DSP Dynamic Asset Allocation Fund - IDCW - Direct Plan

Item: DSP Dynamic Asset Allocation Fund - IDCW - Direct Plan
Rating: 3
Author: PersonalFN

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₹17.154 0.35 %Nav, as on 12-11-2025
Previous Nav
₹ 17.094
Net Change on 12-11-2025
₹0.06
PersonalFN Rating
Category
Hybrid - Dynamic Asset Allocation
Assets (Cr.)
₹ 3,635.61
Expense Ratio
0.67%
(As on Sep 30, 2025)

Fund Overview IDCW | Direct Plan

Fund House
DSP Mutual Fund
Launch Date
06-Feb-2014
Benchmark
CRISIL Hybrid 50+50 - Moderate Index
Minimum Investment (₹)
100
Minimum Addl Investment (₹)
100
Exit Load (%)
1% on or before 1M, Nil after 1M
Minimum SIP Investment (₹)
100
Minimum STP Investment (₹)
100
Minimum SWP Investment (₹)
100
52 Week Low Nav (₹)
28.92
52 Week Low Nav Date
28-Feb-2025
52 Week High Nav (₹)
32.31
52 Week High Nav Date
29-Oct-2025

Fund Objective

The investment objective of the Scheme is to seek capital appreciation by dynamically managing the asset allocation between equity and debt securities. The Scheme intends to generate long-term capital appreciation by investing in equity and equity related instruments and seeks to generate income through investments in debt securities, arbitrage and other derivative strategies.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
DSP Dynamic Asset Allocation Fund - Direct Plan - IDCW - Monthly	1.99	3.59	9.09	13.57	11.45	9.57
CRISIL Hybrid 50+50 - Moderate Index	N/A	N/A	N/A	N/A	N/A	N/A
NIFTY 50 - TRI	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Absolute, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
DSP Dynamic Asset Allocation Fund - Direct Plan - IDCW - Monthly	Feb 06, 2014		9.09	13.57	11.45	0.67	3,635.61
Edelweiss Balanced Advantage Fund - Direct Plan - Monthly - IDCW Option	Aug 14, 2017		7.80	13.60	14.71	0.53	13,238.71
Edelweiss Balanced Advantage Fund - Direct Plan - Quarterly - IDCW Option	Jan 25, 2013		7.78	13.57	14.70	0.53	13,238.71
Sundaram Balanced Advantage Fund (Formerly Known as Principal Balanced Advantage Fund) - Direct Plan - Monthly Income Distribution CUM Capital Withdrawal Option	Jan 01, 2013	Unrated	7.13	12.23	11.69	0.60	1,727.59
Invesco India Balanced Advantage Fund - Direct Plan - IDCW (Payout / Reinvestment	Jan 01, 2013		6.38	14.09	13.37	0.80	1,090.97
Motilal Oswal Balanced Advantage Fund Direct - Annual IDCW Payout/Reinvestment	Sep 27, 2016	Unrated	-3.27	11.07	9.31	0.94	955.26

Fund Holdings as on 31-October-2025

Company % Assets
HDFC Bank Limited
6.73
Kotak Mahindra Bank Limited
3.19
Larsen & Toubro Limited
3.14
7.32% GOI 2030
3.12
Adani Enterprises Limited
2.95
State Bank of India
2.82
TREPS / Reverse Repo Investments
2.63
Infosys Limited
2.08
Tata Power Company Limited
2.05
Mahindra & Mahindra Limited
1.88
Hindustan Aeronautics Limited
1.87
Bharti Airtel Limited
1.84
ICICI Bank Limited
1.83
Axis Bank Limited
1.81
GAIL (India) Limited
1.80
Reliance Industries Limited
1.78
7.06% GOI 2028
1.70
Bandhan Bank Limited
1.68
NTPC Limited
1.62
Power Finance Corporation Limited**
1.47
REC Limited
1.47
Bajaj Finance Limited**
1.46
7.17% GOI 2030
1.43
LIC Housing Finance Limited**
1.43
National Bank for Agriculture and Rural Development
1.41
6.33% GOI 2035
1.40
Bajaj Finance Limited**
1.37
ITC Limited
1.36
Titan Company Limited
1.30
Power Finance Corporation Limited
1.29
SBI Life Insurance Company Limited
1.25
LG Electronics India Limited
1.23
Bharat Petroleum Corporation Limited
1.12
Vedanta Limited
1.11
Coforge Limited
1.08
Samvardhana Motherson International Limited
1.04
Hindalco Industries Limited
1.03
Bank of Baroda
1.02
Coal India Limited
1.00
Hindustan Unilever Limited
0.99
Small Industries Development Bank of India
0.98
Century Plyboards (India) Limited
0.94
Cipla Limited
0.93
Syngene International Limited
0.92
Max Financial Services Limited
0.85
India Universal Trust**
0.83
Radico Khaitan Limited
0.78
Bharti Telecom Limited**
0.76
Small Industries Development Bank of India**
0.75
Cholamandalam Investment and Finance Company Limited**
0.74
Bajaj Finance Limited**
0.74
Power Finance Corporation Limited**
0.73
National Housing Bank**
0.72
National Bank for Financing Infrastructure and Development**
0.72
Mankind Pharma Limited
0.72
Cholamandalam Investment and Finance Company Limited**
0.72
8.51% GOI FRB 2033
0.72
REC Limited**
0.72
Life Insurance Corporation of India
0.71
National Bank for Financing Infrastructure and Development**
0.71
7.10% GOI 2029
0.71
Muthoot Finance Limited**
0.71
Muthoot Finance Limited**
0.71
6.79% GOI 2034
0.70
National Bank for Agriculture and Rural Development**
0.69
Navin Fluorine International Limited
0.68
Punjab National Bank
0.65
Adani Ports and Special Economic Zone Limited
0.62
Kirloskar Oil Engines Limited
0.62
Tata Steel Limited
0.61
Tata Capital Limited
0.55
Niva Bupa Health Insurance Company Limited
0.53
Tata Consultancy Services Limited
0.53
Emami Limited
0.48
Mrs. Bectors Food Specialities Limited
0.43
Canara HSBC Life Insurance Company Limited
0.40
Bajaj Finserv Limited
0.39
La Opala RG Limited
0.32
Cash Margin
0.32
Welspun Living Limited
0.28
Tata Motors Limited^
0.23
JNK India Limited
0.20
Indigo Paints Limited
0.16
Small Industries Development Bank of India**
0.15
NIFTY 25500 Put Dec25
0.07
Power Grid Corporation of India Limited
0.02
Net Receivables/Payables
-0.20

Sector Holding%
Miscellaneous
17.79
Bank - Private
15.24
Bank - Public
4.49
IT - Software
3.69
Power Generation/Distribution
3.69
Engineering - Construction
3.14
Trading
2.95
Refineries
2.90
Insurance
2.89
Metal - Non Ferrous
2.14
Automobiles - Passenger Cars
1.88
Defence
1.87
Telecommunication - Service Provider
1.84
Gas Transmission/Marketing
1.80
Pharmaceuticals & Drugs
1.65
Household & Personal Products
1.47
Cigarettes/Tobacco
1.36
Diamond & Jewellery
1.30
Finance Term Lending
1.29
Consumer Durables - Domestic Appliances
1.23
Auto Ancillary
1.04
Mining & Minerals
1.00
Wood & Wood Products
0.94
Business Support
0.92
Finance - Others
0.85
Engineering - Industrial Equipments
0.82
Breweries & Distilleries
0.78
Chemicals
0.68
Port
0.62
Steel & Iron Products
0.61
Finance - NBFC
0.55
Consumer Food
0.43
Finance - Investment
0.39
Glass
0.32
Textile
0.28
Unspecified
0.23
Paints
0.16

Fund Manager

Rohit Singhania

Education:B.Com., MMS(Finance)
Experience:12 Years
Basic Details:Mr.Rohit Singhania has over 12 years experience in Equity Research. He joined DSP BlackRock Investment Managers in September 2005, as Portfolio Analyst for the firm's PMS division. He was transferred to the Institutional Equities Team of DSP BlackRock Investment Managers in June 2009. Previously, he was with HDFC Securities Limited as a part of its Institutional Equities Research Desk. He spent 13 months at HDFC Securities as Sr. Equity Analyst.
Funds Managed:
DSP Dynamic Asset Allocation Fund
DSP Large & Mid Cap Fund
DSP India T.I.G.E.R. Fund
DSP Natural Resources and New Energy Fund
DSP ELSS Tax Saver Fund
DSP Dynamic Asset Allocation Fund
DSP ELSS Tax Saver Fund
DSP Large & Mid Cap Fund
DSP India T.I.G.E.R. Fund
DSP Large & Mid Cap Fund
DSP Natural Resources and New Energy Fund
DSP ELSS Tax Saver Fund

Preethi R S

Education:MBA , B.E. (Computer Science)
Experience:10
Basic Details:She started her career in 2012 with UTIAMC. Preethi has 10+ years experience in Equity Research and has specialized in India Financials & Automotive sectors.
Funds Managed:
DSP Banking & Financial Services Fund
DSP Dynamic Asset Allocation Fund
DSP Banking & Financial Services Fund
DSP Dynamic Asset Allocation Fund

Shantanu Godambe

Kaivalya Nadkarni

Most Recent Dividend

Dividend Details

Record Date Dividend (%)
29/10/2025
0.50
29/09/2025
0.50
29/08/2025
0.50
29/07/2025
0.50
30/06/2025
0.50
29/05/2025
0.50
29/04/2025
0.50
31/03/2025
0.50
03/03/2025
0.50
29/01/2025
0.50
30/12/2024
0.50
29/11/2024
0.50
29/10/2024
0.50
30/09/2024
0.50
29/08/2024
0.50
29/07/2024
0.50
01/07/2024
0.50
29/05/2024
0.50
29/04/2024
0.50
01/04/2024
0.50
29/02/2024
0.50
29/01/2024
0.50
29/12/2023
0.50
29/11/2023
0.50
30/10/2023
0.50
29/09/2023
0.50
29/08/2023
0.50
31/07/2023
0.50
30/06/2023
0.50
29/05/2023
0.50
02/05/2023
0.50
29/03/2023
0.50
01/03/2023
0.50
30/01/2023
0.50
29/12/2022
0.50
29/11/2022
0.50
31/10/2022
0.50
29/09/2022
0.50
29/08/2022
0.50
29/07/2022
0.50
29/06/2022
0.50
30/05/2022
0.50
29/04/2022
0.50
29/03/2022
0.50
02/03/2022
0.50
31/01/2022
0.50
29/12/2021
0.50
29/11/2021
0.50
29/10/2021
0.50
29/09/2021
0.50
30/08/2021
0.50
29/07/2021
0.50
29/06/2021
0.50
31/05/2021
0.50
29/04/2021
0.50
30/03/2021
0.50
01/03/2021
0.50
29/01/2021
0.50
29/12/2020
0.50
01/12/2020
0.48
29/10/2020
0.46
29/09/2020
0.45
31/08/2020
0.46
29/07/2020
0.45
29/06/2020
0.44
02/03/2020
0.45
30/09/2019
0.87
29/08/2019
0.69
29/07/2019
0.69
01/07/2019
0.70
01/03/2019
0.68
31/12/2018
0.69
29/11/2018
0.68
29/10/2018
0.67
01/10/2018
0.68
29/08/2018
0.69
30/07/2018
0.69
29/06/2018
0.68
29/05/2018
0.70
30/04/2018
0.70
02/04/2018
0.70
01/03/2018
0.70
29/01/2018
0.71
29/12/2017
0.72
29/11/2017
0.52
30/10/2017
0.73
29/09/2017
0.72
29/08/2017
0.73
02/05/2017
0.72
29/03/2017
0.51
01/03/2017
0.51
30/01/2017
0.70
29/12/2016
0.67
29/11/2016
0.70
01/11/2016
0.72
29/09/2016
0.72
29/08/2016
0.71
29/07/2016
0.71
29/06/2016
0.68
30/05/2016
0.68
29/04/2016
0.68
29/12/2015
0.90
29/10/2015
0.90
31/08/2015
0.90
29/07/2015
0.60
29/06/2015
0.90
29/05/2015
0.90
29/04/2015
0.90
30/03/2015
0.83
02/03/2015
0.90
30/01/2015
0.83
29/12/2014
0.90
01/12/2014
0.90
29/10/2014
0.90
29/09/2014
0.83
01/09/2014
0.83
30/07/2014
0.83
23/06/2014
3.50

Holding Type Holding %
Cash
2.75
CRISIL A1+
1.37
CRISIL AA+
1.42
CRISIL AAA
14.07
Derivatives
0.07
Equity
67.44
ICRA AA+
1.46
ICRA AAA
0.84
IND AAA(SO)
0.83
Sovereign
9.78

About DSP Dynamic Asset Allocation Fund

Scheme Analysis

DSP Dynamic Asset Allocation Fund is a Hybrid - Dynamic Asset Allocation fund and belongs to DSP Mutual Fund. It was launched on 06-Feb-2014 and currently has an AUM of ₹3,635.61 crore. DSP Dynamic Asset Allocation Fund is benchmarked against CRISIL Hybrid 50+50 - Moderate Index as primary index and NIFTY 50 - TRI as secondary index.

The NAV of DSP Dynamic Asset Allocation Fund ended up ₹0.06(0.35%)yesterday to ₹17.154.

Among its top 3 holdings the fund has exposure to HDFC Bank Limited, and

The DSP Dynamic Asset Allocation Fund is managed by Rohit Singhania and Preethi R S.

Fund House Contact

Address:

The Ruby, 25th Floor, 29, Senapati Bapat Marg, Dadar (West) Mumbai - 400 028

Phone Number: +91 (22) 66578000

Email Address: service@dspim.com

Fax Number: +91 (22) 66578181

Website: https://www.dspim.com/

Money Simplified Videos

Infographics

DSP Dynamic Asset Allocation Fund - IDCW - Direct Plan

Fund Overview IDCW | Direct Plan

Fund Objective

Fund Performance

Peer Fund Comparison

Fund Holdings as on 31-October-2025

Fund Manager

Most Recent Dividend

About DSP Dynamic Asset Allocation Fund

Scheme Analysis

Fund House Contact

Financial Health Checkup

Money Simplified Videos

Infographics

DSP Dynamic Asset Allocation Fund - IDCW - Direct Plan

Fund Overview IDCW | Direct Plan

Fund Objective

Fund Performance

Peer Fund Comparison

Fund Holdings as on 31-October-2025

Fund Manager

Most Recent Dividend

About DSP Dynamic Asset Allocation Fund

Scheme Analysis

Fund House Contact