UTI-Retirement Benefit Pension Fund - Growth - Regular Plan

₹25.29 0.31 %Nav, as on 18-11-2019
Previous Nav
₹ 25.2179
Net Change on 18-11-2019
₹0.08
PersonalFN Rating
Unrated
Category
Solution Oriented - Retirement Fund
Assets (Cr.)
₹ 2,749.61
Expense Ratio
1.85%
(As on Oct 31, 2019)

Fund Overview Growth | Regular Plan

Fund House
UTI Mutual Fund
Launch Date
27-Dec-1994
Benchmark
Crisil 10 Yr Gilt Index
Minimum Investment (₹)
500
Minimum Addl Investment (₹)
Exit Load (%)
Nil
Minimum SIP Investment (₹)
500
Minimum STP Investment (₹)
100
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
100.84
52 Week Low Nav Date
22-Aug-2019
52 Week High Nav (₹)
109.89
52 Week High Nav Date
03-Jun-2019

Fund Objective

The investment objective of the scheme is primarily to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments.However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
UTI - Retirement Benefit Pension Fund	16.30	8.39	-1.53	4.25	5.62	9.86
Crisil 10 Yr Gilt Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Short Term Debt Hybrid 60+40 Fund Index	1.22	4.68	10.69	10.23	8.76	9.17

Returns upto 1 year is Absolute, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
UTI - Retirement Benefit Pension Fund	Dec 27, 1994	Unrated	-1.53	4.25	5.62	1.85	2,749.61
Franklin India Pension Plan-Growth	Mar 31, 1997	Unrated	9.55	6.71	7.79	2.25	450.21

Fund Holdings as on 31-October-2019

Company % Assets
NET CURRENT ASSETS
15.69
GSEC RESERVE BANK OF INDIAMATURING 14/01/2029
4.55
NCDR MAGMA FINCORP LTD.
3.64
EQ ICICI BANK LTD
3.49
NCD INDIABULLS HOUSING FINANCE LTD.
3.20
NCD STATE BANK OF INDIA
2.91
EQ ITC LTD.
2.66
NCD STATE BANK OF INDIA
2.27
EQ HDFC LTD.
2.07
EQ INFOSYS LTD.
2.00
NCD HOUSING AND URBAN DEVELOPMENT CORPN
1.93
NCD REC LTD
1.84
NCD HDFC LTD.
1.84
NCDR INDOSTAR CAPITAL FINANCE LTD.
1.77
NCD CHOLAMANDALAM INVESTMENT & FINANCE COMPANY LTD
1.69
NCD ANDHRA BANK
1.54
NCD NTPC LTD.
1.53
EQ STATE BANK OF INDIA
1.44
NCD SHRIRAM TRANSPORT FINANCE CO.LTD.
1.44
NCD NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
1.35
NCD INDIAN RAILWAYS FIN CORPN LTD.
1.34
EQ SUN PHARMACEUTICALS INDUSTRIES LTD.
1.32
EQ AXIS BANK LTD.
1.28
EQ LARSEN & TOUBRO LTD.
1.26
NCD BANK OF BARODA
1.23
NCD JORABAT SHILLONG EXPRESSWAY LIMITED
1.20
EQ INDUS IND BANK LTD.
1.14
EQ BHARTI AIRTEL LTD.
1.11
EQ HERO MOTOCORP LTD.
0.95
NCD SYNDICATE BANK
0.93
NCD ANDHRA BANK
0.93
NCD LIC HOUSING FINANCE LTD.
0.93
NCD INDIAN RAILWAYS FIN CORPN LTD.
0.90
EQ NTPC LTD.
0.87
NCD AXIS FINANCE LTD
0.86
EQ GAIL (INDIA) LTD.
0.80
EQ MULTI COMMODITY EXCHANGE OF INDIA LTD
0.75
EQ LUPIN LTD.
0.73
NCD SIKKA PORTS & TERMINALS LTD.
0.69
EQ PHOENIX MILLS LTD
0.67
EQ LIC HOUSING FINANCE LTD.
0.64
EQ MPHASIS LTD
0.63
NCD VODAFONE IDEA LTD
0.62
EQ FEDERAL BANK LTD.
0.62
EQ CADILA HEALTHCARE LTD.
0.61
NCD EXIM BANK
0.58
EQ CASTROL INDIA LTD.
0.58
NCD U P POWER CORPORATION LTD
0.54
NCD PUNJAB NATIONAL BANK
0.54
EQ MOTILAL OSWAL FINANCIAL SERVICES LTD.
0.53
EQ PETRONET LNG LTD.
0.51
EQ HDFC BANK LTD.
0.50
EQ OBEROI REALTY LIMITED
0.50
EQ TATA STEEL LTD.
0.48
EQ AMARRAJA BATTERIES LTD.
0.47
EQ GHCL LTD.
0.47
EQ ADITYA BIRLA CAPITAL LTD
0.46
EQ INDIAN OIL CORPORATION LTD.
0.45
EQ MAHINDRA LIFESPACE DEVELOPERS LTD
0.45
EQ SUN TV NETWORK LTD.
0.45
EQ TECH MAHINDRA LTD
0.44
EQ APOLLO TYRES LTD.
0.44
EQ EMAMI LTD.
0.44
EQ MAX FINANCIAL SERVICES LTD.
0.42
EQ MUTHOOT FINANCE LTD
0.41
EQ TATA POWER COMPANY LTD.
0.40
EQ VEDANTA LTD
0.39
GSEC RESERVE BANK OF INDIAMATURING 28/08/2032
0.39
NCD HOUSING AND URBAN DEVELOPMENT CORPN
0.39
EQ TATA MOTORS LTD.
0.38
EQ TORRENT POWER LTD.
0.38
NCDR POWER FINANCE CORPORATION LTD.
0.37
EQ VARDHMAN TEXTILES LTD.
0.36
EQ CUMMINS INDIA LTD.
0.35
EQ ERIS LIFESCIENCES LTD
0.34
DDB JM FINANCIAL ASSET RECONSTRUCTION CO LTD
0.34
NCD INDIABULLS HOUSING FINANCE LTD.
0.34
EQ DCM SHRIRAM LTD.
0.33
EQ NAVA BHARAT VENTURES LTD.
0.30
EQ NATIONAL ALUMINIUM COMPANY LTD.
0.29
EQ RANE HOLDINGS LTD.
0.28
EQ GUJARAT PIPAVAV PORT LTD.
0.27
EQ INDIAN HOTELS COMPANY LTD.
0.26
EQ CESC LTD
0.24
EQ SP APPARELS LTD.
0.23
EQ HERITAGE FOODS LTD.
0.23
EQ SATIN CREDITCARE NETWORK LTD
0.23
EQ DECCAN CEMENTS LTD.
0.22
FEDERAL BANK LTD STD - 371 DaysMargin deposit
0.20
EQ GENUS POWER INFRASTRUCTURE LTD.
0.19
UJJIVAN SMALL FINANCE BANK STD - 365 DaysMargin deposit
0.18
EQ BAJAJ CONSUMER CARE LTD
0.18
EQ AJANTA PHARMA LIMITED
0.17
NCD YES BANK LTD.
0.14
NCD POWER FINANCE CORPORATION LTD.
0.10
NCD POWER FINANCE CORPORATION LTD.
0.03
MF UNITS-UTI OVERNIGHT FUND - DIRECT GROWTH
0.03
EQ-RGTREN TATA STEEL LTD.
0.00
EQ INFORMATION TECHNOLOGIES (I) LTD.
0.00
EQ COLLABERA SOLUTIONS PVT LTD.
0.00
NCDR DEWAN HSG FINANCE CORPORATION LTD
0.00

Sector Holding%
Miscellaneous
39.91
Bank - Private
7.02
Pharmaceuticals & Drugs
3.17
IT - Software
3.07
Finance - Housing
2.72
Cigarettes/Tobacco
2.66
Power Generation/Distribution
2.19
Construction - Real Estate
1.61
Bank - Public
1.44
Finance - NBFC
1.40
Industrial Gases & Fuels
1.31
Engineering - Construction
1.26
Telecommunication - Service Provider
1.11
Automobile Two & Three Wheelers
0.95
Finance - Stock Broking
0.75
Household & Personal Products
0.62
Textile
0.60
Lubricants
0.58
Steel & Iron Products
0.48
Chemicals
0.47
Batteries
0.47
TV Broadcasting & Software Production
0.45
Refineries
0.45
Tyres & Allied
0.44
Finance - Others
0.42
Metal - Non Ferrous
0.39
Diesel Engines
0.35
Diversified
0.33
Aluminium & Aluminium Products
0.29
Finance - Investment
0.28
Port
0.27
Hotel, Resort & Restaurants
0.26
Finance Term Lending
0.23
Consumer Food
0.23
Cement & Construction Materials
0.22
Engineering - Industrial Equipments
0.19
BPO/ITeS
0.00
Unspecified
0.00

About UTI-Retirement Benefit Pension Fund

Scheme Analysis

UTI-Retirement Benefit Pension Fund is a Solution Oriented - Retirement Fund fund and belongs to UTI Mutual Fund. It was launched on 27-Dec-1994 and currently has an AUM of ₹2,749.61 crore. UTI-Retirement Benefit Pension Fund is benchmarked against Crisil 10 Yr Gilt Index as primary index and CRISIL Short Term Debt Hybrid 60+40 Fund Index as secondary index.

The NAV of UTI-Retirement Benefit Pension Fund ended up ₹0.08(0.31%)yesterday to ₹25.29.

Among its top 3 holdings the fund has exposure to NET CURRENT ASSETS, GSEC RESERVE BANK OF INDIAMATURING 14/01/2029 and NCDR MAGMA FINCORP LTD.

The UTI-Retirement Benefit Pension Fund is managed by Amandeep Singh Chopra and V. Srivatsa.

Fund House Contact

Address:

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East) Mumbai - 400 051

Phone Number: +91 (22) 66786666

Email Address: service@uti.co.in

Fax Number: +91 (22) 66786503,56786578

Website: www.utimf.com

Fund Manager

Amandeep Singh Chopra

Education:BSc, MBA
Experience:21 Years
Basic Details:Mr. Chopra has been with UTI AMC since 1994 and has been responsible for increasing the asset value in some of the select funds. He has achieved CPR1 and CPR2 ranking for several funds as a Fund Manager. Three of his funds namely UTI Liquid Cash Plan, UTI liquid Cash Plan-Institutional and UTI Bond Fund has been awarded CNBC TV-18 Crisil Mutual Award. Presently, he is functioning as the Head of Fixed Income.
Funds Managed:
UTI Bond Fund
UTI CCF- Savings Plan
UTI Dynamic Bond Fund
UTI Floater Fund
UTI Gilt Fund
UTI Liquid Cash Plan
UTI Medium Term Fund
UTI Money Market Fund
UTI Overnight Fund
UTI Regular Savings Fund
UTI-Retirement Benefit Pension Fund
UTI-Unit Linked Insurance Plan

V. Srivatsa

Education:B.Com., ICWA, ACA, PGDM
Experience:5 Yeras
Basic Details:He has 3 years of experience in the Equity Securities Research handling variety of sectors. Last two years in the fund management as fund manager for offshore funds. He is looking after fund management of Hybrid Schemes as an adhoc arrangement and reports to Head of Fixed Income.
Funds Managed:
UTI Core Equity Fund
UTI Equity Savings Fund
UTI Healthcare Fund
UTI Hybrid Equity Fund
UTI-Retirement Benefit Pension Fund

Holding Type Holding %
CARE A-
0.62
CARE-A+
1.86
CARE-AA
2.77
CARE-AA+
2.03
CARE-AA-
1.77
CARE-D
0.00
Cash
15.69
CRISIL-AA+
6.62
CRISIL-AAA
12.36
Deposits
0.38
Equity
38.68
FITCH-A
0.54
FITCH-AA(SO)
0.54
FITCH-AA-
3.64
FITCH-D(SO)
1.20
ICRA-A+
0.14
ICRA-AA+
3.20
ICRA-AA-
0.34
ICRA-AAA
2.32
MFU
0.03
Rights
0.38
SOV
4.94

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