HDFC Credit Risk Debt Fund - Growth - Regular Plan

₹16.6344 (-0.07%)Nav, as on 03-04-2020
Previous Nav
₹ 16.6461
Net Change on 03-04-2020
₹-0.01
PersonalFN Rating
Unrated
Category
Debt - Credit Risk Fund
Assets (Cr.)
₹ 14,697.44
Expense Ratio
1.46%
(As on Feb 29, 2020)

Fund Overview Growth | Regular Plan

Fund House
HDFC Mutual Fund
Launch Date
25-Mar-2014
Benchmark
Crisil 10 Yr Gilt Index
Minimum Investment (₹)
5,000
Minimum Addl Investment (₹)
1,000
Exit Load (%)
Nil for 15% of Units, For excess of limits 1% on or before 12M and 0.50% after 12M but on or before 18M, Nil after 18M
Minimum SIP Investment (₹)
300
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
15.26
52 Week Low Nav Date
25-Apr-2019
52 Week High Nav (₹)
16.67
52 Week High Nav Date
06-Mar-2020

Fund Objective

To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be realized.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
HDFC Credit Risk Debt Fund - Growth Option	1.08	9.14	8.69	7.01	8.12	8.81
Crisil 10 Yr Gilt Index	N/A	N/A	N/A	N/A	N/A	N/A
Crisil Short Term Bond Fund Index	N/A	N/A	N/A	N/A	N/A	N/A
NIFTY Credit Risk Bond Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
HDFC Credit Risk Debt Fund - Growth Option	Mar 25, 2014	Unrated	8.69	7.01	8.12	1.46	14,697.44
ICICI Prudential Credit Risk Fund - Growth	Dec 03, 2010		9.22	7.74	8.18	1.56	12,872.44
Franklin India Credit Risk Fund - Growth	Dec 07, 2011		-4.58	3.77	5.79	1.65	5,480.56
Kotak Credit Risk Fund - Growth	May 11, 2010		7.62	6.90	7.95	1.66	5,279.63
SBI CREDIT RISK FUND - REGULAR PLAN - GROWTH	Jul 14, 2004		6.03	6.54	7.76	1.55	5,082.65
Nippon India Credit Risk Fund - Growth Plan	Jun 10, 2005	Unrated	-11.27	0.29	3.77	1.54	4,627.60

Fund Holdings as on 29-February-2020

Company % Assets
Net Current Assets
4.61
TREPS - Tri-party Repo
3.13
Power Finance Corporation Ltd^
2.81
Sikka Port and Terminal Ltd. (erstwhile Reliance Ports and Terminals Ltd.)^
2.66
Muthoot Finance Ltd.^
2.59
Tata Steel Ltd.^
2.50
Tata Sky Ltd. (Subsidiary of Tata Sons)^
2.15
Punjab National Bank^
2.04
Century Textiles & Industries Ltd.^
2.04
Talwandi Sabo Power Ltd (Corporate Guarantee of Vedanta Ltd.)^
1.93
The Tata Power Company Ltd.^
1.78
Tata Motors Ltd.^
1.70
Tata Motors Ltd.^
1.70
Jamnagar Utilities & Power Pvt. Ltd. (erstwhile Reliance Utilities & Power Pvt. Ltd.)^
1.65
Vedanta Ltd.^
1.60
Reliance Jio Infocomm Ltd.^
1.56
The Tata Power Company Ltd.^
1.45
Vedanta Ltd.^
1.36
Shriram City Union Finance Ltd.^
1.35
Coastal Gujarat Power Ltd. (Corporate Guarantee of Tata Power)^
1.22
Manappuram Finance Ltd.^
1.18
PIPELINE INFRASTRUCTURE PRIVATE LIMITED^
1.17
Coastal Gujarat Power Ltd. (Corporate Guarantee of Tata Power)^
1.11
Rural Electrification Corporation Ltd.^
1.10
Punjab National Bank^
1.09
Prism Johnson Ltd.^
0.96
Hindalco Industries Ltd^
0.96
Hindalco Industries Ltd^
0.94
Tata Motors Ltd.^
0.90
Syndicate Bank^
0.88
Manappuram Finance Ltd.^
0.85
Vedanta Ltd.^
0.82
SANSAR TRUST NOV 2018 (PTC of pools from Shriram Transport Finance Co. Ltd.)^
0.80
Indiabulls Housing Finance Ltd.^
0.72
Tata Steel Ltd.^
0.72
LIC Housing Finance Ltd.^
0.71
Power Finance Corporation Ltd^
0.71
Hindalco Industries Ltd^
0.70
L&T INFRASTRUCTURE FINANCE LTD.^
0.68
MFL Securitisation Trust LXXXI (PTC of pools from Magma Fincorp limited)^
0.66
Prism Johnson Ltd.^
0.64
Shriram Transport Finance Co. Ltd.^
0.63
Reliance Jio Infocomm Ltd.^
0.63
Rural Electrification Corporation Ltd.^
0.60
Reliable Devices Trust (PTC banked by receivables from Reliance Retail Limited)^
0.59
Reliable Devices Trust (PTC banked by receivables from Reliance Retail Limited)^
0.58
JM Financial Asset Reconstruction Co.^
0.58
Bajaj Electricals Ltd.^
0.57
Bajaj Electricals Ltd.^
0.57
Jamnagar Utilities & Power Pvt. Ltd. (erstwhile Reliance Utilities & Power Pvt. Ltd.)^
0.54
Power Finance Corporation Ltd^
0.54
SEI Enerstar Renewable Energy Pvt Ltd (Greenko)^
0.52
TATA Housing Development Co Ltd^
0.52
Zuvan Energy Private Limited (Greenko)^
0.52
Aarish Solar Power Private Limited (Greenko)^
0.52
Aashman Energy Private Limited (Greenko)^
0.52
Divyesh Power Private Limited (Greenko)^
0.52
Elena Renewable Energy Private Limited(Greenko)^
0.52
Pratyash Renewable Private Limited (Greenko)^
0.52
SEI Baskara Power Private Limited (Greenko)^
0.52
SEI Mihir Energy Private Limited (Greenko)^
0.52
Shreyas Renewable Energy Private Ltd. (Greenko)^
0.52
Vedanta Ltd.^
0.52
Power Finance Corporation Ltd^
0.52
Housing Development Fin. Corp. Ltd.£^
0.51
Tata Realty and Infrastructure Ltd.^
0.51
The Federal Bank Ltd.^
0.51
Sikka Port and Terminal Ltd. (erstwhile Reliance Ports and Terminals Ltd.)^
0.51
Power Finance Corporation Ltd^
0.48
Talwandi Sabo Power Ltd (Corporate Guarantee of Vedanta Ltd.)^
0.47
Reliance Jio Infocomm Ltd.^
0.47
Union Bank of India^
0.47
KEC International Ltd.^
0.46
KEC International Ltd.^
0.46
Nuvoco Vistas Corporation Ltd. (100% subsidiary of Nirma Ltd. & erstwhile Lafarge India Ltd.)^
0.46
Sadbhav Infrastructure Project Ltd. (Corporate Guarantee of Sadbhav Engineering Ltd.)^
0.44
Sadbhav Infrastructure Project Ltd. (Corporate Guarantee of Sadbhav Engineering Ltd.)^
0.44
Prism Johnson Ltd.^
0.42
JM Financial Asset Reconstruction Co.^
0.38
India Infoline Finance Ltd.^
0.37
Power Grid Corporation of India Ltd^
0.36
Rural Electrification Corporation Ltd.^
0.36
8.39% Rajasthan SDL - Mat 150322^
0.36
Andhra Bank^
0.35
L&T Housing Finance Ltd.^
0.35
L&T Housing Finance Ltd.^
0.34
Muthoot Finance Ltd.^
0.34
Vedanta Ltd.^
0.34
LIC Housing Finance Ltd.^
0.34
LIC Housing Finance Ltd.^
0.34
Power Finance Corporation Ltd^
0.34
Union Bank of India^
0.34
L&T Housing Finance Ltd.^
0.34
The Federal Bank Ltd.^
0.34
Travis March 2019 (Trust) (PTC of pools from Muthoot Capital Services Limited)^
0.34
Vedanta Ltd.^
0.33
Indostar Capital Finance Ltd.^
0.33
Rural Electrification Corporation Ltd.^
0.32
Shriram Transport Finance Co. Ltd.^
0.31
Rural Electrification Corporation Ltd.^
0.31
Vedanta Ltd.^
0.29
Power Grid Corporation of India Ltd^
0.29
Rural Electrification Corporation Ltd.^
0.28
Aarti Industries Ltd.^
0.28
Bajaj Electricals Ltd.^
0.27
Gateway Distriparks Ltd.^
0.25
Motilal Oswal Home Fin Ltd. (Subsidiary of Motilal Oswal Financial Services Ltd.)^
0.24
Starlite Lighting Ltd. (Corporate Guarantee of Bajaj Electrical Ltd.)^
0.24
Dilip Buildcon Ltd.^
0.23
Dilip Buildcon Ltd.^
0.23
Starlite Lighting Ltd. (Corporate Guarantee of Bajaj Electrical Ltd.)^
0.23
Sadbhav Infrastructure Project Ltd. (Corporate Guarantee of Sadbhav Engineering Ltd.)^
0.23
Sadbhav Infrastructure Project Ltd. (Corporate Guarantee of Sadbhav Engineering Ltd.)^
0.23
Rural Electrification Corporation Ltd.^
0.21
Dilip Buildcon Ltd.^
0.20
Dilip Buildcon Ltd.^
0.20
Dilip Buildcon Ltd.^
0.20
Dilip Buildcon Ltd.^
0.20
Dilip Buildcon Ltd.^
0.20
Dilip Buildcon Ltd.^
0.20
Dilip Buildcon Ltd.^
0.20
Dilip Buildcon Ltd.^
0.20
Dilip Buildcon Ltd.^
0.20
ECL Finance Ltd.^
0.20
Dilip Buildcon Ltd.^
0.20
Shriram Transport Finance Co. Ltd.^
0.20
Indian Railways Finance Corp. Ltd.^
0.18
NTPC Limited^
0.18
Tata Steel Ltd.^
0.18
Power Grid Corporation of India Ltd^
0.18
Reliance Industries Ltd.^
0.18
NTPC Limited^
0.18
NTPC Limited^
0.18
Power Finance Corporation Ltd^
0.18
Rural Electrification Corporation Ltd.^
0.18
Rural Electrification Corporation Ltd.^
0.18
Mahanagar Telephone Nigam Ltd. (Corporate guarantee from Govt of India)^
0.18
Tata Motors Ltd.^
0.18
Indian Railways Finance Corp. Ltd.^
0.17
Power Finance Corporation Ltd^
0.17
Vedanta Ltd.^
0.17
Starlite Lighting Ltd. (Corporate Guarantee of Bajaj Electrical Ltd.)^
0.17
The Tata Power Company Ltd.^
0.17
GERA Development Private Ltd^
0.17
L&T INFRASTRUCTURE FINANCE LTD.^
0.17
GERA Development Private Ltd^
0.17
GERA Development Private Ltd^
0.17
Simplex Infrastructures Limited^
0.17
GERA Development Private Ltd^
0.17
TATA Housing Development Co Ltd^
0.17
Kalpataru Power Transmission Ltd.^
0.16
KKR India Financial Services Pvt Ltd.^
0.15
Mobil Trust Series 01 (PTC of pools from Shriram City Union Finance Ltd.)^
0.15
NTPC Limited^
0.15
Power Finance Corporation Ltd^
0.14
Indiabulls Housing Finance Ltd.^
0.14
GERA Development Private Ltd^
0.14
Starlite Lighting Ltd. (Corporate Guarantee of Bajaj Electrical Ltd.)^
0.13
Starlite Lighting Ltd. (Corporate Guarantee of Bajaj Electrical Ltd.)^
0.13
Poseidon 09 2019 (PTC of pools from Muthoot Fincorp Ltd.)^
0.12
Shriram Transport Finance Co. Ltd.^
0.12
Power Finance Corporation Ltd^
0.11
Inox Air Products Pvt. Ltd.^
0.11
Aavas Financiers Ltd. (Formerly known as Au Housing Finance Ltd.)^
0.10
Simplex Infrastructures Limited^
0.09
Andhra Bank^
0.08
NTPC Limited^
0.07
Gateway Distriparks Ltd.^
0.07
Gateway Distriparks Ltd.^
0.07
Gateway Distriparks Ltd.^
0.07
Gateway Distriparks Ltd.^
0.07
Gateway Distriparks Ltd.^
0.07
Inox Air Products Pvt. Ltd.^
0.07
Inox Air Products Pvt. Ltd.^
0.05
Gateway Distriparks Ltd.^
0.03
Hazaribagh Ranchi Expressway Ltd. (NHAI Annuity)^
0.03
TMF Holdings Ltd. (Subsidiary of Tata Motors Ltd.)^
0.03
Hazaribagh Ranchi Expressway Ltd. (NHAI Annuity)^
0.03
Tata Sons Ltd.^
0.03
Tata Realty and Infrastructure Ltd.^
0.03
Edisons Infrapower & Multiventures Pvt. Ltd. (Secured with shares of ZEE Entertainment Enterprise Ltd. & Dish TV Ltd.)^
0.03
Primat Infrapower & Multiventures Pvt. Ltd. (Secured with shares of ZEE Entertainment Enterprise Ltd. & Dish TV Ltd.)^
0.03
Hazaribagh Ranchi Expressway Ltd. (NHAI Annuity)^
0.03
G R Infraprojects Limited^
0.02
JM Financial Credit Solutions Ltd^
0.02
Hazaribagh Ranchi Expressway Ltd. (NHAI Annuity)^
0.02
Hazaribagh Ranchi Expressway Ltd. (NHAI Annuity)^
0.02
Hazaribagh Ranchi Expressway Ltd. (NHAI Annuity)^
0.02
Motilal Oswal Home Fin Ltd. (Subsidiary of Motilal Oswal Financial Services Ltd.)^
0.01
Arm Infra & Utilities Pvt. Ltd. (Secured with shares of ZEE Entertainment Enterprise Ltd.)^
0.01
KEC International Ltd.^
0.01
Hinduja Leyland Finance Ltd^
0.01
Vedanta Ltd.^
0.01
Shriram Transport Finance Co. Ltd.^
0.01
Indiabulls Housing Finance Ltd.^
0.00

Sector Holding%
Miscellaneous
87.82

About HDFC Credit Risk Debt Fund

Scheme Analysis

HDFC Credit Risk Debt Fund is a Debt - Credit Risk Fund fund and belongs to HDFC Mutual Fund. It was launched on 25-Mar-2014 and currently has an AUM of ₹14,697.44 crore. HDFC Credit Risk Debt Fund is benchmarked against Crisil 10 Yr Gilt Index as primary index and Crisil Short Term Bond Fund Index as primary index and NIFTY Credit Risk Bond Index as secondary index.

The NAV of HDFC Credit Risk Debt Fund ended down ₹-0.01(-0.07%)yesterday to ₹16.6344.

Among its top 3 holdings the fund has exposure to Net Current Assets, and

The HDFC Credit Risk Debt Fund is managed by Shobhit Mehrotra and Chirag Dagli.

Fund House Contact

Address:

HDFC House, 2nd floor, H.T. Parekh Marg, 165-166 Backbay Reclamation, Churchgate Mumbai - 400 020

Phone Number: +91 (22) 66316333

Email Address: cliser@hdfcindia.com

Fax Number: +91 (22) 22821144

Website: www.hdfcfund.com

Fund Manager

Shobhit Mehrotra

Education:B. Text.,M.S. MBA(Clemson University, SC,USA)
Experience:20 Years
Basic Details:Mr. Shobhit Mehrotra has collective experience of over 20 years in Fixed Income markets, Fixed Income dealing and credit rating etc. He is with HDFC AMC since Feb 2004. Prior to this he has worked with Templeton Asset Management (India) Pvt Ltd. And ICRA Ltd.
Funds Managed:
HDFC Credit Risk Debt Fund
HDFC Floating Rate Debt Fund
HDFC Hybrid Debt Fund
HDFC Income Fund
HDFC Medium Term Debt Fund
HDFC Retirement Savings Fund - Equity Plan
HDFC Retirement Savings Fund - Hybrid-Debt Plan
HDFC Retirement Savings Fund - Hybrid-Equity Plan

Chirag Dagli

Holding Type Holding %
BRICKWORKS - BB
0.07
CARE - A(SO)
1.34
CARE - A+
1.31
CARE - A1+
0.51
CARE - AA
5.56
CARE - AA(SO)
2.33
CARE - AA+
0.12
CARE - AA-
3.36
CARE - AA-(SO)
5.20
CARE - AAA
3.52
CARE - D
0.41
Cash
7.74
CRISIL - A
2.46
CRISIL - A1+(SO)
0.12
CRISIL - AA
15.46
CRISIL - AA(SO)
2.74
CRISIL - AA+
0.95
CRISIL - AA-
6.95
CRISIL - AAA
20.80
CRISIL - AAA(SO)
0.99
ICRA - A+
0.34
ICRA - A-
2.05
ICRA - A-(CE)
0.90
ICRA - AA
3.67
ICRA - AA-
1.89
ICRA - AAA
0.34
ICRA - AAA(SO)
1.97
IND - A
4.51
IND - A1+
0.34
IND - AA
0.81
IND - AA+
0.20
IND - AA-
0.63
Sovereign
0.36

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