Union Retirement Fund - IDCW - Direct Plan

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  • 0.63 %Nav, as on 13-08-2025

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  • Net Change on 13-08-2025

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  • Assets (Cr.)

  • Expense Ratio

Fund Overview IDCW | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The investment objective of the Scheme is to generate long term capital gains by investing in a mix ofsecurities comprising of equity, equity related securities and debt instruments as per the asset allocation pattern of the Scheme with a view to provide a retirement investment solution to investors.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
BSE 500 - TRI N/A N/A N/A N/A N/A N/A
BSE SENSEX - TRI N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Absolute, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
NIPPON INDIA RETIREMENT FUND - WEALTH CREATION SCHEME - Direct Plan - IDCW Option Feb 11, 2015 -0.78 18.05 21.60 0.98 3,217.65
ICICI Prudential Retirement Fund - Pure Equity - Direct Plan - IDCW Option Feb 27, 2019 8.08 24.22 28.60 0.71 1,332.68
ICICI Prudential Retirement Fund - Hybrid Aggressive - Direct Plan - IDCW Option Feb 27, 2019 5.57 20.80 21.58 0.78 902.14

Fund Holdings as on 31-July-2025

  • HDFC Bank Ltd.

  • ICICI Bank Ltd.

  • Reliance Industries Ltd.

  • TREPS

  • Infosys Ltd.

  • Bharti Airtel Ltd.

  • Larsen & Toubro Ltd.

  • Tata Consumer Products Ltd.

  • Bharat Electronics Ltd.

  • JK Cement Ltd.

  • State Bank of India

  • Axis Bank Ltd.

  • Muthoot Finance Ltd.

  • Mahindra & Mahindra Ltd.

  • Acutaas Chemicals Ltd.

  • Max Financial Services Ltd.

  • Solar Industries India Ltd.

  • Karur Vysya Bank Ltd.

  • GE Vernova T&D India Ltd.

  • Tata Consultancy Services Ltd.

  • Jio Financial Services Ltd.

  • Max Healthcare Institute Ltd.

  • Eureka Forbes Ltd.

  • Info Edge (India) Ltd.

  • Kfin Technologies Ltd.

  • Godrej Properties Ltd.

  • ZF Commercial Vehicle Control Systems India Ltd.

  • 360 ONE WAM Ltd.

  • Torrent Pharmaceuticals Ltd.

  • Amber Enterprises India Ltd.

  • Dixon Technologies (India) Ltd.

  • Lupin Ltd.

  • S.J.S. Enterprises Ltd.

  • Maruti Suzuki India Ltd.

  • Kaynes Technology India Ltd.

  • Ultratech Cement Ltd.

  • Home First Finance Company India Ltd.

  • Ajanta Pharma Ltd.

  • Gabriel India Ltd.

  • ITC Ltd.

  • Mphasis Ltd.

  • HCL Technologies Ltd.

  • Sun Pharmaceutical Industries Ltd.

  • TVS Motor Company Ltd.

  • UNO Minda Ltd.

  • JSW Energy Ltd.

  • Eternal Ltd.

  • Elantas Beck India Ltd.

  • Cholamandalam Investment & Finance Co. Ltd.

  • Bajaj Finance Ltd.

  • Doms Industries Ltd.

  • CG Power and Industrial Solutions Ltd.

  • Blue Star Ltd.

  • Oil India Ltd.

  • Gujarat Industries Power Company Ltd.

  • Cummins India Ltd.

  • Kirloskar Oil Engines Ltd.

  • Navin Fluorine International Ltd.

  • Azad Engineering Ltd.

  • Hindalco Industries Ltd.

  • Tata Steel Ltd.

  • Computer Age Management Services Ltd.

  • Gokaldas Exports Ltd.

  • Trent Ltd.

  • Jubilant Foodworks Ltd.

  • KSB Ltd.

  • Alivus Life Sciences Ltd.

  • Tech Mahindra Ltd.

  • Jyoti CNC Automation Ltd.

  • Cohance Lifesciences Ltd.

  • Hindustan Petroleum Corporation Ltd.

  • Cera Sanitaryware Ltd.

  • Siemens Energy India Ltd.

  • KEI Industries Ltd.

  • Godrej Consumer Products Ltd.

  • HDFC Asset Management Co. Ltd.

  • NTPC Ltd.

  • Pidilite Industries Ltd.

  • 364 Day Treasury Bills

  • ITC Hotels Ltd.

  • Anthem Biosciences Ltd.

  • Net Receivable / Payable

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  • Bank - Private

  • Pharmaceuticals & Drugs

  • IT - Software

  • Finance - NBFC

  • Auto Ancillary

  • Refineries

  • Chemicals

  • Cement & Construction Materials

  • Miscellaneous

  • Telecommunication - Service Provider

  • Finance - Others

  • Engineering - Construction

  • Electric Equipment

  • Automobiles - Passenger Cars

  • Tea/Coffee

  • Power Generation/Distribution

  • Engineering - Industrial Equipments

  • Air Conditioners

  • Defence

  • Depository Services

  • Bank - Public

  • Hospital & Healthcare Services

  • Consumer Durables - Domestic Appliances

  • BPO/ITeS

  • Construction - Real Estate

  • Consumer Durables - Electronics

  • Electronics - Components

  • Finance - Housing

  • Cigarettes/Tobacco

  • Automobile Two & Three Wheelers

  • e-Commerce

  • Printing & Stationery

  • Oil Exploration

  • Diesel Engines

  • Metal - Non Ferrous

  • Steel & Iron Products

  • Textile

  • Retailing

  • Consumer Food

  • Compressors / Pumps

  • Ceramics/Marble/Granite/Sanitaryware

  • Cable

  • Household & Personal Products

  • Finance - Asset Management

  • Hotel, Resort & Restaurants

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  • Cash

  • Equity

  • Sovereign

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About Union Retirement Fund

Scheme Analysis

Union Retirement Fund is a Solution Oriented - Retirement Fund - Equity fund and belongs to Union Mutual Fund. It was launched on 22-Sep-2022 and currently has an AUM of ₹175.24 crore. Union Retirement Fund is benchmarked against BSE 500 - TRI as primary index and BSE SENSEX - TRI as secondary index.

The NAV of Union Retirement Fund ended up ₹0.1(0.63%)yesterday to ₹16.02.

Among its top 3 holdings the fund has exposure to HDFC Bank Ltd., and

The Union Retirement Fund is managed by Pratik Dharmshi and Pratit Vajani.

Fund House Contact

Unit 503, 5 Floor, Leela Business Park, Andheri Kurla Road, Andheri (East) Mumbai - 400059

022-6748 3300
022- 6748 3400/3401/3402