Tata Retirement Savings Fund Conservative Plan - Growth - Direct Plan

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  • (-0.34%)Nav, as on 08-01-2026

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  • Net Change on 08-01-2026

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  • Assets (Cr.)

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Fund Overview Growth | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The objective of the Fund is to provide a financial planning tool for long term financial security for investorsbased on their retirement planning goals.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Tata Retirement Savings Fund Conservative-Direct Plan Growth 1.62 2.67 4.88 9.66 7.52 9.77
CRISIL 10 Year Gilt Index N/A N/A N/A N/A N/A N/A
CRISIL Short Term Debt Hybrid 75+25 Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Tata Retirement Savings Fund Conservative-Direct Plan Growth Jan 08, 2013 4.88 9.66 7.52 0.98 172.98
UTI Retirement Fund- Direct Plan Jan 01, 2013 6.30 12.87 12.21 1.12 4,788.53
ICICI Prudential Retirement Fund - Pure Debt - Direct Plan - Growth Option Feb 27, 2019 6.51 7.33 6.02 1.24 91
ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - Growth Option Feb 27, 2019 10.51 12.52 9.48 0.94 90.02

Fund Holdings as on 31-December-2025

  • GOI - 6.79% (07/10/2034)

  • GOI - 7.17% (17/04/2030)

  • GOI - 7.38% (20/06/2027)

  • C) REPO

  • GOI - 7.36% (12/09/2052)

  • GOI - 7.27% (08/04/2026)

  • ** 06.40 % JAMNAGAR UTILITIES & POWER PVT. LTD - 29/09/2026

  • GOI 8.24% 15/02/2027

  • ** 07.51 % SHIVSHAKTI SECURITISATION TRUST - 28/09/2029

  • HDFC BANK LTD

  • RELIANCE INDUSTRIES LTD

  • ITC LTD

  • SOLAR INDUSTRIES INDIA LTD

  • ICICI BANK LTD

  • ETERNAL LTD

  • TATA CONSULTANCY SERVICES LTD

  • RADICO KHAITAN LTD

  • CASH / NET CURRENT ASSET

  • BSE LTD

  • DOMS INDUSTRIES LTD

  • MULTI COMMODITY EXCHANGE OF IND LTD

  • NIPPON LIFE INDIA ASSET MANAGEMENT LTD

  • KARUR VYSYA BANK LTD

  • BIKAJI FOODS INTERNATIONAL LTD

  • HCL TECHNOLOGIES LTD

  • TATA CONSUMER PRODUCTS LTD

  • KOTAK MAHINDRA BANK LTD

  • 360 ONE WAM LTD

  • MUTHOOT FINANCE LTD

  • TITAN COMPANY LTD

  • MAHANAGAR GAS LTD

  • POLYCAB INDIA LTD

  • EXIDE INDUSTRIES LTD

  • OIL INDIA LTD

  • LARSEN & TOUBRO LTD

  • METRO BRANDS LTD

  • ADANI PORTS AND SPECIAL ECONOMIC ZONE LTD

  • GODREJ PROPERTIES LTD

  • BANK OF BARODA

  • RAINBOW CHILDRENS MEDICARE LTD

  • MANAPPURAM FINANCE LTD

  • UNITED SPIRITS LTD

  • NESTLE INDIA LTD

  • BILLIONBRAINS GARAGE VENTURES LTD (GROWW)

  • IDFC FIRST BANK LTD

  • SHRIRAM FINANCE LTD

  • KIRLOSKAR PNEUMATIC COMPANY LTD

  • HDFC LIFE INSURANCE CO. LTD

  • ZENSAR TECHNOLOGIES LTD

  • TATA CAPITAL LTD

  • COFORGE LTD

  • GODREJ INDUSTRIES LTD

  • GODREJ AGROVET LTD

  • FUJIYAMA POWER SYSTEMS LTD

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  • Miscellaneous

  • Bank - Private

  • IT - Software

  • Refineries

  • Finance - NBFC

  • Finance - Stock Broking

  • Breweries & Distilleries

  • Chemicals

  • Cigarettes/Tobacco

  • e-Commerce

  • Consumer Food

  • Finance - Others

  • Printing & Stationery

  • Finance - Asset Management

  • Tea/Coffee

  • Diamond & Jewellery

  • Gas Transmission/Marketing

  • Cable

  • Batteries

  • Oil Exploration

  • Engineering - Construction

  • Port

  • Retailing

  • Construction - Real Estate

  • Bank - Public

  • Hospital & Healthcare Services

  • Fintech

  • Compressors / Pumps

  • Insurance

  • Animal Feed

  • Electronics - Components

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  • Cash

  • CRISIL-AAA

  • Equity

  • SOV

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About Tata Retirement Savings Fund Conservative Plan

Scheme Analysis

Tata Retirement Savings Fund Conservative Plan is a Solution Oriented - Retirement Fund - Debt fund and belongs to Tata Mutual Fund. It was launched on 08-Jan-2013 and currently has an AUM of ₹172.98 crore. Tata Retirement Savings Fund Conservative Plan is benchmarked against CRISIL 10 Year Gilt Index as primary index and CRISIL Short Term Debt Hybrid 75+25 Index as secondary index.

The NAV of Tata Retirement Savings Fund Conservative Plan ended down ₹-0.13(-0.34%)yesterday to ₹37.554.

Among its top 3 holdings the fund has exposure to GOI - 6.79% (07/10/2034), and

The Tata Retirement Savings Fund Conservative Plan is managed by Murthy Nagarajan and Sonam Udasi.

Fund House Contact

1903, B Wing, Parinee Crescenzo, G Block, Bandra Kurla Complex, Bandra East, Mumbai - 400 051

022 6282 7777
service@tataamc.com
+91 (22) 22613782