UTI-Retirement Benefit Pension Fund - Growth - Regular Plan

₹25.4841 (-0.16%)Nav, as on 08-07-2020
Previous Nav
₹ 25.5262
Net Change on 08-07-2020
₹-0.04
PersonalFN Rating
Unrated
Category
Solution Oriented - Retirement Fund
Assets (Cr.)
₹ 2,635.81
Expense Ratio
2.06%
(As on May 31, 2020)

Fund Overview Growth | Regular Plan

Fund House
UTI Mutual Fund
Launch Date
27-Dec-1994
Benchmark
Crisil 10 Yr Gilt Index
Minimum Investment (₹)
500
Minimum Addl Investment (₹)
Exit Load (%)
Nil
Minimum SIP Investment (₹)
500
Minimum STP Investment (₹)
100
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
88.65
52 Week Low Nav Date
23-Mar-2020
52 Week High Nav (₹)
107.43
52 Week High Nav Date
16-Jan-2020

Fund Objective

The investment objective of the scheme is primarily to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments.However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
UTI - Retirement Benefit Pension Fund	39.80	50.48	0.27	1.07	5.03	9.65
Crisil 10 Yr Gilt Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Short Term Debt Hybrid 60+40 Fund Index	3.31	11.91	6.19	7.22	8.31	8.80

Returns upto 1 year is Absolute, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
UTI - Retirement Benefit Pension Fund	Dec 27, 1994	0.27	1.07	5.03	2.06	2,635.81
Nippon India Retirement Fund- Wealth Creation Scheme- Growth Option	Feb 11, 2015	-21.38	-4.40	0.80	2.32	1,262.51
Tata Retirement Savings Fund Moderate -Regular Plan (Growth)	Nov 04, 2011	-0.90	3.61	7.44	2.23	1,033.81
Tata Retirement Savings Fund -Regular Plan -Progressive -Growth	Nov 04, 2011	-3.29	3.57	8.54	2.45	681.22
Franklin India Pension Plan-Growth	Mar 31, 1997	2.54	4.27	5.97	2.27	407.03
Nippon India Retirement Fund- Income Generation Scheme-Growth Option	Feb 11, 2015	4.05	5.48	7.05	2.19	249.39

Fund Holdings as on 31-May-2020

Company % Assets
GSEC RESERVE BANK OF INDIAMATURING 07/10/2029
9.78
NET CURRENT ASSETS
6.02
NCD NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
4.00
NCD GREEN INFRA WIND ENERGY LTD
3.72
NCD INDIABULLS HOUSING FINANCE LTD.
3.43
EQ INFOSYS LTD.
2.84
EQ ITC LTD.
2.45
NCD INDIAN RAILWAYS FIN CORPN LTD.
2.00
NCD INDIAN RAILWAYS FIN CORPN LTD.
1.99
EQ ICICI BANK LTD
1.99
NCD L & T INFRASTRUCTURE FINANCE COMPANY LIMITED
1.92
NCD HOUSING AND URBAN DEVELOPMENT CORPN
1.90
EQ HDFC LTD.
1.90
NCD REC LTD
1.87
NCDR INDOSTAR CAPITAL FINANCE LTD.
1.86
NCD CHOLAMANDALAM INVESTMENT & FINANCE COMPANY LTD
1.85
EQ BHARTI AIRTEL LTD.
1.71
NCD NTPC LTD.
1.68
EQ HDFC BANK LTD.
1.60
NCD INDIAN RAILWAYS FIN CORPN LTD.
1.46
EQ RELIANCE INDUSTRIES LTD.
1.40
EQ LARSEN & TOUBRO LTD.
1.31
EQ NTPC LTD.
1.30
EQ SUN PHARMACEUTICALS INDUSTRIES LTD.
1.26
NCD JORABAT SHILLONG EXPRESSWAY LIMITED
1.25
EQ STATE BANK OF INDIA
1.23
NCD POWER GRID CORPORATION OF INDIA LTD
1.03
EQ AXIS BANK LTD.
1.03
GSEC RESERVE BANK OF INDIAMATURING 08/04/2026
1.02
GSEC RESERVE BANK OF INDIAMATURING 14/01/2029
1.02
NCD LIC HOUSING FINANCE LTD.
0.99
NCD NATIONAL HIGHWAYS AUTHORITY OF INDIA
0.98
NCD LARSEN & TOUBRO LTD.
0.97
NCD HDFC LTD.
0.96
NCD POWER FINANCE CORPORATION LTD.
0.95
NCD NATIONAL HIGHWAYS AUTHORITY OF INDIA
0.95
NCD ANDHRA BANK
0.95
EQ CIPLA LTD.
0.80
NCD SIKKA PORTS & TERMINALS LTD.
0.75
EQ HERO MOTOCORP LTD.
0.74
NCD EDELWEISS RETAIL FINANCE LIMITED
0.71
EQ CADILA HEALTHCARE LTD.
0.70
EQ GAIL (INDIA) LTD.
0.66
EQ MPHASIS LTD
0.62
EQ LUPIN LTD.
0.59
EQ MOTILAL OSWAL FINANCIAL SERVICES LTD.
0.58
EQ PETRONET LNG LTD.
0.58
EQ AJANTA PHARMA LIMITED
0.57
EQ TATA STEEL LTD.
0.56
NCD PUNJAB NATIONAL BANK
0.55
EQ MUTHOOT FINANCE LTD
0.52
EQ GUJARAT STATE PETRONET LTD.
0.51
EQ CASTROL INDIA LTD.
0.47
EQ TORRENT POWER LTD.
0.47
EQ ERIS LIFESCIENCES LTD
0.45
EQ FEDERAL BANK LTD.
0.45
EQ HINDUSTAN ZINC LTD.
0.45
EQ ORACLE FINANCIAL SERVICES SOFTWARE LTD.
0.44
EQ AMARRAJA BATTERIES LTD.
0.44
EQ TATA POWER COMPANY LTD.
0.42
EQ BHARAT PETROLEUM CORPORATION LTD.
0.42
EQ DCM SHRIRAM LTD.
0.42
EQ MULTI COMMODITY EXCHANGE OF INDIA LTD
0.42
NCD ALLAHABAD BANK
0.42
EQ PHOENIX MILLS LTD
0.41
EQ CUMMINS INDIA LTD.
0.41
EQ BHARAT ELECTRONICS LTD.
0.41
EQ AMBUJA CEMENTS LTD.
0.40
EQ ESCORTS LTD.
0.39
EQ EMAMI LTD.
0.39
EQ LIC HOUSING FINANCE LTD.
0.39
EQ TECH MAHINDRA LTD
0.39
EQ ADITYA BIRLA CAPITAL LTD
0.38
EQ MAX FINANCIAL SERVICES LTD.
0.36
NCD BANK OF BARODA
0.34
EQ VARDHMAN TEXTILES LTD.
0.34
EQ OBEROI REALTY LIMITED
0.33
EQ INDIAN OIL CORPORATION LTD.
0.33
NCD INDIABULLS HOUSING FINANCE LTD.
0.30
EQ TATA MOTORS LTD.
0.30
EQ INDUS IND BANK LTD.
0.29
EQ BHARAT FORGE LTD.
0.29
EQ GHCL LTD.
0.29
NCD VODAFONE IDEA LTD
0.28
EQ HERITAGE FOODS LTD.
0.24
EQ INDIAN HOTELS COMPANY LTD.
0.23
NCD SHRIRAM TRANSPORT FINANCE CO.LTD.
0.21
EQ GREAT EASTERN SHIPPING CO. LTD.
0.21
EQ NAVA BHARAT VENTURES LTD.
0.20
NCD DILIP BUILDCON LTD
0.19
NCD DILIP BUILDCON LTD
0.19
NCD DILIP BUILDCON LTD
0.19
NCD DILIP BUILDCON LTD
0.19
NCD DILIP BUILDCON LTD
0.19
NCD DILIP BUILDCON LTD
0.19
NCD DILIP BUILDCON LTD
0.19
NCD DILIP BUILDCON LTD
0.19
NCD DILIP BUILDCON LTD
0.19
NCD DILIP BUILDCON LTD
0.19
NCD AXIS FINANCE LTD
0.18
EQ DECCAN CEMENTS LTD.
0.16
EQ BAJAJ CONSUMER CARE LTD
0.13
EQ-PP RELIANCE INDUSTRIES LTD.
0.11
EQ SP APPARELS LTD.
0.07
MF UNITS-UTI OVERNIGHT FUND - DIRECT GROWTH
0.03
EQ RANE HOLDINGS LTD.
0.00
EQ-RGTREN TATA STEEL LTD.
0.00
EQ COLLABERA SOLUTIONS PVT LTD.
0.00
EQ INFORMATION TECHNOLOGIES (I) LTD.
0.00
NCDR DEWAN HSG FINANCE CORPORATION LTD
0.00

Sector Holding%
Miscellaneous
42.34
Bank - Private
5.37
Pharmaceuticals & Drugs
4.38
IT - Software
4.28
Cigarettes/Tobacco
2.45
Power Generation/Distribution
2.40
Finance - Housing
2.29
Refineries
2.15
Telecommunication - Service Provider
1.71
Finance - NBFC
1.48
Engineering - Construction
1.31
Industrial Gases & Fuels
1.24
Bank - Public
1.23
Automobile Two & Three Wheelers
0.74
Construction - Real Estate
0.74
Cement & Construction Materials
0.56
Steel & Iron Products
0.56
Household & Personal Products
0.53
Gas Transmission/Marketing
0.51
Lubricants
0.47
Metal - Non Ferrous
0.45
Batteries
0.44
Diversified
0.42
Finance - Stock Broking
0.42
Textile
0.41
Diesel Engines
0.41
Engineering - Industrial Equipments
0.41
Automobiles-Tractors
0.39
Finance - Others
0.36
Forgings
0.29
Chemicals
0.29
Consumer Food
0.24
Hotel, Resort & Restaurants
0.23
Shipping
0.21
Unspecified
0.00
Finance - Investment
0.00
BPO/ITeS
0.00

Fund Manager

Amandeep Singh Chopra

Education:BSc, MBA
Experience:21 Years
Basic Details:Mr. Chopra has been with UTI AMC since 1994 and has been responsible for increasing the asset value in some of the select funds. He has achieved CPR1 and CPR2 ranking for several funds as a Fund Manager. Three of his funds namely UTI Liquid Cash Plan, UTI liquid Cash Plan-Institutional and UTI Bond Fund has been awarded CNBC TV-18 Crisil Mutual Award. Presently, he is functioning as the Head of Fixed Income.
Funds Managed:
UTI Bond Fund
UTI CCF- Savings Plan
UTI Dynamic Bond Fund
UTI Floater Fund
UTI Floater Fund
UTI Gilt Fund
UTI Liquid Cash Plan
UTI Liquid Cash Plan
UTI Medium Term Fund
UTI Money Market Fund
UTI Money Market Fund
UTI Overnight Fund
UTI Regular Savings Fund
UTI-Retirement Benefit Pension Fund
UTI-Unit Linked Insurance Plan

V. Srivatsa

Education:B.Com., ICWA, ACA, PGDM
Experience:5 Yeras
Basic Details:He has 3 years of experience in the Equity Securities Research handling variety of sectors. Last two years in the fund management as fund manager for offshore funds. He is looking after fund management of Hybrid Schemes as an adhoc arrangement and reports to Head of Fixed Income.
Funds Managed:
UTI Core Equity Fund
UTI Equity Savings Fund
UTI Healthcare Fund
UTI Hybrid Equity Fund
UTI-Retirement Benefit Pension Fund

Holding Type Holding %
CARE-AA
1.59
CARE-AA+
1.85
CARE-AA-
1.86
CARE-BB-
0.28
CARE-D
0.00
Cash
6.02
CRISIL-A
1.90
CRISIL-AA
3.43
CRISIL-AA(SO)
3.72
CRISIL-AA+
0.21
CRISIL-AA-
0.42
CRISIL-AAA
18.68
Equity
39.34
FITCH-A
0.55
FITCH-D(SO)
1.25
ICRA-A+
0.71
ICRA-AAA
5.90
MFU
0.03
Rights
0.41
SOV
11.82

About UTI-Retirement Benefit Pension Fund

Scheme Analysis

UTI-Retirement Benefit Pension Fund is a Solution Oriented - Retirement Fund fund and belongs to UTI Mutual Fund. It was launched on 27-Dec-1994 and currently has an AUM of ₹2,635.81 crore. UTI-Retirement Benefit Pension Fund is benchmarked against Crisil 10 Yr Gilt Index as primary index and CRISIL Short Term Debt Hybrid 60+40 Fund Index as secondary index.

The NAV of UTI-Retirement Benefit Pension Fund ended down ₹-0.04(-0.16%)yesterday to ₹25.4841.

Among its top 3 holdings the fund has exposure to GSEC RESERVE BANK OF INDIAMATURING 07/10/2029, and

The UTI-Retirement Benefit Pension Fund is managed by Amandeep Singh Chopra and V. Srivatsa.

Fund House Contact

Address:

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East) Mumbai - 400 051

Phone Number: +91 (22) 66786666

Email Address: service@uti.co.in

Fax Number: +91 (22) 66786503,56786578

Website: www.utimf.com

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