DSP Banking & PSU Debt Fund - IDCW - Regular Plan

Item: DSP Banking & PSU Debt Fund - IDCW - Regular Plan
Rating: 3
Author: PersonalFN

Invest Now

₹10.1668 0.08 %Nav, as on 18-03-2026
Previous Nav
₹ 10.1589
Net Change on 18-03-2026
₹0.01
PersonalFN Rating
Category
Debt - Banking and PSU Fund
Assets (Cr.)
₹ 3,575.45
Expense Ratio
0.61%
(As on Feb 28, 2026)

Fund Overview IDCW | Regular Plan

Fund House
DSP Mutual Fund
Launch Date
14-Sep-2013
Benchmark
CRISIL 10 Year Gilt Index
Minimum Investment (₹)
100
Minimum Addl Investment (₹)
100
Exit Load (%)
Nil
Minimum SIP Investment (₹)
100
Minimum STP Investment (₹)
100
Minimum SWP Investment (₹)
100
52 Week Low Nav (₹)
23.30
52 Week Low Nav Date
17-Mar-2025
52 Week High Nav (₹)
24.81
52 Week High Nav Date
02-Mar-2026

Fund Objective

The investment objective of the Scheme is to seek to generate income and capital appreciation byprimarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings. There is no assurance that the investment objective of the Scheme will be realized.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
DSP Banking & PSU Debt Fund - Regular Plan - IDCW - Weekly	-0.73	2.66	6.09	7.09	5.86	6.29
CRISIL 10 Year Gilt Index	N/A	N/A	N/A	N/A	N/A	N/A
NIFTY Banking and PSU Debt Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
DSP Banking & PSU Debt Fund - Regular Plan - IDCW - Weekly	Sep 14, 2013	6.09	7.09	5.86	0.61	3,575.45
Axis Banking & PSU Debt Fund - Regular Plan - Daily IDCW	Jun 08, 2012	6.69	7.03	5.89	0.62	12,838.53
Axis Banking & PSU Debt Fund - Regular Plan - Monthly IDCW	Jun 08, 2012	6.70	7.03	5.89	0.62	12,838.53
Axis Banking & PSU Debt Fund - Regular Plan - Weekly IDCW	Jun 08, 2012	6.70	7.03	5.89	0.62	12,838.53
Bandhan Banking and PSU Fund - Regular Annual IDCW	Mar 27, 2014	6.38	7.00	5.92	0.66	12,536.08
Bandhan Banking and PSU Fund - Regular Daily IDCW	Feb 10, 2014	6.57	7.13	5.98	0.66	12,536.08

Fund Holdings as on 28-February-2026

Company % Assets
National Bank for Agriculture and Rural Development**
5.28
6.48% GOI 2035
4.96
6.90% GOI 2065
4.71
Small Industries Development Bank of India**
3.62
Power Grid Corporation of India Limited**
3.10
HDFC Bank Limited**
3.00
Indian Railway Finance Corporation Limited**
2.99
Bharti Telecom Limited**
2.87
GAIL (India) Limited**
2.86
Bharti Telecom Limited**
2.84
Power Grid Corporation of India Limited**
2.83
Bank of Baroda**
2.63
REC Limited**
2.28
National Bank for Agriculture and Rural Development**
2.26
Small Industries Development Bank of India**
2.26
REC Limited**
2.24
REC Limited
2.24
Power Finance Corporation Limited**
2.14
Power Finance Corporation Limited**
2.09
National Bank for Financing Infrastructure and Development**
1.61
Small Industries Development Bank of India**
1.51
Power Grid Corporation of India Limited**
1.51
Indian Railway Finance Corporation Limited**
1.51
National Housing Bank**
1.50
Indian Railway Finance Corporation Limited**
1.49
Bajaj Finance Limited**
1.49
7.32% GOI 2030
1.49
State Bank of India**
1.47
Indian Railway Finance Corporation Limited**
1.46
National Bank for Agriculture and Rural Development
1.46
Power Finance Corporation Limited**
1.44
Power Finance Corporation Limited
1.43
REC Limited
1.42
State Bank of India**
1.41
7.67% Haryana SDL 2041
1.41
6.01% GOI 2030
1.40
Bharti Telecom Limited**
1.34
7.30% GOI 2053
1.13
TREPS / Reverse Repo Investments
0.90
State Bank of India Basel III Tier 2**
0.88
Indian Railway Finance Corporation Limited**
0.74
NTPC Limited**
0.74
National Bank for Financing Infrastructure and Development**
0.74
HDFC Bank Limited**
0.74
Tata Capital Housing Finance Limited**
0.74
REC Limited**
0.73
Small Industries Development Bank of India**
0.73
Power Grid Corporation of India Limited**
0.73
Bajaj Finance Limited**
0.73
Small Industries Development Bank of India
0.72
Power Finance Corporation Limited**
0.72
Small Industries Development Bank of India**
0.72
Export-Import Bank of India**
0.71
National Bank for Agriculture and Rural Development**
0.70
REC Limited**
0.70
HDFC Bank Limited**
0.70
Axis Bank Limited
0.68
Net Receivables/Payables
0.54
SBI Funds Management Pvt Ltd/Fund Parent
0.33
HDFC Bank Limited**
0.27
Bajaj Finance Limited**
0.15

Sector Holding%
Miscellaneous
77.53

Fund Manager

Sandeep Yadav

Shantanu Godambe

Most Recent Dividend

Dividend Details

Record Date Dividend (%)
05/03/2026
0.03
26/02/2026
0.23
20/02/2026
0.12
05/02/2026
0.16
01/01/2026
0.10
27/11/2025
0.17
20/11/2025
0.09
13/11/2025
0.09
06/11/2025
0.08
23/10/2025
0.03
16/10/2025
0.26
09/10/2025
0.26
03/10/2025
0.38
25/09/2025
0.12
18/09/2025
0.04
24/07/2025
0.21
05/06/2025
0.00
29/05/2025
0.14
22/05/2025
0.36
15/05/2025
0.38
02/05/2025
0.05
24/04/2025
0.41
17/04/2025
0.24
11/04/2025
0.26
03/04/2025
0.87
27/03/2025
0.57
20/03/2025
0.49
13/03/2025
0.12
06/02/2025
0.24
30/01/2025
0.19
23/01/2025
0.25
09/01/2025
0.13
02/01/2025
0.12
12/12/2024
0.04
05/12/2024
0.56
28/11/2024
0.02
21/11/2024
0.03
07/11/2024
0.12
31/10/2024
0.05
24/10/2024
0.02
17/10/2024
0.14
10/10/2024
0.12
03/10/2024
0.03
26/09/2024
0.44
19/09/2024
0.44
12/09/2024
0.20
05/09/2024
0.19
29/08/2024
0.17
22/08/2024
0.31
16/08/2024
0.12
08/08/2024
0.25
01/08/2024
0.17
25/07/2024
0.15
18/07/2024
0.23
11/07/2024
0.11
04/07/2024
0.23
27/06/2024
0.09
20/06/2024
0.31
13/06/2024
0.27
30/05/2024
0.01
24/05/2024
0.22
16/05/2024
0.36
09/05/2024
0.31
02/05/2024
0.03
04/04/2024
0.05
28/03/2024
0.34
21/03/2024
0.03
14/03/2024
0.13
07/03/2024
0.27
29/02/2024
0.15
22/02/2024
0.22
15/02/2024
0.10
08/02/2024
0.24
01/02/2024
0.65
25/01/2024
0.09
18/01/2024
0.25
11/01/2024
0.21
28/12/2023
0.04
21/12/2023
0.28
14/12/2023
0.17
07/12/2023
0.18
30/11/2023
0.05
23/11/2023
0.02
16/11/2023
0.18
09/11/2023
0.29
02/11/2023
0.11
05/10/2023
0.15
29/09/2023
0.02
21/09/2023
0.07
14/09/2023
0.17
07/09/2023
0.10
31/08/2023
0.19
24/08/2023
0.15
10/08/2023
0.11
27/07/2023
0.10
20/07/2023
0.18
13/07/2023
0.20
06/07/2023
0.06
30/06/2023
0.12
22/06/2023
0.01
15/06/2023
0.02
08/06/2023
0.09
01/06/2023
0.15
25/05/2023
0.15
18/05/2023
0.26
11/05/2023
0.06
04/05/2023
0.21
27/04/2023
0.33
20/04/2023
0.18
13/04/2023
0.11
06/04/2023
0.39
31/03/2023
0.24
23/03/2023
0.22
16/03/2023
0.43
09/03/2023
0.07
02/03/2023
0.03
16/02/2023
0.05
02/02/2023
0.19
27/01/2023
0.00
19/01/2023
0.17
12/01/2023
0.13
05/01/2023
0.13
29/12/2022
0.07
22/12/2022
0.02
15/12/2022
0.15
08/12/2022
0.04
01/12/2022
0.16
24/11/2022
0.17
17/11/2022
0.25
10/11/2022
0.22
03/11/2022
0.05
27/10/2022
0.20
20/10/2022
0.03
08/09/2022
0.09
01/09/2022
0.10
18/08/2022
0.13
11/08/2022
0.02
04/08/2022
0.32
28/07/2022
0.15
21/07/2022
0.05
14/07/2022
0.07
07/07/2022
0.02
31/03/2022
0.11
24/03/2022
0.05
17/03/2022
0.15
17/02/2022
0.12
10/02/2022
0.23
27/01/2022
0.03
20/01/2022
0.02
13/01/2022
0.08
16/12/2021
0.04
09/12/2021
0.09
02/12/2021
0.13
25/11/2021
0.06
18/11/2021
0.09
08/11/2021
0.11
23/09/2021
0.04
16/09/2021
0.07
09/09/2021
0.01
02/09/2021
0.23
26/08/2021
0.01
20/08/2021
0.26
12/08/2021
0.06
05/08/2021
0.15
29/07/2021
0.14
22/07/2021
0.15
15/07/2021
0.10
10/06/2021
0.26
27/05/2021
0.10
20/05/2021
0.12
14/05/2021
0.06
06/05/2021
0.19
29/04/2021
0.31
22/04/2021
0.11
15/04/2021
0.01
08/04/2021
0.02
07/01/2021
0.21
31/12/2020
0.16
24/12/2020
0.09
17/12/2020
0.01
10/12/2020
0.03
26/11/2020
0.24
19/11/2020
0.35
12/11/2020
0.13
05/11/2020
0.22
29/10/2020
0.01
22/10/2020
0.03
15/10/2020
0.70
08/10/2020
0.34
01/10/2020
0.11
03/09/2020
0.24
06/08/2020
0.08
30/07/2020
0.15
23/07/2020
0.27
16/07/2020
0.54
09/07/2020
0.23
02/07/2020
0.27
25/06/2020
0.25
18/06/2020
0.28
11/06/2020
0.17
04/06/2020
0.38
28/05/2020
0.36
21/05/2020
0.35
14/05/2020
0.18
08/05/2020
0.59
23/04/2020
1.28
03/04/2020
0.23
05/03/2020
0.27
20/02/2020
0.04
13/02/2020
0.49
06/02/2020
0.66
30/01/2020
0.22
23/01/2020
0.27
16/01/2020
0.01
09/01/2020
0.24
02/01/2020
0.04
28/11/2019
0.20
21/11/2019
0.28
14/11/2019
0.13
07/11/2019
0.10
31/10/2019
0.49
24/10/2019
0.48
17/10/2019
0.23
10/10/2019
0.12
03/10/2019
0.16
19/09/2019
0.13
12/09/2019
0.05
05/09/2019
0.20
29/08/2019
0.21
22/08/2019
0.17
08/08/2019
0.60
01/08/2019
0.41
18/07/2019
0.30
11/07/2019
0.63
04/07/2019
0.21
20/06/2019
0.21
06/06/2019
0.41
30/05/2019
0.43
23/05/2019
0.57
16/05/2019
0.13
04/04/2019
0.29
28/03/2019
0.21
22/03/2019
0.24
14/03/2019
0.60
07/03/2019
0.31
28/02/2019
0.04
14/02/2019
0.42
07/02/2019
0.19
31/01/2019
0.10
24/01/2019
0.10
17/01/2019
0.21
10/01/2019
0.12
27/12/2018
0.29
20/12/2018
0.40
06/12/2018
0.45
29/11/2018
0.32
22/11/2018
0.16
15/11/2018
0.24
09/11/2018
0.26
01/11/2018
0.18
25/10/2018
0.12
19/10/2018
0.25
11/10/2018
0.25
04/10/2018
0.04
27/09/2018
0.06
21/09/2018
0.09
30/08/2018
0.07
23/08/2018
0.13
16/08/2018
0.05
09/08/2018
0.12
02/08/2018
0.25
26/07/2018
0.09
19/07/2018
0.19
12/07/2018
0.25
05/07/2018
0.01
05/04/2018
0.22
03/04/2018
0.57
22/03/2018
0.18
15/03/2018
0.27
08/03/2018
0.25
15/02/2018
0.05
08/02/2018
0.16
07/12/2017
0.10
09/11/2017
0.03
02/11/2017
0.08
26/10/2017
0.02
23/10/2017
0.22
12/10/2017
0.11
05/10/2017
0.16
28/09/2017
0.02
07/09/2017
0.19
31/08/2017
0.16
24/08/2017
0.08
18/08/2017
0.08
10/08/2017
0.05
03/08/2017
0.33
27/07/2017
0.20
20/07/2017
0.28
13/07/2017
0.31
06/07/2017
0.14
22/06/2017
0.08
15/06/2017
0.22
08/06/2017
0.57
01/06/2017
0.23
18/05/2017
0.26
11/05/2017
0.12
20/04/2017
0.15
13/04/2017
0.29
06/04/2017
0.05
30/03/2017
0.04
02/02/2017
0.13
27/01/2017
0.13
12/01/2017
0.21
05/01/2017
0.08
01/12/2016
0.48
24/11/2016
0.29
17/11/2016
0.63
10/11/2016
0.44
03/11/2016
0.07
13/10/2016
0.23
06/10/2016
0.71
29/09/2016
0.24
22/09/2016
0.30
15/09/2016
0.03
08/09/2016
0.34
01/09/2016
0.22
25/08/2016
0.08
11/08/2016
0.50
04/08/2016
0.20
28/07/2016
0.42
21/07/2016
0.32
14/07/2016
0.52
07/07/2016
0.40
30/06/2016
0.18
23/06/2016
0.15
16/06/2016
0.07
09/06/2016
0.24
02/06/2016
0.09
26/05/2016
0.11
19/05/2016
0.09
12/05/2016
0.19
05/05/2016
0.06
18/04/2016
0.34
07/04/2016
0.55
31/03/2016
0.24
28/03/2016
0.37
17/03/2016
0.41
10/03/2016
0.20
03/03/2016
0.25
11/02/2016
0.06
28/01/2016
0.12
21/01/2016
0.14
14/01/2016
0.11
07/01/2016
0.25
31/12/2015
0.12
17/12/2015
0.03
10/12/2015
0.18
03/12/2015
0.13
26/11/2015
0.09
19/11/2015
0.11
13/11/2015
0.11
05/11/2015
0.03
29/10/2015
0.04
23/10/2015
0.21
15/10/2015
0.18
08/10/2015
0.28
01/10/2015
0.70
24/09/2015
0.11
18/09/2015
0.26
10/09/2015
0.03
03/09/2015
0.05
27/08/2015
0.10
20/08/2015
0.22
13/08/2015
0.29
06/08/2015
0.09
30/07/2015
0.32
23/07/2015
0.18
16/07/2015
0.21
09/07/2015
0.25
02/07/2015
0.18
25/06/2015
0.01
18/06/2015
0.24
28/05/2015
0.20
21/05/2015
0.23
23/04/2015
0.08
16/04/2015
0.15
06/04/2015
0.54
05/03/2015
0.35
26/02/2015
0.22
20/02/2015
0.19
05/02/2015
0.29
29/01/2015
0.21
22/01/2015
0.22
15/01/2015
0.62
08/01/2015
0.08
01/01/2015
0.27
11/12/2014
0.52
04/12/2014
0.16
27/11/2014
0.26
20/11/2014
0.15
13/11/2014
0.13
07/11/2014
0.54
30/10/2014
0.21
27/10/2014
0.39
16/10/2014
0.39
09/10/2014
0.06
07/10/2014
0.37
25/09/2014
0.24
18/09/2014
0.21
11/09/2014
0.20
04/09/2014
0.21
28/08/2014
0.14
21/08/2014
0.20
14/08/2014
0.14
31/07/2014
0.08
24/07/2014
0.19
10/07/2014
0.12
03/07/2014
0.22
26/06/2014
0.10
19/06/2014
0.06
12/06/2014
0.13
05/06/2014
0.34
29/05/2014
0.26
22/05/2014
0.28
15/05/2014
0.28
08/05/2014
0.22
02/05/2014
0.20
25/04/2014
0.25
17/04/2014
0.30
10/04/2014
0.03
03/04/2014
0.21
27/03/2014
0.29
20/03/2014
0.28
13/03/2014
0.38
06/03/2014
0.17
28/02/2014
0.19
20/02/2014
0.16
13/02/2014
0.01
06/02/2014
0.16
23/01/2014
0.18
16/01/2014
0.21
09/01/2014
0.07
02/01/2014
0.19
26/12/2013
0.13
19/12/2013
0.13
12/12/2013
0.16
05/12/2013
0.26
28/11/2013
0.29
21/11/2013
0.19
14/11/2013
0.03
07/11/2013
0.08
31/10/2013
0.29

Holding Type Holding %
Cash
1.44
CRISIL A1+
2.99
CRISIL AAA
66.61
ICRA AAA
5.15
IND A1+
2.63
IND AAA
5.77
Sov
15.10
Unrated
0.33

About DSP Banking & PSU Debt Fund

Scheme Analysis

DSP Banking & PSU Debt Fund is a Debt - Banking and PSU Fund fund and belongs to DSP Mutual Fund. It was launched on 14-Sep-2013 and currently has an AUM of ₹3,575.45 crore. DSP Banking & PSU Debt Fund is benchmarked against CRISIL 10 Year Gilt Index as primary index and NIFTY Banking and PSU Debt Index as secondary index.

The NAV of DSP Banking & PSU Debt Fund ended up ₹0.01(0.08%)yesterday to ₹10.1668.

Among its top 3 holdings the fund has exposure to National Bank for Agriculture and Rural Development**, and

The DSP Banking & PSU Debt Fund is managed by Sandeep Yadav and Shantanu Godambe.

Fund House Contact

Address:

The Ruby, 25th Floor, 29, Senapati Bapat Marg, Dadar (West) Mumbai - 400 028

Phone Number: +91 (22) 66578000

Email Address: service@dspim.com

Fax Number: +91 (22) 66578181

Website: https://www.dspim.com/

Money Simplified Videos

Infographics

DSP Banking & PSU Debt Fund - IDCW - Regular Plan

Fund Overview IDCW | Regular Plan

Fund Objective

Fund Performance

Peer Fund Comparison

Fund Holdings as on 28-February-2026

Fund Manager

Most Recent Dividend

About DSP Banking & PSU Debt Fund

Scheme Analysis

Fund House Contact

Financial Health Checkup

Money Simplified Videos

Infographics

DSP Banking & PSU Debt Fund - IDCW - Regular Plan

Fund Overview IDCW | Regular Plan

Fund Objective

Fund Performance

Peer Fund Comparison

Fund Holdings as on 28-February-2026

Fund Manager

Most Recent Dividend

About DSP Banking & PSU Debt Fund

Scheme Analysis

Fund House Contact