UTI Regular Savings Fund - Growth - Regular Plan

₹44.5864 0.31 %Nav, as on 23-11-2020
Previous Nav
₹ 44.447
Net Change on 23-11-2020
₹0.14
PersonalFN Rating
Unrated
Category
Hybrid - Conservative Hybrid Fund
Assets (Cr.)
₹ 1,618.59
Expense Ratio
1.79%
(As on Oct 31, 2020)

Fund Overview Growth | Regular Plan

Fund House
UTI Mutual Fund
Launch Date
16-Dec-2003
Benchmark
Crisil 10 Yr Gilt Index
Minimum Investment (₹)
5,000
Minimum Addl Investment (₹)
1,000
Exit Load (%)
NIL upto 10% of units and 1% for remaining units on or before 12M, NIL after 12M
Minimum SIP Investment (₹)
500
Minimum STP Investment (₹)
100
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
35.91
52 Week Low Nav Date
23-Mar-2020
52 Week High Nav (₹)
44.59
52 Week High Nav Date
23-Nov-2020

Fund Objective

The primary objective of the scheme is to invest predominantly in debt and money market instruments and part of the portfolio into equity/equity related securities with a view to generating income and aim for capital appreciation. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
UTI - Regular Savings Fund - Regular Plan - Growth Option	50.95	30.05	8.12	4.77	7.05	9.22
Crisil 10 Yr Gilt Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Short Term Debt Hybrid 75+25 Fund Index	2.81	5.12	12.00	9.01	9.76	9.28

Returns upto 1 year is Absolute, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
UTI - Regular Savings Fund - Regular Plan - Growth Option	Dec 16, 2003	Unrated	8.12	4.77	7.05	1.79	1,618.59
HDFC Hybrid Debt Fund - Growth	Dec 26, 2003	Unrated	6.94	4.44	7.37	1.90	2,344.56
ICICI Prudential Regular Savings Fund - Plan - Growth	Mar 30, 2004		9.85	8.00	9.49	1.93	2,255.57
Aditya Birla Sun Life Regular Savings Fund - Growth / Payment - Regular Plan	May 22, 2004	Unrated	6.66	3.44	7.70	2.00	1,160.44
SBI DEBT HYBRID FUND - REGULAR PLAN - GROWTH	Mar 23, 2001		10.08	5.88	7.79	1.83	963.54
Nippon India Hybrid Bond Fund-Growth Plan	Jan 12, 2004	Unrated	-9.87	-1.35	2.91	1.87	907.18

Fund Holdings as on 31-October-2020

Company % Assets
GSEC RESERVE BANK OF INDIAMATURING 07/10/2029
6.38
GSEC RESERVE BANK OF INDIAMATURING 14/01/2029
5.35
NCD NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
4.99
NCD GREEN INFRA WIND ENERGY LTD
4.85
GSEC RESERVE BANK OF INDIAMATURING 16/09/2034
4.62
NCD INDIAN RAILWAYS FIN CORPN LTD.
4.46
PTC RENT-A-DEVICE TRUST
3.92
NCD REC LTD
3.20
NCD BANK OF BARODA
3.13
GSEC RESERVE BANK OF INDIAMATURING 03/08/2030
3.06
NCD CHOLAMANDALAM INVESTMENT & FINANCE COMPANY LTD
2.18
NCD SHRIRAM TRANSPORT FINANCE CO.LTD.
2.14
NCD REC LTD
1.62
NCD UNION BANK OF INDIA
1.59
NCD HDFC LTD.
1.58
GSEC RESERVE BANK OF INDIAMATURING 15/12/2060
1.57
NET CURRENT ASSETS
1.57
NCD HINDUSTAN PETROLEUM CORPORATION LTD.
1.55
EQ HDFC BANK LTD.
1.52
NCD EDELWEISS RETAIL FINANCE LIMITED
1.49
EQ BAJAJ FINANCE LTD.
1.43
NCD INDIAN HOTELS COMPANY LTD.
1.36
NCD HDFC LTD.
1.30
NCD NATIONAL HIGHWAYS AUTHORITY OF INDIA
1.27
NCD INDIAN RAILWAYS FIN CORPN LTD.
1.24
EQ KOTAK MAHINDRA BANK LTD.
1.20
EQ LARSEN & TOUBRO INFOTECH LTD
1.18
EQ INFOSYS LTD.
1.09
NCD NHPC LTD.
1.03
EQ HDFC LTD.
1.02
NCD REC LTD
1.01
EQ TATA CONSULTANCY SERVICES LTD.
0.98
NCD L & T INFRASTRUCTURE FINANCE COMPANY LIMITED
0.96
NCD INDIABULLS HOUSING FINANCE LTD.
0.86
NCD YES BANK LTD.
0.85
NCD ECL FINANCE LTD.
0.84
EQ INFO-EDGE (INDIA) LTD.
0.78
PTC FIRST BUSINESS RECEIVABLE TRUST
0.67
GSEC RESERVE BANK OF INDIAMATURING 20/09/2022
0.67
PTC FIRST BUSINESS RECEIVABLE TRUST
0.66
NCD NTPC LTD.
0.66
NCD LIC HOUSING FINANCE LTD.
0.65
EQ ASTRAL POLY TECHNIK LTD.
0.64
EQ AVENUE SUPERMARTS LTD.
0.59
EQ DR. LAL PATHLABS LTD.
0.58
EQ AU SMALL FINANCE BANK LTD
0.58
EQ SHREE CEMENT LTD.
0.56
EQ DIVIS LABORATORIES LTD.
0.53
EQ ENDURANCE TECHNOLOGIES LTD.
0.52
EQ MINDTREE LTD.
0.52
EQ IPCA LABORATORIES LTD.
0.50
EQ MARUTI SUZUKI INDIA LTD.
0.48
EQ P I INDUSTRIES LTD.
0.47
EQ JUBILANT FOOD WORKS LTD
0.44
NCD EXIM BANK
0.43
EQ HAVELLS INDIA LTD.
0.41
EQ MOTHERSON SUMI SYSTEM LTD.
0.40
EQ BERGER PAINTS INDIA LTD.
0.39
EQ TITAN COMPANY LTD.
0.38
EQ TORRENT PHARMACEUTICALS LTD.
0.37
EQ METROPOLIS HEALTHCARE LTD
0.37
EQ CROMPTON GREAVES CONSUMER ELECTRICALS LTD.
0.37
EQ INDIAMART INTERMESH LTD
0.36
EQ CADILA HEALTHCARE LTD.
0.35
NCD INDIAN RAILWAYS FIN CORPN LTD.
0.35
EQ BHARTI AIRTEL LTD.
0.34
EQ NESTLE INDIA LTD.
0.34
EQ INDUS IND BANK LTD.
0.34
EQ PIDILITE INDUSTRIES LTD.
0.34
EQ EICHER MOTORS LTD
0.34
NCD EXIM BANK
0.33
EQ MARICO LTD.
0.33
GSEC RESERVE BANK OF INDIAMATURING 18/07/2022
0.33
NCD POWER FINANCE CORPORATION LTD.
0.33
EQ AMARRAJA BATTERIES LTD.
0.33
EQ SUN PHARMACEUTICALS INDUSTRIES LTD.
0.33
EQ AJANTA PHARMA LIMITED
0.31
EQ SCHAEFFLER INDIA LTD
0.30
EQ DABUR INDIA LTD.
0.30
EQ PAGE INDUSTRIES LTD
0.29
EQ SHEELA FOAM LTD.
0.28
EQ GRINDWELL NORTON LTD.
0.28
EQ SYNGENE INTERNATIONAL LTD.
0.25
EQ ERIS LIFESCIENCES LTD
0.20
EQ CERA SANITARYWARE LTD.
0.19
EQ RELAXO FOOTWEARS LTD
0.18
EQ SYMPHONY LTD.
0.17
EQ LA OPALA RG LTD.
0.13
NCD SHRIRAM TRANSPORT FINANCE CO.LTD.
0.11
NCD JAMNAGAR UTILITIES & POWER PVT LTD.
0.07
EQ IGARASHI MOTORS INDIA LTD.
0.07
EQ 3M INDIA LTD.
0.06
GSEC RESERVE BANK OF INDIAMATURING 08/01/2028
0.05
EQ-RGTREN TATA STEEL LTD.
0.00
EQ FILAMENTS INDIA LIMITED
0.00
EQ TELEPHONE CABLES LTD.
0.00
EQ DAMANIA CAPITAL MARKETS LTD.
0.00
EQ MODERN DENIM LTD.
0.00
EQ GEEKAY EXIM (INDIA) LTD.
0.00
NCDR DEWAN HSG FINANCE CORPORATION LTD
0.00

Sector Holding%
Miscellaneous
46.43
IT - Software
3.77
Bank - Private
3.63
Pharmaceuticals & Drugs
2.59
Finance - NBFC
1.43
Consumer Food
1.12
Finance - Housing
1.02
Hospital & Healthcare Services
0.95
Auto Ancillary
0.92
BPO/ITeS
0.78
Plastic Products
0.64
Retailing
0.59
Household & Personal Products
0.58
Cement & Construction Materials
0.56
Consumer Durables - Domestic Appliances
0.54
Electric Equipment
0.48
Automobiles - Passenger Cars
0.48
Pesticides & Agrochemicals
0.47
Paints
0.39
Diamond & Jewellery
0.38
e-Commerce
0.36
Chemicals
0.34
Automobile Two & Three Wheelers
0.34
Telecommunication - Service Provider
0.34
Batteries
0.33
Bearings
0.30
Textile
0.29
Abrasives
0.28
Ceramics/Marble/Granite/Sanitaryware
0.19
Footwear
0.18
Glass
0.13
Diversified
0.06
Cable
0.00
Trading
0.00
Unspecified
0.00

Fund Manager

Amandeep Singh Chopra

Education:BSc, MBA
Experience:21 Years
Basic Details:Mr. Chopra has been with UTI AMC since 1994 and has been responsible for increasing the asset value in some of the select funds. He has achieved CPR1 and CPR2 ranking for several funds as a Fund Manager. Three of his funds namely UTI Liquid Cash Plan, UTI liquid Cash Plan-Institutional and UTI Bond Fund has been awarded CNBC TV-18 Crisil Mutual Award. Presently, he is functioning as the Head of Fixed Income.
Funds Managed:
UTI Bond Fund
UTI CCF- Savings Plan
UTI Dynamic Bond Fund
UTI Floater Fund
UTI Floater Fund
UTI Gilt Fund
UTI Liquid Cash Plan
UTI Liquid Cash Plan
UTI Medium Term Fund
UTI Money Market Fund
UTI Money Market Fund
UTI Overnight Fund
UTI Regular Savings Fund
UTI-Retirement Benefit Pension Fund
UTI-Unit Linked Insurance Plan

Ajay Tyagi

Education:
Experience:
Basic Details:
Funds Managed:
UTI Equity Fund
UTI Regular Savings Fund
UTI-Unit Linked Insurance Plan

Holding Type Holding %
CARE-AA
0.86
CARE-AA+
1.47
CARE-AAA
1.03
CARE-D
0.00
Cash
1.57
CRISIL-AA(SO)
4.85
CRISIL-AA+
6.86
CRISIL-AAA
21.01
Equity
24.71
FITCH-AAA(SO)
1.33
ICRA-A+
2.33
ICRA-AA+
2.18
ICRA-AAA
4.99
ICRA-AAA(SO)
3.92
ICRA-BB+
0.85
Rights
0.00
SOV
22.03

About UTI Regular Savings Fund

Scheme Analysis

UTI Regular Savings Fund is a Hybrid - Conservative Hybrid Fund fund and belongs to UTI Mutual Fund. It was launched on 16-Dec-2003 and currently has an AUM of ₹1,618.59 crore. UTI Regular Savings Fund is benchmarked against Crisil 10 Yr Gilt Index as primary index and CRISIL Short Term Debt Hybrid 75+25 Fund Index as secondary index.

The NAV of UTI Regular Savings Fund ended up ₹0.14(0.31%)yesterday to ₹44.5864.

Among its top 3 holdings the fund has exposure to GSEC RESERVE BANK OF INDIAMATURING 07/10/2029, and

The UTI Regular Savings Fund is managed by Amandeep Singh Chopra and Ajay Tyagi.

Fund House Contact

Address:

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East) Mumbai - 400 051

Phone Number: +91 (22) 66786666

Email Address: service@uti.co.in

Fax Number: +91 (22) 66786503,56786578

Website: www.utimf.com

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