DSP Banking & PSU Debt Fund - Growth - Regular Plan

Other Plans and Options
  • 0.03 %Nav, as on 10-02-2026

  • Previous Nav

  • Net Change on 10-02-2026

  • PersonalFN Rating

  • Assets (Cr.)

  • Expense Ratio

Fund Overview Growth | Regular Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The investment objective of the Scheme is to seek to generate income and capital appreciation byprimarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings. There is no assurance that the investment objective of the Scheme will be realized.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
DSP Banking & PSU Debt Fund - Regular Plan - Growth 0.95 1.38 6.01 7.16 5.85 7.54
CRISIL 10 Year Gilt Index N/A N/A N/A N/A N/A N/A
NIFTY Banking and PSU Debt Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
DSP Banking & PSU Debt Fund - Regular Plan - Growth Sep 14, 2013 6.01 7.16 5.85 0.60 3,696.34
Axis Banking & PSU Debt Fund - Regular Plan - Growth option Jun 08, 2012 6.79 7.06 5.86 0.62 13,093.52
Bandhan Banking and PSU Fund-Regular Plan- Growth Option Mar 07, 2013 6.51 7.00 5.86 0.66 12,553.48
ICICI Prudential Banking and PSU Debt Fund - Growth Jan 01, 2010 6.87 7.43 6.31 0.73 9,583.50
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth May 05, 2008 6.50 7.15 6.03 0.73 8,979.27
HDFC BANKING AND PSU DEBT FUND - Regular Plan - Growth Option Mar 26, 2014 6.61 7.20 5.95 0.78 5,624.96

Fund Holdings as on 31-January-2026

  • National Bank for Agriculture and Rural Development**

  • 6.90% GOI 2065

  • 6.48% GOI 2035

  • TREPS / Reverse Repo Investments

  • 8.51% GOI FRB 2033

  • Small Industries Development Bank of India**

  • Power Grid Corporation of India Limited**

  • HDFC Bank Limited**

  • Indian Railway Finance Corporation Limited**

  • Bharti Telecom Limited**

  • GAIL (India) Limited**

  • Bharti Telecom Limited**

  • Power Grid Corporation of India Limited**

  • 6.28% GOI 2032

  • Power Finance Corporation Limited**

  • REC Limited**

  • National Bank for Agriculture and Rural Development**

  • Small Industries Development Bank of India**

  • REC Limited**

  • REC Limited

  • Power Finance Corporation Limited**

  • 7.32% GOI 2030

  • National Bank for Financing Infrastructure and Development**

  • Small Industries Development Bank of India**

  • Indian Railway Finance Corporation Limited**

  • National Housing Bank**

  • Power Grid Corporation of India Limited**

  • Indian Railway Finance Corporation Limited**

  • Bajaj Finance Limited**

  • State Bank of India**

  • Indian Railway Finance Corporation Limited**

  • National Bank for Agriculture and Rural Development

  • Indian Railway Finance Corporation Limited**

  • Power Finance Corporation Limited**

  • Power Finance Corporation Limited

  • REC Limited**

  • Axis Bank Limited**

  • HDFC Bank Limited**

  • Bharti Telecom Limited**

  • 7.30% GOI 2053

  • 6.01% GOI 2030

  • HDFC Bank Limited

  • State Bank of India Basel III Tier 2**

  • National Bank for Agriculture and Rural Development

  • Indian Railway Finance Corporation Limited**

  • REC Limited**

  • HDFC Bank Limited**

  • National Bank for Financing Infrastructure and Development**

  • NTPC Limited**

  • Tata Capital Housing Finance Limited**

  • REC Limited**

  • Small Industries Development Bank of India**

  • Bajaj Finance Limited**

  • Small Industries Development Bank of India

  • Power Grid Corporation of India Limited**

  • Power Finance Corporation Limited**

  • Small Industries Development Bank of India**

  • HDFC Bank Limited

  • HDFC Bank Limited**

  • Axis Bank Limited**

  • SBI Funds Management Pvt Ltd/Fund Parent

  • Bajaj Finance Limited**

  • Net Receivables/Payables

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  • Miscellaneous

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Fund Manager

  • Cash

  • CRISIL A1+

  • CRISIL AAA

  • ICRA AAA

  • IND AAA

  • Sov

  • Unrated

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About DSP Banking & PSU Debt Fund

Scheme Analysis

DSP Banking & PSU Debt Fund is a Debt - Banking and PSU Fund fund and belongs to DSP Mutual Fund. It was launched on 14-Sep-2013 and currently has an AUM of ₹3,696.34 crore. DSP Banking & PSU Debt Fund is benchmarked against CRISIL 10 Year Gilt Index as primary index and NIFTY Banking and PSU Debt Index as secondary index.

The NAV of DSP Banking & PSU Debt Fund ended up ₹0.01(0.03%)yesterday to ₹24.6605.

Among its top 3 holdings the fund has exposure to National Bank for Agriculture and Rural Development**, and

The DSP Banking & PSU Debt Fund is managed by Sandeep Yadav and Shantanu Godambe.

Fund House Contact

The Ruby, 25th Floor, 29, Senapati Bapat Marg, Dadar (West) Mumbai - 400 028

+91 (22) 66578000
service@dspim.com
+91 (22) 66578181