UTI Regular Savings Fund - Growth - Regular Plan

Item: UTI Regular Savings Fund - Growth - Regular Plan
Rating: 2
Author: PersonalFN

Invest Now

₹55.2015 0.2 %Nav, as on 26-05-2023
Previous Nav
₹ 55.092
Net Change on 26-05-2023
₹0.11
PersonalFN Rating
Category
Hybrid - Conservative Hybrid Fund
Assets (Cr.)
₹ 1,551.12
Expense Ratio
1.81%
(As on Apr 30, 2023)

Fund Overview Growth | Regular Plan

Fund House
UTI Mutual Fund
Launch Date
16-Dec-2003
Benchmark
Crisil 10 Yr Gilt Index
Minimum Investment (₹)
5,000
Minimum Addl Investment (₹)
1,000
Exit Load (%)
NIL upto 10% of units and 1% for remaining units on or before 12M, NIL after 12M
Minimum SIP Investment (₹)
500
Minimum STP Investment (₹)
100
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
49.69
52 Week Low Nav Date
17-Jun-2022
52 Week High Nav (₹)
55.20
52 Week High Nav Date
26-May-2023

Fund Objective

The primary objective of the scheme is to invest predominantly in debt and money market instruments and part of the portfolio into equity/equity related securities with a view to generating income and aim for capital appreciation. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
UTI - Regular Savings Fund - Regular Plan - Growth Option	24.12	13.47	9.14	12.77	6.90	9.18
Crisil 10 Yr Gilt Index	N/A	N/A	N/A	N/A	N/A	N/A
NIFTY 50 Hybrid Composite Debt 15:85 Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Absolute, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
UTI - Regular Savings Fund - Regular Plan - Growth Option	Dec 16, 2003	9.14	12.77	6.90	1.81	1,551.12
SBI Conservative Hybrid Fund - REGULAR PLAN - GROWTH	Mar 23, 2001	10.45	13.68	8.95	1.11	7,489.63
ICICI Prudential Regular Savings Fund - Plan - Growth	Mar 30, 2004	8.10	10.62	8.44	1.73	3,221.93
HDFC Hybrid Debt Fund - Growth	Dec 26, 2003	11.46	14.11	8.77	1.82	2,778.78
Kotak Debt Hybrid - Growth	Dec 02, 2003	10.49	12.73	9.40	1.77	1,794.57
Aditya Birla Sun Life Regular Savings Fund - Growth / Payment - Regular Plan	May 22, 2004	8.72	14.12	7.23	1.88	1,515.79

Fund Holdings as on 30-April-2023

Company % Assets
NET CURRENT ASSETS
6.74
7.26% GSEC 22/08/2032
6.49
NCD HDFC LTD.
3.92
7.70% MH SDL MAT - 19/10/2030
3.28
7.41% GS MAT - 19/12/2036
3.27
7.38% GSEC 20/06/2027
3.27
NCD JAMNAGAR UTILITIES & POWER PVT LTD.
3.09
EQ - HDFC BANK LIMITED
2.44
NCD STATE BANK OF INDIA BASEL3AT1
1.92
NCD POWER FINANCE CORPORATION LTD.
1.92
NCD SUMMIT DIGITEL INFRASTRUCTURE LTD
1.90
EQ - ICICI BANK LTD
1.83
NCD YES BANK LTD.
1.75
07.78% RAJASTHAN SDL 29/03/2033
1.65
7.74% MH SDL MAT - 01/03/2033
1.64
07.71% GUJARAT SDL 2026- 08/03/2034
1.64
NCD POWER FINANCE CORPORATION LTD.
1.63
7.26% GSEC MAT - 06/02/2033
1.63
7.64% UTTARPRADESH SDL 08/02/2036
1.63
NCD POWER FINANCE CORPORATION LTD.
1.63
NCD REC LTD
1.62
NCD POWER FINANCE CORPORATION LTD.
1.62
NCD HOUSING AND URBAN DEVELOPMENT CORPN
1.62
NCD SHRIRAM FINANCE LTD
1.62
NCD BAJAJ FINANCE LTD.
1.61
NCD HDFC BANK LTD. BASEL3T2
1.61
NCD HDFC LTD.
1.61
NCD HDB FINANCIAL SERVICES LTD.
1.61
NCD HDFC LTD.
1.60
NCD CHOLAMANDALAM INVESTMENT & FINANCE COMPANY LTD
1.60
NCD UNION BANK OF INDIA BASEL3T2
1.60
NCD TATA MOTORS FINANCE LTD.
1.59
NCD CANFIN HOMES LTD.
1.57
EQ - INFOSYS LTD.
1.45
07.72% GUJRAT SDL 15/03/2035
1.31
NCD ICICI BANK LTD
1.19
EQ - AXIS BANK LTD.
1.18
7.26% GSEC 14/01/29
0.98
EQ - BHARTI AIRTEL LTD.
0.95
EQ - STATE BANK OF INDIA
0.84
NCD CANARA BANK BASEL3AT1
0.65
EQ - INDUSIND BANK
0.59
EQ - TATA STEEL LTD.
0.59
EQ - HINDALCO INDUSTRIES LTD.
0.59
NCD PIRAMAL CAPITAL & HOUSING FINANCE LTD
0.57
EQ - MARUTI SUZUKI INDIA LTD.
0.55
EQ - EICHER MOTORS LTD
0.54
EQ - MPHASIS LTD
0.50
EQ - BAJAJ AUTO LTD.
0.49
EQ - ADITYA BIRLA FASHION & RETAIL
0.48
EQ - TECH MAHINDRA LTD.
0.46
EQ - CIPLA LTD.
0.45
EQ - SAMVARDHANA MOTHERSON INTL LTD
0.43
EQ - AJANTA PHARMA LTD.
0.39
EQ - SUN PHARMACEUTICALS INDUSTRIES
0.38
EQ - CROMPTON GREAVES CONSUMER ELEC
0.38
EQ - LTIMindtree Limited
0.36
EQ - GODREJ CONSUMER PRODUCTS LTD
0.36
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN
0.35
EQ - ICICI LOMBARD GENERAL INSURANC
0.35
EQ - JUBILANT FOODWORKS LTD.
0.35
EQ - TATA MOTORS LTD.
0.34
EQ - MARICO LTD
0.34
EQ - BRIGADE ENTERPRISES LTD.
0.32
EQ - BHARAT PETROLEUM CORPN LTD.
0.32
EQ - COROMANDEL INTERNATIONAL LTD.
0.32
EQ - AIA ENGINEERING LTD.
0.32
EQ - PHOENIX MILLS LTD
0.31
EQ - ICICI PRUDENTIAL LIFE INSURA L
0.31
EQ - SUVEN PHARMACEUTICALS LTD
0.30
EQ - HDFC LTD.
0.30
EQ - FORTIS HEALTHCARE LTD.
0.30
EQ - ERIS LIFESCIENCES LTD
0.29
EQ - SYMPHONY LTD.
0.28
EQ - CESC LTD.
0.27
EQ - GUJARAT GAS LTD
0.27
EQ - KAJARIA CERAMICS LTD.
0.27
EQ - SUPREME INDUSTRIES LTD.
0.26
EQ - BHARAT FORGE LTD.
0.26
EQ - V.I.P.INDUSTRIES LTD.
0.26
EQ - SHREE CEMENT LTD.
0.25
EQ - CANFIN HOMES LTD.
0.24
EQ - MULTI COMMODITY EXCHANGE OF IN
0.23
EQ - METROPOLIS HEALTHCARE LTD
0.22
EQ - G R INFRAPROJECTS LTD
0.22
EQ - BHARAT ELECTRONICS LTD.
0.21
EQ - NIPPON LIFE INDIA ASSET MANAGE
0.20
EQ - HERITAGE FOODS LTD.
0.19
364 D TBILL MAT - 01/06/2023
0.16
EQ - ZOMATO LTD
0.14
EQ - DALMIA BHARAT LTD
0.10
EQ - TEAMLEASE SERVICES LTD. .
0.08
EQ - INFO-EDGE (INDIA) LTD.
0.07
EQ - CHALET HOTELS LTD
0.07
NCD JAMNAGAR UTILITIES & POWER PVT LTD.
0.07
7.17% GSEC 08/01/2028
0.05
EQ - FILAMENTS INDIA LIMITED
0.00
EQ - TELEPHONE CABLES LTD.
0.00
EQ - GEEKAY EXIM (INDIA) LTD.
0.00
EQ - DAMANIA CAPITAL MARKETS LTD.
0.00
EQ - MODERN DENIM LTD.
0.00

Sector Holding%
Miscellaneous
41.11
Bank - Private
6.04
IT - Software
2.77
Pharmaceuticals & Drugs
1.82
Automobile Two & Three Wheelers
1.03
Telecommunication - Service Provider
0.95
Consumer Food
0.87
Bank - Public
0.84
Insurance
0.66
Consumer Durables - Domestic Appliances
0.65
Construction - Real Estate
0.64
Household & Personal Products
0.61
Metal - Non Ferrous
0.59
Steel & Iron Products
0.59
Automobiles - Passenger Cars
0.55
Finance - Housing
0.54
Hospital & Healthcare Services
0.52
Retailing
0.48
Auto Ancillary
0.43
Cement & Construction Materials
0.35
Automobiles-Trucks/Lcv
0.34
Castings/Forgings
0.32
Fertilizers
0.32
Refineries
0.32
Power Generation/Distribution
0.27
Gas Transmission/Marketing
0.27
Ceramics/Marble/Granite/Sanitaryware
0.27
Forgings
0.26
Plastic Products
0.26
Finance - Stock Broking
0.23
Engineering - Construction
0.22
Engineering - Industrial Equipments
0.21
Finance - Asset Management
0.20
e-Commerce
0.14
BPO/ITeS
0.07
Hotel, Resort & Restaurants
0.07
Cable
0.00
Textile
0.00
Trading
0.00

Fund Manager

Amit Premchandani

Education:PGDM (IIM Indore), CA, CFA
Experience:
Basic Details:
Funds Managed:
UTI Dividend Yield Fund
UTI Regular Savings Fund
UTI Value Opportunities Fund

Jaydeep Bhowal

Education:
Experience:
Basic Details:
Funds Managed:
UTI Gilt Fund with 10 year Constant Duration
UTI Gilt Fund with 10 year Constant Duration
UTI Regular Savings Fund

Holding Type Holding %
CARE-A-
1.75
CARE-AAA
1.62
Cash
7.09
CRISIL-AA+
4.17
CRISIL-AA-
1.59
CRISIL-AAA
25.02
Equity
24.79
ICRA-AA
0.57
ICRA-AA+
3.17
ICRA-AAA
1.61
IND-AA+
1.62
SOV
27.00

About UTI Regular Savings Fund

Scheme Analysis

UTI Regular Savings Fund is a Hybrid - Conservative Hybrid Fund fund and belongs to UTI Mutual Fund. It was launched on 16-Dec-2003 and currently has an AUM of ₹1,551.12 crore. UTI Regular Savings Fund is benchmarked against Crisil 10 Yr Gilt Index as primary index and NIFTY 50 Hybrid Composite Debt 15:85 Index as secondary index.

The NAV of UTI Regular Savings Fund ended up ₹0.11(0.2%)yesterday to ₹55.2015.

Among its top 3 holdings the fund has exposure to NET CURRENT ASSETS, and

The UTI Regular Savings Fund is managed by Amit Premchandani and Jaydeep Bhowal.

Fund House Contact

Address:

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East) Mumbai - 400 051

Phone Number: +91 (22) 66786666

Email Address: service@uti.co.in

Fax Number: +91 (22) 66786503,56786578

Website: www.utimf.com

Financial Health Checkup

Money Simplified Videos

Infographics