UTI Liquid Fund - IDCW - Regular Plan

Item: UTI Liquid Fund - IDCW - Regular Plan
Rating: 3
Author: PersonalFN

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₹1341.2693 0.02 %Nav, as on 04-11-2025
Previous Nav
₹ 1341.062
Net Change on 04-11-2025
₹0.21
PersonalFN Rating
Category
Debt - Liquid Fund
Assets (Cr.)
₹ 28,884.74
Expense Ratio
0.24%
(As on Sep 30, 2025)

Fund Overview IDCW | Regular Plan

Fund House
UTI Mutual Fund
Launch Date
25-Jul-2018
Benchmark
CRISIL 1 year T-Bill Index
Minimum Investment (₹)
20,000
Minimum Addl Investment (₹)
500
Exit Load (%)
0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL after 7D
Minimum SIP Investment (₹)
Minimum STP Investment (₹)
100
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
1256.92
52 Week Low Nav Date
03-Nov-2024
52 Week High Nav (₹)
1340.80
52 Week High Nav Date
02-Nov-2025

Fund Objective

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
UTI Liquid Fund - Regular Plan - Half-Yearly IDCW	5.57	5.70	6.69	6.99	5.69	4.11
CRISIL 1 year T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
Nifty Liquid Fund Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
UTI Liquid Fund - Regular Plan - Half-Yearly IDCW	Jul 25, 2018		6.69	6.99	5.69	0.24	21,945.52
SBI Liquid Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)	Mar 22, 2007		6.56	6.89	5.62	0.29	56,928.87
SBI Liquid Fund - Regular Plan - Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW)	Mar 22, 2007		6.59	6.92	5.63	0.29	56,928.87
SBI Liquid Fund - Regular Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW)	Mar 22, 2007		6.59	6.92	5.63	0.29	56,928.87
HDFC Liquid Fund - IDCW Daily	Oct 10, 2005	Unrated	6.66	6.95	5.63	0.28	56,061.67
HDFC Liquid Fund - IDCW Monthly	Oct 10, 2005	Unrated	6.66	6.96	5.64	0.28	56,061.67

Fund Holdings as on 31-October-2025

Company % Assets
91 DAYS T -BILL MD 25/12/25
3.91
91 DAYS T -BILL MD 18/12/25
3.05
CD - HDFC BANK - 04/12/2025
2.65
91 DAYS T -BILL MD 08/01/26
2.57
CP ICICI SECURITIES LTD.
2.15
CD - AXIS BANK LIMITED 18/11/2025
2.07
CD - HDFC BANK LTD - 22/12/2025
1.97
CD- UNION BANK OF INDIA 18/12/2025
1.80
NET CURRENT ASSETS
1.75
CD - INDUSIND BANK - 14/11/2025
1.73
CD - HDFC BANK - 18/11/2025
1.73
CD - INDIAN OVERSEAS BANK LTD - 23/12/2025
1.72
91 DAYS T -BILL MD 02/01/26
1.72
CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
1.71
CP POWER FINANCE CORPORATION LTD.
1.55
CP INDIAN OIL CORPORATION LTD.
1.55
CD - AXIS BANK LIMITED 07/01/26
1.54
91 DAYS T -BILL MD 04/12/25
1.52
91D TBILL 11.12.2025
1.49
CD - KOTAK MAHINDRA BANK - 15/01/2026
1.45
CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
1.37
CD - INDIAN BANK - 04/12/2025
1.31
CD - CANARA BANK - 27/11/25
1.21
CP RELIANCE RETAIL VENTURES LIMITED
1.21
CP INDIAN OIL CORPORATION LTD.
1.20
CD- AXIS BANK 08/01/2026
1.20
CD - UNION BANK - 16/01/2026
1.16
CD - S I D B I -05/12/2025
1.12
CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
1.02
NCD BHARTI TELECOM LTD.
0.97
91 DAYS T -BILL MD 06/11/25
0.86
CP L AND T METRO RAIL (HYDERABAD) LIMITED
0.86
CD - DCB BANK - 17/11/2025
0.86
CP NTPC LTD.
0.86
CD - KARUR VYSYA BANK LTD - 04/12/2025
0.86
CD - INDIAN BANK - 08/12/2025
0.86
CD - KOTAK MAH BANK - 11/12/2025
0.86
CD - CANARA BANK - 12/12/2025
0.86
CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
0.86
CD - INDIAN BANK - 17/12/2025
0.86
CP GODREJ CONSUMER PRODUCTS LTD
0.86
CD - BANK OF INDIA - 24/12/2025
0.86
CP HINDALCO INDUSTRIES LTD.
0.85
CD - UNION BANK - 05/12/2025
0.77
CD - KOTAK MAHINDRA BANK - 05/12/2025
0.77
CD - CANARA BANK - 18/12/2025
0.77
364 DAYS T -BILL MD 06/11/25
0.69
CP CANFIN HOMES LTD.
0.69
CP PIRAMAL FINANCE LIMITED
0.69
CP HINDUSTAN ZINC LTD.
0.69
CP PIRAMAL FINANCE LIMITED
0.69
CP IGH HOLDINGS PRIVATE LIMITED
0.69
CP TATA PROJECTS LTD
0.69
CP INDIAN OIL CORPORATION LTD.
0.69
CD - KOAK MAH BANK - 04/12/25
0.69
CP HDFC SECURITIES LTD
0.69
CP EXPORT IMPORT BANK OF INDIA
0.69
CP BAJAJ FINANCIAL SECURITIES LTD
0.69
CP KOTAK SECURITIES LTD.
0.69
CP KOTAK SECURITIES LTD.
0.69
CD - INDIAN BANK - 08012026
0.68
CP NETWORK18 MEDIA AND INVESTMENTS LTD.
0.68
CP ICICI SECURITIES LTD.
0.68
CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
0.68
CP EXPORT IMPORT BANK OF INDIA
0.60
CP REDINGTON LTD
0.60
CD - CANARA BANK - 22/12/25
0.60
CP SHREE CEMENT LTD.
0.60
CP 360 ONE PRIME LTD
0.52
CP AXIS SECURITIES LTD
0.52
CP HERO FINCORP LTD.
0.52
CP JULIUS BAER CAPITAL (INDIA) PRIVATE LIMITED
0.52
CD - CANARA BANK - 19/12/2025
0.52
CP ICICI SECURITIES LTD.
0.52
CP AXIS SECURITIES LTD
0.51
CP EXPORT IMPORT BANK OF INDIA
0.51
CP JULIUS BAER CAPITAL (INDIA) PRIVATE LIMITED
0.51
08.22% TAMIL NADU SDL - 09/12/2025
0.50
8.20% GJ SDL MAT - 09/12/2025
0.49
CP TATA TELESERVICES MAHARASHTRA LTD
0.46
NCD BHARTI TELECOM LTD.
0.43
CP KOTAK SECURITIES LTD.
0.43
CD - ICICI BANK - 14/11/2025
0.43
CD - INDIAN BANK - 17/11/2025
0.43
CP POONAWALLA FINCORP LTD.
0.43
CD - UNION BANK OF INDIA - 04/12/25
0.43
CP ANGEL ONE LTD
0.43
GS-C - STRIP MAT-16/12/2025
0.37
CP TATA TELESERVICES MAHARASHTRA LTD
0.36
CP DEUTSCHE INVESTMENTS INDIA PVT LTD
0.35
CP ADITYA BIRLA MONEY LTD
0.35
CP POONAWALLA FINCORP LTD.
0.35
CP KOTAK SECURITIES LTD.
0.35
CD - INDUSIND BANK - 21/11/2025
0.35
CP GODREJ FINANCE LIMITED
0.34
CP CEAT LTD.
0.34
CP INDIAN OIL CORPORATION LTD.
0.34
CP TATA PROJECTS LTD
0.34
CP MOTILAL OSWAL FINANCIAL SERVICES LTD.
0.34
CP FEDBANK FINANCIAL SERVICES LTD.
0.34
CP PILANI INVESTMENTS AND INDUSTRIES CORPORATION LIMITED
0.34
CD - UNION BANK OF INDIA - 22/12/25
0.34
CD - S ID B I - 13/01/2026
0.34
CD - INDIAN BANK - 19/01/2026
0.34
CD - CANARA BANK - 20/01/2026
0.34
CD - CANARA BANK - 21/01/2026
0.34
CP INFINA FINANCE PRIVATE LIMITED
0.34
CD - KOTAK MAH BANK - 28/01/2026
0.34
CP INFINA FINANCE PRIVATE LIMITED
0.34
CP HSBC INVESTDIRECT FINANCIAL SERVICES (I) LTD.
0.26
CP NUVOCO VISTAS CORPORATION LTD
0.26
CD - CANARA BANK - 05/12/25
0.26
CP TATA PROJECTS LTD
0.26
CP ICICI SECURITIES LTD.
0.26
CP GODREJ INDUSTRIES LTD.
0.26
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS
0.23
CP HSBC INVESTDIRECT FINANCIAL SERVICES (I) LTD.
0.21
CP HINDUSTAN ZINC LTD.
0.17
CP HERO FINCORP LTD.
0.17
CP STANDARD CHARTERED CAPITAL LTD.
0.17
CP FEDBANK FINANCIAL SERVICES LTD.
0.17
CP IGH HOLDINGS PRIVATE LIMITED
0.17
CP IGH HOLDINGS PRIVATE LIMITED
0.17
NCD BHARTI TELECOM LTD.
0.16
CD - HDFC BANK LTD - 03/12/2025
0.15
8.24% AP SDL MAT-09/12/2025
0.14
CD - S I D B I - 07/11/2025
0.09
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN
0.03
8.16% KARNATAKA SDL 26/11/2025
0.02

Sector Holding%
Miscellaneous
55.99

Fund Manager

Amit Sharma

Holding Type Holding %
CARE-A1+
10.79
Cash
1.75
CRISIL-A1+
55.10
CRISIL-AAA
1.56
Deposits
0.03
ICRA-A1+
12.06
IND-A1+
1.11
SOV
17.33
Unrated
0.23

About UTI Liquid Fund

Scheme Analysis

UTI Liquid Fund is a Debt - Liquid Fund fund and belongs to UTI Mutual Fund. It was launched on 25-Jul-2018 and currently has an AUM of ₹28,884.74 crore. UTI Liquid Fund is benchmarked against CRISIL 1 year T-Bill Index as primary index and Nifty Liquid Fund Index as secondary index.

The NAV of UTI Liquid Fund ended up ₹0.21(0.02%)yesterday to ₹1341.2693.

Among its top 3 holdings the fund has exposure to 91 DAYS T -BILL MD 25/12/25, and

The UTI Liquid Fund is managed by Amit Sharma .

Fund House Contact

Address:

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East) Mumbai - 400 051

Phone Number: +91 (22) 66786666

Email Address: service@uti.co.in

Fax Number: +91 (22) 66786503,56786578

Website: www.utimf.com

Money Simplified Videos

Infographics

UTI Liquid Fund - IDCW - Regular Plan

Fund Overview IDCW | Regular Plan

Fund Objective

Fund Performance

Peer Fund Comparison

Fund Holdings as on 31-October-2025

Fund Manager

About UTI Liquid Fund

Scheme Analysis

Fund House Contact

Financial Health Checkup

Money Simplified Videos

Infographics

UTI Liquid Fund - IDCW - Regular Plan

Fund Overview IDCW | Regular Plan

Fund Objective

Fund Performance

Peer Fund Comparison

Fund Holdings as on 31-October-2025

Fund Manager

About UTI Liquid Fund

Scheme Analysis

Fund House Contact