Fund Overview IDCW | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The investment objective of the Scheme is to seek to generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) in India. There is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
HSBC Banking and PSU Debt Fund - Direct Weekly IDCW 7.53 5.40 8.44 7.75 5.70 6.38
CRISIL 10 Year Gilt Index N/A N/A N/A N/A N/A N/A
NIFTY Banking and PSU Debt Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
HSBC Banking and PSU Debt Fund - Direct Weekly IDCW Jan 01, 2013 8.44 7.75 5.70 0.23 4,424.78
Axis Banking & PSU Debt Fund - Direct Plan - Daily IDCW Jan 02, 2013 8.32 7.69 6.12 0.35 13,417.14
Axis Banking & PSU Debt Fund - Direct Plan - Monthly IDCW Feb 22, 2013 8.32 7.69 6.12 0.35 13,417.14
Axis Banking & PSU Debt Fund - Direct Plan - Weekly IDCW Jan 10, 2013 8.32 7.69 6.12 0.35 13,417.14
Bandhan Banking and PSU Fund - Direct Annual IDCW Feb 04, 2020 8.24 7.93 6.39 0.36 12,963.49
Bandhan Banking and PSU Fund - Direct Daily IDCW Feb 10, 2014 8.04 7.69 6.13 0.36 12,963.49

Fund Holdings as on 31-October-2025

  • Rec Limited**

  • Export Import Bank of India**

  • National Bank for Agriculture & Rural Development^

  • LIC Housing Finance Limited**

  • Bajaj Finance Limited**

  • Power Finance Corporation Limited**

  • 6.75% GOI 23DEC2029

  • National Housing Bank**

  • National Bank for Agriculture & Rural Development^

  • Power Finance Corporation Limited**

  • 6.33% GOI 05MAY2035

  • Small Industries Development Bank of India**

  • Axis Bank Limited**

  • Indian Railway Finance Corporation Limited**

  • Bajaj Finance Limited**

  • Housing and Urban Development Corporation Limited**

  • Housing and Urban Development Corporation Limited**

  • 7.04% GOI 03JUN2029

  • Export Import Bank of India**

  • HDFC Bank Limited**

  • Small Industries Development Bank of India**

  • Shivshakti Securitisation Trust**

  • Indian Oil Corporation Limited**

  • Export Import Bank of India**

  • Indian Oil Corporation Limited**

  • Indian Railway Finance Corporation Limited**

  • Power Grid Corporation of India Limited**

  • Indian Oil Corporation Limited**

  • Small Industries Development Bank of India^

  • Export Import Bank of India**

  • National Housing Bank**

  • Power Finance Corporation Limited**

  • Indian Railway Finance Corporation Limited**

  • Rec Limited**

  • National Bank for Agriculture & Rural Development^

  • 7.26% GOI 06FEB2033

  • Bajaj Housing Finance Limited^

  • Indian Railway Finance Corporation Limited**

  • Rec Limited**

  • Small Industries Development Bank of India**

  • 6.79% GOI 07OCT2034

  • 6.61% GUJARAT SGS 07May2032 SDL

  • Embassy Office Parks REIT**

  • 7.07% GUJARAT SGS 15Oct2034 SDL

  • Small Industries Development Bank of India**

  • Siddhivinayak Securitisation Trust**

  • Treps

  • Indian Railway Finance Corporation Limited^

  • Power Grid Corporation of India Limited**

  • National Bank for Agriculture & Rural Development^

  • Power Finance Corporation Limited**

  • Power Finance Corporation Limited**

  • National Bank for Agriculture & Rural Development^

  • 6.48% GOI 06Oct2035

  • Embassy Office Parks REIT**

  • Small Industries Development Bank of India**

  • Embassy Office Parks REIT**

  • Export Import Bank of India**

  • CDMDF CLASS A2

  • Power Grid Corporation of India Limited**

  • Axis Bank Limited**

  • Kotak Mahindra Bank Limited**

  • Net Current Assets (including cash & bank balances)

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  • Miscellaneous

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Fund Manager

Most Recent Dividend

  • 29/10/2025

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  • CARE A1+

  • Cash

  • CRISIL A1+

  • CRISIL AAA

  • CRISIL AAA(SO)

  • ICRA AAA

  • IND AAA

  • SOVEREIGN

  • Unrated

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About HSBC Banking and PSU Debt Fund

Scheme Analysis

HSBC Banking and PSU Debt Fund is a Debt - Banking and PSU Fund fund and belongs to HSBC Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹4,424.78 crore. HSBC Banking and PSU Debt Fund is benchmarked against CRISIL 10 Year Gilt Index as primary index and NIFTY Banking and PSU Debt Index as secondary index.

The NAV of HSBC Banking and PSU Debt Fund ended up ₹0(0.03%)yesterday to ₹10.3609.

Among its top 3 holdings the fund has exposure to Rec Limited**, and

The HSBC Banking and PSU Debt Fund is managed by Mahesh Chhabria and Mohd Asif Rizwi.

Fund House Contact

9-11 Floors, NESCO IT Park, Building No.3, Western Exp Highway, Goregaon (E) Mumbai - 400 063

+91 (22) 66145000
+91 (22) 49146033