Tata Retirement Savings Fund Conservative Plan - Growth - Direct Plan

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  • (-0.24%)Nav, as on 06-02-2026

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  • Net Change on 06-02-2026

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Fund Overview Growth | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The objective of the Fund is to provide a financial planning tool for long term financial security for investorsbased on their retirement planning goals.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Tata Retirement Savings Fund Conservative-Direct Plan Growth -4.46 0.25 5.52 9.68 7.60 9.69
CRISIL 10 Year Gilt Index N/A N/A N/A N/A N/A N/A
CRISIL Short Term Debt Hybrid 75+25 Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Tata Retirement Savings Fund Conservative-Direct Plan Growth Jan 08, 2013 5.52 9.68 7.60 0.98 170.32
UTI Retirement Fund- Direct Plan Jan 01, 2013 6.85 12.63 11.87 1.12 4,729.30
Franklin India Retirement Fund - Direct - Growth Jan 01, 2013 5.64 11.10 8.95 1.49 509.23
HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option - Direct Plan Feb 25, 2016 6.48 9.66 8.75 1.08 159.98
Nippon India Retirement Fund- Income Generation Scheme- Direct Plan- Growth Option Feb 11, 2015 4.56 9.17 7.30 0.98 145.45
ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - Growth Option Feb 27, 2019 10.64 12.83 9.55 0.94 90.54

Fund Holdings as on 31-January-2026

  • GOI - 6.79% (07/10/2034)

  • GOI - 7.17% (17/04/2030)

  • GOI - 7.38% (20/06/2027)

  • GOI - 7.27% (08/04/2026)

  • GOI - 7.36% (12/09/2052)

  • ** 06.40 % JAMNAGAR UTILITIES & POWER PVT. LTD - 29/09/2026

  • GOI - 6.90% (15/04/2065)

  • C) REPO

  • GOI 8.24% 15/02/2027

  • ** 07.51 % SHIVSHAKTI SECURITISATION TRUST - 28/09/2029

  • CASH / NET CURRENT ASSET

  • ICICI BANK LTD

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  • DOMS INDUSTRIES LTD

  • HCL TECHNOLOGIES LTD

  • TATA CONSUMER PRODUCTS LTD

  • KARUR VYSYA BANK LTD

  • BIKAJI FOODS INTERNATIONAL LTD

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  • MUTHOOT FINANCE LTD

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  • BILLIONBRAINS GARAGE VENTURES LTD (GROWW)

  • LARSEN & TOUBRO LTD

  • ADANI PORTS AND SPECIAL ECONOMIC ZONE LTD

  • BANK OF BARODA

  • METRO BRANDS LTD

  • MANAPPURAM FINANCE LTD

  • GODREJ PROPERTIES LTD

  • KIRLOSKAR PNEUMATIC COMPANY LTD

  • RAINBOW CHILDRENS MEDICARE LTD

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  • HDFC LIFE INSURANCE CO. LTD

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  • Miscellaneous

  • Bank - Private

  • IT - Software

  • Finance - NBFC

  • Finance - Stock Broking

  • Chemicals

  • Refineries

  • Consumer Food

  • e-Commerce

  • Finance - Others

  • Cigarettes/Tobacco

  • Printing & Stationery

  • Finance - Asset Management

  • Tea/Coffee

  • Breweries & Distilleries

  • Diamond & Jewellery

  • Oil Exploration

  • Gas Transmission/Marketing

  • Cable

  • Batteries

  • Fintech

  • Engineering - Construction

  • Port

  • Retailing

  • Bank - Public

  • Construction - Real Estate

  • Compressors / Pumps

  • Hospital & Healthcare Services

  • Insurance

  • Mining & Minerals

  • Metal - Non Ferrous

  • Electronics - Components

  • Animal Feed

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  • Cash

  • CRISIL-AAA

  • Equity

  • SOV

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About Tata Retirement Savings Fund Conservative Plan

Scheme Analysis

Tata Retirement Savings Fund Conservative Plan is a Solution Oriented - Retirement Fund - Debt fund and belongs to Tata Mutual Fund. It was launched on 08-Jan-2013 and currently has an AUM of ₹170.32 crore. Tata Retirement Savings Fund Conservative Plan is benchmarked against CRISIL 10 Year Gilt Index as primary index and CRISIL Short Term Debt Hybrid 75+25 Index as secondary index.

The NAV of Tata Retirement Savings Fund Conservative Plan ended down ₹-0.09(-0.24%)yesterday to ₹37.4075.

Among its top 3 holdings the fund has exposure to GOI - 6.79% (07/10/2034), and

The Tata Retirement Savings Fund Conservative Plan is managed by Murthy Nagarajan and Sonam Udasi.

Fund House Contact

1903, B Wing, Parinee Crescenzo, G Block, Bandra Kurla Complex, Bandra East, Mumbai - 400 051

022 6282 7777
service@tataamc.com
+91 (22) 22613782