SBI Savings Fund - IDCW - Regular Plan

Item: SBI Savings Fund - IDCW - Regular Plan
Rating: 3
Author: PersonalFN

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₹14.609 0.02 %Nav, as on 06-12-2023
Previous Nav
₹ 14.6066
Net Change on 06-12-2023
₹0
PersonalFN Rating
Category
Debt - Money Market Fund
Assets (Cr.)
₹ 19,355.97
Expense Ratio
0.76%
(As on Oct 31, 2023)

Fund Overview IDCW | Regular Plan

Fund House
SBI Mutual Fund
Launch Date
14-Jul-2004
Benchmark
Crisil 1 Yr T-Bill Index
Minimum Investment (₹)
500
Minimum Addl Investment (₹)
500
Exit Load (%)
0.10% on or before 3D, Nil after 3D
Minimum SIP Investment (₹)
500
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
41.09
52 Week Low Nav Date
06-Dec-2022
52 Week High Nav (₹)
43.92
52 Week High Nav Date
06-Dec-2023

Fund Objective

To provide the investors an opportunity to invest in money market instruments.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
SBI Savings Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	6.32	6.32	6.89	4.75	5.23	6.94
Crisil 1 Yr T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Money Market Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
SBI Savings Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	Jul 14, 2004	6.89	4.75	5.23	0.76	19,355.97
SBI Savings Fund - Regular Plan Daily Income Distribution cum Capital Withdrawal Option (IDCW)	Mar 03, 2011	6.90	4.76	5.06	0.76	19,355.97
SBI Savings Fund - Regular Plan Weekly Income Distribution cum Capital Withdrawal Option (IDCW)	Nov 25, 2004	6.89	4.76	5.03	0.76	19,355.97
Aditya Birla Sun Life Money Manager Fund - Daily IDCW	Oct 10, 2005	7.43	5.28	5.57	0.34	17,669.68
Aditya Birla Sun Life Money Manager Fund - WEEKLY IDCW	Oct 18, 2005	7.43	5.29	5.59	0.34	17,669.68
HDFC Money Market Fund - Daily IDCW Option	Dec 26, 2001	7.28	5.16	5.49	0.41	17,450.60

Fund Holdings as on 30-November-2023

Company % Assets
364 DAY T-BILL 22.03.24
7.23
Axis Bank Ltd.
4.79
LIC Housing Finance Ltd.
4.69
HDFC Bank Ltd.
3.29
Export-Import Bank of India
3.16
RBL Bank Ltd.
3.09
The Jammu & Kashmir Bank Ltd.
3.08
Panatone Finvest Ltd.
2.81
National Bank for Agriculture and Rural Development
2.79
HDFC Bank Ltd.
2.69
Indian Bank
2.68
8.35% CGL 2024
2.59
Punjab & Sind Bank
2.53
SEIL Energy India Ltd.
2.49
The Federal Bank Ltd.
2.44
IndusInd Bank Ltd.
2.03
Tata Motors Finance Ltd.
2.02
Small Industries Development Bank of India
2.02
ONGC Petro Additions Ltd.
1.99
8.97% State Government of Karnataka 2024
1.98
Kotak Mahindra Bank Ltd.
1.82
Bharti Enterprises Ltd.
1.80
The Federal Bank Ltd.
1.77
Indian Bank
1.55
TREPS
1.54
ICICI Bank Ltd.
1.46
HDFC Bank Ltd.
1.37
Kotak Mahindra Bank Ltd.
1.37
Highways Infrastructure Trust
1.33
Mahindra & Mahindra Financial Services Ltd.
1.27
Muthoot Finance Ltd.
1.26
Muthoot Finance Ltd.
1.14
Infina Finance Pvt. Ltd.
1.06
364 DAY T-BILL 29.03.24
1.01
Tata Projects Ltd.
1.01
IndusInd Bank Ltd.
1.00
Tata Capital Housing Finance Ltd.
1.00
Axis Bank Ltd.
0.85
8.21% State Government of Haryana 2024
0.82
7.32% CGL 2024
0.78
Punjab National Bank
0.76
Muthoot Finance Ltd.
0.76
Cholamandalam Investment & Finance Co. Ltd.
0.75
Small Industries Development Bank of India
0.75
Bharti Enterprises Ltd.
0.75
IndusInd Bank Ltd.
0.73
Infina Finance Pvt. Ltd.
0.71
HDFC Bank Ltd.
0.58
Kotak Mahindra Bank Ltd.
0.52
Infina Finance Pvt. Ltd.
0.51
Small Industries Development Bank of India
0.51
Canara Bank
0.51
The Federal Bank Ltd.
0.51
Union Bank of India
0.51
Union Bank of India
0.51
Tata Capital Financial Services Ltd.
0.51
JM Financial Services Ltd.
0.51
JM Financial Credit Solutions Ltd.
0.50
JM Financial Products Ltd.
0.50
GOI 15.06.2024 GOV
0.47
JM Financial Properties & Holdings Ltd.
0.45
5.39% State Government of Gujarat 2024
0.39
Punjab National Bank
0.38
Small Industries Development Bank of India
0.37
Small Industries Development Bank of India
0.37
5.52% State Government of Madhya Pradesh 2024
0.26
Corporate Debt Market Development Fund-A2
0.24
GOI 26.04.2024 GOV
0.21
Axis Bank Ltd.
0.13
GOI 12.06.2024 GOV
0.11
Net Receivable / Payable
-0.37

Sector Holding%
Miscellaneous
45.12

Fund Manager

Rajeev Radhakrishnan

Education:B.E (Production), MMS (Finance) & CFA
Experience:10 Year
Basic Details:Mr. Rajeev has joined SBI Funds Management Pvt. Ltd. in June 2008 and manages various Fixed Income schemes. He brings with him over 10 years of experience in funds management including around 2 years in equity funds and research and 8 years in Fixed Income Funds. He was earlier associated with UTI Mutual Fund as a Co-Fund Manager, managing fixed income funds and debt portion of balanced schemes.
Funds Managed:
SBI Balanced Advantage Fund
SBI Corporate Bond Fund
SBI Dynamic Bond Fund
SBI Dynamic Bond Fund
SBI Equity Hybrid Fund
SBI Floating Rate Debt Fund
SBI Liquid Fund
SBI Magnum Children's Benefit Fund - Savings Plan
SBI Magnum Low Duration Fund
SBI Balanced Advantage Fund
SBI Banking and PSU Fund
SBI Corporate Bond Fund
SBI Dynamic Bond Fund
SBI Equity Hybrid Fund
SBI Floating Rate Debt Fund
SBI Liquid Fund
SBI Magnum Children's Benefit Fund - Savings Plan
SBI Magnum Gilt Fund
SBI Magnum Low Duration Fund
SBI Savings Fund
SBI Short Term Debt Fund

R. Arun

Education:B.Com & PG Finance
Experience:6 Years
Basic Details:Mr. R. Arun has over 6 years of work experience including 4 years of experience in mutual fund Industry as Credit Research Analyst. He has been associated with SBI Funds Management Pvt. Ltd. from March 2009 onwards as Credit Analyst. Prior to joining SBI Funds Management, he worked with ING Investment Management, Deutsche Bank Operations India & Crisil as Credit Analyst.
Funds Managed:
SBI Liquid Fund
SBI Magnum Low Duration Fund
SBI Arbitrage Opportunities Fund
SBI Liquid Fund
SBI Magnum Low Duration Fund
SBI Magnum Ultra Short Duration Fund
SBI Overnight Fund
SBI Savings Fund

Most Recent Dividend

Dividend Details

Record Date Dividend (%)
28/02/2020
0.50
31/01/2020
0.50
27/12/2019
0.50
29/11/2019
0.50
25/10/2019
0.50
27/09/2019
0.50
30/08/2019
0.50
26/07/2019
0.50
28/06/2019
0.50
31/05/2019
0.50
29/03/2019
0.50
28/02/2019
0.50
31/01/2019
0.50
28/12/2018
0.50
30/11/2018
0.50
31/10/2018
0.50
28/09/2018
0.50
31/08/2018
0.50
31/07/2018
0.60
27/04/2018
0.40
23/03/2018
0.40
28/02/2018
0.40
31/01/2018
0.60
29/12/2017
0.60
30/11/2017
0.60
31/10/2017
0.60
29/09/2017
0.60
31/08/2017
0.60
31/07/2017
0.60
31/05/2017
0.60
28/04/2017
0.60
31/03/2017
0.60
28/02/2017
0.60
31/01/2017
0.60
30/12/2016
0.60
30/11/2016
0.60
28/10/2016
0.70
30/09/2016
0.70
31/08/2016
0.70
29/07/2016
0.60
30/06/2016
0.60
31/05/2016
0.60
29/04/2016
0.60
31/03/2016
0.60
29/02/2016
0.60
29/01/2016
0.60
31/12/2015
0.60
30/11/2015
0.60
30/10/2015
0.60
30/09/2015
0.60
31/08/2015
0.60
31/07/2015
0.60
30/06/2015
0.60
29/05/2015
0.60
30/04/2015
0.60
31/03/2015
0.50
27/02/2015
0.50
30/01/2015
0.80
31/12/2014
0.65
28/11/2014
0.65
31/10/2014
0.80
30/09/2014
0.78
28/08/2014
0.80
31/07/2014
0.80
30/06/2014
0.79
30/05/2014
0.70
30/04/2014
0.70
28/03/2014
0.65
28/02/2014
1.05
31/01/2014
0.84
31/12/2013
1.00
29/11/2013
1.00
31/10/2013
1.28
30/08/2013
0.98
31/07/2013
0.68
28/06/2013
0.67
31/05/2013
0.72
30/04/2013
0.95
26/03/2013
0.72
28/02/2013
0.70
31/01/2013
0.68
30/11/2012
0.64
31/10/2012
0.70
28/09/2012
0.70
31/08/2012
0.76
31/07/2012
0.76
29/06/2012
0.76
31/05/2012
0.72
17/04/2012
0.66
30/03/2012
0.41
29/02/2012
0.68
01/02/2012
0.28
30/12/2011
0.68
30/11/2011
0.68
31/10/2011
0.68
29/09/2011
0.72
30/08/2011
0.72
20/07/2011
0.81
01/06/2011
0.60
02/05/2011
0.65
31/03/2011
0.61
01/03/2011
0.57
01/02/2011
0.57
03/01/2011
0.57
01/12/2010
0.49
01/11/2010
0.49
01/10/2010
0.45
01/09/2010
0.41
02/08/2010
0.38
02/07/2010
0.41
01/06/2010
0.39
03/05/2010
0.37
31/03/2010
0.37
02/03/2010
0.37
01/02/2010
0.37
04/01/2010
0.33
01/12/2009
0.33
03/11/2009
0.33
01/10/2009
0.33
01/09/2009
0.33
03/08/2009
0.41
02/07/2009
0.32
01/06/2009
0.49
04/05/2009
0.56
31/03/2009
0.56
02/03/2009
0.64
02/02/2009
0.64
01/01/2009
0.55
01/12/2008
0.41
03/11/2008
0.25
01/10/2008
0.33
01/09/2008
0.41
01/08/2008
0.41
30/06/2008
0.41
02/06/2008
0.47
02/05/2008
0.49
31/03/2008
0.49
03/03/2008
0.44
01/02/2008
0.53
01/01/2008
4.62
03/12/2007
4.35
01/11/2007
6.40
01/10/2007
6.38
03/09/2007
3.56
01/08/2007
6.06
02/07/2007
5.86
01/06/2007
5.11
03/05/2007
5.65
30/03/2007
4.80
01/03/2007
5.17
02/02/2007
5.84
02/01/2007
5.29
01/12/2006
5.71
01/11/2006
4.85
03/10/2006
5.34
01/09/2006
5.66
01/08/2006
5.38
03/07/2006
4.28
01/06/2006
4.67
02/05/2006
4.00
31/03/2006
3.99
01/03/2006
2.85
01/02/2006
4.00
02/01/2006
4.00
01/12/2005
4.57
02/11/2005
4.10
03/10/2005
4.56
01/09/2005
4.20
01/08/2005
4.20
01/07/2005
4.57
01/06/2005
3.99
02/05/2005
4.00
31/03/2005
3.40
01/03/2005
34.25
01/02/2005
45.66
03/01/2005
45.66
29/11/2004
36.65
01/11/2004
36.65
29/09/2004
4.23
01/09/2004
4.84

Holding Type Holding %
[ICRA]A1+
8.10
Cash
1.17
CRISIL A1+
74.64
Sovereign
15.85
Unrated
0.24

About SBI Savings Fund

Scheme Analysis

SBI Savings Fund is a Debt - Money Market Fund fund and belongs to SBI Mutual Fund. It was launched on 14-Jul-2004 and currently has an AUM of ₹19,355.97 crore. SBI Savings Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and CRISIL Money Market Index as secondary index.

The NAV of SBI Savings Fund ended up ₹0(0.02%)yesterday to ₹14.609.

Among its top 3 holdings the fund has exposure to 364 DAY T-BILL 22.03.24, and

The SBI Savings Fund is managed by Rajeev Radhakrishnan and R. Arun.

Fund House Contact

Address:

191, Maker Tower 'E' Cuffe Parade Mumbai - 400 005

Phone Number: 022 - 22180221-27

Email Address: partnerforlife@sbimf.com

Fax Number: 022 - 22189663

Website: www.sbimf.com

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