HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth - Regular Plan

Other Plans and Options
  • (-0.68%)Nav, as on 20-03-2026

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  • Net Change on 20-03-2026

  • PersonalFN Rating

  • Assets (Cr.)

  • Expense Ratio

Fund Overview Growth | Regular Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option -30.77 -9.12 3.04 7.75 6.99 7.85
CRISIL 10 Year Gilt Index N/A N/A N/A N/A N/A N/A
NIFTY 50 Hybrid Composite Debt 15:85 Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option Feb 25, 2016 3.04 7.75 6.99 2.16 160.34
UTI Retirement Fund - Regular Plan Dec 27, 1994 3.40 11.19 10.32 1.69 4,732.16
Franklin India Retirement Fund-Growth Mar 31, 1997 2.05 9.21 7.40 2.28 508.16
SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan - Growth Feb 10, 2021 1.18 8.25 8.46 1.67 269.17
Tata Retirement Savings Fund Regular Plan-Conservative Plan (Growth) Nov 04, 2011 3.09 7.77 5.86 2.18 168.49
SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Growth Feb 10, 2021 2.14 7.34 7.01 1.38 162.07

Fund Holdings as on 28-February-2026

  • TREPS - Tri-party Repo

  • 6.67% GOI MAT 171250

  • Larsen and Toubro Ltd.

  • 8.35% Mahindra Rural Housing Finance Ltd^

  • 6.48% GOI MAT 061035

  • 6.19% GOI MAT 160934^

  • Tata Consultancy Services Ltd.

  • Reliance Industries Ltd.

  • 7.57% GOI MAT 170633^

  • 8.97% GOI MAT 051230

  • Net Current Assets

  • 7.5% GOI MAT 100834^

  • 8.4% Indian Railways Finance Corp. Ltd.^

  • HDFC Bank Ltd.£

  • ICICI Bank Ltd.

  • State Bank of India

  • Axis Bank Ltd.

  • Bharti Airtel Ltd.

  • Maruti Suzuki India Limited

  • Infosys Limited

  • ICICI Lombard General Insurance Co

  • SBI Life Insurance Company Ltd.

  • Transport Corporation of India Ltd.

  • Power Grid Corporation of India Ltd.

  • City Union Bank Ltd.

  • Lupin Ltd.

  • ITC LIMITED

  • Vesuvius India Ltd.

  • Lumax Industries Ltd

  • Kalpataru Projects International Ltd

  • Gujarat State Petronet Ltd.

  • Balkrishna Industries Ltd.

  • Zensar Technologies Ltd.

  • Alkem Laboratories Ltd.

  • Dr. Lal Path Labs Ltd

  • Gujarat Pipavav Port Ltd.

  • Bayer Cropscience Ltd

  • PVR LIMITED

  • Finolex Cables Ltd.

  • The Ramco Cements Ltd.

  • Hindustan Petroleum Corp. Ltd.

  • Symphony Ltd.

  • Voltamp Transformers Ltd.

  • Alembic Pharmaceuticals Limited

  • Gateway Distriparks Limited

  • Amagi Media Labs Limited

  • SKF India Ltd.

  • Goodyear India Ltd.

  • United Spirits Limited

  • Huhtamaki India Limited

  • The Anup Engineering Limited

  • 7.54% GOI MAT 230536

  • Popular Vehicles and Services Limited

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  • Miscellaneous

  • Engineering - Construction

  • IT - Software

  • Bank - Private

  • Refineries

  • Bank - Public

  • Insurance

  • Pharmaceuticals & Drugs

  • Telecommunication - Service Provider

  • Automobiles - Passenger Cars

  • Logistics

  • Tyres & Allied

  • Power Generation/Distribution

  • Cigarettes/Tobacco

  • Refractories

  • Auto Ancillary

  • Gas Transmission/Marketing

  • Hospital & Healthcare Services

  • Port

  • Pesticides & Agrochemicals

  • Film Production, Distribution & Entertainment

  • Cable

  • Cement & Construction Materials

  • Trading

  • Electric Equipment

  • Bearings

  • Breweries & Distilleries

  • Packaging

  • Engineering - Industrial Equipments

  • Automobiles - Dealers & Distributors

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Fund Manager

  • Cash

  • CRISIL - AAA

  • Equity

  • Sovereign

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About HDFC Retirement Savings Fund - Hybrid-Debt Plan

Scheme Analysis

HDFC Retirement Savings Fund - Hybrid-Debt Plan is a Solution Oriented - Retirement Fund - Debt fund and belongs to HDFC Mutual Fund. It was launched on 25-Feb-2016 and currently has an AUM of ₹160.34 crore. HDFC Retirement Savings Fund - Hybrid-Debt Plan is benchmarked against CRISIL 10 Year Gilt Index as primary index and NIFTY 50 Hybrid Composite Debt 15:85 Index as secondary index.

The NAV of HDFC Retirement Savings Fund - Hybrid-Debt Plan ended down ₹-0.15(-0.68%)yesterday to ₹21.4139.

Among its top 3 holdings the fund has exposure to TREPS - Tri-party Repo, and

The HDFC Retirement Savings Fund - Hybrid-Debt Plan is managed by Anupam Joshi and Arun Agarwal.

Fund House Contact

HDFC House, 2nd floor, H.T. Parekh Marg, 165-166 Backbay Reclamation, Churchgate Mumbai - 400 020

+91 (22) 66316333
cliser@hdfcindia.com
+91 (22) 22821144