HDFC Retirement Savings Fund - Equity Plan - Growth - Regular Plan

Other Plans and Options
  • 0.6 %Nav, as on 16-02-2026

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  • Net Change on 16-02-2026

  • PersonalFN Rating

  • Assets (Cr.)

  • Expense Ratio

Fund Overview Growth | Regular Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
HDFC Retirement Savings Fund - Equity Plan - Growth Option 0.12 -1.53 11.10 17.01 17.57 17.75
NIFTY 50 - TRI N/A N/A N/A N/A N/A N/A
NIFTY 500 - TRI N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Absolute, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
HDFC Retirement Savings Fund - Equity Plan - Growth Option Feb 25, 2016 11.10 17.01 17.57 1.76 6,941.17
Nippon India Retirement Fund- Wealth Creation Scheme- Growth Option Feb 11, 2015 13.12 17.83 14.59 1.93 3,118.55
SBI Retirement Benefit Fund - Aggressive Plan - Regular Plan - Growth Feb 10, 2021 10.08 12.60 14.80 1.92 3,057.44
Tata Retirement Savings Fund Moderate -Regular Plan (Growth) Nov 04, 2011 9.45 13.99 10.63 2.00 2,093.82
Tata Retirement Savings Fund -Regular Plan -Progressive -Growth Nov 04, 2011 9.13 14.92 10.88 2.00 2,040.85
HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option Feb 25, 2016 9.40 13.49 12.40 2.07 1,702.59

Fund Holdings as on 31-January-2026

  • HDFC Bank Ltd.£

  • ICICI Bank Ltd.

  • Axis Bank Ltd.

  • TREPS - Tri-party Repo

  • Reliance Industries Ltd.

  • Infosys Limited

  • Kotak Mahindra Bank Limited

  • Maruti Suzuki India Limited

  • Tata Consultancy Services Ltd.

  • State Bank of India

  • Bharti Airtel Ltd.

  • HCL Technologies Ltd.

  • Larsen and Toubro Ltd.

  • Bajaj Auto Limited

  • Power Grid Corporation of India Ltd.

  • Eicher Motors Ltd.

  • ITC LIMITED

  • Dr. Lal Path Labs Ltd

  • Lupin Ltd.

  • Cipla Ltd.

  • ICICI Lombard General Insurance Co

  • Havells India Ltd.

  • Alkem Laboratories Ltd.

  • Max Financial Services Ltd.

  • HDFC Life Insurance Company Limited

  • Jindal Steel Limited.

  • Hindustan Petroleum Corp. Ltd.

  • Transport Corporation of India Ltd.

  • NTPC Limited

  • Creditaccess Grameen Limited

  • HDFC NIFTY 50 ETF

  • United Spirits Limited

  • Delhivery Limited

  • Tata Steel Ltd.

  • Gland Pharma Ltd.

  • The Ramco Cements Ltd.

  • Crisil Limited

  • InterGlobe Aviation Ltd.

  • Blue Dart Express Ltd.

  • Hyundai Motor India Limited

  • Chalet Hotels Ltd.

  • Apollo Hospitals Enterprise Ltd.

  • Zensar Technologies Ltd.

  • Kalpataru Projects International Ltd

  • Redington Ltd.

  • Voltamp Transformers Ltd.

  • National Aluminium Co. Ltd.

  • Balkrishna Industries Ltd.

  • Ceat Ltd.

  • Gujarat State Petronet Ltd.

  • Godrej Consumer Products Ltd.

  • AkzoNobel India Ltd.

  • Gateway Distriparks Limited

  • Embassy Office Parks REIT

  • Great Eastern Shipping Company Ltd.

  • The Anup Engineering Limited

  • Chambal Fertilizers & Chemicals Ltd.

  • Star Health and Allied Insurance Company Ltd

  • PVR LIMITED

  • Finolex Cables Ltd.

  • SKF India (Industrial) Limited

  • VRL Logistics Ltd.

  • Symphony Ltd.

  • Finolex Industries Ltd.

  • Bajaj Electricals Ltd.

  • Greenply Industries Ltd.

  • Equitas Small Finance Bank Ltd

  • Timken India Ltd.

  • GNA Axles Ltd.

  • PNC Infratech Ltd.

  • Prestige Estates Projects Ltd.

  • Tamilnadu Newsprint & Papers Ltd.

  • Mahindra & Mahindra Ltd.

  • Cyient Ltd.

  • KEC International Ltd.

  • Mahindra Holidays & Resorts Ind Ltd.

  • Nilkamal Ltd.

  • Net Current Assets

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  • Bank - Private

  • IT - Software

  • Refineries

  • Pharmaceuticals & Drugs

  • Automobiles - Passenger Cars

  • Engineering - Construction

  • Miscellaneous

  • Automobile Two & Three Wheelers

  • Bank - Public

  • Logistics

  • Insurance

  • Power Generation/Distribution

  • Telecommunication - Service Provider

  • Hospital & Healthcare Services

  • Electric Equipment

  • Cigarettes/Tobacco

  • Tyres & Allied

  • Finance - Others

  • Steel/Sponge Iron/Pig Iron

  • Trading

  • Finance - NBFC

  • Breweries & Distilleries

  • Steel & Iron Products

  • Hotel, Resort & Restaurants

  • Cement & Construction Materials

  • Ratings

  • Bearings

  • Airlines

  • Courier Services

  • Aluminium & Aluminium Products

  • Gas Transmission/Marketing

  • Household & Personal Products

  • Paints

  • Plastic Products

  • Shipping

  • Engineering - Industrial Equipments

  • Fertilizers

  • Film Production, Distribution & Entertainment

  • Cable

  • Consumer Durables - Domestic Appliances

  • Wood & Wood Products

  • Auto Ancillary

  • Construction - Real Estate

  • Paper & Paper Products

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Fund Manager

  • Cash

  • Equity

  • MFU

  • REITs & InvITs

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About HDFC Retirement Savings Fund - Equity Plan

Scheme Analysis

HDFC Retirement Savings Fund - Equity Plan is a Solution Oriented - Retirement Fund - Equity fund and belongs to HDFC Mutual Fund. It was launched on 25-Feb-2016 and currently has an AUM of ₹6,941.17 crore. HDFC Retirement Savings Fund - Equity Plan is benchmarked against NIFTY 50 - TRI as primary index and NIFTY 500 - TRI as secondary index.

The NAV of HDFC Retirement Savings Fund - Equity Plan ended up ₹0.3(0.6%)yesterday to ₹51.088.

Among its top 3 holdings the fund has exposure to HDFC Bank Ltd.£, and

The HDFC Retirement Savings Fund - Equity Plan is managed by Arun Agarwal and Shobhit Mehrotra.

Fund House Contact

HDFC House, 2nd floor, H.T. Parekh Marg, 165-166 Backbay Reclamation, Churchgate Mumbai - 400 020

+91 (22) 66316333
cliser@hdfcindia.com
+91 (22) 22821144