.80
Edelweiss Balanced Advantage Fund - Regular Plan - Growth Option	Aug 20, 2009		7.51	10.37	6.89	2.11	1,481.56
DSP Dynamic Asset Allocation Fund - Regular Plan - Growth	Feb 06, 2014		8.98	7.65	7.35	0.87	1,025.77
IDFC DEF Regular Plan Growth	Oct 10, 2014	Unrated	8.69	8.58	6.26	2.25	984.19
Invesco India Dynamic Equity Fund - Growth	Oct 04, 2007		9.14	11.00	8.18	2.20	912.42
Principal Balanced Advantage Fund - Growth Option	Dec 16, 2010	Unrated	1.37	5.44	5.23	2.74	197.84

Fund Holdings as on 30-November-2019

Company % Assets
GSEC RESERVE BANK OF INDIAMATURING 14/01/2029
4.28
NCD HDFC LTD.
4.20
NCD SIKKA PORTS & TERMINALS LTD.
3.31
EQ BAJAJ FINANCE LTD.
3.11
NET CURRENT ASSETS
3.07
NCD EDELWEISS RURAL & CORPORATE SERVICES LTD
3.06
NCD JAMNAGAR UTILITIES & POWER PVT LTD.
2.93
EQ HDFC BANK LTD.
2.59
NCD INDIAN RAILWAYS FIN CORPN LTD.
2.39
NCD U P POWER CORPORATION LTD
2.28
NCDR MAGMA FINCORP LTD.
2.28
EQ HDFC LTD.
1.84
EQ KOTAK MAHINDRA BANK LTD.
1.83
NCD NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
1.82
EQ INDUS IND BANK LTD.
1.75
NCD GREEN INFRA WIND ENERGY LTD
1.72
NCD YES BANK LTD.
1.71
NCD UNION BANK OF INDIA
1.56
EQ INFO-EDGE (INDIA) LTD.
1.48
EQ LARSEN & TOUBRO INFOTECH LTD
1.45
NCD STATE BANK OF INDIA
1.43
NCD INDIABULLS HOUSING FINANCE LTD.
1.42
EQ TATA CONSULTANCY SERVICES LTD.
1.32
EQ ASTRAL POLY TECHNIK LTD.
1.30
EQ INFOSYS LTD.
1.29
NCD YES BANK LTD.
1.28
GSEC RESERVE BANK OF INDIAMATURING 28/08/2032
1.22
EQ SHREE CEMENT LTD.
1.22
NCD SHRIRAM TRANSPORT FINANCE CO.LTD.
1.20
GSEC RESERVE BANK OF INDIAMATURING 17/06/2033
1.20
NCD BANK OF BARODA
1.16
NCD SYNDICATE BANK
1.15
NCDR INDOSTAR CAPITAL FINANCE LTD.
1.11
NCD CHOLAMANDALAM INVESTMENT & FINANCE COMPANY LTD
1.09
NCD VODAFONE IDEA LTD
1.03
EQ DR. LAL PATHLABS LTD.
0.97
NCD U P POWER CORPORATION LTD
0.91
EQ AU SMALL FINANCE BANK LTD
0.90
EQ DIVIS LABORATORIES LTD.
0.89
EQ JUBILANT FOOD WORKS LTD
0.81
EQ MOTHERSON SUMI SYSTEM LTD.
0.77
EQ BERGER PAINTS INDIA LTD.
0.75
EQ MARUTI SUZUKI INDIA LTD.
0.75
EQ P I INDUSTRIES LTD.
0.72
NCD JORABAT SHILLONG EXPRESSWAY LIMITED
0.70
NCD JUBILANT LIFE SCIENCES LTD
0.69
NCD BANK OF BARODA
0.69
EQ IPCA LABORATORIES LTD.
0.68
EQ CITY UNION BANK LTD
0.68
EQ ENDURANCE TECHNOLOGIES LTD.
0.64
EQ TORRENT PHARMACEUTICALS LTD.
0.63
NCD NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
0.61
NCD JAMNAGAR UTILITIES & POWER PVT LTD.
0.60
NCD INDIAN RAILWAYS FIN CORPN LTD.
0.60
EQ TITAN COMPANY LTD.
0.60
EQ EICHER MOTORS LTD
0.59
EQ NESTLE INDIA LTD.
0.59
EQ AMARRAJA BATTERIES LTD.
0.59
NCD SYNDICATE BANK
0.58
NCD REC LTD
0.58
NCD JUBILANT LIFE SCIENCES LTD
0.58
NCD NATIONAL HIGHWAYS AUTHORITY OF INDIA
0.58
EQ DABUR INDIA LTD.
0.58
NCD UNION BANK OF INDIA
0.57
NCD HDFC LTD.
0.57
NCD INDIAN RAILWAYS FIN CORPN LTD.
0.57
EQ PAGE INDUSTRIES LTD
0.57
NCD PUNJAB NATIONAL BANK
0.57
EQ GRINDWELL NORTON LTD.
0.54
EQ HAVELLS INDIA LTD.
0.54
EQ MARICO LTD.
0.53
EQ PIDILITE INDUSTRIES LTD.
0.52
EQ SUN PHARMACEUTICALS INDUSTRIES LTD.
0.48
EQ SCHAEFFLER INDIA LTD
0.47
EQ CADILA HEALTHCARE LTD.
0.46
GSEC RESERVE BANK OF INDIAMATURING 07/10/2029
0.46
NCD MUTHOOT FINANCE LTD
0.44
EQ SHEELA FOAM LTD.
0.43
NCD JORABAT SHILLONG EXPRESSWAY LIMITED
0.37
EQ METROPOLIS HEALTHCARE LTD
0.37
EQ RBL BANK LTD.
0.37
EQ HINDUSTAN ZINC LTD.
0.36
EQ SYNGENE INTERNATIONAL LTD.
0.34
NCD PIRAMAL ENTERPRISES LTD.
0.34
EQ SYMPHONY LTD.
0.33
EQ CROMPTON GREAVES CONSUMER ELECTRICALS LTD.
0.32
EQ AJANTA PHARMA LIMITED
0.32
EQ AVENUE SUPERMARTS LTD.
0.32
EQ MINDTREE LTD.
0.31
EQ ERIS LIFESCIENCES LTD
0.30
EQ CERA SANITARYWARE LTD.
0.28
EQ eCLERX SERVICES LTD.
0.27
NCD NATIONAL HIGHWAYS AUTHORITY OF INDIA
0.24
NCD AXIS BANK LTD.
0.24
NCD AXIS FINANCE LTD
0.22
EQ ITC LTD.
0.20
NCD L&T INFRA DEBT FUND LTD.
0.14
EQ LA OPALA RG LTD.
0.14
EQ IGARASHI MOTORS INDIA LTD.
0.09
NCD POWER FINANCE CORPORATION LTD.
0.07
FEDERAL BANK LTD STD - 371 DaysMargin deposit
0.02
MF UNITS-UTI OVERNIGHT FUND - DIRECT GROWTH
0.02
EQ SHUKRA JEWELLERY LTD
0.01
EQ OMEGA LABORATORIES LTD.
0.00
EQ THE DHAR TEXTILES MILLS LTD
0.00
EQ SRM ENERGY LTD.
0.00
EQ MAHENDRA PETROCHEMICALS LTD.
0.00
PREF SH BRITISH INDIA CORPORATION LTD.
0.00
PREF SH BOMBAY POTTERIES INDIA LTD.
0.00
EQ MARWAR HOTELS LTD
0.00
WARRANT PAAM PHARMACEUTICALS (DELHI) LTD.
0.00
EQ ARUNA MILLS COMPANY LTD.
0.00
EQ RAIPUR MANUFACTURING CO.LTD.
0.00
EQ NUTAN MILLS LTD.
0.00
EQ EURO COTSPIN LTD.
0.00
EQ EASTERN MEDIKIT LTD.
0.00
EQ INFRASTRUCTURE LEASING & FIN.SER.LT
0.00
EQ RAJINDER STEELS LTD.
0.00
EQ JAIPUR SYNTEX LTD.
0.00
EQ INDIAN STEEL ROLLING MILLS LTD.
0.00
EQ DHAR CEMENT LTD.
0.00
EQ SERENE INDUSTRIES LIMITED.
0.00
EQ PARASRAMPURIA SYNTHETICS
0.00
EQ POYSHA INDUSTRIAL CO. LTD.
0.00
EQ MODERN DENIM LTD.
0.00
EQ ORIQUA LIMITED
0.00
PREF SH TRAVANCORE RAYONS LTD.
0.00
PREF SH NEW SWADESHI MILLS LTD.
0.00
PREF SH SWASTIK RUBBER LTD.
0.00
PREF SH JIYAJEERAO COTTON MILLS LTD.
0.00
NCD DEWAN HSG FINANCE CORPORATION LTD
0.00
NCDR DEWAN HSG FINANCE CORPORATION LTD
0.00

Sector Holding%
Miscellaneous
49.60
Bank - Private
8.11
IT - Software
4.37
Pharmaceuticals & Drugs
3.75
Finance - NBFC
3.11
Consumer Food
1.92
Finance - Housing
1.84
BPO/ITeS
1.75
Auto Ancillary
1.40
Hospital & Healthcare Services
1.34
Plastic Products
1.30
Cement & Construction Materials
1.22
Household & Personal Products
1.01
Paints
0.75
Automobiles - Passenger Cars
0.75
Pesticides & Agrochemicals
0.72
Consumer Durables - Domestic Appliances
0.65
Electric Equipment
0.63
Diamond & Jewellery
0.60
Batteries
0.59
Automobile Two & Three Wheelers
0.59
Textile
0.57
Abrasives
0.54
Chemicals
0.52
Bearings
0.47
Metal - Non Ferrous
0.36
Retailing
0.32
Ceramics/Marble/Granite/Sanitaryware
0.28
Cigarettes/Tobacco
0.20
Glass
0.14
Hotel, Resort & Restaurants
0.00
Medical Equipment/Supplies/Accessories
0.00
Textile - Spinning
0.00
Textile - Weaving
0.00
Trading
0.00
Unspecified
0.00
Dyes & Pigments
0.00
Finance - Investment
0.00
Aquaculture
0.00

About UTI-Unit Linked Insurance Plan

Scheme Analysis

UTI-Unit Linked Insurance Plan is a Hybrid - Dynamic Asset Allocation fund and belongs to UTI Mutual Fund. It was launched on 01-Oct-1971 and currently has an AUM of ₹4,384.80 crore. UTI-Unit Linked Insurance Plan is benchmarked against Crisil 10 Yr Gilt Index as primary index and CRISIL Short Term Debt Hybrid 60+40 Fund Index as secondary index.

The NAV of UTI-Unit Linked Insurance Plan ended up ₹0.07(0.29%)yesterday to ₹25.07.

Among its top 3 holdings the fund has exposure to GSEC RESERVE BANK OF INDIAMATURING 14/01/2029, NCD HDFC LTD. and NCD SIKKA PORTS & TERMINALS LTD.

The UTI-Unit Linked Insurance Plan is managed by Amandeep Singh Chopra and Ajay Tyagi.

Fund House Contact

Address:

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East) Mumbai - 400 051

Phone Number: +91 (22) 66786666

Email Address: service@uti.co.in

Fax Number: +91 (22) 66786503,56786578

Website: www.utimf.com

Fund Manager

Amandeep Singh Chopra

Education:BSc, MBA
Experience:21 Years
Basic Details:Mr. Chopra has been with UTI AMC since 1994 and has been responsible for increasing the asset value in some of the select funds. He has achieved CPR1 and CPR2 ranking for several funds as a Fund Manager. Three of his funds namely UTI Liquid Cash Plan, UTI liquid Cash Plan-Institutional and UTI Bond Fund has been awarded CNBC TV-18 Crisil Mutual Award. Presently, he is functioning as the Head of Fixed Income.
Funds Managed:
UTI Bond Fund
UTI CCF- Savings Plan
UTI Dynamic Bond Fund
UTI Floater Fund
UTI Floater Fund
UTI Gilt Fund
UTI Liquid Cash Plan
UTI Liquid Cash Plan
UTI Medium Term Fund
UTI Money Market Fund
UTI Money Market Fund
UTI Overnight Fund
UTI Regular Savings Fund
UTI-Retirement Benefit Pension Fund
UTI-Unit Linked Insurance Plan

Ajay Tyagi

Education:
Experience:
Basic Details:
Funds Managed:
UTI Equity Fund
UTI Regular Savings Fund
UTI-Unit Linked Insurance Plan

Holding Type Holding %
CARE-A+
1.73
CARE-AA
1.16
CARE-AA+
1.09
CARE-AA-
2.67
CARE-BBB-
1.03
CARE-D
0.00
Cash
3.07
CRISIL-AA
1.71
CRISIL-AA(SO)
1.72
CRISIL-AA+
3.32
CRISIL-AAA
19.67
Deposits
0.02
Equity
40.19
FITCH-A
0.57
FITCH-AA
0.57
FITCH-AA(SO)
3.19
FITCH-AA-
2.28
FITCH-D(SO)
1.07
ICRA-AA
0.34
ICRA-AA+
1.42
ICRA-AA-
3.06
ICRA-BBB+
2.99
MFU
0.02
Preference Shares
0.00
SOV
7.16
Warrants
0.00

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