UTI-Unit Linked Insurance Plan - Growth - Regular Plan

₹25.6617 0.85 %Nav, as on 28-09-2020
Previous Nav
₹ 25.4452
Net Change on 28-09-2020
₹0.22
PersonalFN Rating
Unrated
Category
Hybrid - Dynamic Asset Allocation
Assets (Cr.)
₹ 4,453.14
Expense Ratio
1.77%
(As on Aug 31, 2020)

Fund Overview Growth | Regular Plan

Fund House
UTI Mutual Fund
Launch Date
01-Oct-1971
Benchmark
Crisil 10 Yr Gilt Index
Minimum Investment (₹)
15,000
Minimum Addl Investment (₹)
1,000
Exit Load (%)
2% on or before maturity,Nil after maturity
Minimum SIP Investment (₹)
500
Minimum STP Investment (₹)
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
1212.88
52 Week Low Nav Date
23-Mar-2020
52 Week High Nav (₹)
1477.48
52 Week High Nav Date
12-Feb-2020

Fund Objective

An open-ended balanced fund with an objective of investing not more than 40% of the funds in equity and equity related instruments and balance in debt and money market instruments with low to medium risk profile. Investment by an individual in the scheme is eligible for exemption under section 80C of the IT Act 1961. In addition the scheme also offers Life Insurance and Accident Insurance cover.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
UTI - Unit Linked Insurance Plan	-0.22	5.49	4.90	2.64	5.75	10.69
Crisil 10 Yr Gilt Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Short Term Debt Hybrid 60+40 Fund Index	-1.01	4.46	7.68	7.70	9.20	8.91

Returns upto 1 year is Absolute, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
UTI - Unit Linked Insurance Plan	Oct 01, 1971		4.90	2.64	5.75	1.77	4,453.14
DSP Dynamic Asset Allocation Fund - Regular Plan - Growth	Feb 06, 2014		4.47	5.64	7.32	2.17	1,546.91
Edelweiss Balanced Advantage Fund - Regular Plan - Growth Option	Aug 20, 2009		10.50	7.59	7.53	2.06	1,496.27
IDFC DEF Regular Plan Growth	Oct 10, 2014		7.30	6.65	7.08	2.32	966.38
Invesco India Dynamic Equity Fund - Growth	Oct 04, 2007		0.85	2.27	6.37	2.34	744.34
SBI Dynamic Asset Allocation Fund - Regular Plan - Growth	Mar 26, 2015	Unrated	-1.05	3.90	6.44	2.04	593.86

Fund Holdings as on 31-August-2020

Company % Assets
NET CURRENT ASSETS
7.89
GSEC RESERVE BANK OF INDIAMATURING 07/10/2029
6.38
GSEC RESERVE BANK OF INDIAMATURING 16/09/2034
4.16
NCD NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
3.57
EQ BAJAJ FINANCE LTD.
2.66
GSEC RESERVE BANK OF INDIAMATURING 08/04/2026
2.40
EQ HDFC BANK LTD.
2.37
EQ LARSEN & TOUBRO INFOTECH LTD
1.84
EQ KOTAK MAHINDRA BANK LTD.
1.78
NCD GREEN INFRA WIND ENERGY LTD
1.78
GSEC RESERVE BANK OF INDIAMATURING 03/08/2030
1.64
EQ HDFC LTD.
1.60
EQ INFOSYS LTD.
1.59
NCD INDIABULLS HOUSING FINANCE LTD.
1.53
EQ TATA CONSULTANCY SERVICES LTD.
1.40
EQ INFO-EDGE (INDIA) LTD.
1.24
GSEC RESERVE BANK OF INDIAMATURING 26/11/2024
1.23
NCD INDIAN RAILWAYS FIN CORPN LTD.
1.23
GSEC RESERVE BANK OF INDIAMATURING 11/02/2025
1.22
NCD HDFC LTD.
1.20
NCD SHRIRAM TRANSPORT FINANCE CO.LTD.
1.19
GSEC RESERVE BANK OF INDIAMATURING 20/09/2050
1.18
EQ ASTRAL POLY TECHNIK LTD.
1.15
NCD CANARA BANK
1.14
NCD L & T INFRASTRUCTURE FINANCE COMPANY LIMITED
1.14
NCD REC LTD
1.14
NCD GRASIM INDUSTRIES LTD.
1.13
NCD NATIONAL HIGHWAYS AUTHORITY OF INDIA
1.13
GSEC RESERVE BANK OF INDIAMATURING 05/12/2033
1.13
NCD POWER FINANCE CORPORATION LTD.
1.13
NCD CHENNAI PETROLEUM CORP LTD
1.11
NCDR INDOSTAR CAPITAL FINANCE LTD.
1.11
NCD ALLAHABAD BANK
1.10
NCDR EDELWEISS RURAL & CORPORATE SERVICES LTD
1.08
EQ AVENUE SUPERMARTS LTD.
0.96
EQ SHREE CEMENT LTD.
0.91
NCD CHOLAMANDALAM INVESTMENT & FINANCE COMPANY LTD
0.89
EQ ENDURANCE TECHNOLOGIES LTD.
0.88
GSEC RESERVE BANK OF INDIAMATURING 19/12/2034
0.87
EQ AU SMALL FINANCE BANK LTD
0.85
GSEC RESERVE BANK OF INDIAMATURING 28/01/2025
0.85
EQ MARUTI SUZUKI INDIA LTD.
0.83
EQ DR. LAL PATHLABS LTD.
0.82
EQ DIVIS LABORATORIES LTD.
0.81
EQ P I INDUSTRIES LTD.
0.73
EQ IPCA LABORATORIES LTD.
0.72
EQ MINDTREE LTD.
0.72
EQ JUBILANT FOOD WORKS LTD
0.70
NCD JORABAT SHILLONG EXPRESSWAY LIMITED
0.69
EQ TORRENT PHARMACEUTICALS LTD.
0.67
EQ METROPOLIS HEALTHCARE LTD
0.66
EQ MOTHERSON SUMI SYSTEM LTD.
0.65
EQ BHARTI AIRTEL LTD.
0.63
EQ EICHER MOTORS LTD
0.63
NCD INDIAN RAILWAYS FIN CORPN LTD.
0.62
NCD INDIAN RAILWAYS FIN CORPN LTD.
0.60
EQ AJANTA PHARMA LIMITED
0.60
NCD HDFC LTD.
0.59
EQ INDUS IND BANK LTD.
0.59
EQ SCHAEFFLER INDIA LTD
0.59
NCD LARSEN & TOUBRO LTD.
0.59
EQ TITAN COMPANY LTD.
0.59
NCD POWER FINANCE CORPORATION LTD.
0.58
NCD UNION BANK OF INDIA
0.57
NCD THDC INDIA LTD
0.56
EQ SUN PHARMACEUTICALS INDUSTRIES LTD.
0.55
EQ HAVELLS INDIA LTD.
0.54
EQ MARICO LTD.
0.52
EQ GRINDWELL NORTON LTD.
0.51
EQ CADILA HEALTHCARE LTD.
0.51
EQ AMARRAJA BATTERIES LTD.
0.50
EQ NESTLE INDIA LTD.
0.49
EQ DABUR INDIA LTD.
0.48
EQ PIDILITE INDUSTRIES LTD.
0.48
EQ BERGER PAINTS INDIA LTD.
0.48
EQ SHEELA FOAM LTD.
0.46
EQ INDIAMART INTERMESH LTD
0.46
NCD BANK OF BARODA
0.46
NCD VODAFONE IDEA LTD
0.45
EQ CROMPTON GREAVES CONSUMER ELECTRICALS LTD.
0.45
EQ PAGE INDUSTRIES LTD
0.44
NCD EDELWEISS RETAIL FINANCE LIMITED
0.43
EQ SYNGENE INTERNATIONAL LTD.
0.42
NCD JORABAT SHILLONG EXPRESSWAY LIMITED
0.36
GSEC RESERVE BANK OF INDIAMATURING 14/01/2029
0.36
NCD NATIONAL HOUSING BANK
0.36
EQ ERIS LIFESCIENCES LTD
0.35
PTC FIRST BUSINESS RECEIVABLE TRUST
0.28
EQ RELAXO FOOTWEARS LTD
0.28
EQ CERA SANITARYWARE LTD.
0.28
EQ SYMPHONY LTD.
0.27
PTC FIRST BUSINESS RECEIVABLE TRUST
0.26
PTC FIRST BUSINESS RECEIVABLE TRUST
0.25
NCD SIKKA PORTS & TERMINALS LTD.
0.24
NCD DILIP BUILDCON LTD
0.22
EQ LA OPALA RG LTD.
0.22
NCD L&T INFRA DEBT FUND LTD.
0.14
NCD DILIP BUILDCON LTD
0.11
NCD DILIP BUILDCON LTD
0.11
NCD DILIP BUILDCON LTD
0.11
NCD DILIP BUILDCON LTD
0.11
NCD DILIP BUILDCON LTD
0.11
NCD DILIP BUILDCON LTD
0.11
NCD DILIP BUILDCON LTD
0.11
EQ 3M INDIA LTD.
0.10
EQ IGARASHI MOTORS INDIA LTD.
0.10
MF UNITS-UTI OVERNIGHT FUND - DIRECT GROWTH
0.02
EQ SHUKRA JEWELLERY LTD
0.01
EQ THE DHAR TEXTILES MILLS LTD
0.00
EQ SRM ENERGY LTD.
0.00
EQ MAHENDRA PETROCHEMICALS LTD.
0.00
EQ OMEGA LABORATORIES LTD.
0.00
PREF SH NEW SWADESHI MILLS LTD.
0.00
PREF SH JIYAJEERAO COTTON MILLS LTD.
0.00
PREF SH SWASTIK RUBBER LTD.
0.00
WARRANT PAAM PHARMACEUTICALS (DELHI) LTD.
0.00
EQ ARUNA MILLS COMPANY LTD.
0.00
EQ RAIPUR MANUFACTURING CO.LTD.
0.00
EQ NUTAN MILLS LTD.
0.00
EQ EURO COTSPIN LTD.
0.00
EQ EASTERN MEDIKIT LTD.
0.00
EQ ORIQUA LIMITED
0.00
EQ MODERN DENIM LTD.
0.00
EQ POYSHA INDUSTRIAL CO. LTD.
0.00
EQ PARASRAMPURIA SYNTHETICS
0.00
EQ SERENE INDUSTRIES LIMITED.
0.00
EQ DHAR CEMENT LTD.
0.00
EQ INDIAN STEEL ROLLING MILLS LTD.
0.00
EQ JAIPUR SYNTEX LTD.
0.00
EQ RAJINDER STEELS LTD.
0.00
EQ INFRASTRUCTURE LEASING & FIN.SER.LT
0.00
EQ MARWAR HOTELS LTD
0.00
PREF SH BOMBAY POTTERIES INDIA LTD.
0.00
PREF SH BRITISH INDIA CORPORATION LTD.
0.00
PREF SH TRAVANCORE RAYONS LTD.
0.00
NCDR DEWAN HSG FINANCE CORPORATION LTD
0.00
NCD YES BANK LTD.
0.00
NCD DEWAN HSG FINANCE CORPORATION LTD
0.00
NCD YES BANK LTD.
0.00

Sector Holding%
Miscellaneous
30.85
Bank - Private
5.59
IT - Software
5.54
Pharmaceuticals & Drugs
4.21
Finance - NBFC
2.66
Consumer Food
1.72
Finance - Housing
1.60
Auto Ancillary
1.53
Hospital & Healthcare Services
1.48
BPO/ITeS
1.24
Plastic Products
1.15
Retailing
0.96
Household & Personal Products
0.94
Cement & Construction Materials
0.91
Automobiles - Passenger Cars
0.83
Pesticides & Agrochemicals
0.73
Consumer Durables - Domestic Appliances
0.72
Automobile Two & Three Wheelers
0.63
Telecommunication - Service Provider
0.63
Electric Equipment
0.63
Bearings
0.59
Diamond & Jewellery
0.59
Abrasives
0.51
Batteries
0.50
Chemicals
0.48
Paints
0.48
e-Commerce
0.46
Textile
0.44
Footwear
0.28
Ceramics/Marble/Granite/Sanitaryware
0.28
Glass
0.22
Diversified
0.10
Dyes & Pigments
0.00
Aquaculture
0.00
Hotel, Resort & Restaurants
0.00
Finance - Investment
0.00
Textile - Spinning
0.00
Textile - Weaving
0.00
Trading
0.00
Unspecified
0.00
Medical Equipment/Supplies/Accessories
0.00

Fund Manager

Amandeep Singh Chopra

Education:BSc, MBA
Experience:21 Years
Basic Details:Mr. Chopra has been with UTI AMC since 1994 and has been responsible for increasing the asset value in some of the select funds. He has achieved CPR1 and CPR2 ranking for several funds as a Fund Manager. Three of his funds namely UTI Liquid Cash Plan, UTI liquid Cash Plan-Institutional and UTI Bond Fund has been awarded CNBC TV-18 Crisil Mutual Award. Presently, he is functioning as the Head of Fixed Income.
Funds Managed:
UTI Bond Fund
UTI CCF- Savings Plan
UTI Dynamic Bond Fund
UTI Floater Fund
UTI Floater Fund
UTI Gilt Fund
UTI Liquid Cash Plan
UTI Liquid Cash Plan
UTI Medium Term Fund
UTI Money Market Fund
UTI Money Market Fund
UTI Overnight Fund
UTI Regular Savings Fund
UTI-Retirement Benefit Pension Fund
UTI-Unit Linked Insurance Plan

Ajay Tyagi

Education:
Experience:
Basic Details:
Funds Managed:
UTI Equity Fund
UTI Regular Savings Fund
UTI-Unit Linked Insurance Plan

Holding Type Holding %
CARE-A+
1.14
CARE-AA+
0.89
CARE-AA-
1.11
CARE-BB-
0.45
CARE-D
0.00
Cash
7.89
CRISIL-A
0.99
CRISIL-AA
1.53
CRISIL-AA(SO)
1.78
CRISIL-AA+
1.65
CRISIL-AA-
1.10
CRISIL-AAA
12.93
Equity
39.07
FITCH-AA
0.57
FITCH-AAA(SO)
0.79
FITCH-D(SO)
1.05
ICRA-A+
1.51
ICRA-AA
0.56
ICRA-AAA
3.57
ICRA-D
0.00
MFU
0.02
Preference Shares
0.00
Sov
21.42
Warrants
0.00

About UTI-Unit Linked Insurance Plan

Scheme Analysis

UTI-Unit Linked Insurance Plan is a Hybrid - Dynamic Asset Allocation fund and belongs to UTI Mutual Fund. It was launched on 01-Oct-1971 and currently has an AUM of ₹4,453.14 crore. UTI-Unit Linked Insurance Plan is benchmarked against Crisil 10 Yr Gilt Index as primary index and CRISIL Short Term Debt Hybrid 60+40 Fund Index as secondary index.

The NAV of UTI-Unit Linked Insurance Plan ended up ₹0.22(0.85%)yesterday to ₹25.6617.

Among its top 3 holdings the fund has exposure to NET CURRENT ASSETS, and

The UTI-Unit Linked Insurance Plan is managed by Amandeep Singh Chopra and Ajay Tyagi.

Fund House Contact

Address:

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East) Mumbai - 400 051

Phone Number: +91 (22) 66786666

Email Address: service@uti.co.in

Fax Number: +91 (22) 66786503,56786578

Website: www.utimf.com

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