HDFC Credit Risk Debt Fund - Growth - Regular Plan

Item: HDFC Credit Risk Debt Fund - Growth - Regular Plan
Rating: 1
Author: PersonalFN

₹19.6678 0.1 %Nav, as on 04-10-2022
Previous Nav
₹ 19.649
Net Change on 04-10-2022
₹0.02
PersonalFN Rating
Category
Debt - Credit Risk Fund
Assets (Cr.)
₹ 8,700.12
Expense Ratio
1.58%
(As on Aug 31, 2022)

Fund Overview Growth | Regular Plan

Fund House
HDFC Mutual Fund
Launch Date
25-Mar-2014
Benchmark
Crisil 10 Yr Gilt Index
Minimum Investment (₹)
100
Minimum Addl Investment (₹)
100
Exit Load (%)
Nil for 15% of Units, For excess of limits 1% on or before 12M and 0.50% after 12M but on or before 18M, Nil after 18M
Minimum SIP Investment (₹)
100
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
19.06
52 Week Low Nav Date
06-Oct-2021
52 Week High Nav (₹)
19.71
52 Week High Nav Date
13-Sep-2022

Fund Objective

To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be realized.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
HDFC Credit Risk Debt Fund - Growth Option	-0.75	6.36	3.02	7.36	6.84	8.24
Crisil 10 Yr Gilt Index	N/A	N/A	N/A	N/A	N/A	N/A
Crisil Short Term Bond Fund Index	N/A	N/A	N/A	N/A	N/A	N/A
NIFTY Credit Risk Bond Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
HDFC Credit Risk Debt Fund - Growth Option	Mar 25, 2014		3.02	7.36	6.84	1.58	8,700.12
ICICI Prudential Credit Risk Fund - Growth	Dec 03, 2010		4.40	7.35	7.20	1.55	8,014.21
SBI CREDIT RISK FUND - REGULAR PLAN - GROWTH	Jul 14, 2004		3.50	6.29	6.11	1.55	2,952.39
Kotak Credit Risk Fund - Growth	May 11, 2010	Unrated	0.36	4.59	5.47	1.72	1,547.92
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth	Apr 22, 2015	Unrated	6.38	5.92	6.05	1.55	1,224.58
Nippon India Credit Risk Fund - Growth Plan	Jun 10, 2005	Unrated	3.56	3.14	3.57	1.55	1,029.54

Fund Holdings as on 31-August-2022

Company % Assets
6% Bharti Hexacom Limited^
4.07
9.04% IndInfravit Trust^
3.94
8.9508% Pipeline Infrastructure Pvt. Ltd.^
3.77
9.1% Power Finance Corporation Ltd.^
3.46
Reverse Repo
3.39
Net Current Assets
3.10
6.7% DLF Cyber City Developers Ltd.^
3.08
9.9% The Tata Power Company Ltd.^
2.56
TREPS - Tri-party Repo
2.46
9.15% Green Infra Wind Energy Ltd^
2.37
8.5% Tata Motors Ltd.^
2.36
7.1% GOI 2029
2.30
8.85% TVS Credit Services Ltd^
2.26
7.45% Hinduja Leyland Finance Ltd.^
2.25
8.5% Tata Motors Ltd.^
2.24
Tata Teleservices Ltd.^
2.22
7% DLF LIMITED^
2.00
6.4% Jamnagar Utilities & Power Pvt. Ltd. (erstwhile Reliance Utilities & Power Pvt. Ltd.)^
1.93
Promont Hillside Pvt. Ltd^
1.74
7.73% Hero Housing Finance Limited^
1.73
9.55% Avanse Financial Service Ltd.^
1.71
POWERGRID Infrastructure Investment Trust
1.66
9.2% Shriram City Union Finance Ltd.^
1.63
9.4% TVS Credit Services Ltd^
1.50
8% GIC Housing Finance Ltd.^
1.44
6.4% Embassy Office Parks REIT^
1.42
6.75% Sikka Port and Terminal Ltd. (erstwhile Reliance Ports and Terminals Ltd.)^
1.40
9.5% INOX Wind Ltd^
1.16
8.75% Tata Projects Ltd.^
1.15
6.97% Fullerton India Home Finance Company Ltd.^
1.14
6.35% Mindspace Business Parks REIT^
1.12
7.9926% TMF Holdings Ltd. (Subsidiary of Tata Motors Ltd.) (Perpetual)^
1.12
5.38% Floating Rate GOI 2034
1.12
8.25% Varroc Engineering Limited^
1.11
Vedanta Ltd.^
1.10
6.54% GOI 2032
1.10
6.93% Manappuram Finance Ltd.^
1.08
9.24% Ashoka Concession Ltd.^
0.90
LAUREN 03 2022^
0.87
7.75% Nuvoco Vistas Corporation Ltd. (100% subsidiary of Nirma Ltd. & erstwhile Lafarge India Ltd.)^
0.86
7.25% Nuvoco Vistas Corporation Ltd. (100% subsidiary of Nirma Ltd. & erstwhile Lafarge India Ltd.)
0.86
8.25% GIC Housing Finance Ltd.^
0.86
7.7% LIC Housing Finance Ltd.^
0.85
8.53% Tamil Nadu SDL - Mat 090326^
0.84
9.5% INOX Green Energy Services Ltd.^
0.81
7.95% REC Limited.^
0.77
9% Steel Authority Of India Ltd.^
0.65
9.4% TVS Credit Services Ltd^
0.58
7.5% Motilal Oswal Finvest Limited^
0.57
APL Apollo Tubes Ltd.^
0.57
7.25% India Grid Trust^
0.57
4.71% Housing Development Fin. Corp. Ltd.£
0.56
8.25% Varroc Engineering Limited^
0.56
6.67% HDFC Life Insurance Company Limited^
0.56
7.32% India Grid Trust^
0.56
6.37% L&T Metro Rail (Hyderabad) Ltd^
0.56
5.8% Aditya Birla Fashion and Retail Ltd.^
0.56
Vedanta Ltd.^
0.55
7.05% LIC Housing Finance Ltd.^
0.55
7.9% Mahindra Rural Housing Finance Ltd^
0.47
7.89% Gujarat SDL - Mat 150525^
0.47
9.01% Ashoka Concession Ltd.^
0.46
9.11% Ashoka Concession Ltd.^
0.45
9.21% Ashoka Concession Ltd.^
0.45
8.9% Dilip Buildcon Ltd.^
0.40
6.79% GOI 2027
0.40
7.98% Tamil Nadu SDL - Mat 250526^
0.36
8.72% Shriram Transport Finance Co. Ltd.^
0.35
8.9% Dilip Buildcon Ltd.^
0.34
7.2962% TMF Holdings Ltd. (Subsidiary of Tata Motors Ltd.) (Perpetual)
0.32
8.19% NTPC Limited^
0.30
8.05% NTPC Limited^
0.30
8.24% JM Financial Products Ltd.^
0.29
8.44% Indian Bank (Perpetual) (AT1) (Basel III)^
0.29
7.17% GOI 2028^
0.29
6.97% GOI 2026
0.29
7.02% Gujarat SDL - Mat 280826^
0.29
11.95% GERA Development Pvt. Ltd.^
0.29
7.8% Hinduja Leyland Finance Ltd.
0.28
11.25% GERA Development Pvt. Ltd.^
0.28
7.7% TMF Holdings Ltd. (Subsidiary of Tata Motors Ltd.)^
0.28
6.18% Gujarat SDL - Mat 310326^
0.28
11.25% GERA Development Pvt. Ltd.^
0.27
7.96% REC Limited.^
0.24
7.72% GOI 2025^
0.24
7.27% GOI 2026
0.23
6.72% India Grid Trust^
0.22
5.63% GOI 2026
0.17
8.97% REC Limited.^
0.12
8.1% NTPC Limited^
0.12
6.75% Motilal Oswal Home Fin Ltd. (Erst Aspire Home Fin) (Subsidiary of Motilal Oswal Financial Services Ltd.)^
0.11
11.95% GERA Development Pvt. Ltd.^
0.11
9.25% Reliance Industries Ltd.^
0.01
11.95% GERA Development Pvt. Ltd.^
0.01

Sector Holding%
Miscellaneous
75.72

Fund Manager

Shobhit Mehrotra

Education:B. Text.,M.S. MBA(Clemson University, SC,USA)
Experience:20 Years
Basic Details:Mr. Shobhit Mehrotra has collective experience of over 20 years in Fixed Income markets, Fixed Income dealing and credit rating etc. He is with HDFC AMC since Feb 2004. Prior to this he has worked with Templeton Asset Management (India) Pvt Ltd. And ICRA Ltd.
Funds Managed:
HDFC Credit Risk Debt Fund
HDFC Floating Rate Debt Fund
HDFC Hybrid Debt Fund
HDFC Income Fund
HDFC Medium Term Debt Fund
HDFC Retirement Savings Fund - Equity Plan
HDFC Retirement Savings Fund - Hybrid-Debt Plan
HDFC Retirement Savings Fund - Hybrid-Equity Plan

Priya Ranjan

Holding Type Holding %
CARE - A+
1.71
CARE - AA
1.74
CARE - AA-
1.24
Cash
8.95
CRISIL - A
0.74
CRISIL - A1+
4.44
CRISIL - AA
15.64
CRISIL - AA(CE)
1.97
CRISIL - AA(SO)
0.87
CRISIL - AA+
6.56
CRISIL - AA-
8.57
CRISIL - AA-(CE)
2.26
CRISIL - AAA
22.78
CRISIL - AAA(CE)
0.56
ICRA - A
1.67
ICRA - AA
2.30
ICRA - AA-
2.00
ICRA - AAA
0.56
IND - AA
4.47
IND - AA+
0.35
IND - AAA
0.57
REITs & InvITs
1.66
Sov
8.38

About HDFC Credit Risk Debt Fund

Scheme Analysis

HDFC Credit Risk Debt Fund is a Debt - Credit Risk Fund fund and belongs to HDFC Mutual Fund. It was launched on 25-Mar-2014 and currently has an AUM of ₹8,700.12 crore. HDFC Credit Risk Debt Fund is benchmarked against Crisil 10 Yr Gilt Index as primary index and Crisil Short Term Bond Fund Index as primary index and NIFTY Credit Risk Bond Index as secondary index.

The NAV of HDFC Credit Risk Debt Fund ended up ₹0.02(0.1%)yesterday to ₹19.6678.

Among its top 3 holdings the fund has exposure to 6% Bharti Hexacom Limited^, and

The HDFC Credit Risk Debt Fund is managed by Shobhit Mehrotra and Priya Ranjan.

Fund House Contact

Address:

HDFC House, 2nd floor, H.T. Parekh Marg, 165-166 Backbay Reclamation, Churchgate Mumbai - 400 020

Phone Number: +91 (22) 66316333

Email Address: cliser@hdfcindia.com

Fax Number: +91 (22) 22821144

Website: www.hdfcfund.com

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