UTI-Retirement Benefit Pension Fund - Growth - Regular Plan

₹25.64 0.22 %Nav, as on 26-06-2019
Previous Nav
₹ 25.5843
Net Change on 26-06-2019
₹0.06
PersonalFN Rating
Unrated
Category
Solution Oriented - Retirement Fund
Assets (Cr.)
₹ 2,839.17
Expense Ratio
1.91%
(As on May 31, 2019)

Fund Overview Growth | Regular Plan

Fund House
UTI Mutual Fund
Launch Date
27-Dec-1994
Benchmark
Crisil 10 Yr Gilt Index
Minimum Investment (₹)
500
Minimum Addl Investment (₹)
Exit Load (%)
Nil
Minimum SIP Investment (₹)
500
Minimum STP Investment (₹)
100
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
103.10
52 Week Low Nav Date
09-Oct-2018
52 Week High Nav (₹)
109.89
52 Week High Nav Date
03-Jun-2019

Fund Objective

The investment objective of the scheme is primarily to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments.However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
UTI - Retirement Benefit Pension Fund	-36.42	-8.87	-0.76	6.77	7.61	10.09
Crisil 10 Yr Gilt Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Short Term Debt Hybrid 60+40 Fund Index	0.33	2.62	8.63	10.43	9.62	9.20

Returns upto 1 year is Absolute, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
UTI - Retirement Benefit Pension Fund	Dec 27, 1994	Unrated	-0.76	6.77	7.61	1.91	2,839.17
Tata Retirement Savings Fund Moderate -Regular Plan (Growth)	Nov 04, 2011	Unrated	0.98	12.65	14.37	2.29	1,100.88
Tata Retirement Savings Fund -Regular Plan -Progressive -Growth	Nov 04, 2011	Unrated	1.52	14.92	14.11	2.46	640.52
Franklin India Pension Plan-Growth	Mar 31, 1997	Unrated	6.61	7.55	9.71	2.28	442.54
Tata Retirement Savings Fund Regular Plan-Conservative Plan (Growth)	Nov 04, 2011	Unrated	5.85	8.68	9.24	2.25	131.03

Fund Holdings as on 31-May-2019

Company % Assets
NCD HDFC LTD.
3.59
NCDR MAGMA FINCORP LTD.
3.50
NCD INDIABULLS HOUSING FINANCE LTD.
3.45
NET CURRENT ASSETS
3.24
EQ ICICI BANK LTD
3.09
NCD STATE BANK OF INDIA
2.78
NCD ZYDUS WELLNESS LTD.
2.65
EQ INFOSYS LTD.
2.42
EQ ITC LTD.
2.41
NCD INDIAN RAILWAYS FIN CORPN LTD.
2.17
NCD DEWAN HSG FINANCE CORPORATION LTD
1.87
NCD HOUSING AND URBAN DEVELOPMENT CORPN
1.82
NCD NRSS XXIX TRANSMISSION LTD
1.76
GSEC RESERVE BANK OF INDIAMATURING 08/01/2028
1.76
C P COX AND KINGS LTD.
1.75
NCD REC LTD
1.73
NCDR INDOSTAR CAPITAL FINANCE LTD.
1.73
NCD RELIANCE BUSINESS BROADCAST NEWS HOLDINGS LTD
1.72
NCD RELIANCE BUSINESS BROADCAST NEWS HOLDINGS LTD
1.72
NCD CHOLAMANDALAM INVESTMENT & FINANCE COMPANY LTD
1.64
GSEC RESERVE BANK OF INDIAMATURING 09/05/2030
1.63
NCD STATE BANK OF INDIA
1.62
EQ HDFC LTD.
1.50
NCD ANDHRA BANK
1.50
EQ LARSEN & TOUBRO LTD.
1.48
NCD NTPC LTD.
1.45
NCDR DEWAN HSG FINANCE CORPORATION LTD
1.43
EQ STATE BANK OF INDIA
1.41
NCD SHRIRAM TRANSPORT FINANCE CO.LTD.
1.39
NCD NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
1.27
EQ BHARTI AIRTEL LTD.
1.22
NCD BANK OF BARODA
1.17
NCD JORABAT SHILLONG EXPRESSWAY LIMITED
1.16
EQ SUN PHARMACEUTICALS INDUSTRIES LTD.
0.94
EQ HERO MOTOCORP LTD.
0.91
NCD SYNDICATE BANK
0.89
NCD ANDHRA BANK
0.89
NCD AXIS FINANCE LTD
0.82
NCD VODAFONE IDEA LTD
0.81
EQ NTPC LTD.
0.80
EQ MAHINDRA & MAHINDRA LTD.
0.78
EQ VEDANTA LTD
0.72
EQ GRASIM INDUSTRIES LTD.
0.71
EQ LIC HOUSING FINANCE LTD.
0.71
NCD SHRIRAM HOUSING FINANCE LTD
0.71
EQ LUPIN LTD.
0.70
NCD SIKKA PORTS & TERMINALS LTD.
0.66
EQ FEDERAL BANK LTD.
0.64
EQ INDIAN OIL CORPORATION LTD.
0.61
EQ PHOENIX MILLS LTD
0.59
EQ CADILA HEALTHCARE LTD.
0.59
NCD EXIM BANK
0.55
EQ GHCL LTD.
0.54
EQ CASTROL INDIA LTD.
0.54
GSEC RESERVE BANK OF INDIAMATURING 14/01/2029
0.54
EQ INFO-EDGE (INDIA) LTD.
0.53
EQ MULTI COMMODITY EXCHANGE OF INDIA LTD
0.52
EQ TATA STEEL LTD.
0.52
NCD PUNJAB NATIONAL BANK
0.51
NCD U P POWER CORPORATION LTD
0.51
NCD INDIABULLS HOUSING FINANCE LTD.
0.50
EQ MPHASIS LTD
0.49
EQ MAHINDRA LIFESPACE DEVELOPERS LTD
0.49
EQ MOTILAL OSWAL FINANCIAL SERVICES LTD.
0.49
EQ CESC LTD
0.48
EQ CHOLAMANDALAM FINANCIAL HOLDINGS LTD
0.48
EQ HDFC BANK LTD.
0.47
EQ ATUL LTD.
0.47
EQ NIIT TECHNOLOGIES LTD.
0.46
EQ VARDHMAN TEXTILES LTD.
0.45
EQ APOLLO TYRES LTD.
0.45
EQ MAX FINANCIAL SERVICES LTD.
0.45
EQ TATA POWER COMPANY LTD.
0.45
EQ OBEROI REALTY LIMITED
0.44
EQ PETRONET LNG LTD.
0.43
EQ MAHINDRA & MAHINDRA FIN.SER.LTD.
0.41
EQ TORRENT POWER LTD.
0.41
EQ DCM SHRIRAM LTD.
0.40
EQ DR REDDY'S LABORATORIES LTD.
0.39
EQ TATA MOTORS LTD.
0.38
EQ NAVA BHARAT VENTURES LTD.
0.37
EQ RANE HOLDINGS LTD.
0.37
EQ MAX INDIA LTD.
0.37
EQ NIIT LTD.
0.37
EQ SUNDARAM FINANCE LTD.
0.36
NCD HOUSING AND URBAN DEVELOPMENT CORPN
0.36
NCDR POWER FINANCE CORPORATION LTD.
0.36
EQ NLC INDIA LTD
0.36
EQ SUN TV NETWORK LTD.
0.34
EQ SP APPARELS LTD.
0.33
DDB JM FINANCIAL ASSET RECONSTRUCTION CO LTD
0.32
EQ YES BANK LTD.
0.32
EQ SATIN CREDITCARE NETWORK LTD
0.31
EQ CHALET HOTELS LTD
0.31
EQ MUTHOOT FINANCE LTD
0.28
EQ PIRAMAL ENTERPRISES LTD.
0.27
EQ TATA GLOBAL BEVERAGES LTD.
0.26
EQ DECCAN CEMENTS LTD.
0.25
EQ HERITAGE FOODS LTD.
0.25
EQ ADITYA BIRLA CAPITAL LTD
0.21
EQ GENUS POWER INFRASTRUCTURE LTD.
0.20
EQ AXIS BANK LTD.
0.20
FEDERAL BANK LTD STD - 371 DaysMargin deposit
0.19
GSEC RESERVE BANK OF INDIAMATURING 28/08/2032
0.19
UJJIVAN SMALL FINANCE BANK STD - 365 DaysMargin deposit
0.18
NCD YES BANK LTD.
0.16
NCD POWER FINANCE CORPORATION LTD.
0.09
EQ GUJARAT STATE PETRONET LTD.
0.08
NCD POWER FINANCE CORPORATION LTD.
0.02
MF UNITS-UTI G-SEC STP -DIRECT GROWTH
0.02
NCD HDFC LTD.
0.02
EQ-RGTREN TATA STEEL LTD.
0.00
EQ COLLABERA SOLUTIONS PVT LTD.
0.00
EQ INFORMATION TECHNOLOGIES (I) LTD.
0.00

Sector Holding%
Miscellaneous
51.32
Bank - Private
4.72
IT - Software
3.36
Pharmaceuticals & Drugs
2.89
Power Generation/Distribution
2.87
Cigarettes/Tobacco
2.41
Finance - Housing
2.21
Finance - NBFC
1.75
Construction - Real Estate
1.52
Engineering - Construction
1.48
Bank - Public
1.41
Finance - Investment
1.22
Telecommunication - Service Provider
1.22
Diversified
1.11
Chemicals
1.01
Automobile Two & Three Wheelers
0.91
Automobiles - Passenger Cars
0.78
Textile
0.78
Metal - Non Ferrous
0.72
Refineries
0.61
Lubricants
0.54
BPO/ITeS
0.53
Finance - Stock Broking
0.52
Steel & Iron Products
0.52
Tyres & Allied
0.45
Finance - Others
0.45
Industrial Gases & Fuels
0.43
IT - Education
0.37
TV Broadcasting & Software Production
0.34
Finance Term Lending
0.31
Hotel, Resort & Restaurants
0.31
Tea/Coffee
0.26
Cement & Construction Materials
0.25
Consumer Food
0.25
Engineering - Industrial Equipments
0.20
Gas Transmission/Marketing
0.08
Unspecified
0.00

About UTI-Retirement Benefit Pension Fund

Scheme Analysis

UTI-Retirement Benefit Pension Fund is a Solution Oriented - Retirement Fund fund and belongs to UTI Mutual Fund. It was launched on 27-Dec-1994 and currently has an AUM of ₹2,839.17 crore. UTI-Retirement Benefit Pension Fund is benchmarked against Crisil 10 Yr Gilt Index as primary index and CRISIL Short Term Debt Hybrid 60+40 Fund Index as secondary index.

The NAV of UTI-Retirement Benefit Pension Fund ended up ₹0.06(0.22%)yesterday to ₹25.64.

Among its top 3 holdings the fund has exposure to NCD HDFC LTD., NCDR MAGMA FINCORP LTD. and NCD INDIABULLS HOUSING FINANCE LTD.

The UTI-Retirement Benefit Pension Fund is managed by Amandeep Singh Chopra .

Fund House Contact

Address:

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East) Mumbai - 400 051

Phone Number: +91 (22) 66786666

Email Address: service@uti.co.in

Fax Number: +91 (22) 66786503,56786578

Website: www.utimf.com

Fund Manager

Amandeep Singh Chopra

Education:BSc, MBA
Experience:21 Years
Basic Details:Mr. Chopra has been with UTI AMC since 1994 and has been responsible for increasing the asset value in some of the select funds. He has achieved CPR1 and CPR2 ranking for several funds as a Fund Manager. Three of his funds namely UTI Liquid Cash Plan, UTI liquid Cash Plan-Institutional and UTI Bond Fund has been awarded CNBC TV-18 Crisil Mutual Award. Presently, he is functioning as the Head of Fixed Income.
Funds Managed:
UTI Bond Fund
UTI CCF- Savings Plan
UTI Dynamic Bond Fund
UTI Floater Fund
UTI Gilt Fund
UTI Liquid Cash Plan
UTI Medium Term Fund
UTI Money Market Fund
UTI Overnight Fund
UTI Regular Savings Fund
UTI-Retirement Benefit Pension Fund
UTI-Unit Linked Insurance Plan

Holding Type Holding %
CARE-A+
1.78
CARE-A1+
1.75
CARE-AA
2.67
CARE-AA+
2.35
CARE-AA-
2.54
CARE-AAA
0.50
CARE-BBB(SO)
3.44
CARE-BBB-
3.30
Cash
3.24
CRISIL-AA+
8.44
CRISIL-AAA
17.94
Deposits
0.37
Equity
38.80
FITCH-A+
0.51
FITCH-AA(SO)
0.51
FITCH-AA-
3.50
FITCH-D(SO)
1.16
ICRA-AA-
0.48
ICRA-AAA
2.18
MFU
0.02
Rights
0.38
SOV
4.12

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