HDFC Credit Risk Debt Fund - Growth - Regular Plan

₹16.3088 0.02 %Nav, as on 17-01-2020
Previous Nav
₹ 16.3061
Net Change on 17-01-2020
₹0
PersonalFN Rating
Category
Debt - Credit Risk Fund
Assets (Cr.)
₹ 14,474.91
Expense Ratio
1.47%
(As on Dec 31, 2019)

Fund Overview Growth | Regular Plan

Fund House
HDFC Mutual Fund
Launch Date
25-Mar-2014
Benchmark
Crisil 10 Yr Gilt Index
Minimum Investment (₹)
5,000
Minimum Addl Investment (₹)
1,000
Exit Load (%)
Nil for 15% of Units, For excess of limits 1% on or before 12M and 0.50% after 12M but on or before 18M, Nil after 18M
Minimum SIP Investment (₹)
300
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
14.97
52 Week Low Nav Date
04-Feb-2019
52 Week High Nav (₹)
16.31
52 Week High Nav Date
17-Jan-2020

Fund Objective

To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be realized.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
HDFC Credit Risk Debt Fund - Growth Option	11.31	10.66	8.79	6.68	7.93	8.77
Crisil 10 Yr Gilt Index	N/A	N/A	N/A	N/A	N/A	N/A
Crisil Short Term Bond Fund Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
HDFC Credit Risk Debt Fund - Growth Option	Mar 25, 2014		8.79	6.68	7.93	1.47	14,474.91
ICICI Prudential Credit Risk Fund - Growth	Dec 03, 2010		9.52	7.51	8.16	1.61	12,125.87
Franklin India Credit Risk Fund - Growth	Dec 07, 2011		-1.04	5.03	6.57	1.63	5,899.48
Nippon India Credit Risk Fund - Growth Plan	Jun 10, 2005	Unrated	1.43	4.71	6.57	1.57	5,282.55
SBI CREDIT RISK FUND - REGULAR PLAN - GROWTH	Jul 14, 2004		6.51	6.38	7.78	1.55	5,076.32
Kotak Credit Risk Fund - Growth	May 11, 2010		8.94	7.10	8.19	1.62	5,043.06

Fund Holdings as on 31-December-2019

Company % Assets
TATA International Ltd.^
4.81
Net Current Assets
3.90
Power Finance Corporation Ltd^
2.74
Sikka Port and Terminal Ltd. (erstwhile Reliance Ports and Terminals Ltd.)^
2.67
Muthoot Finance Ltd.^
2.59
Tata Steel Ltd.^
2.46
Tata Sky Ltd. (Subsidiary of Tata Sons)^
2.16
HDFC Bank Ltd.^
2.13
Punjab National Bank^
2.04
TREPS - Tri-party Repo
2.01
Talwandi Sabo Power Ltd (Corporate Guarantee of Vedanta Ltd.)^
1.96
The Tata Power Company Ltd.^
1.78
Jamnagar Utilities & Power Pvt. Ltd. (erstwhile Reliance Utilities & Power Pvt. Ltd.)^
1.66
Vedanta Ltd.^
1.60
Reliance Jio Infocomm Ltd.^
1.56
The Tata Power Company Ltd.^
1.43
Vedanta Ltd.^
1.37
Shriram City Union Finance Ltd.^
1.34
Punjab National Bank^
1.09
Rural Electrification Corporation Ltd.^
1.07
Coastal Gujarat Power Ltd. (Corporate Guarantee of Tata Power)^
1.06
Hindalco Industries Ltd^
0.96
Prism Johnson Ltd.^
0.95
Hindalco Industries Ltd^
0.94
SANSAR TRUST NOV 2018 (PTC of pools from Shriram Transport Finance Co. Ltd.)^
0.92
Tata Motors Ltd.^
0.91
Syndicate Bank^
0.89
Coastal Gujarat Power Ltd. (Corporate Guarantee of Tata Power)^
0.89
Vedanta Ltd.^
0.83
MFL Securitisation Trust LXXXI (PTC of pools from Magma Fincorp limited)^
0.79
Tata Steel Ltd.^
0.72
LIC Housing Finance Ltd.^
0.72
Power Finance Corporation Ltd^
0.71
Hindalco Industries Ltd^
0.71
Indiabulls Housing Finance Ltd.^
0.70
Axis Bank Ltd.^
0.70
L&T INFRASTRUCTURE FINANCE LTD.^
0.69
Prism Johnson Ltd.^
0.63
Reliance Jio Infocomm Ltd.^
0.63
Shriram Transport Finance Co. Ltd.^
0.62
Reliable Devices Trust (PTC banked by receivables from Reliance Retail Limited)^
0.59
Rural Electrification Corporation Ltd.^
0.59
Reliable Devices Trust (PTC banked by receivables from Reliance Retail Limited)^
0.58
JM Financial Asset Reconstruction Co.^
0.57
7.26 GOI 2029^
0.57
Bajaj Electricals Ltd.^
0.57
Bajaj Electricals Ltd.^
0.56
Jamnagar Utilities & Power Pvt. Ltd. (erstwhile Reliance Utilities & Power Pvt. Ltd.)^
0.55
Power Finance Corporation Ltd^
0.53
TATA Housing Development Co Ltd^
0.53
Aarish Solar Power Private Limited (Greenko)^
0.52
Aashman Energy Private Limited (Greenko)^
0.52
Divyesh Power Private Limited (Greenko)^
0.52
Elena Renewable Energy Private Limited(Greenko)^
0.52
Pratyash Renewable Private Limited (Greenko)^
0.52
SEI Baskara Power Private Limited (Greenko)^
0.52
SEI Enerstar Renewable Energy Pvt Ltd (Greenko)^
0.52
SEI Mihir Energy Private Limited (Greenko)^
0.52
Shreyas Renewable Energy Private Ltd. (Greenko)^
0.52
Zuvan Energy Private Limited (Greenko)^
0.52
Power Finance Corporation Ltd^
0.52
Housing Development Fin. Corp. Ltd.^
0.52
Vedanta Ltd.^
0.52
Travis March 2019 (Trust) (PTC of pools from Muthoot Capital Services Limited)^
0.51
Tata Realty and Infrastructure Ltd.^
0.51
Sikka Port and Terminal Ltd. (erstwhile Reliance Ports and Terminals Ltd.)^
0.51
Talwandi Sabo Power Ltd (Corporate Guarantee of Vedanta Ltd.)^
0.48
Power Finance Corporation Ltd^
0.47
Union Bank of India^
0.47
KEC International Ltd.^
0.46
KEC International Ltd.^
0.46
Reliance Jio Infocomm Ltd.^
0.46
Nuvoco Vistas Corporation Ltd. (100% subsidiary of Nirma Ltd. & erstwhile Lafarge India Ltd.)^
0.46
Sadbhav Infrastructure Project Ltd. (Corporate Guarantee of Sadbhav Engineering Ltd.)^
0.44
Sadbhav Infrastructure Project Ltd. (Corporate Guarantee of Sadbhav Engineering Ltd.)^
0.44
Tata Steel Ltd.^
0.44
Tata Motors Finance Ltd.^
0.42
Tata Motors Finance Ltd.^
0.42
Prism Johnson Ltd.^
0.42
JM Financial Asset Reconstruction Co.^
0.38
India Infoline Finance Ltd.^
0.37
Power Grid Corporation of India Ltd^
0.36
8.39% Rajasthan SDL - Mat 150322^
0.36
Rural Electrification Corporation Ltd.^
0.35
Andhra Bank^
0.35
L&T Housing Finance Ltd.^
0.35
LIC Housing Finance Ltd.^
0.35
LIC Housing Finance Ltd.^
0.35
Union Bank of India^
0.35
Vedanta Ltd.^
0.35
Muthoot Finance Ltd.^
0.34
L&T Housing Finance Ltd.^
0.34
Power Finance Corporation Ltd^
0.34
JM Financial Credit Solutions Ltd^
0.34
L&T Housing Finance Ltd.^
0.34
Shriram Transport Finance Co. Ltd.^
0.34
JM Financial Asset Reconstruction Co.^
0.34
Indostar Capital Finance Ltd.^
0.33
Rural Electrification Corporation Ltd.^
0.32
Gateway Distriparks Ltd.^
0.31
Rural Electrification Corporation Ltd.^
0.31
Shriram Transport Finance Co. Ltd.^
0.31
Vedanta Ltd.^
0.30
Power Grid Corporation of India Ltd^
0.29
Aarti Industries Ltd.^
0.28
Rural Electrification Corporation Ltd.^
0.28
Bajaj Electricals Ltd.^
0.26
Poseidon 09 2019 (PTC of pools from Muthoot Fincorp Ltd.)^
0.24
Starlite Lighting Ltd. (Corporate Guarantee of Bajaj Electrical Ltd.)^
0.24
Motilal Oswal Home Fin Ltd. (Subsidiary of Motilal Oswal Financial Services Ltd.)^
0.24
Dilip Buildcon Ltd.^
0.23
Dilip Buildcon Ltd.^
0.23
Starlite Lighting Ltd. (Corporate Guarantee of Bajaj Electrical Ltd.)^
0.23
Sadbhav Infrastructure Project Ltd. (Corporate Guarantee of Sadbhav Engineering Ltd.)^
0.23
Sadbhav Infrastructure Project Ltd. (Corporate Guarantee of Sadbhav Engineering Ltd.)^
0.22
Aurous Trust (PTC of pools from IIFL Finance Limited)^
0.21
Rural Electrification Corporation Ltd.^
0.21
Dilip Buildcon Ltd.^
0.21
Dilip Buildcon Ltd.^
0.21
Dilip Buildcon Ltd.^
0.21
Dilip Buildcon Ltd.^
0.21
Dilip Buildcon Ltd.^
0.20
Dilip Buildcon Ltd.^
0.20
Dilip Buildcon Ltd.^
0.20
Dilip Buildcon Ltd.^
0.20
Dilip Buildcon Ltd.^
0.20
Mobil Trust Series 01 (PTC of pools from Shriram City Union Finance Ltd.)^
0.20
Dilip Buildcon Ltd.^
0.20
ECL Finance Ltd.^
0.20
Shriram Transport Finance Co. Ltd.^
0.19
Indian Railways Finance Corp. Ltd.^
0.18
NTPC Limited^
0.18
Power Grid Corporation of India Ltd^
0.18
NTPC Limited^
0.18
Mahanagar Telephone Nigam Ltd. (Corporate guarantee from Govt of India)^
0.18
Rural Electrification Corporation Ltd.^
0.18
Power Finance Corporation Ltd^
0.18
NTPC Limited^
0.18
Tata Motors Ltd.^
0.18
Rural Electrification Corporation Ltd.^
0.18
Hinduja Leyland Finance Ltd^
0.17
GERA Development Private Ltd^
0.17
Vedanta Ltd.^
0.17
L&T INFRASTRUCTURE FINANCE LTD.^
0.17
The Tata Power Company Ltd.^
0.17
GERA Development Private Ltd^
0.17
Simplex Infrastructures Limited^
0.17
Simplex Infrastructures Limited^
0.17
Starlite Lighting Ltd. (Corporate Guarantee of Bajaj Electrical Ltd.)^
0.17
Indian Railways Finance Corp. Ltd.^
0.17
GERA Development Private Ltd^
0.17
Power Finance Corporation Ltd^
0.17
Oriental Bank of Commerce^
0.17
GERA Development Private Ltd^
0.17
TATA Housing Development Co Ltd^
0.17
Kalpataru Power Transmission Ltd.^
0.16
KKR India Financial Services Pvt Ltd.^
0.16
NTPC Limited^
0.15
Power Finance Corporation Ltd^
0.14
Starlite Lighting Ltd. (Corporate Guarantee of Bajaj Electrical Ltd.)^
0.14
GERA Development Private Ltd^
0.14
IDFC First Bank Limited^
0.14
Indiabulls Housing Finance Ltd.^
0.14
Starlite Lighting Ltd. (Corporate Guarantee of Bajaj Electrical Ltd.)^
0.13
Hinduja Leyland Finance Ltd^
0.12
Shriram Transport Finance Co. Ltd.^
0.12
Power Finance Corporation Ltd^
0.11
Inox Air Products Pvt. Ltd.^
0.11
Aavas Financiers Ltd. (Formerly known as Au Housing Finance Ltd.)^
0.10
JM Financial Asset Reconstruction Co.^
0.10
Simplex Infrastructures Limited^
0.09
Balin March 2019 (PTC of pools from Muthoot Fincorp Limited)^
0.08
Andhra Bank^
0.08
NTPC Limited^
0.07
Inox Air Products Pvt. Ltd.^
0.07
Gateway Distriparks Ltd.^
0.07
Gateway Distriparks Ltd.^
0.07
Gateway Distriparks Ltd.^
0.07
Gateway Distriparks Ltd.^
0.07
Gateway Distriparks Ltd.^
0.07
Bank of Baroda^
0.07
Inox Air Products Pvt. Ltd.^
0.05
Gateway Distriparks Ltd.^
0.03
Shriram Transport Finance Co. Ltd.^
0.03
Hazaribagh Ranchi Expressway Ltd. (NHAI Annuity)^
0.03
TMF Holdings Ltd. (Subsidiary of Tata Motors Ltd.)^
0.03
Hazaribagh Ranchi Expressway Ltd. (NHAI Annuity)^
0.03
Tata Sons Ltd.^
0.03
Tata Realty and Infrastructure Ltd.^
0.03
Hazaribagh Ranchi Expressway Ltd. (NHAI Annuity)^
0.03
Edisons Infrapower & Multiventures Pvt. Ltd. (Secured with shares of ZEE Entertainment Enterprise Ltd. & Dish TV Ltd.)^
0.03
Primat Infrapower & Multiventures Pvt. Ltd. (Secured with shares of ZEE Entertainment Enterprise Ltd. & Dish TV Ltd.)^
0.03
G R Infraprojects Limited^
0.02
JM Financial Credit Solutions Ltd^
0.02
Hazaribagh Ranchi Expressway Ltd. (NHAI Annuity)^
0.02
Hazaribagh Ranchi Expressway Ltd. (NHAI Annuity)^
0.02
Hazaribagh Ranchi Expressway Ltd. (NHAI Annuity)^
0.02
Motilal Oswal Home Fin Ltd. (Subsidiary of Motilal Oswal Financial Services Ltd.)^
0.01
Arm Infra & Utilities Pvt. Ltd. (Secured with shares of ZEE Entertainment Enterprise Ltd.)^
0.01
KEC International Ltd.^
0.01
Hinduja Leyland Finance Ltd^
0.01
Vedanta Ltd.^
0.01
Shriram Transport Finance Co. Ltd.^
0.01
Indiabulls Housing Finance Ltd.^
0.00

Sector Holding%
Miscellaneous
88.74

About HDFC Credit Risk Debt Fund

Scheme Analysis

HDFC Credit Risk Debt Fund is a Debt - Credit Risk Fund fund and belongs to HDFC Mutual Fund. It was launched on 25-Mar-2014 and currently has an AUM of ₹14,474.91 crore. HDFC Credit Risk Debt Fund is benchmarked against Crisil 10 Yr Gilt Index as primary index and Crisil Short Term Bond Fund Index as secondary index.

The NAV of HDFC Credit Risk Debt Fund ended up ₹0(0.02%)yesterday to ₹16.3088.

Among its top 3 holdings the fund has exposure to TATA International Ltd.^, and

The HDFC Credit Risk Debt Fund is managed by Shobhit Mehrotra and Amar Kalkundrikar.

Fund House Contact

Address:

HDFC House, 2nd floor, H.T. Parekh Marg, 165-166 Backbay Reclamation, Churchgate Mumbai - 400 020

Phone Number: +91 (22) 66316333

Email Address: cliser@hdfcindia.com

Fax Number: +91 (22) 22821144

Website: www.hdfcfund.com

Fund Manager

Shobhit Mehrotra

Education:B. Text.,M.S. MBA(Clemson University, SC,USA)
Experience:20 Years
Basic Details:Mr. Shobhit Mehrotra has collective experience of over 20 years in Fixed Income markets, Fixed Income dealing and credit rating etc. He is with HDFC AMC since Feb 2004. Prior to this he has worked with Templeton Asset Management (India) Pvt Ltd. And ICRA Ltd.
Funds Managed:
HDFC Credit Risk Debt Fund
HDFC Floating Rate Debt Fund
HDFC Hybrid Debt Fund
HDFC Income Fund
HDFC Medium Term Debt Fund
HDFC Retirement Savings Fund - Equity Plan
HDFC Retirement Savings Fund - Hybrid-Debt Plan
HDFC Retirement Savings Fund - Hybrid-Equity Plan

Amar Kalkundrikar

Education:B.Com, CA, CFA, MBA
Experience:16 Years
Basic Details:Collectively over 16 years experience of which 13 years in Equity Research & Portfolio Management.
Funds Managed:
HDFC Arbitrage Fund
HDFC Balanced Advantage Fund
HDFC Banking and PSU Debt Fund
HDFC Capital Builder Value Fund
HDFC Children's Gift Fund
HDFC Corporate Bond Fund
HDFC Credit Risk Debt Fund
HDFC Dynamic Debt Fund
HDFC Equity Fund
HDFC Equity Savings Fund
HDFC Floating Rate Debt Fund
HDFC Focused 30 Fund
HDFC Gilt Fund
HDFC Growth Opportunities Fund
HDFC Growth Opportunities Fund
HDFC Hybrid Debt Fund
HDFC Hybrid Equity Fund
HDFC Income Fund
HDFC Liquid Fund
HDFC Low Duration Fund
HDFC Medium Term Debt Fund
HDFC Mid-Cap Opportunities Fund
HDFC Money Market Fund
HDFC Multi-Asset Fund
HDFC Overnight Fund
HDFC Retirement Savings Fund - Equity Plan
HDFC Retirement Savings Fund - Hybrid-Debt Plan
HDFC Retirement Savings Fund - Hybrid-Equity Plan
HDFC Short Term Debt Fund
HDFC Small Cap Fund
HDFC Tax Saver
HDFC Top 100 Fund
HDFC Ultra Short Term Fund
HDFC Ultra Short Term Fund

Holding Type Holding %
BRICKWORKS - BB
0.07
CARE - A(SO)
1.33
CARE - A+
6.13
CARE - AA
2.63
CARE - AA(SO)
1.95
CARE - AA+
3.12
CARE - AA-
4.83
CARE - AA-(SO)
5.20
CARE - AAA
3.54
CARE - D
0.58
Cash
5.91
CRISIL - A
2.50
CRISIL - A1+
0.31
CRISIL - A1+(SO)
0.32
CRISIL - AA
13.15
CRISIL - AA(SO)
2.95
CRISIL - AA+
1.64
CRISIL - AA-
3.53
CRISIL - AAA
19.36
CRISIL - AAA(SO)
1.17
ICRA - A+
0.34
ICRA - A-
2.02
ICRA - A-(CE)
0.91
ICRA - A1+(SO)
0.21
ICRA - AA
4.02
ICRA - AA-
2.32
ICRA - AAA
0.34
ICRA - AAA(SO)
2.09
IND - A
4.50
IND - AA
0.82
IND - AA+
0.53
IND - AA-
0.69
Sovereign
0.93

Financial Health Checkup

Money Simplified Videos

Infographics