HSBC Banking and PSU Debt Fund - IDCW - Direct Plan

Item: HSBC Banking and PSU Debt Fund - IDCW - Direct Plan
Rating: 3
Author: PersonalFN

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₹11.362 0.1 %Nav, as on 14-08-2025
Previous Nav
₹ 11.3511
Net Change on 14-08-2025
₹0.01
PersonalFN Rating
Category
Debt - Banking and PSU Fund
Assets (Cr.)
₹ 4,675.91
Expense Ratio
0.23%
(As on Jul 31, 2025)

Fund Overview IDCW | Direct Plan

Fund House
HSBC Mutual Fund
Launch Date
01-Jan-2013
Benchmark
Crisil 10 Yr Gilt Index
Minimum Investment (₹)
5,000
Minimum Addl Investment (₹)
1,000
Exit Load (%)
Nil
Minimum SIP Investment (₹)
1,000
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
23.25
52 Week Low Nav Date
12-Aug-2024
52 Week High Nav (₹)
25.31
52 Week High Nav Date
05-Aug-2025

Fund Objective

The investment objective of the Scheme is to seek to generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) in India. There is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
HSBC Banking and PSU Debt Fund - Direct Monthly IDCW	1.97	6.15	8.51	7.26	5.66	6.57
Crisil 10 Yr Gilt Index	N/A	N/A	N/A	N/A	N/A	N/A
NIFTY Banking and PSU Debt Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
HSBC Banking and PSU Debt Fund - Direct Monthly IDCW	Jan 01, 2013	8.51	7.26	5.66	0.23	4,675.91
Bandhan Banking and PSU Fund - Direct Annual IDCW	Feb 04, 2020	8.57	7.78	6.40	0.33	13,392.39
Bandhan Banking and PSU Fund - Direct Daily IDCW	Feb 10, 2014	8.43	7.54	6.15	0.33	13,392.39
Bandhan Banking and PSU Fund - Direct Fortnightly IDCW	Mar 13, 2013	8.37	7.56	6.16	0.33	13,392.39
Bandhan Banking and PSU Fund - Direct IDCW	Mar 07, 2013	8.24	7.46	6.11	0.33	13,392.39
Bandhan Banking and PSU Fund - Direct Monthly IDCW	Mar 13, 2013	8.24	7.46	6.11	0.33	13,392.39

Fund Holdings as on 31-July-2025

Company % Assets
6.75% GOI 23DEC2029
4.76
NTPC Limited**
4.40
LIC Housing Finance Limited**
4.01
Rec Limited**
3.92
Export Import Bank of India^
3.40
National Bank for Agriculture & Rural Development^
3.36
7.04% GOI 03JUN2029
3.25
Small Industries Development Bank of India^
3.14
National Bank for Agriculture & Rural Development^
3.01
Power Finance Corporation Limited**
2.92
National Housing Bank**
2.83
Bajaj Finance Limited**
2.75
Bajaj Finance Limited**
2.51
LIC Housing Finance Limited**
2.27
Axis Bank Limited**
2.25
Housing and Urban Development Corporation Limited**
2.15
6.33% GOI 05MAY2035
2.07
Export Import Bank of India**
2.03
HDFC Bank Limited**
2.03
Small Industries Development Bank of India**
1.87
Indian Railway Finance Corporation Limited**
1.71
Indian Oil Corporation Limited**
1.71
Indian Railway Finance Corporation Limited**
1.71
Power Finance Corporation Limited**
1.69
Export Import Bank of India**
1.69
National Bank for Agriculture & Rural Development**
1.68
Power Finance Corporation Limited^
1.68
Indian Oil Corporation Limited**
1.65
Small Industries Development Bank of India^
1.53
Power Grid Corporation of India Limited**
1.49
Indian Oil Corporation Limited**
1.31
Small Industries Development Bank of India**
1.28
Rec Limited**
1.18
Indian Railway Finance Corporation Limited**
1.17
7.26% GOI 06FEB2033
1.16
Small Industries Development Bank of India**
1.15
National Housing Bank**
1.14
Export Import Bank of India**
1.13
Power Finance Corporation Limited**
1.13
6.79% GOI 07OCT2034
1.12
Rec Limited**
1.11
Bajaj Housing Finance Limited**
1.09
Embassy Office Parks REIT**
1.08
Rec Limited**
1.08
Treps
0.94
Bajaj Finance Limited**
0.88
6.01% GOI 21Jul2030
0.73
Power Grid Corporation of India Limited**
0.70
Indian Railway Finance Corporation Limited**
0.67
National Bank for Agriculture & Rural Development**
0.58
Power Finance Corporation Limited**
0.56
National Bank for Agriculture & Rural Development^
0.56
Power Finance Corporation Limited**
0.55
National Housing Bank**
0.55
Embassy Office Parks REIT^
0.54
Embassy Office Parks REIT**
0.39
Export Import Bank of India**
0.33
CDMDF CLASS A2
0.28
Export Import Bank of India**
0.23
Power Grid Corporation of India Limited**
0.23
Kotak Mahindra Bank Limited**
0.11
Pay Fixed/Receive Float_28/03/2030
-0.02
Net Current Assets (including cash & bank balances)
-0.37

Sector Holding%
Miscellaneous
80.50

Fund Manager

Mahesh Chhabria

Education:BCom, FCA (ICAI), CFA (ICFAI), FRM (GARP)
Experience:11 Years
Basic Details:Mr. Mahesh Chhabria has 10 Years of experience in Mutual fund industry. At present he is in FIL Fund Management Private Limited as Credit Analyst and Assistant Portfolio Manager.
Funds Managed:
HSBC Liquid Fund
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund
HSBC Global Equity Climate Change Fund of Fund
HSBC Multi Asset Allocation Fund
HSBC Multi Cap Fund
HSBC Overnight Fund
HSBC Conservative Hybrid Fund
HSBC Ultra Short Duration Fund
HSBC Balanced Advantage Fund
HSBC Banking and PSU Debt Fund
HSBC Equity Savings Fund
HSBC Dynamic Bond Fund
HSBC Money Market Fund
HSBC Arbitrage Fund
HSBC Balanced Advantage Fund
HSBC Banking and PSU Debt Fund
HSBC Balanced Advantage Fund
HSBC Equity Savings Fund
HSBC Dynamic Bond Fund
HSBC Money Market Fund
HSBC Arbitrage Fund
HSBC Balanced Advantage Fund
HSBC Banking and PSU Debt Fund
HSBC Conservative Hybrid Fund
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund
HSBC CRISIL IBX Gilt June 2027 Index Fund
HSBC CRISIL IBX Gilt June 2027 Index Fund
HSBC Dynamic Bond Fund
HSBC Equity Savings Fund
HSBC Global Equity Climate Change Fund of Fund
HSBC Income Plus Arbitrage Active FOF
HSBC Liquid Fund
HSBC Income Plus Arbitrage Active FOF
HSBC Money Market Fund
HSBC Multi Asset Allocation Fund
HSBC Multi Cap Fund
HSBC Overnight Fund
HSBC Ultra Short Duration Fund

Mohd Asif Rizwi

Most Recent Dividend

Dividend Details

Record Date Dividend (%)
28/07/2025
0.65
26/06/2025
0.65
27/05/2025
0.65
28/04/2025
0.70
26/03/2025
0.70
27/02/2025
0.70
28/01/2025
0.70
27/12/2024
0.70
26/11/2024
0.70
28/10/2024
0.70
26/09/2024
0.70
27/08/2024
0.70
26/07/2024
0.70
26/06/2024
0.70
28/05/2024
0.70
26/04/2024
0.70
27/03/2024
0.70
27/02/2024
0.70
29/01/2024
0.70
27/12/2023
0.70
29/11/2023
0.70
26/10/2023
0.70
26/09/2023
0.70
28/08/2023
0.70
26/07/2023
0.70
27/06/2023
0.70
26/05/2023
0.70
26/04/2023
0.70
28/03/2023
0.70
28/02/2023
0.70
27/01/2023
0.60
27/12/2022
0.50
21/11/2022
0.50
27/10/2022
0.50
27/09/2022
0.50
26/08/2022
0.50
26/07/2022
0.50
28/06/2022
0.50
26/05/2022
0.50
26/04/2022
0.50
28/03/2022
0.50
28/02/2022
0.50
27/01/2022
0.40
28/12/2021
0.40
26/11/2021
0.40
26/10/2021
0.40
28/09/2021
0.50
26/08/2021
0.50
27/07/2021
0.50
28/06/2021
0.50
27/05/2021
0.50
27/04/2021
0.50
26/03/2021
0.50
26/02/2021
0.50
27/01/2021
0.50
29/12/2020
0.50
26/11/2020
0.50
27/10/2020
0.50
28/09/2020
0.50
26/08/2020
0.50
28/07/2020
0.50
26/06/2020
0.50
27/05/2020
0.50
28/04/2020
0.50
27/03/2020
0.50
26/02/2020
0.50
28/01/2020
0.50
27/12/2019
0.50
26/11/2019
0.50
29/10/2019
0.50
26/09/2019
0.50
27/08/2019
0.50
26/07/2019
0.50
26/06/2019
0.50
28/05/2019
0.50
26/04/2019
0.50
26/03/2019
0.50
26/02/2019
0.50
28/01/2019
0.50
27/12/2018
0.50
27/11/2018
0.50
26/10/2018
0.50
26/09/2018
0.50
28/08/2018
0.50
26/07/2018
0.50
26/06/2018
0.50
28/05/2018
0.50
26/04/2018
0.50
27/03/2018
0.50
27/02/2018
0.50
29/01/2018
0.50
27/12/2017
0.50
28/11/2017
0.50
26/10/2017
0.60
26/09/2017
0.60
29/08/2017
0.60
26/07/2017
0.60
26/04/2017
0.60
29/03/2017
0.50
28/02/2017
0.50
27/01/2017
0.50
27/12/2016
0.50
28/11/2016
0.50
26/10/2016
0.50
27/09/2016
0.60
26/08/2016
0.50
26/07/2016
1.00
28/06/2016
0.50
26/05/2016
0.50
26/04/2016
0.50
29/03/2016
0.50
26/02/2016
0.50
27/01/2016
0.50
29/12/2015
0.50
27/11/2015
0.50
27/10/2015
0.60
29/09/2015
0.60
26/08/2015
0.60
28/07/2015
0.70
26/06/2015
0.70
26/05/2015
0.50
28/04/2015
0.80
26/03/2015
0.60
26/02/2015
0.60
28/01/2015
0.56
29/12/2014
0.60
26/11/2014
0.70
28/10/2014
0.70
26/09/2014
0.70
26/08/2014
0.60
28/07/2014
0.60
26/06/2014
0.70
27/05/2014
0.80
28/04/2014
0.60
26/03/2014
1.00
26/02/2014
0.50
28/01/2014
0.70
27/12/2013
0.60
26/11/2013
0.50
28/10/2013
0.80
26/09/2013
0.80
27/08/2013
0.80
26/06/2013
0.50
28/05/2013
0.60
26/04/2013
0.70
26/03/2013
0.60
26/02/2013
0.60
29/01/2013
0.60

Holding Type Holding %
CARE A1+
2.03
Cash
0.57
CRISIL A1+
3.56
CRISIL AAA
68.24
Derivatives
-0.02
ICRA AAA
9.46
IND AAA
2.83
Sov
13.09
Unrated
0.28

About HSBC Banking and PSU Debt Fund

Scheme Analysis

HSBC Banking and PSU Debt Fund is a Debt - Banking and PSU Fund fund and belongs to HSBC Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹4,675.91 crore. HSBC Banking and PSU Debt Fund is benchmarked against Crisil 10 Yr Gilt Index as primary index and NIFTY Banking and PSU Debt Index as secondary index.

The NAV of HSBC Banking and PSU Debt Fund ended up ₹0.01(0.1%)yesterday to ₹11.362.

Among its top 3 holdings the fund has exposure to 6.75% GOI 23DEC2029, and

The HSBC Banking and PSU Debt Fund is managed by Mahesh Chhabria and Mohd Asif Rizwi.

Fund House Contact

Address:

9-11 Floors, NESCO IT Park, Building No.3, Western Exp Highway, Goregaon (E) Mumbai - 400 063

Phone Number: +91 (22) 66145000

Email Address: investor.line@mutualfunds.hsbc.co.in

Fax Number: +91 (22) 49146033

Website: http://www.assetmanagement.hsbc.co.in/

Money Simplified Videos

Infographics

HSBC Banking and PSU Debt Fund - IDCW - Direct Plan

Fund Overview IDCW | Direct Plan

Fund Objective

Fund Performance

Peer Fund Comparison

Fund Holdings as on 31-July-2025

Fund Manager

Most Recent Dividend

About HSBC Banking and PSU Debt Fund

Scheme Analysis

Fund House Contact

Financial Health Checkup

Money Simplified Videos

Infographics

HSBC Banking and PSU Debt Fund - IDCW - Direct Plan

Fund Overview IDCW | Direct Plan

Fund Objective

Fund Performance

Peer Fund Comparison

Fund Holdings as on 31-July-2025

Fund Manager

Most Recent Dividend

About HSBC Banking and PSU Debt Fund

Scheme Analysis

Fund House Contact