HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth - Regular Plan

₹13.04 (-0.04%)Nav, as on 20-03-2019
Previous Nav
₹ 13.0417
Net Change on 20-03-2019
₹-0.01
PersonalFN Rating
Unrated
Category
Solution Oriented - Retirement Fund
Assets (Cr.)
₹ 60.85
Expense Ratio
2.59%
(As on Feb 28, 2019)

Fund Overview Growth | Regular Plan

Fund House
HDFC Mutual Fund
Launch Date
25-Feb-2016
Benchmark
Crisil 10 Yr Gilt Index
Minimum Investment (₹)
5,000
Minimum Addl Investment (₹)
1,000
Exit Load (%)
NIL - Upon completion of Lock-in Period
Minimum SIP Investment (₹)
300
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
12.33
52 Week Low Nav Date
09-Oct-2018
52 Week High Nav (₹)
13.04
52 Week High Nav Date
19-Mar-2019

Fund Objective

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
Crisil 10 Yr Gilt Index	N/A	N/A	N/A	N/A	N/A	N/A
NIFTY 50 Hybrid Composite Debt 15:85 Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Absolute, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
Franklin India Pension Plan-Growth	Mar 31, 1997	6.44	8.39	11.62	2.32	428.78
Tata Retirement Savings Fund -Regular Plan -Progressive -Growth	Nov 04, 2011	4.96	17.91	18.43	2.55	550.35
Tata Retirement Savings Fund Moderate -Regular Plan (Growth)	Nov 04, 2011	5.63	15.73	19.07	2.42	974.13
Tata Retirement Savings Fund Regular Plan-Conservative Plan (Growth)	Nov 04, 2011	5.41	9.75	10.52	2.46	126.34
UTI - Retirement Benefit Pension Fund	Dec 27, 1994	2.23	9.68	10.55	2.14	2,678.20

Fund Holdings as on 28-February-2019

Company % Assets
Collateralised Borrowing & Lending Obligation
17.89
7.37 GOI 2023
12.49
7.68 GOI 2023
11.75
8.27 GOI 2020
8.21
Starlite Lighting Ltd. (Corporate Guarantee of Bajaj Electrical Ltd.)**
7.82
State Bank of India**
7.27
Jamnagar Utilities & Power Pvt. Ltd. (erstwhile Reliance Utilities & Power Pvt. Ltd.)**
4.04
Net Current Assets
3.34
Syndicate Bank**
3.30
Reliance Jio Infocomm Limited**
3.11
Union Bank of India**
3.02
ICICI Bank Ltd.
1.42
HDFC Bank Ltd.
1.16
Sundram Fasteners Ltd.
0.94
Reliance Industries Ltd.
0.81
NIIT TECHNOLOGIES LTD
0.80
Aarti Industries Ltd.
0.74
Larsen and Toubro Ltd.
0.70
Infosys Limited
0.69
Axis Bank Ltd.
0.68
Orient Refractories Ltd.
0.60
Carborundum Universal Ltd.
0.55
Tata Steel Ltd.
0.52
Blue Star Ltd.
0.51
NRB Bearing Ltd
0.51
Oriental Carbon & Chemicals Ltd.
0.47
Vesuvius India Ltd.
0.42
State Bank of India
0.42
Avanti Feeds Ltd.
0.41
SKF India Ltd.
0.39
Bajaj Electricals Ltd.
0.37
Mahindra Holidays & Resorts Ind Ltd
0.36
Time Technoplast Limited
0.36
GNA Axles Ltd.
0.36
Indian Hotels Company Ltd.
0.36
Kalpataru Power Transmission Ltd.
0.33
Apar Industries Limited
0.31
Zensar Technologies Ltd.
0.31
TIMKEN INDIA LIMITED
0.28
Hindustan Petroleum Corp. Ltd.
0.28
Power Grid Corporation of India Ltd
0.27
Nilkamal Ltd.
0.27
Aurobindo Pharma Ltd.
0.23
Bank of Baroda
0.22
Tube Investments of India Ltd.
0.18
Poddar Pigments Ltd.
0.16
Sadbhav Engineering Ltd.
0.16
Tamilnadu Newsprint & Papers Ltd.
0.15
Tata Motors Limited DVR
0.07
Tata Steel Ltd.
0.00

Sector Holding%
Miscellaneous
32.45
Bank - Private
3.26
IT - Software
1.80
Chemicals
1.21
Bearings
1.18
Refineries
1.09
Refractories
1.02
Trading
0.94
Engineering - Construction
0.86
Hotel, Resort & Restaurants
0.72
Bank - Public
0.64
Plastic Products
0.63
Abrasives
0.55
Steel & Iron Products
0.52
Air Conditioners
0.51
Consumer Food
0.41
Consumer Durables - Domestic Appliances
0.37
Auto Ancillary
0.36
Transmission Towers / Equipments
0.33
Electric Equipment
0.31
Power Generation/Distribution
0.27
Pharmaceuticals & Drugs
0.23
Cycles
0.18
Dyes & Pigments
0.16
Paper & Paper Products
0.15

About HDFC Retirement Savings Fund - Hybrid-Debt Plan

Scheme Analysis

HDFC Retirement Savings Fund - Hybrid-Debt Plan is a Solution Oriented - Retirement Fund fund and belongs to HDFC Mutual Fund. It was launched on 25-Feb-2016 and currently has an AUM of ₹60.85 crore. HDFC Retirement Savings Fund - Hybrid-Debt Plan is benchmarked against Crisil 10 Yr Gilt Index as primary index and NIFTY 50 Hybrid Composite Debt 15:85 Index as secondary index.

The NAV of HDFC Retirement Savings Fund - Hybrid-Debt Plan ended down ₹-0.01(-0.04%)yesterday to ₹13.04.

Among its top 3 holdings the fund has exposure to Collateralised Borrowing & Lending Obligation, 7.37 GOI 2023 and 7.68 GOI 2023

The HDFC Retirement Savings Fund - Hybrid-Debt Plan is managed by Chirag Setalvad and Shobhit Mehrotra.

Fund House Contact

Address:

HDFC House, 2nd floor, H.T. Parekh Marg, 165-166 Backbay Reclamation, Churchgate Mumbai - 400 020

Phone Number: +91 (22) 66316333

Email Address: cliser@hdfcindia.com

Fax Number: +91 (22) 22821144

Website: www.hdfcfund.com

Fund Manager

Chirag Setalvad

Education:B.sc in Business Administration
Experience:16 Years
Basic Details:Mr.Chirag Setalvad has 16 years of experience of which 13 years in Fund Management and Equity Research and 3 years in investment banking. From March 2007 till date he is with HDFC AMC. He has also worked with New Vernon Advisory Services Pvt. Ltd., HDFC AMC, ING Barings N.V.
Funds Managed:
HDFC Hybrid Equity Fund
HDFC Mid-Cap Opportunities Fund
HDFC Multi-Asset Fund
HDFC Retirement Savings Fund - Equity Plan
HDFC Retirement Savings Fund - Hybrid-Debt Plan
HDFC Retirement Savings Fund - Hybrid-Equity Plan
HDFC Small Cap Fund

Shobhit Mehrotra

Education:B. Text.,M.S. MBA(Clemson University, SC,USA)
Experience:20 Years
Basic Details:Mr. Shobhit Mehrotra has collective experience of over 20 years in Fixed Income markets, Fixed Income dealing and credit rating etc. He is with HDFC AMC since Feb 2004. Prior to this he has worked with Templeton Asset Management (India) Pvt Ltd. And ICRA Ltd.
Funds Managed:
HDFC Credit Risk Debt Fund
HDFC Floating Rate Debt Fund
HDFC Hybrid Debt Fund
HDFC Income Fund
HDFC Medium Term Debt Fund
HDFC Retirement Savings Fund - Equity Plan
HDFC Retirement Savings Fund - Hybrid-Debt Plan
HDFC Retirement Savings Fund - Hybrid-Equity Plan

Rakesh Vyas

Education:B.E. (Electrical) & PGDBM(XLRI)
Experience:9 Years
Basic Details:Mr. Rakesh Vyas has over 9 years of experience of which 3 years in Application Engineering (Control & Automation) and over 5 years in equity research. He is with HDFC AMC from Oct 2009 till date. He has also worked with Nomura Financial Advisory and Securities Pvt. Ltd., Lehman Brothers Services India Pvt. Ltd., GE Power Controls India Pvt. Ltd., Larsen & Toubro Limited.
Funds Managed:
HDFC Arbitrage Fund
HDFC Balanced Advantage Fund
HDFC Banking and PSU Debt Fund
HDFC Capital Builder Value Fund
HDFC Corporate Bond Fund
HDFC Credit Risk Debt Fund
HDFC Dynamic Debt Fund
HDFC Equity Fund
HDFC Equity Savings Fund
HDFC Floating Rate Debt Fund
HDFC Focused 30 Fund
HDFC Gilt Fund
HDFC Growth Opportunities Fund
HDFC Hybrid Debt Fund
HDFC Hybrid Equity Fund
HDFC Income Fund
HDFC Infrastructure Fund
HDFC Liquid Fund
HDFC Low Duration Fund
HDFC Medium Term Debt Fund
HDFC Mid-Cap Opportunities Fund
HDFC Money Market Fund
HDFC Multi-Asset Fund
HDFC Overnight Fund
HDFC Retirement Savings Fund - Equity Plan
HDFC Retirement Savings Fund - Hybrid-Debt Plan
HDFC Retirement Savings Fund - Hybrid-Equity Plan
HDFC Short Term Debt Fund
HDFC Small Cap Fund
HDFC Tax Saver
HDFC Top 100 Fund
HDFC Ultra Short Term Fund

Holding Type Holding %
CARE - A+
3.30
CARE - AA-
3.02
CARE - AAA
4.04
Cash
21.23
CRISIL - AA+
7.27
CRISIL - AAA
3.11
Equity
17.70
ICRA - A+(SO)
7.82
Rights
0.07
Sov
32.45

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