Tata Liquid Fund - Growth - Direct Plan

Item: Tata Liquid Fund - Growth - Direct Plan
Rating: 2
Author: PersonalFN

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₹4228.1255 0.01 %Nav, as on 07-10-2025
Previous Nav
₹ 4227.5163
Net Change on 07-10-2025
₹0.61
PersonalFN Rating
Category
Debt - Liquid Fund
Assets (Cr.)
₹ 21,302.12
Expense Ratio
0.2%
(As on Aug 31, 2025)

Fund Overview Growth | Direct Plan

Fund House
Tata Mutual Fund
Launch Date
31-Dec-2012
Benchmark
CRISIL 1 year T-Bill Index
Minimum Investment (₹)
5,000
Minimum Addl Investment (₹)
1,000
Exit Load (%)
0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL on or after 7D
Minimum SIP Investment (₹)
150
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
3953.81
52 Week Low Nav Date
06-Oct-2024
52 Week High Nav (₹)
4226.75
52 Week High Nav Date
05-Oct-2025

Fund Objective

The investment objective is to generate reasonable returns with high liquidity to the unitholders.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
Tata Liquid Fund- Direct Plan-Growth	6.02	5.74	6.92	7.09	5.73	6.89
CRISIL 1 year T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Liquid Debt Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
Tata Liquid Fund- Direct Plan-Growth	Dec 31, 2012		6.92	7.09	5.73	0.20	21,302.11
SBI Liquid Fund - DIRECT PLAN -Growth	Jan 01, 2013		6.79	7.04	5.70	0.21	56,928.87
HDFC Liquid Fund -Direct Plan - Growth Option	Jan 01, 2013	Unrated	6.85	7.05	5.70	0.20	56,061.67
Aditya Birla Sun Life Liquid Fund - Growth - Direct Plan	Jan 01, 2013		6.93	7.15	5.78	0.21	49,803.08
ICICI Prudential Liquid Fund - Direct Plan - Growth	Dec 31, 2012		6.86	7.07	5.72	0.20	45,629.29
Kotak Liquid - Growth - Direct	Jan 01, 2013	Unrated	6.88	7.08	5.72	0.20	29,473.72

Fund Holdings as on 30-September-2025

Company % Assets
** TREASURY BILL 91 DAYS (04/12/2025) $$
5.88
** - EXIM - CP - 12/12/2025
5.22
** - BANK OF INDIA - CD - 15/12/2025
4.64
** TREASURY BILL 91 DAYS (11/12/2025) $$
3.93
** - PNB HOUSING FINANCE LTD - CP - 17/11/2025
3.49
** - INDUSIND BANK LTD - CD - 20/11/2025
3.49
** - AXIS BANK LTD - CD - 18/12/2025
3.36
** - RELIANCE RETAIL VENTURES LTD - CP - 25/11/2025
3.02
** - INDIAN OIL CORP LTD - CP - 19/12/2025
3.01
** - BHARTI TELECOM LTD - CP - 17/10/2025
2.92
** - AXIS BANK LTD - CD - 12/12/2025
2.78
** - BAJAJ FINANCE LTD - CP - 13/10/2025
2.34
** - SMALL INDUST DEVLOP BANK OF INDIA - CP - 24/10/2025
2.34
** - KARUR VYSYA BANK LTD - CD - 21/11/2025
2.33
** - RELIANCE RETAIL VENTURES LTD - CP - 03/12/2025
2.32
** - BANK OF BARODA - CD - 12/12/2025
1.97
** - RELIANCE JIO INFOCOMM LTD - CP - 16/10/2025
1.87
** - RELIANCE RETAIL VENTURES LTD - CP - 11/12/2025
1.86
** - CANARA BANK - CD - 18/12/2025
1.74
** - IIFL FINANCE LTD - CP - 04/11/2025
1.63
** - BHARTI AIRTEL LTD - CP - 03/12/2025
1.63
** - NABARD - CP - 10/12/2025
1.62
** - RBL BANK LTD - CD - 17/12/2025
1.62
** - PILANI INVESTMENT & INDUSTRIES CORPORATION LTD - CP - 12/12/2025
1.62
** - SMALL INDUST DEVLOP BANK OF INDIA - CD - 05/12/2025
1.51
** - PIRAMAL FINANCE LTD - CP - 21/11/2025
1.39
** - KOTAK MAHINDRA BANK - CD - 04/12/2025
1.39
** - AXIS SECURITIES LTD - CP - 04/12/2025
1.39
** - ICICI SECURITIES LTD - CP - 12/12/2025
1.39
** - ANGEL ONE LTD - CP - 09/12/2025
1.39
** - PUNJAB NATIONAL BANK - CD - 11/12/2025
1.28
** - NTPC LTD - CP - 03/12/2025
1.16
** - ICICI SECURITIES LTD - CP - 04/12/2025
1.16
** - UNION BANK OF INDIA - CD - 18/12/2025
1.16
** - RELIANCE RETAIL VENTURES LTD - CP - 19/12/2025
1.16
** - CREDILA FINANCIAL SERVICES LTD - CP - 03/12/2025
1.04
** - HINDUSTAN ZINC LTD - CP - 13/10/2025
0.94
** - HINDUSTAN ZINC LTD - CP - 04/11/2025
0.93
** - UNION BANK OF INDIA - CD - 05/12/2025
0.93
** - PIRAMAL FINANCE LTD - CP - 26/11/2025
0.93
** - JULIUS BAER CAPITAL IND PVT LTD - CP - 02/12/2025
0.93
** - ADITYA BIRLA HOUSING FINANCE LTD - CP - 12/12/2025
0.93
** - PUNJAB NATIONAL BANK - CD - 18/12/2025
0.93
** - HDFC BANK LTD - CD - 18/12/2025
0.93
** - JULIUS BAER CAPITAL IND PVT LTD - CP - 10/12/2025
0.93
** - AXIS BANK LTD - CD - 17/12/2025
0.81
** - BANK OF BARODA - CD - 04/11/2025
0.70
** - GODREJ PROPERTIES LTD - CP - 01/12/2025
0.70
** - NETWORK 18 MEDIA & INVESTMENTS LTD - CP - 04/12/2025
0.70
** - UNION BANK OF INDIA - CD - 10/12/2025
0.70
** - ADITYA BIRLA MONEY LTD - CP - 04/12/2025
0.70
** - IIFL FINANCE LTD - CP - 27/11/2025
0.70
** - ICICI SECURITIES LTD - CP - 17/12/2025
0.69
** - GODREJ PROPERTIES LTD - CP - 03/11/2025
0.58
** - ADITYA BIRLA MONEY LTD - CP - 27/11/2025
0.58
** - AXIS BANK LTD - CD - 16/12/2025
0.58
SDL GUJARAT 8.20% (09/12/2025)
0.54
** 07.80 % KOTAK MAHINDRA PRIME LTD - 12/12/2025
0.47
** - NETWORK 18 MEDIA & INVESTMENTS LTD - CP - 06/11/2025
0.47
** - ADITYA BIRLA MONEY LTD - CP - 06/11/2025
0.47
** - SHAREKHAN LTD - CP - 06/11/2025
0.47
** - HINDUSTAN ZINC LTD - CP - 21/11/2025
0.47
** - GODREJ PROPERTIES LTD - CP - 27/11/2025
0.47
** - UNION BANK OF INDIA - CD - 04/12/2025
0.46
** - FEDERAL BANK LTD - CD - 04/12/2025
0.46
** - CANARA BANK - CD - 12/12/2025
0.46
** - IGH HOLDING PVT LTD - CP - 12/12/2025
0.46
** - NETWORK 18 MEDIA & INVESTMENTS LTD - CP - 04/11/2025
0.35
SBIMF AIF - CAT I (CDMDF)27/10/2038
0.31
** 07.47 % SMALL INDUST DEVLOP BANK OF INDIA - 25/11/2025
0.24
** - BARCLAYS INVESTMENTS & LOANS (INDIA) PVT LTD - CP - 31/10/2025
0.23
** - BANK OF INDIA - CD - 05/12/2025
0.23
** TREASURY BILL 91 DAYS (09/10/2025)
0.01
C) REPO
0.01
NET CURRENT LIABILITIES
-4.47

Sector Holding%
Miscellaneous
58.61

Fund Manager

Amit Somani

Education:B.Com, PGDBM, CFA
Experience:12 Years
Basic Details:Mr. Amit Somani joined Tata Asset Management Ltd. as a Credit Analyst in the year June 2010. Since September 2012, he has been working as a Credit analyst & Fund Manager.
Funds Managed:
Tata CRISIL IBX Gilt Index - April 2026 Index Fund
Tata Nifty G-Sec Dec 2026 Index Fund
Tata Nifty G-Sec Dec 2029 Index Fund
Tata Nifty SDL Plus AAA PSU Bond Dec 2027 60:40 Index Fund
Tata Overnight Fund
Tata CRISIL IBX Gilt Index - April 2026 Index Fund
Tata Liquid Fund
Tata Money Market Fund
Tata Nifty G-Sec Dec 2026 Index Fund
Tata Nifty G-Sec Dec 2029 Index Fund
Tata Nifty SDL Plus AAA PSU Bond Dec 2027 60:40 Index Fund
Tata Overnight Fund
Tata Short Term Bond Fund
Tata Short Term Bond Fund

Abhishek Sonthalia

Education:CFA, B.Com
Experience:11 Years
Basic Details:Overall 11 years of experience in the field of macro-economics and credit research and analysis.From Dec 2013 till date with Tata Asset Management Ltd as Credit Analyst/AVP Credit tracking all leading sectors and macro-economics research. Reporting to the Head Fixed Income Chief Investment Officer.From June 2011 to Nov 2013 with CRISIL Ltd, tracking financial sector and carrying out credit rating analysis for companies in the financial sector. Reporting to the Associate Director.From July 2009 to May 2011 with CRISIL Ltd, in the credit ratings business as an intern/trainee.From September 2007 to July 2008 with TCS as Associate, working on a consulting project for a UK based CA Firm
Funds Managed:
Tata Corporate Bond Fund
Tata Income Plus Arbitrage Active FOF
Tata Treasury Advantage Fund
Tata Ultra Short Term Fund
Tata Corporate Bond Fund
Tata Income Plus Arbitrage Active FOF
Tata Liquid Fund
Tata Short Term Bond Fund
Tata Short Term Bond Fund
Tata Treasury Advantage Fund
Tata Ultra Short Term Fund

Harsh Dave

Education:B.E. (Electrical), PGDM (BFSI)
Experience:2
Basic Details:
Funds Managed:
Tata Liquid Fund

Holding Type Holding %
Cash
-4.46
CRISIL-A1+
83.30
CRISIL-AAA
0.71
ICRA-A1+
6.39
IND-A1+
2.67
IND-AA+
0.70
Sov
10.36
Unrated
0.31

About Tata Liquid Fund

Scheme Analysis

Tata Liquid Fund is a Debt - Liquid Fund fund and belongs to Tata Mutual Fund. It was launched on 31-Dec-2012 and currently has an AUM of ₹21,302.12 crore. Tata Liquid Fund is benchmarked against CRISIL 1 year T-Bill Index as primary index and CRISIL Liquid Debt Index as secondary index.

The NAV of Tata Liquid Fund ended up ₹0.61(0.01%)yesterday to ₹4228.1255.

Among its top 3 holdings the fund has exposure to ** TREASURY BILL 91 DAYS (04/12/2025) $$, and

The Tata Liquid Fund is managed by Amit Somani and Abhishek Sonthalia.

Fund House Contact

Address:

1903, B Wing, Parinee Crescenzo, G Block, Bandra Kurla Complex, Bandra East, Mumbai - 400 051

Phone Number: 022 6282 7777

Email Address: service@tataamc.com

Fax Number: +91 (22) 22613782

Website: www.tatamutualfund.com

Money Simplified Videos

Infographics

Tata Liquid Fund - Growth - Direct Plan

Fund Overview Growth | Direct Plan

Fund Objective

The investment objective is to generate reasonable returns with high liquidity to the unitholders.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 30-September-2025

Fund Manager

About Tata Liquid Fund

Scheme Analysis

Fund House Contact

Financial Health Checkup

Money Simplified Videos

Infographics

Tata Liquid Fund - Growth - Direct Plan

Fund Overview Growth | Direct Plan

Fund Objective

The investment objective is to generate reasonable returns with high liquidity to the unitholders.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 30-September-2025

Fund Manager

About Tata Liquid Fund

Scheme Analysis

Fund House Contact