UTI Retirement Fund - Growth - Direct Plan

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  • (-0.37%)Nav, as on 20-05-2025

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  • Net Change on 20-05-2025

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  • Assets (Cr.)

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Fund Overview Growth | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The investment objective of the scheme is primarily to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments.However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
UTI Retirement Fund- Direct Plan 26.21 22.83 12.16 14.62 16.86 10.78
CRISIL Short Term Debt Hybrid 60+40 Index N/A N/A N/A N/A N/A N/A
NIFTY 50 - TRI N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
UTI Retirement Fund- Direct Plan Jan 01, 2013 12.16 14.62 16.86 1.04 4,668.28
Franklin India PENSION PLAN - Direct - Growth Jan 01, 2013 9.64 12.94 12.35 1.55 514.92
Axis Retirement Fund - Conservative Plan - Direct Growth Dec 20, 2019 10.27 11.35 12.18 0.93 330.45
Tata Retirement Savings Fund Conservative-Direct Plan Growth Jan 08, 2013 8.87 10.63 10.28 1.02 173.23
HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option - Direct Plan Feb 25, 2016 9.44 11.49 11.06 1.02 160.80
Nippon India Retirement Fund- Income Generation Scheme- Direct Plan- Growth Option Feb 11, 2015 11.56 11.86 9.91 0.97 155.56

Fund Holdings as on 30-April-2025

  • 07.18% GSEC MAT -24/07/2037

  • 7.23% GSEC MAT- 15/04/2039

  • 6.92% G SEC MAT- 18/11/39

  • EQ - HDFC BANK LIMITED

  • 07.32% GSEC MAT -13/11/2030

  • 7.41% GS MAT - 19/12/2036

  • EQ - ICICI BANK LTD

  • 7.10% GSEC - MAT - 08/04/2034

  • NCD HDFC BANK LTD.

  • NET CURRENT ASSETS

  • 6.79% GOVT BONDS - 07/10/2034

  • NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA

  • EQ - ITC LTD.

  • 7.34% GSEC MAT- 22/04/2064

  • NCD POWER FINANCE CORPORATION LTD.

  • EQ - INFOSYS LTD.

  • EQ - INDUS TOWERS LIMITED

  • EQ - RELIANCE INDUSTRIES LTD.

  • NCD REC LTD

  • 7.32% CHHATTISGARH SDL 05/03/2037

  • 7.10% KERALA SGS MAT - 26/03/2043

  • NCD POWER FINANCE CORPORATION LTD.

  • NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED

  • 7.08% A P SGL MAT - 26/03/2037

  • NCD JAMNAGAR UTILITIES AND POWER PRIVATE LIMITED

  • NCD POWER FINANCE CORPORATION LTD.

  • NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED

  • EQ - VEDANTA LTD

  • 7.34% ANDHRA SGS MAT - 26/06/2035

  • EQ - OIL & NATURAL GAS CORPORATION

  • EQ - POWER GRID CORPORATION OF INDI

  • EQ - KOTAK MAHINDRA BANK LTD.

  • EQ - INTERGLOBE AVIATION LTD

  • EQ - HCL TECHNOLOGIES LTD.

  • EQ - MARUTI SUZUKI INDIA LTD.

  • EQ - MAHINDRA & MAHINDRA LTD.

  • 7.35%TN SGS MAT - 03/07/2034

  • EQ - LARSEN & TOUBRO LTD.

  • EQ - BHARTI AIRTEL LTD.

  • EQ - WIPRO LIMITED

  • EQ - HDFC LIFE INSURANCE COMPANY LI

  • EQ - INDUSIND BANK

  • 08.20% PTC- INDIA UNIVERSAL TRUST AL1-SERIES A3

  • EQ - SHRIRAM FINANCE LTD

  • NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED

  • 7.39% KERALA SDL MAT- 13/03/2034

  • 07.09% HARYANA SDL MAT - 26/03/2040

  • NCD LIC HOUSING FINANCE LTD.

  • NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT

  • NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED

  • NCD UNION BANK OF INDIA BASEL3T2

  • EQ - BAJAJ AUTO LTD.

  • EQ - EMAMI LTD.

  • NCD REC LTD

  • EQ - INDIAN BANK

  • EQ - ADITYA BIRLA CAPITAL LTD

  • EQ - JK PAPER LTD.

  • EQ - GREAT EASTERN SHIPPING CO. LTD

  • EQ - DR REDDYS LABORATORIES LTD.

  • 07.08% HARYANA SDL MAT - 26/03/2039

  • EQ - PHOENIX MILLS LTD

  • EQ - NMDC LTD.

  • EQ - BHARTI HEXACOM LTD

  • 08.02% PTC - INDIA UNIVERSAL TRUST AL1-SERIES A1

  • EQ - AJANTA PHARMA LTD.

  • EQ - MAX FINANCIAL SERVICES LTD.

  • EQ - FEDERAL BANK LTD.

  • EQ - NIPPON LIFE INDIA ASSET MANAGE

  • EQ - SUNDARAM FINANCE LTD.

  • EQ - CAPLIN POINT LABORATORIES LTD

  • EQ - MOTILAL OSWAL FINANCIAL SERVIC

  • EQ - NIIT LEARNING SYSTEMS LTD

  • EQ - CROMPTON GREAVES CONSUMER ELEC

  • EQ - INDO COUNT INDUSTRIES LTD.

  • EQ - MAHINDRA HOLIDAYS & RESORTS IN

  • EQ - OIL INDIA LTD.

  • EQ - G R INFRAPROJECTS LTD

  • EQ - AUROBINDO PHARMA LTD.

  • EQ - GLENMARK PHARMACEUTICALS LTD.

  • NCD PIRAMAL FINANCE LIMITED

  • EQ - APOLLO TYRES LTD.

  • EQ - MPHASIS LTD

  • EQ - BHARAT PETROLEUM CORPN LTD.

  • NCD MANKIND PHARMA LTD

  • EQ - RAYMOND LIFESTYLE LTD

  • EQ - TIPS MUSIC LIMITED

  • EQ - COLGATE PALMOLIVE INDIA LTD.

  • EQ - ACC LTD

  • EQ - MARKSANS PHARMA LTD.

  • EQ - COROMANDEL INTERNATIONAL LTD.

  • EQ - SHIVALIK BIMETAL CONTROLS LTD

  • EQ (RTS-PP)BHARTI AIRTEL LTD

  • EQ - UPL LTD.

  • EQ - GHCL LTD.

  • EQ - INDIAMART INTERMESH LTD

  • EQ - S.P.APPARELS LTD

  • EQ - RAYMOND LIMITED.

  • EQ - ROSSARI BIOTECH LTD

  • MF UNITS UTI - Nifty 50 ETF ETF

  • MF UNITS Nifty 5 yr Benchmark G-Sec ETF

  • AXIS BANK LTD. STD - MARGIN

  • EQ - TATA MOTORS LTD.

  • MF UNITS Nifty 10 yr Benchmark G-Sec ETF

  • CLEARING CORPORATION OF INDIA LTD. STD - MARGIN

  • 7.19% MAHARASHTRA SDL-27/02/2040

  • 7.46% MAHARASHTRA SDL-21/02/2035

  • EQ - INFORMATION TECHNOLOGIES (I)LT

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  • Miscellaneous

  • Bank - Private

  • IT - Software

  • Telecommunication - Service Provider

  • Pharmaceuticals & Drugs

  • Cigarettes/Tobacco

  • Automobiles - Passenger Cars

  • Refineries

  • Finance - NBFC

  • Oil Exploration

  • Metal - Non Ferrous

  • Engineering - Construction

  • Power Generation/Distribution

  • Airlines

  • Textile

  • Household & Personal Products

  • Insurance

  • Automobile Two & Three Wheelers

  • Bank - Public

  • Paper & Paper Products

  • Shipping

  • Construction - Real Estate

  • Mining & Minerals

  • Finance - Others

  • Finance - Asset Management

  • Finance - Stock Broking

  • Consumer Durables - Domestic Appliances

  • Hotel, Resort & Restaurants

  • Tyres & Allied

  • Chemicals

  • Film Production, Distribution & Entertainment

  • Cement & Construction Materials

  • Fertilizers

  • Pesticides & Agrochemicals

  • e-Commerce

  • Textile - Weaving

  • Automobiles-Trucks/Lcv

  • BPO/ITeS

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Fund Manager

  • Cash

  • CRISIL-AA+

  • CRISIL-AAA

  • Deposits

  • Equity

  • ICRA-AA

  • IND-AAA

  • IND-AAA(SO)

  • MFU

  • Rights

  • SOV

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About UTI Retirement Fund

Scheme Analysis

UTI Retirement Fund is a Solution Oriented - Retirement Fund - Debt fund and belongs to UTI Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹4,668.28 crore. UTI Retirement Fund is benchmarked against CRISIL Short Term Debt Hybrid 60+40 Index as primary index and NIFTY 50 - TRI as secondary index.

The NAV of UTI Retirement Fund ended down ₹-0.2(-0.37%)yesterday to ₹53.3704.

Among its top 3 holdings the fund has exposure to 07.18% GSEC MAT -24/07/2037, and

The UTI Retirement Fund is managed by V. Srivatsa and Sunil Patil.

Fund House Contact

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East) Mumbai - 400 051

+91 (22) 66786666
service@uti.co.in
+91 (22) 66786503,56786578
www.utimf.com