DSP Banking & PSU Debt Fund - Growth - Direct Plan

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  • Net Change on 12-06-2025

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Fund Overview Growth | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

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Fund Objective

The investment objective of the Scheme is to seek to generate income and capital appreciation byprimarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings. There is no assurance that the investment objective of the Scheme will be realized.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
DSP Banking & PSU Debt Fund - Direct Plan - Growth 10.07 15.20 9.96 7.93 6.47 8.11
Crisil 10 Yr Gilt Index N/A N/A N/A N/A N/A N/A
NIFTY Banking and PSU Debt Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
DSP Banking & PSU Debt Fund - Direct Plan - Growth Sep 14, 2013 9.96 7.93 6.47 0.33 4,104.46
Bandhan Banking & PSU Debt Fund-Direct Plan- Growth Option Mar 07, 2013 9.24 7.60 6.51 0.33 13,579.65
Axis Banking & PSU Debt Fund - Direct Plan - Growth Option Jan 01, 2013 9.58 7.52 6.45 0.35 13,470.40
ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Growth Mar 13, 2013 9.44 8.24 7.07 0.39 10,485.23
Aditya Birla Sun Life Banking & PSU Debt Fund- Direct Plan-Growth Jan 01, 2013 9.84 7.96 6.85 0.39 8,990.71
Kotak Banking and PSU Debt Direct - Growth Jan 01, 2013 10.00 8.20 6.95 0.40 6,212.89

Fund Holdings as on 31-May-2025

  • 7.34% GOI 2064

  • 8.30% GOI 2042

  • 7.30% GOI 2053

  • 8.51% GOI FRB 2033

  • Small Industries Development Bank of India**

  • Power Grid Corporation of India Limited**

  • Indian Railway Finance Corporation Limited**

  • State Bank of India Basel III Tier 2**

  • TREPS / Reverse Repo Investments

  • Power Grid Corporation of India Limited**

  • GAIL (India) Limited**

  • National Bank for Agriculture and Rural Development**

  • Bajaj Finance Limited**

  • 6.90% GOI 2065

  • Axis Bank Limited**

  • HDFC Bank Limited**

  • National Bank for Financing Infrastructure and Development**

  • National Bank for Agriculture and Rural Development**

  • REC Limited**

  • REC Limited**

  • Power Finance Corporation Limited**

  • REC Limited**

  • State Bank of India**

  • Power Finance Corporation Limited**

  • Power Finance Corporation Limited**

  • 6.98% GOI 2054

  • 7.09% GOI 2054

  • Bajaj Finance Limited**

  • Power Grid Corporation of India Limited**

  • Indian Railway Finance Corporation Limited**

  • National Housing Bank**

  • Power Finance Corporation Limited**

  • Small Industries Development Bank of India**

  • Indian Railway Finance Corporation Limited**

  • National Bank for Agriculture and Rural Development**

  • HDFC Bank Limited**

  • NTPC Limited**

  • Indian Railway Finance Corporation Limited**

  • National Housing Bank**

  • Canara Bank**

  • Bank of Baroda**

  • HDFC Bank Limited**

  • Canara Bank**

  • 8.17% GOI 2044

  • National Bank for Financing Infrastructure and Development**

  • Power Finance Corporation Limited**

  • Small Industries Development Bank of India**

  • Power Finance Corporation Limited**

  • Small Industries Development Bank of India**

  • NTPC Limited**

  • Small Industries Development Bank of India**

  • REC Limited**

  • National Bank for Agriculture and Rural Development**

  • National Bank for Financing Infrastructure and Development**

  • REC Limited**

  • Power Grid Corporation of India Limited**

  • Indian Railway Finance Corporation Limited**

  • ICICI Bank Limited**

  • Axis Bank Limited**

  • Bank of Baroda**

  • Indian Bank**

  • Union Bank of India**

  • Punjab National Bank**

  • Kotak Mahindra Bank Limited**

  • SBI Funds Management Pvt Ltd/Fund Parent

  • Net Receivables/Payables

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  • Miscellaneous

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  • Cash

  • CRISIL A1+

  • CRISIL AAA

  • ICRA A1+

  • ICRA AAA

  • IND A1+

  • IND AAA

  • Sov

  • Unrated

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About DSP Banking & PSU Debt Fund

Scheme Analysis

DSP Banking & PSU Debt Fund is a Debt - Banking and PSU Fund fund and belongs to DSP Mutual Fund. It was launched on 14-Sep-2013 and currently has an AUM of ₹4,104.46 crore. DSP Banking & PSU Debt Fund is benchmarked against Crisil 10 Yr Gilt Index as primary index and NIFTY Banking and PSU Debt Index as secondary index.

The NAV of DSP Banking & PSU Debt Fund ended down ₹-0.02(-0.09%)yesterday to ₹24.978.

Among its top 3 holdings the fund has exposure to 7.34% GOI 2064, and

The DSP Banking & PSU Debt Fund is managed by Sandeep Yadav and Shantanu Godambe.

Fund House Contact

The Ruby, 25th Floor, 29, Senapati Bapat Marg, Dadar (West) Mumbai - 400 028

+91 (22) 66578000
service@dspim.com
+91 (22) 66578181