HDFC Credit Risk Debt Fund - Growth - Regular Plan

₹18.064 0.01 %Nav, as on 22-01-2021
Previous Nav
₹ 18.0628
Net Change on 22-01-2021
₹0
PersonalFN Rating
Unrated
Category
Debt - Credit Risk Fund
Assets (Cr.)
₹ 6,601.25
Expense Ratio
1.57%
(As on Dec 31, 2020)

Fund Overview Growth | Regular Plan

Fund House
HDFC Mutual Fund
Launch Date
25-Mar-2014
Benchmark
Crisil 10 Yr Gilt Index
Minimum Investment (₹)
5,000
Minimum Addl Investment (₹)
1,000
Exit Load (%)
Nil for 15% of Units, For excess of limits 1% on or before 12M and 0.50% after 12M but on or before 18M, Nil after 18M
Minimum SIP Investment (₹)
300
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
16.23
52 Week Low Nav Date
26-Mar-2020
52 Week High Nav (₹)
18.08
52 Week High Nav Date
08-Jan-2021

Fund Objective

To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be realized.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
HDFC Credit Risk Debt Fund - Growth Option	7.61	11.37	10.48	8.28	8.45	9.04
Crisil 10 Yr Gilt Index	N/A	N/A	N/A	N/A	N/A	N/A
Crisil Short Term Bond Fund Index	N/A	N/A	N/A	N/A	N/A	N/A
NIFTY Credit Risk Bond Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
HDFC Credit Risk Debt Fund - Growth Option	Mar 25, 2014	Unrated	10.48	8.28	8.45	1.57	6,601.25
ICICI Prudential Credit Risk Fund - Growth	Dec 03, 2010		9.29	8.57	8.38	1.65	6,735.11
SBI CREDIT RISK FUND - REGULAR PLAN - GROWTH	Jul 14, 2004		9.04	7.34	7.85	1.55	3,671.09
Franklin India Credit Risk Fund - Growth	Dec 07, 2011	Unrated	4.98	4.13	5.88	0.64	3,637.75
Kotak Credit Risk Fund - Growth	May 11, 2010	Unrated	6.06	7.18	7.68	1.73	1,845.32
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth	Apr 22, 2015	Unrated	9.02	5.91	7.20	1.88	1,634.47

Fund Holdings as on 31-December-2020

Company % Assets
Pipeline Infrastructure Pvt. Ltd.^
6.99
IndInfravit Trust^
5.43
Net Current Assets
5.41
Power Finance Corporation Ltd.^
4.76
Shriram City Union Finance Ltd.^
4.23
Punjab National Bank (Perpetual) (AT1) (Basel III)^
4.17
DLF LIMITED^
3.79
TREPS - Tri-party Repo
3.57
Vedanta Ltd.^
3.45
Tata Motors Ltd.^
3.08
Tata Motors Ltd.^
2.93
Vedanta Ltd.
2.26
DLF LIMITED^
2.24
Indiabulls Housing Finance Ltd.^
1.87
INOX WIND INFRASTRUCTURE SERVICES Ltd.^
1.75
Punjab National Bank (Perpetual) (AT1) (Basel III)^
1.68
INOX Wind Ltd^
1.52
JM Financial Asset Reconstruction Co.^
1.44
REC Limited.^
1.39
Power Finance Corporation Ltd.
1.24
Green Infra Wind Energy Ltd^
1.12
SANSAR TRUST NOV 2018 (PTC of pools from Shriram Transport Finance Co. Ltd.)^
1.10
Sadbhav Infrastructure Project Ltd. (Corporate Guarantee of Sadbhav Engineering Ltd.)^
1.05
Sadbhav Infrastructure Project Ltd. (Corporate Guarantee of Sadbhav Engineering Ltd.)^
1.04
Shriram City Union Finance Ltd.
0.99
JM Financial Asset Reconstruction Co.^
0.95
Shriram Transport Finance Co. Ltd.^
0.95
Aarish Solar Power Pvt. Ltd. (Greenko)^
0.88
Aashman Energy Pvt. Ltd. (Greenko)^
0.88
Divyesh Power Pvt. Ltd. (Greenko)^
0.88
Elena Renewable Energy Pvt. Ltd. (Greenko)^
0.88
Pratyash Renewable Pvt. Ltd. (Greenko)^
0.88
SEI Baskara Power Pvt. Ltd. (Greenko)^
0.88
SEI Enerstar Renewable Energy Pvt. Ltd. (Greenko)^
0.88
SEI Mihir Energy Pvt. Ltd. (Greenko)^
0.88
Shreyas Renewable Energy Pvt. Ltd. (Greenko)^
0.88
Zuvan Energy Pvt. Ltd. (Greenko)^
0.88
REC Limited.^
0.83
7.32 GOI 2024
0.82
REC Limited.^
0.80
The Tata Power Company Ltd.
0.78
Indian Oil Corporation Ltd.^
0.76
Vedanta Ltd.^
0.74
MFL Securitisation Trust LXXXI (PTC of pools from Magma Fincorp limited)^
0.71
REC Limited.^
0.66
Vedanta Ltd.^
0.64
The Tata Power Company Ltd. (Perpetual)^
0.62
Starlite Lighting Ltd. (Corporate Guarantee of Bajaj Electrical Ltd.)^
0.55
Sadbhav Infrastructure Project Ltd. (Corporate Guarantee of Sadbhav Engineering Ltd.)^
0.54
Dilip Buildcon Ltd.^
0.53
Dilip Buildcon Ltd.^
0.53
Dilip Buildcon Ltd.^
0.46
Dilip Buildcon Ltd.^
0.45
Dilip Buildcon Ltd.^
0.45
Dilip Buildcon Ltd.^
0.45
Dilip Buildcon Ltd.^
0.45
Shriram Transport Finance Co. Ltd.^
0.44
Indian Railways Finance Corp. Ltd.^
0.43
NTPC Limited^
0.42
NTPC Limited^
0.42
REC Limited.
0.41
GERA Development Pvt. Ltd.^
0.40
Indian Railways Finance Corp. Ltd.^
0.40
Power Finance Corporation Ltd.^
0.40
L&T INFRASTRUCTURE FINANCE LTD.^
0.40
Vedanta Ltd.
0.40
REC Limited.^
0.39
GERA Development Pvt. Ltd.^
0.39
Starlite Lighting Ltd. (Corporate Guarantee of Bajaj Electrical Ltd.)^
0.39
Indian Bank (Perpetual) (AT1) (Basel III)^
0.38
Vedanta Ltd.
0.37
Indiabulls Housing Finance Ltd.^
0.36
REC Limited.^
0.34
Power Finance Corporation Ltd.^
0.33
Nuvoco Vistas Corporation Ltd. (100% subsidiary of Nirma Ltd. & erstwhile Lafarge India Ltd.)^
0.28
NTPC Limited^
0.17
GERA Development Pvt. Ltd.^
0.16
Gateway Distriparks Ltd.^
0.15
Gateway Distriparks Ltd.^
0.15
Gateway Distriparks Ltd.^
0.15
Gateway Distriparks Ltd.^
0.15
Tata Steel Ltd. (Perpetual)^
0.15
Dilip Buildcon Ltd.^
0.08
Hazaribagh Ranchi Expressway Ltd. (NHAI Annuity)^
0.08
Hazaribagh Ranchi Expressway Ltd. (NHAI Annuity)^
0.07
JM Financial Credit Solutions Ltd.^
0.06
Hazaribagh Ranchi Expressway Ltd. (NHAI Annuity)^
0.06
GERA Development Pvt. Ltd.^
0.05
Hazaribagh Ranchi Expressway Ltd. (NHAI Annuity)^
0.04
Hazaribagh Ranchi Expressway Ltd. (NHAI Annuity)^
0.04
Hazaribagh Ranchi Expressway Ltd. (NHAI Annuity)^
0.04
Reliance Industries Ltd.^
0.01
GERA Development Pvt. Ltd.^
0.01
Indiabulls Housing Finance Ltd.^
0.01

Sector Holding%
Miscellaneous
88.39

Fund Manager

Anand Laddha

Education:B. Com.,A.C.A.
Experience:5 Year
Basic Details:Mr. Anand Laddha having 5 years of experience in Equity & Derivative Research and Sales. from Feb 2006 till date he is working with HDFC Asset Management Company Limited
Funds Managed:
HDFC Arbitrage Fund
HDFC Balanced Advantage Fund
HDFC Banking and PSU Debt Fund
HDFC Capital Builder Value Fund
HDFC Corporate Bond Fund
HDFC Credit Risk Debt Fund
HDFC Dividend Yield Fund
HDFC Dynamic Debt Fund
HDFC Equity Fund
HDFC Floating Rate Debt Fund
HDFC Focused 30 Fund
HDFC Gilt Fund
HDFC Growth Opportunities Fund
HDFC Growth Opportunities Fund
HDFC Housing Opportunities Fund
HDFC Hybrid Debt Fund
HDFC Hybrid Equity Fund
HDFC Income Fund
HDFC Liquid Fund
HDFC Low Duration Fund
HDFC Medium Term Debt Fund
HDFC Mid-Cap Opportunities Fund
HDFC Money Market Fund
HDFC Overnight Fund
HDFC Retirement Savings Fund - Equity Plan
HDFC Retirement Savings Fund - Hybrid-Debt Plan
HDFC Retirement Savings Fund - Hybrid-Equity Plan
HDFC Short Term Debt Fund
HDFC Small Cap Fund
HDFC Tax Saver
HDFC Top 100 Fund
HDFC Ultra Short Term Fund
HDFC Ultra Short Term Fund

Shobhit Mehrotra

Education:B. Text.,M.S. MBA(Clemson University, SC,USA)
Experience:20 Years
Basic Details:Mr. Shobhit Mehrotra has collective experience of over 20 years in Fixed Income markets, Fixed Income dealing and credit rating etc. He is with HDFC AMC since Feb 2004. Prior to this he has worked with Templeton Asset Management (India) Pvt Ltd. And ICRA Ltd.
Funds Managed:
HDFC Credit Risk Debt Fund
HDFC Floating Rate Debt Fund
HDFC Hybrid Debt Fund
HDFC Income Fund
HDFC Medium Term Debt Fund
HDFC Retirement Savings Fund - Equity Plan
HDFC Retirement Savings Fund - Hybrid-Debt Plan
HDFC Retirement Savings Fund - Hybrid-Equity Plan

Holding Type Holding %
CARE - AA
2.23
CARE - AA(CE)
8.80
CARE - AA-
1.16
CARE - BBB+(CE)
2.63
CARE - D
0.33
Cash
8.98
CRISIL - A
3.40
CRISIL - AA
10.16
CRISIL - AA(CE)
1.52
CRISIL - AA+
0.95
CRISIL - AA-
18.04
CRISIL - AAA
26.98
CRISIL - AAA(SO)
0.71
ICRA - A+
6.03
ICRA - A-(CE)
0.94
ICRA - AA
0.06
ICRA - AA-
2.39
ICRA - AAA(SO)
1.10
IND - AA+
0.44
IND - AA-
0.60
IND- AA
1.68
Sov
0.82

About HDFC Credit Risk Debt Fund

NULL

Scheme Analysis

HDFC Credit Risk Debt Fund is a Debt - Credit Risk Fund fund and belongs to HDFC Mutual Fund. It was launched on 25-Mar-2014 and currently has an AUM of ₹6,601.25 crore. HDFC Credit Risk Debt Fund is benchmarked against Crisil 10 Yr Gilt Index as primary index and Crisil Short Term Bond Fund Index as primary index and NIFTY Credit Risk Bond Index as secondary index.

The NAV of HDFC Credit Risk Debt Fund ended up ₹0(0.01%)yesterday to ₹18.064.

Among its top 3 holdings the fund has exposure to Pipeline Infrastructure Pvt. Ltd.^, and

The HDFC Credit Risk Debt Fund is managed by Anand Laddha and Shobhit Mehrotra.

Fund House Contact

Address:

HDFC House, 2nd floor, H.T. Parekh Marg, 165-166 Backbay Reclamation, Churchgate Mumbai - 400 020

Phone Number: +91 (22) 66316333

Email Address: cliser@hdfcindia.com

Fax Number: +91 (22) 22821144

Website: www.hdfcfund.com

Financial Health Checkup

Money Simplified Videos

Infographics