HDFC Credit Risk Debt Fund - Growth - Regular Plan

₹15.67 0.01 %Nav, as on 18-07-2019
Previous Nav
₹ 15.6639
Net Change on 18-07-2019
₹0
PersonalFN Rating

2 PersonalFN
Category
Debt - Credit Risk Fund
Assets (Cr.)
₹ 15,066.15
Expense Ratio
1.47%
(As on May 31, 2019)

Fund Overview Growth | Regular Plan

Fund House
HDFC Mutual Fund
Launch Date
25-Mar-2014
Benchmark
Crisil 10 Yr Gilt Index
Minimum Investment (₹)
5,000
Minimum Addl Investment (₹)
1,000
Exit Load (%)
Nil for 15% of Units, For excess of limits 1% on or before 12M and 0.50% after 12M but on or before 18M, Nil after 18M
Minimum SIP Investment (₹)
300
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
14.48
52 Week Low Nav Date
17-Jul-2018
52 Week High Nav (₹)
15.67
52 Week High Nav Date
16-Jul-2019

Fund Objective

To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be realized.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
HDFC Credit Risk Debt Fund - Growth Option	12.17	10.32	8.13	7.38	8.65	8.81
Crisil 10 Yr Gilt Index	N/A	N/A	N/A	N/A	N/A	N/A
Crisil Short Term Bond Fund Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
HDFC Credit Risk Debt Fund - Growth Option	Mar 25, 2014	8.13	7.38	8.65	1.47	15,066.15
ICICI Prudential Credit Risk Fund - Growth	Dec 03, 2010	8.00	7.74	8.42	1.53	10,829.59
Reliance Credit Risk Fund - Growth Plan	Jun 10, 2005	3.76	6.14	7.53	1.58	8,073.78
Franklin India Credit Risk Fund - Growth	Dec 07, 2011	7.69	8.16	8.67	1.61	6,927.96
SBI CREDIT RISK FUND - REGULAR PLAN - GROWTH	Jul 14, 2004	6.65	6.98	8.37	1.54	5,322.23
Kotak Credit Risk Fund - Growth	May 11, 2010	7.72	7.50	8.41	1.62	4,852.08

Fund Holdings as on 30-June-2019

Company % Assets
Net Current Assets
5.08
TATA International Ltd.**
4.61
HDFC Bank Ltd.**
2.40
Jamnagar Utilities & Power Pvt. Ltd. (erstwhile Reliance Utilities & Power Pvt. Ltd.)**
2.22
Tata Steel Ltd.**
2.22
Talwandi Sabo Power Ltd (Corporate Guarantee of Vedanta Ltd.)**
2.19
Sikka Port and Terminal Ltd. (erstwhile Reliance Ports and Terminals Ltd.)**
2.17
Muthoot Finance Ltd.**
2.13
Tata Sky Ltd. (Subsidiary of Tata Sons)**
1.99
Punjab National Bank**
1.91
HPCL-Mittal Energy Limited**
1.90
The Tata Power Company Ltd.**
1.71
HPCL-Mittal Energy Limited**
1.67
Reliance Jio Infocomm Ltd.**
1.52
Vedanta Ltd.**
1.51
HPCL-Mittal Energy Limited**
1.44
The Tata Power Company Ltd.**
1.36
SANSAR TRUST NOV 2018 (PTC of pools from Shriram Transport Finance Co. Ltd.)**
1.31
Vedanta Ltd.**
1.30
Shriram City Union Finance Ltd.**
1.28
MFL Securitisation Trust LXXXI (PTC of pools from Magma Fincorp limited)**
1.10
Travis March 2019 (Trust) (PTC of pools from Muthoot Capital Services Limited)**
1.07
Punjab National Bank**
1.03
Coastal Gujarat Power Ltd. (Corporate Guarantee of Tata Power)**
1.01
Balin March 2019 (PTC of pools from Muthoot Fincorp Limited)**
0.89
Prism Johnson Ltd.**
0.87
Tata Motors Ltd.**
0.84
Syndicate Bank**
0.84
Indiabulls Housing Finance Ltd.**
0.83
Coastal Gujarat Power Ltd. (Corporate Guarantee of Tata Power)**
0.83
Primat Infrapower & Multiventures Pvt. Ltd. (Secured with shares of ZEE Entertainment Enterprise Ltd. & Dish TV Ltd.)**
0.82
Oriental Bank of Commerce**
0.79
Tata Motors Finance Ltd.**
0.78
Vedanta Ltd.**
0.78
Muthoot Finance Ltd.**
0.76
Tata Steel Ltd.**
0.69
LIC Housing Finance Ltd.**
0.68
Rural Electrification Corporation Ltd.
0.67
Power Finance Corporation Ltd**
0.67
Bharat Petroleum Corporation Ltd.**
0.67
Axis Bank Ltd.**
0.65
Rural Electrification Corporation Ltd.**
0.65
Adani Transmission Limited**
0.58
Prism Johnson Ltd.**
0.57
Rural Electrification Corporation Ltd.**
0.54
Hindalco Industries Ltd**
0.54
Aarish Solar Power Private Limited (Greenko)**
0.54
Aashman Energy Private Limited (Greenko)**
0.54
Divyesh Power Private Limited (Greenko)**
0.54
Elena Renewable Energy Private Limited(Greenko)**
0.54
Pratyash Renewable Private Limited (Greenko)**
0.54
SEI Baskara Power Private Limited (Greenko)**
0.54
SEI Enerstar Renewable Energy Pvt Ltd (Greenko)**
0.54
SEI Mihir Energy Private Limited (Greenko)**
0.54
Shreyas Renewable Energy Private Ltd. (Greenko)**
0.54
Zuvan Energy Private Limited (Greenko)**
0.54
Reliable Devices Trust (PTC banked by receivables from Reliance Retail Limited)**
0.53
JM Financial Asset Reconstruction Co.**
0.53
Bajaj Electricals Ltd.**
0.52
Reliable Devices Trust (PTC banked by receivables from Reliance Retail Limited)**
0.52
Bajaj Electricals Ltd.**
0.52
Jamnagar Utilities & Power Pvt. Ltd. (erstwhile Reliance Utilities & Power Pvt. Ltd.)**
0.51
Sadbhav Infrastructure Project Ltd. (Corporate Guarantee of Sadbhav Engineering Ltd.)**
0.50
Aurous Trust (PTC of pools from IIFL Finance Limited)**
0.50
TATA Housing Development Co Ltd**
0.50
Power Finance Corporation Ltd**
0.49
Tata Realty and Infrastructure Ltd.**
0.47
APL Apollo Tubes Ltd.**
0.47
Talwandi Sabo Power Ltd (Corporate Guarantee of Vedanta Ltd.)**
0.45
Power Grid Corporation of India Ltd**
0.45
Union Bank of India**
0.44
Nuvoco Vistas Corporation Ltd. (100% subsidiary of Nirma Ltd. & erstwhile Lafarge India Ltd.)**
0.44
Shriram Transport Finance Co. Ltd.**
0.43
KEC International Ltd.**
0.42
Tata Steel Ltd.**
0.42
KEC International Ltd.**
0.42
PNB Housing Finance Ltd.**
0.41
Sadbhav Infrastructure Project Ltd. (Corporate Guarantee of Sadbhav Engineering Ltd.)**
0.41
Sadbhav Infrastructure Project Ltd. (Corporate Guarantee of Sadbhav Engineering Ltd.)**
0.41
Hindalco Industries Ltd**
0.40
Prism Johnson Ltd.**
0.37
JM Financial Asset Reconstruction Co.**
0.35
8.39% Rajasthan SDL - Mat 150322
0.34
India Infoline Finance Ltd.**
0.34
Power Grid Corporation of India Ltd**
0.34
Power Finance Corporation Ltd**
0.34
Andhra Bank
0.33
Reliance Jio Infocomm Ltd.**
0.33
Simplex Infrastructures Limited**
0.33
Indostar Capital Finance Ltd.**
0.33
Simplex Infrastructures Limited**
0.33
L&T Housing Finance Ltd.**
0.33
Rural Electrification Corporation Ltd.**
0.33
Vedanta Ltd.**
0.33
JM Financial Credit Solutions Ltd**
0.33
Rural Electrification Corporation Ltd.**
0.32
JM Financial Asset Reconstruction Co.**
0.32
Shriram Transport Finance Co. Ltd.**
0.32
Union Bank of India**
0.32
Power Finance Corporation Ltd**
0.32
Indostar Capital Finance Ltd.**
0.32
Edisons Infrapower & Multiventures Pvt. Ltd. (Secured with shares of ZEE Entertainment Enterprise Ltd. & Dish TV Ltd.)**
0.30
Primat Infrapower & Multiventures Pvt. Ltd. (Secured with shares of ZEE Entertainment Enterprise Ltd. & Dish TV Ltd.)**
0.30
Gateway Distriparks Ltd.**
0.30
Rural Electrification Corporation Ltd.**
0.29
Vedanta Ltd.**
0.28
Aarti Industries Ltd.**
0.27
Rural Electrification Corporation Ltd.**
0.26
Au Small Finance Bank Ltd.**
0.24
Bajaj Electricals Ltd.**
0.24
Starlite Lighting Ltd. (Corporate Guarantee of Bajaj Electrical Ltd.)**
0.23
Motilal Oswal Home Finance Ltd. (Erstwhile Aspire Home Finance Corp Ltd) (Subsidiary of Motilal Oswal Financial Services Ltd.)**
0.23
Dilip Buildcon Ltd.**
0.23
Dilip Buildcon Ltd.**
0.22
Starlite Lighting Ltd. (Corporate Guarantee of Bajaj Electrical Ltd.)**
0.22
Sadbhav Infrastructure Project Ltd. (Corporate Guarantee of Sadbhav Engineering Ltd.)**
0.21
Sadbhav Infrastructure Project Ltd. (Corporate Guarantee of Sadbhav Engineering Ltd.)**
0.20
Dilip Buildcon Ltd.**
0.20
Dilip Buildcon Ltd.**
0.20
Dilip Buildcon Ltd.**
0.20
Hindalco Industries Ltd**
0.20
Dilip Buildcon Ltd.**
0.20
Dilip Buildcon Ltd.**
0.20
Dilip Buildcon Ltd.**
0.20
Rural Electrification Corporation Ltd.**
0.20
Dilip Buildcon Ltd.**
0.20
Dilip Buildcon Ltd.**
0.19
Dilip Buildcon Ltd.**
0.19
Dilip Buildcon Ltd.**
0.19
Dilip Buildcon Ltd.**
0.19
Repco Home Finance Ltd**
0.19
ECL Finance Ltd.**
0.18
Indian Railways Finance Corp. Ltd.**
0.17
NTPC Limited**
0.17
Power Grid Corporation of India Ltd**
0.17
Rural Electrification Corporation Ltd.**
0.17
National Highways Authority of India**
0.17
Mahanagar Telephone Nigam Ltd. (Corporate guarantee from Govt of India)**
0.17
NTPC Limited**
0.17
NTPC Limited**
0.17
Power Finance Corporation Ltd**
0.17
Arm Infra & Utilities Pvt. Ltd. (Secured with shares of ZEE Entertainment Enterprise Ltd.)**
0.17
Starlite Lighting Ltd. (Corporate Guarantee of Bajaj Electrical Ltd.)**
0.17
Au Small Finance Bank Ltd.**
0.17
GERA Development Private Ltd**
0.17
GERA Development Private Ltd**
0.17
Hinduja Leyland Finance Ltd**
0.17
GERA Development Private Ltd**
0.17
Simplex Infrastructures Limited**
0.17
GERA Development Private Ltd**
0.17
GERA Development Private Ltd**
0.16
Sundaram Finance Ltd.**
0.16
The Tata Power Company Ltd.**
0.16
TATA Housing Development Co Ltd**
0.16
Indiabulls Housing Finance Ltd.**
0.16
TATA Housing Development Co Ltd**
0.16
Sikka Port and Terminal Ltd. (erstwhile Reliance Ports and Terminals Ltd.)**
0.16
TMF Holdings Ltd. (Subsidiary of Tata Motors Ltd.)**
0.15
Kalpataru Power Transmission Ltd.**
0.15
KKR India Financial Services Pvt Ltd.**
0.14
NTPC Limited**
0.14
GERA Development Private Ltd**
0.13
Starlite Lighting Ltd. (Corporate Guarantee of Bajaj Electrical Ltd.)**
0.13
Starlite Lighting Ltd. (Corporate Guarantee of Bajaj Electrical Ltd.)**
0.13
IDFC First Bank Limited**
0.13
Asian Satellite Broadcast Pvt. Ltd (Secured with shares of ZEE Entertainment Enterprise Ltd.)**
0.12
G R Infraprojects Limited**
0.11
Hinduja Leyland Finance Ltd**
0.11
Shriram Transport Finance Co. Ltd.**
0.11
Inox Air Products Pvt. Ltd.**
0.11
Inox Air Products Pvt. Ltd.**
0.10
Power Finance Corporation Ltd**
0.10
Aavas Financiers Ltd. (Formerly known as Au Housing Finance Ltd.)**
0.10
JM Financial Asset Reconstruction Co.**
0.09
Tata Motors Ltd.**
0.07
Andhra Bank**
0.07
LIC Housing Finance Ltd.**
0.07
NTPC Limited**
0.07
Inox Air Products Pvt. Ltd.**
0.07
Bank of Baroda**
0.07
Gateway Distriparks Ltd.**
0.07
Gateway Distriparks Ltd.**
0.07
Gateway Distriparks Ltd.**
0.07
Gateway Distriparks Ltd.**
0.07
Gateway Distriparks Ltd.**
0.07
Sprit Infrapower & Multiventures Pvt. Ltd. (Secured with shares of Zee Entertainment Enterprise Ltd. & Dish TV Ltd.)**
0.06
Inox Air Products Pvt. Ltd.**
0.05
Hazaribagh Ranchi Expressway Ltd. (NHAI Annuity)**
0.03
Gateway Distriparks Ltd.**
0.03
Shriram Transport Finance Co. Ltd.**
0.03
Rural Electrification Corporation Ltd.**
0.03
Hazaribagh Ranchi Expressway Ltd. (NHAI Annuity)**
0.03
Tata Sons Ltd.**
0.03
Tata Realty and Infrastructure Ltd.**
0.03
Hazaribagh Ranchi Expressway Ltd. (NHAI Annuity)**
0.02
G R Infraprojects Limited**
0.02
JM Financial Credit Solutions Ltd**
0.02
Hazaribagh Ranchi Expressway Ltd. (NHAI Annuity)**
0.02
Hazaribagh Ranchi Expressway Ltd. (NHAI Annuity)**
0.02
Hazaribagh Ranchi Expressway Ltd. (NHAI Annuity)**
0.02
Motilal Oswal Home Finance Ltd. (Erstwhile Aspire Home Finance Corp Ltd) (Subsidiary of Motilal Oswal Financial Services Ltd.)**
0.01
Collateralised Borrowing & Lending Obligation
0.01
KEC International Ltd.**
0.01
Hinduja Leyland Finance Ltd**
0.01
Arm Infra & Utilities Pvt. Ltd. (Secured with shares of ZEE Entertainment Enterprise Ltd.)**
0.01
Vedanta Ltd.**
0.01
Shriram Transport Finance Co. Ltd.**
0.01
Vedanta Ltd.**
0.00
Indiabulls Housing Finance Ltd.**
0.00

Sector Holding%
Miscellaneous
87.40

About HDFC Credit Risk Debt Fund

Scheme Analysis

HDFC Credit Risk Debt Fund is a Debt - Credit Risk Fund fund and belongs to HDFC Mutual Fund. It was launched on 25-Mar-2014 and currently has an AUM of ₹15,066.15 crore. HDFC Credit Risk Debt Fund is benchmarked against Crisil 10 Yr Gilt Index as primary index and Crisil Short Term Bond Fund Index as secondary index.

The NAV of HDFC Credit Risk Debt Fund ended up ₹0(0.01%)yesterday to ₹15.67.

Among its top 3 holdings the fund has exposure to Net Current Assets, TATA International Ltd.** and HDFC Bank Ltd.**

The HDFC Credit Risk Debt Fund is managed by Shobhit Mehrotra and Amar Kalkundrikar.

Fund House Contact

Address:

HDFC House, 2nd floor, H.T. Parekh Marg, 165-166 Backbay Reclamation, Churchgate Mumbai - 400 020

Phone Number: +91 (22) 66316333

Email Address: cliser@hdfcindia.com

Fax Number: +91 (22) 22821144

Website: www.hdfcfund.com

Fund Manager

Shobhit Mehrotra

Education:B. Text.,M.S. MBA(Clemson University, SC,USA)
Experience:20 Years
Basic Details:Mr. Shobhit Mehrotra has collective experience of over 20 years in Fixed Income markets, Fixed Income dealing and credit rating etc. He is with HDFC AMC since Feb 2004. Prior to this he has worked with Templeton Asset Management (India) Pvt Ltd. And ICRA Ltd.
Funds Managed:
HDFC Credit Risk Debt Fund
HDFC Floating Rate Debt Fund
HDFC Hybrid Debt Fund
HDFC Income Fund
HDFC Medium Term Debt Fund
HDFC Retirement Savings Fund - Equity Plan
HDFC Retirement Savings Fund - Hybrid-Debt Plan
HDFC Retirement Savings Fund - Hybrid-Equity Plan

Amar Kalkundrikar

Holding Type Holding %
BRICKWORKS - BBB
1.78
CARE - A(SO)
1.73
CARE - A+
5.85
CARE - A-
0.83
CARE - AA
4.44
CARE - AA(SO)
1.84
CARE - AA+
2.54
CARE - AA-
3.69
CARE - AA-(SO)
5.40
CARE - AAA
6.39
CARE - D
0.14
Cash
5.09
CRISIL - A
2.61
CRISIL - A1+
1.25
CRISIL - A1+(SO)
0.89
CRISIL - AA
10.62
CRISIL - AA(SO)
3.71
CRISIL - AA+
1.23
CRISIL - AA-
3.35
CRISIL - AAA
10.54
CRISIL - AAA(SO)
1.27
ICRA - A+
1.61
ICRA - A+(SO)
0.88
ICRA - A-
0.57
ICRA - A1+
0.50
ICRA - AA
3.64
ICRA - AA+
5.01
ICRA - AA-
2.14
ICRA - AAA
0.48
ICRA - AAA(SO)
2.36
IND - A
2.94
IND - A-
1.24
IND - AA
0.76
IND - AA+
1.31
IND - AA-
1.09
Sovereign
0.34

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