HDFC Credit Risk Debt Fund - Growth - Regular Plan

₹14.71 0.07 %Nav, as on 13-11-2018
Previous Nav
₹ 14.6967
Net Change on 13-11-2018
₹0.01
PersonalFN Rating

1 PersonalFN
Category
Debt - Credit Risk Fund
Assets (Cr.)
₹ 17,169.86
Expense Ratio
1.64%
(As on Oct 31, 2018)

Fund Overview Growth | Regular Plan

Fund House
HDFC Mutual Fund
Launch Date
25-Mar-2014
Benchmark
Crisil 10 Yr Gilt Index
Minimum Investment (₹)
5,000
Minimum Addl Investment (₹)
1,000
Exit Load (%)
Nil for 15% of Units, For excess of limits 1% on or before 12M and 0.50% after 12M but on or before 18M, Nil after 18M
Minimum SIP Investment (₹)
300
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
14.15
52 Week Low Nav Date
28-Dec-2017
52 Week High Nav (₹)
14.70
52 Week High Nav Date
12-Nov-2018

Fund Objective

To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be realized.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
Crisil 10 Yr Gilt Index	N/A	N/A	N/A	N/A	N/A	N/A
Crisil Short Term Bond Fund Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
ICICI Prudential Credit Risk Fund - Growth	Dec 03, 2010	5.32	7.39	8.62	1.70	11,355.72
Kotak Credit Risk Fund - Growth	May 11, 2010	4.78	7.67	8.60	2.02	4,926.59
L&T Credit Risk Fund - Regular Plan - Growth	Oct 08, 2009	4.26	7.34	8.72	1.80	3,756.61
Principal Credit Risk Fund - Regular Plan - Growth Option	Sep 14, 2004	5.64	7.33	8.19	1.62	90.16

Fund Holdings as on 31-October-2018

Company % Assets
Net Current Assets
4.51
Tata International Ltd.**
4.12
HDFC Bank Ltd.
2.58
ADANI RAIL INFRA PRIVATE LIMITED (Secured by Shares of Adani Ports and Adani Transmission)**
2.07
Sikka Ports & Terminals Ltd. (erstwhile Reliance Ports and Terminals Ltd.)**
2.00
Jamnagar Utilities & Power Pvt. Ltd.**
1.90
Nuvoco Vistas Corporation Ltd. (100% subsidiary of Nirma Ltd. & erstwhile Lafarge India Ltd.)
1.89
Talwandi Sabo Power Ltd(Corporate Guarantee of Vedanta Ltd.)**
1.88
Muthoot Finance Ltd.**
1.84
Tata Steel Ltd.**
1.84
Tata Sky Ltd. (Subsidiary of Tata Sons)**
1.63
Punjab National Bank**
1.63
HPCL-Mittal Energy Ltd.**
1.59
Tata Power Company Ltd.**
1.51
HPCL-Mittal Energy Ltd.**
1.40
Reliance Jio Infocomm Ltd.**
1.31
Vedanta Ltd.**
1.30
Tata Power Company Ltd.
1.20
HPCL-Mittal Energy Ltd.**
1.20
Vedanta Ltd.**
1.13
Power Finance Corporation Ltd.**
1.10
Adani Transmission Ltd.**
0.96
Aasan Corporate Solutions Pvt. Ltd. (Ajay Piramal Group Co)**
0.92
DB Consolidated Private Ltd (Dainik Bhaskar Group Company)**
0.87
Raj Infra Properties Pvt. Ltd.(Secured with shares of Emami Ltd.)**
0.86
Simplex Infrastructures Ltd.**
0.84
Simplex Infrastructures Ltd.**
0.84
Adani Transmission Ltd.**
0.75
Primat Infrapower & Multiventures Private Ltd. (Secured with shares of ZEE Entertainment Enterprise Ltd. & Dish TV Ltd.)**
0.74
Indiabulls Housing Finance Ltd.**
0.73
Jamnagar Utilities & Power Pvt. Ltd.
0.73
Tata Motors Ltd.**
0.72
Vedanta Ltd.**
0.72
Adani Transmission Ltd.**
0.72
Prism Johnson Ltd.**
0.71
Punjab National Bank**
0.69
TMF Holdings Ltd.(subsidiary of Tata Motors Ltd.)**
0.67
Rural Electrification Corporation Ltd.**
0.66
Tata Motors Finance Ltd.**
0.64
Starlite Lighting Ltd. (Corporate Guarantee of Bajaj Electrical Ltd.)**
0.62
Rural Electrification Corporation Ltd.
0.62
Tata Steel Ltd.**
0.61
COASTAL GUJARAT POWER LIMITED**
0.57
Tata Capital Financial Services Ltd.**
0.57
Vedanta Ltd.**
0.56
Bharat Petroleum Corporation Ltd.**
0.56
Power Finance Corporation Ltd.**
0.56
Axis Bank Ltd.**
0.55
Cholamandalam Investment and Finance Company Ltd.**
0.51
Pratyash Renewable Pvt Ltd. (Greenko)**
0.48
SEI Enerstar Renewable Energy Pvt Ltd. (Greenko)**
0.48
Aarish Solar Power Pvt Ltd. (Greenko)**
0.48
Shreyas Renewable Energy Pvt Ltd. (Greenko)**
0.48
Zuvan Energy Pvt Ltd. (Greenko)**
0.48
SEI Mihir Energy Pvt Ltd. (Greenko)**
0.48
Aashman Energy Pvt Ltd. (Greenko)**
0.48
Divyesh Power Pvt Ltd. (Greenko)**
0.48
Elena Renewable Energy Pvt Ltd. (Greenko)**
0.48
SEI Baskara Power Pvt Ltd. (Greenko)**
0.48
Prism Johnson Ltd.**
0.47
Rural Electrification Corporation Ltd.**
0.47
Hindalco Industries Ltd.**
0.47
JM Financial Asset Reconstruction Company Ltd.**
0.44
DB Consolidated Private Ltd (Dainik Bhaskar Group Company)**
0.44
DB Consolidated Private Ltd (Dainik Bhaskar Group Company)**
0.44
Housing Development Finance Corporation Ltd.$**
0.44
Tata Housing Development Company Ltd.
0.43
LIC Housing Finance Ltd.**
0.43
Sadbhav Infrastructure Project Ltd.(Corporate Guarantee of Sadbhav Engineering Ltd.)**
0.43
Housing Development Finance Corporation Ltd.$**
0.43
Export - Import Bank of India**
0.41
APL Apollo Tubes Ltd.**
0.41
Tata Realty and Infrastructure Ltd.**
0.39
Power Grid Corporation of India Ltd.**
0.38
Nuvoco Vistas Corporation Ltd. (100% subsidiary of Nirma Ltd. & erstwhile Lafarge India Ltd.)**
0.38
Union Bank of India
0.38
Tata Steel Ltd.**
0.37
PNB Housing Finance Ltd.**
0.36
Hindalco Industries Ltd.**
0.35
KEC International Ltd.**
0.34
KEC International Ltd.**
0.34
Sadbhav Infrastructure Project Ltd.(Corporate Guarantee of Sadbhav Engineering Ltd.)**
0.34
Sadbhav Infrastructure Project Ltd.(Corporate Guarantee of Sadbhav Engineering Ltd.)**
0.34
TMF Holdings Ltd.(subsidiary of Tata Motors Ltd.)**
0.33
Raviraj Viniyog Pvt. Ltd.(Secured with shares of Emami Ltd.)**
0.32
Prism Johnson Ltd.**
0.31
Emami Infrastructure Limited (Secured with shares of Emami Ltd.)**
0.31
Edisons Infrapower & Multiventures Pvt. Ltd. (Secured with shares of ZEE Entertainment Enterprise Ltd. & Dish TV Ltd.)**
0.30
Primat Infrapower & Multiventures Private Ltd. (Secured with shares of ZEE Entertainment Enterprise Ltd. & Dish TV Ltd.)**
0.30
8.39 SDL 2022
0.29
Andhra Bank**
0.29
Tata Power Company Ltd.**
0.29
JM Financial Asset Reconstruction Company Ltd.**
0.29
Simplex Infrastructures Ltd.**
0.29
Bajaj Electricals Ltd.**
0.29
Indostar Capital Finance Ltd.**
0.29
Housing Development Finance Corporation Ltd.$**
0.29
Aditya Birla Fashion and Retail Ltd.**
0.29
Simplex Infrastructures Ltd.**
0.29
Reliance Jio Infocomm Ltd.**
0.29
Talwandi Sabo Power Ltd(Corporate Guarantee of Vedanta Ltd.)**
0.29
JM Financial Credit Solutions Ltd.**
0.29
Shriram Transport Finance Company Ltd.**
0.29
L&T Housing Finance Ltd.**
0.28
L&T Finance Ltd.**
0.28
Rural Electrification Corporation Ltd.**
0.28
JM Financial Asset Reconstruction Company Ltd.**
0.28
Power Grid Corporation of India Ltd.**
0.28
HDB Financial Services Ltd.**
0.28
Tata Sons Ltd.**
0.28
Housing Development Finance Corporation Ltd.$**
0.28
India infoline Finance Ltd.**
0.28
Indostar Capital Finance Ltd.**
0.28
Rural Electrification Corporation Ltd.**
0.28
Rural Electrification Corporation Ltd.**
0.28
Prabhakar Viniyog Pvt. Ltd.(Secured with shares of Emami Ltd.)**
0.28
Rural Electrification Corporation Ltd.**
0.28
Power Finance Corporation Ltd.**
0.28
Union Bank of India**
0.28
Aasan Corporate Solutions Pvt. Ltd. (Ajay Piramal Group Co)**
0.27
Talwandi Sabo Power Ltd(Corporate Guarantee of Vedanta Ltd.)**
0.25
Hinduja Leyland Finance Ltd.**
0.25
Vedanta Ltd.**
0.24
Sadbhav Engineering Ltd.**
0.24
Aarti Industries Ltd.**
0.24
KKR India Financial Services Pvt Ltd.**
0.23
Power Grid Corporation of India Ltd.
0.23
Infiniti Retail Ltd. (Subsidiary of Tata Sons)**
0.23
Rural Electrification Corporation Ltd.**
0.22
Infiniti Retail Ltd. (Subsidiary of Tata Sons)**
0.22
Bhanu Vyapar Pvt. Ltd.(Secured with shares of Emami Ltd.)**
0.21
Au Small Finance Bank Ltd.**
0.21
Aspire Home Finance Corporation Ltd. (Subsidiary of Motilal Oswal Financial Services Ltd.)**
0.20
Hinduja Leyland Finance Ltd.**
0.20
Tata Sky Ltd. (Subsidiary of Tata Sons)**
0.20
Vedanta Ltd.**
0.20
Dilip Buildcon Ltd.**
0.20
Dilip Buildcon Ltd.**
0.20
Hinduja Leyland Finance Ltd.**
0.19
Century Textiles & Industries Ltd.**
0.19
Tata Realty and Infrastructure Ltd.**
0.19
Food Corporation of India (Corporate guarantee from Govt of India)**
0.18
Arm Infra & Utilities Pvt. Ltd. (Secured with shares of ZEE Entertainment Enterprise Ltd.)**
0.17
Repco Home Finance Ltd.**
0.17
Dilip Buildcon Ltd.**
0.17
Dilip Buildcon Ltd.**
0.17
Dilip Buildcon Ltd.**
0.17
Dilip Buildcon Ltd.**
0.17
Dilip Buildcon Ltd.**
0.17
Dilip Buildcon Ltd.**
0.17
Hindalco Industries Ltd.**
0.17
Dilip Buildcon Ltd.**
0.17
Dilip Buildcon Ltd.**
0.17
Dilip Buildcon Ltd.**
0.17
Dilip Buildcon Ltd.**
0.17
Dilip Buildcon Ltd.**
0.17
Prabhakar Viniyog Pvt. Ltd.(Secured with shares of Emami Ltd.)**
0.17
Sadbhav Infrastructure Project Ltd.(Corporate Guarantee of Sadbhav Engineering Ltd.)**
0.17
Sadbhav Infrastructure Project Ltd.(Corporate Guarantee of Sadbhav Engineering Ltd.)**
0.17
Repco Home Finance Ltd.**
0.15
ECL Finance Ltd.**
0.15
Rural Electrification Corporation Ltd.**
0.15
Export - Import Bank of India**
0.15
Hinduja Leyland Finance Ltd.**
0.15
NTPC Ltd.**
0.15
Syndicate Bank
0.15
Power Finance Corporation Ltd.**
0.15
Au Small Finance Bank Ltd.**
0.15
Mahanagar Telephone Nigam Ltd. (Corporate guarantee from Govt of India)**
0.15
Housing Development Finance Corporation Ltd.$**
0.15
Gera Development Pvt. Ltd.**
0.14
LIC Housing Finance Ltd.**
0.14
Gera Development Pvt. Ltd.**
0.14
Shriram Transport Finance Company Ltd.**
0.14
Gera Development Pvt. Ltd.**
0.14
Gera Development Pvt. Ltd.**
0.14
Gera Development Pvt. Ltd.**
0.14
Power Grid Corporation of India Ltd.**
0.14
Simplex Infrastructures Ltd.**
0.14
Bajaj Finance Ltd.**
0.14
Indiabulls Housing Finance Ltd.**
0.14
NTPC Ltd.**
0.14
National Bank for Agriculture & Rural Development**
0.14
Tata Power Company Ltd.**
0.14
Tata Housing Development Company Ltd.**
0.14
Sundaram Finance Ltd.**
0.14
National Highways Authority of India**
0.14
NTPC Ltd.**
0.14
ONGC Petro additions Ltd. (OPAL) (Put on ONGC Ltd.)**
0.14
Tata Housing Development Company Ltd.**
0.14
Rural Electrification Corporation Ltd.**
0.14
Sikka Ports & Terminals Ltd. (erstwhile Reliance Ports and Terminals Ltd.)**
0.13
TMF Holdings Ltd.(subsidiary of Tata Motors Ltd.)**
0.12
Aasan Corporate Solutions Pvt. Ltd. (Ajay Piramal Group Co)**
0.12
G R Infraprojects Ltd.**
0.12
Kalpataru Power Transmission Ltd.**
0.12
Hinduja Leyland Finance Ltd.**
0.12
Asian Satellite Broadcast Pvt. Ltd. (Secured with shares of ZEE Entertainment Enterprise Ltd.)**
0.12
NTPC Ltd.**
0.12
Aarti Industries Ltd.**
0.12
Gera Development Pvt. Ltd.**
0.11
Andhra Bank**
0.11
NHPC Ltd.**
0.11
Volkswagen Finance Pvt. Ltd.**
0.10
Shriram Transport Finance Company Ltd.**
0.10
Hinduja Leyland Finance Ltd.**
0.10
Inox Air Products Ltd.**
0.09
Inox Air Products Ltd.**
0.09
Inox Air Products Ltd.**
0.09
Inox Air Products Ltd.**
0.09
LIC Housing Finance Ltd.**
0.09
Cholamandalam Investment and Finance Company Ltd.**
0.09
Aavas Financiers Ltd.(Formerly known as Au Housing Finance Ltd.)**
0.09
JM Financial Asset Reconstruction Company Ltd.**
0.07
G R Infraprojects Ltd.**
0.07
LIC Housing Finance Ltd.**
0.07
Tata Motors Ltd.**
0.06
Inox Air Products Ltd.**
0.06
IIFL Home Finance Ltd.**
0.06
Housing Development Finance Corporation Ltd.$**
0.06
Rural Electrification Corporation Ltd.**
0.06
Hazaribagh Ranchi Expressway Ltd. (NHAI Annuity)**
0.06
NTPC Ltd.**
0.06
Petronet LNG Ltd.**
0.06
Hazaribagh Ranchi Expressway Ltd. (NHAI Annuity)**
0.05
Sprit Infrapower & Multiventures Pvt. Ltd. (Secured with shares of Zee Entertainment Enterprise Ltd. & Dish TV Ltd.)**
0.05
Hazaribagh Ranchi Expressway Ltd. (NHAI Annuity)**
0.04
Shriram Transport Finance Company Ltd.**
0.03
Hazaribagh Ranchi Expressway Ltd. (NHAI Annuity)**
0.03
Hazaribagh Ranchi Expressway Ltd. (NHAI Annuity)**
0.03
Hazaribagh Ranchi Expressway Ltd. (NHAI Annuity)**
0.03
Export - Import Bank of India**
0.03
Hinduja Leyland Finance Ltd.**
0.02
G R Infraprojects Ltd.**
0.02
Tube Investments of India Ltd.**
0.02
JM Financial Credit Solutions Ltd.**
0.02
Aspire Home Finance Corporation Ltd. (Subsidiary of Motilal Oswal Financial Services Ltd.)**
0.01
KEC International Ltd.**
0.01
Arm Infra & Utilities Pvt. Ltd. (Secured with shares of ZEE Entertainment Enterprise Ltd.)**
0.01
Hinduja Leyland Finance Ltd.**
0.01
Vedanta Ltd.**
0.00
Au Small Finance Bank Ltd.**
0.00
Indiabulls Housing Finance Ltd.**
0.00

Sector Holding%
Miscellaneous
93.23

About HDFC Credit Risk Debt Fund

Scheme Analysis

HDFC Credit Risk Debt Fund is a Debt - Credit Risk Fund fund and belongs to HDFC Mutual Fund. It was launched on 25-Mar-2014 and currently has an AUM of ₹17,169.86 crore. HDFC Credit Risk Debt Fund is benchmarked against Crisil 10 Yr Gilt Index as primary index and Crisil Short Term Bond Fund Index as secondary index.

The NAV of HDFC Credit Risk Debt Fund ended up ₹0.01(0.07%)yesterday to ₹14.71.

Among its top 3 holdings the fund has exposure to Net Current Assets, Tata International Ltd.** and HDFC Bank Ltd.

The HDFC Credit Risk Debt Fund is managed by Shobhit Mehrotra and Rakesh Vyas.

Fund House Contact

Address:

HDFC House, 2nd floor, H.T. Parekh Marg, 165-166 Backbay Reclamation, Churchgate Mumbai - 400 020

Phone Number: +91 (22) 66316333

Email Address: cliser@hdfcindia.com

Fax Number: +91 (22) 22821144

Website: www.hdfcfund.com

Fund Manager

Shobhit Mehrotra

Education:B. Text.,M.S. MBA(Clemson University, SC,USA)
Experience:20 Years
Basic Details:Mr. Shobhit Mehrotra has collective experience of over 20 years in Fixed Income markets, Fixed Income dealing and credit rating etc. He is with HDFC AMC since Feb 2004. Prior to this he has worked with Templeton Asset Management (India) Pvt Ltd. And ICRA Ltd.
Funds Managed:
HDFC Credit Risk Debt Fund
HDFC Floating Rate Debt Fund
HDFC Hybrid Debt Fund
HDFC Income Fund
HDFC Medium Term Debt Fund
HDFC Retirement Savings Fund - Equity Plan
HDFC Retirement Savings Fund - Hybrid-Debt Plan
HDFC Retirement Savings Fund - Hybrid-Equity Plan

Rakesh Vyas

Education:B.E. (Electrical) & PGDBM(XLRI)
Experience:9 Years
Basic Details:Mr. Rakesh Vyas has over 9 years of experience of which 3 years in Application Engineering (Control & Automation) and over 5 years in equity research. He is with HDFC AMC from Oct 2009 till date. He has also worked with Nomura Financial Advisory and Securities Pvt. Ltd., Lehman Brothers Services India Pvt. Ltd., GE Power Controls India Pvt. Ltd., Larsen & Toubro Limited.
Funds Managed:
HDFC Arbitrage Fund
HDFC Balanced Advantage Fund
HDFC Banking and PSU Debt Fund
HDFC Capital Builder Value Fund
HDFC Corporate Bond Fund
HDFC Credit Risk Debt Fund
HDFC Dynamic Debt Fund
HDFC Equity Fund
HDFC Equity Savings Fund
HDFC Floating Rate Debt Fund
HDFC Focused 30 Fund
HDFC Gilt Fund
HDFC Growth Opportunities Fund
HDFC Hybrid Debt Fund
HDFC Hybrid Equity Fund
HDFC Income Fund
HDFC Infrastructure Fund
HDFC Liquid Fund
HDFC Low Duration Fund
HDFC Medium Term Debt Fund
HDFC Mid-Cap Opportunities Fund
HDFC Money Market Fund
HDFC Multi-Asset Fund
HDFC Overnight Fund
HDFC Retirement Savings Fund - Equity Plan
HDFC Retirement Savings Fund - Hybrid-Debt Plan
HDFC Retirement Savings Fund - Hybrid-Equity Plan
HDFC Short Term Debt Fund
HDFC Small Cap Fund
HDFC Tax Saver
HDFC Top 100 Fund

Holding Type Holding %
BRICKWORKS - A+
0.17
BRICKWORKS - A+(SO)
0.65
BRICKWORKS - A1+(SO)
2.07
BRICKWORKS - AA-
0.01
BRICKWORKS - AA-(SO)
2.80
CARE - A+
8.34
CARE - A+(SO)
1.45
CARE - A-
0.72
CARE - A1+
0.29
CARE - A2+
1.68
CARE - AA
2.45
CARE - AA(SO)
0.57
CARE - AA+
1.45
CARE - AA-
3.36
CARE - AA-(SO)
4.80
CARE - AAA
3.79
CARE - AAA(SO)
0.30
Cash
4.51
CRISIL - A+
2.28
CRISIL - AA
12.02
CRISIL - AA(SO)
2.42
CRISIL - AA+
4.03
CRISIL - AA-
3.07
CRISIL - AAA
15.96
CRISIL - AAA(SO)
0.32
FITCH - A-
1.02
FITCH - AA
4.85
FITCH - AA+
2.82
FITCH - AA-
0.36
FITCH - AA-(SO)
0.21
FITCH - AAA
0.10
FITCH - AAA(SO)
0.09
ICRA - A+
0.29
ICRA - A+(SO)
0.62
ICRA - A-
0.47
ICRA - AA
3.14
ICRA - AA+
0.09
ICRA - AA-
2.06
ICRA - AA-(SO)
1.31
ICRA - AAA
0.96
Sov
0.29
Unrated
1.75

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