UTI-Retirement Benefit Pension Fund - Growth - Regular Plan

₹30.1685 (-0.7%)Nav, as on 05-03-2021
Previous Nav
₹ 30.3802
Net Change on 05-03-2021
₹-0.21
PersonalFN Rating
Unrated
Category
Solution Oriented - Retirement Fund
Assets (Cr.)
₹ 3,123.60
Expense Ratio
1.75%
(As on Jan 31, 2021)

Fund Overview Growth | Regular Plan

Fund House
UTI Mutual Fund
Launch Date
27-Dec-1994
Benchmark
Crisil 10 Yr Gilt Index
Minimum Investment (₹)
500
Minimum Addl Investment (₹)
Exit Load (%)
Nil
Minimum SIP Investment (₹)
500
Minimum STP Investment (₹)
100
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
88.65
52 Week Low Nav Date
23-Mar-2020
52 Week High Nav (₹)
125.48
52 Week High Nav Date
03-Mar-2021

Fund Objective

The investment objective of the scheme is primarily to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments.However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
UTI - Retirement Benefit Pension Fund	18.56	29.67	20.69	5.40	9.09	10.13
Crisil 10 Yr Gilt Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Short Term Debt Hybrid 60+40 Fund Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Absolute, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
UTI - Retirement Benefit Pension Fund	Dec 27, 1994	20.69	5.40	9.09	1.75	3,123.60
Nippon India Retirement Fund- Wealth Creation Scheme- Growth Option	Feb 11, 2015	21.17	3.07	10.21	2.20	1,782.68
Tata Retirement Savings Fund Moderate -Regular Plan (Growth)	Nov 04, 2011	24.58	9.47	14.88	2.21	1,275.72
HDFC Retirement Savings Fund - Equity Plan - Regular Plan	Feb 25, 2016	39.33	10.56	16.93	2.14	1,249.36
Tata Retirement Savings Fund -Regular Plan -Progressive -Growth	Nov 04, 2011	26.53	10.05	16.84	2.35	919.29
HDFC Retirement Savings Fund - Hybrid - Equity Plan - Regular Plan	Feb 25, 2016	30.19	11.13	15.82	2.51	531.24

Fund Holdings as on 31-January-2021

Company % Assets
NET CURRENT ASSETS
10.95
GSEC RESERVE BANK OF INDIAMATURING 07/10/2029
7.38
NCD NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
3.42
GSEC RESERVE BANK OF INDIAMATURING 16/09/2034
3.16
EQ ICICI BANK LTD
2.73
NCD INDIAN RAILWAYS FIN CORPN LTD.
2.42
EQ INFOSYS LTD.
2.23
EQ LARSEN & TOUBRO LTD.
2.20
EQ ITC LTD.
2.00
EQ BHARTI AIRTEL LTD.
1.76
GSEC RESERVE BANK OF INDIAMATURING 11/02/2025
1.75
NCD INDIAN RAILWAYS FIN CORPN LTD.
1.70
NCD INDIAN RAILWAYS FIN CORPN LTD.
1.70
NCD STATE BANK OF INDIA
1.65
EQ HDFC LTD.
1.62
NCDR INDOSTAR CAPITAL FINANCE LTD.
1.60
NCD INDIAN BANK
1.60
NCD STATE BANK OF INDIA
1.59
GSEC RESERVE BANK OF INDIAMATURING 03/08/2030
1.58
EQ STATE BANK OF INDIA
1.58
EQ HDFC BANK LTD.
1.57
EQ RELIANCE INDUSTRIES LTD.
1.44
NCD NTPC LTD.
1.42
NCD CHOLAMANDALAM INVESTMENT & FINANCE COMPANY LTD
1.34
EQ AXIS BANK LTD.
1.32
GSEC RESERVE BANK OF INDIAMATURING 05/12/2033
1.31
NCD L & T INFRASTRUCTURE FINANCE COMPANY LIMITED
1.17
EQ WIPRO LTD.
1.15
NCD JORABAT SHILLONG EXPRESSWAY LIMITED
1.05
NCD POWER GRID CORPORATION OF INDIA LTD
0.87
GSEC RESERVE BANK OF INDIAMATURING 14/01/2029
0.86
NCD BANK OF BARODA
0.85
NCD LARSEN & TOUBRO LTD.
0.84
NCD REC LTD
0.83
NCD UNION BANK OF INDIA
0.83
NCD UNION BANK OF INDIA
0.83
NCD HDFC LTD.
0.82
NCD NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
0.82
NCD HDFC LTD.
0.81
NCD NATIONAL HIGHWAYS AUTHORITY OF INDIA
0.81
NCD HDFC LTD.
0.81
NCD CANARA BANK
0.80
EQ SUN PHARMACEUTICALS INDUSTRIES LTD.
0.79
EQ AMBUJA CEMENTS LTD.
0.67
NCD EDELWEISS RETAIL FINANCE LIMITED
0.63
EQ CUMMINS INDIA LTD.
0.61
EQ TATA STEEL LTD.
0.61
EQ TATA MOTORS LTD.
0.60
EQ CIPLA LTD.
0.60
EQ VARDHMAN TEXTILES LTD.
0.57
EQ MOTILAL OSWAL FINANCIAL SERVICES LTD.
0.57
EQ MPHASIS LTD
0.54
EQ TATA POWER COMPANY LTD.
0.53
EQ HERO MOTOCORP LTD.
0.53
EQ CADILA HEALTHCARE LTD.
0.49
EQ AJANTA PHARMA LIMITED
0.47
EQ BHARAT PETROLEUM CORPORATION LTD.
0.47
EQ ERIS LIFESCIENCES LTD
0.45
EQ CHOLAMANDALAM FINANCIAL HOLDINGS LTD
0.45
EQ MOTHERSON SUMI SYSTEM LTD.
0.41
EQ MRF LTD.
0.41
EQ BHARAT ELECTRONICS LTD.
0.39
EQ HINDALCO INDUSTRIES LTD.
0.39
EQ MAX FINANCIAL SERVICES LTD.
0.39
EQ PHOENIX MILLS LTD
0.38
EQ FEDERAL BANK LTD.
0.37
EQ FORTIS HEALTHCARE LTD.
0.37
EQ DCM SHRIRAM LTD.
0.36
NCD RELIANCE INDUSTRIES LTD.
0.36
NCD HOUSING AND URBAN DEVELOPMENT CORPN
0.36
EQ GUJARAT STATE PETRONET LTD.
0.35
EQ BHARAT FORGE LTD.
0.35
EQ COROMANDEL INTERNATIONAL LTD.
0.34
GSEC RESERVE BANK OF INDIAMATURING 15/12/2060
0.34
EQ HINDUSTAN ZINC LTD.
0.33
EQ TORRENT POWER LTD.
0.33
EQ ADITYA BIRLA CAPITAL LTD
0.32
EQ HERITAGE FOODS LTD.
0.32
EQ CARBORANDUM UNIVERSAL LTD.
0.31
EQ GREAT EASTERN SHIPPING CO. LTD.
0.31
EQ EMAMI LTD.
0.31
EQ ASHOK LEYLAND LTD.
0.30
EQ PRINCE PIPES AND FITTINGS LTD
0.30
EQ GHCL LTD.
0.30
EQ RADICO KHAITAN LTD.
0.30
EQ MULTI COMMODITY EXCHANGE OF INDIA LTD
0.30
EQ SCHAEFFLER INDIA LTD
0.28
NCD INDIABULLS HOUSING FINANCE LTD.
0.27
EQ CESC LTD
0.27
EQ SUN TV NETWORK LTD.
0.26
EQ AMARRAJA BATTERIES LTD.
0.24
EQ PNC INFRATECH LTD
0.24
EQ TECHNO ELECTRIC & ENGINEERING CO LTD.
0.23
EQ BAJAJ AUTO LTD.
0.22
NCD VODAFONE IDEA LTD
0.20
NCD SHRIRAM TRANSPORT FINANCE CO.LTD.
0.19
NCD DILIP BUILDCON LTD
0.16
NCD DILIP BUILDCON LTD
0.16
NCD DILIP BUILDCON LTD
0.16
NCD DILIP BUILDCON LTD
0.16
NCD DILIP BUILDCON LTD
0.16
NCD DILIP BUILDCON LTD
0.16
NCD DILIP BUILDCON LTD
0.16
EQ SP APPARELS LTD.
0.16
EQ-RGTREN TATA STEEL LTD.
0.13
EQ LIC HOUSING FINANCE LTD.
0.11
MF UNITS-UTI Bank Exchange Traded Fund.
0.04
MF UNITS-UTI OVERNIGHT FUND - DIRECT GROWTH
0.02
NCDR DEWAN HSG FINANCE CORPORATION LTD
0.00
EQ INFORMATION TECHNOLOGIES (I) LTD.
0.00
EQ COLLABERA SOLUTIONS PVT LTD.
0.00

Sector Holding%
Miscellaneous
33.70
Bank - Private
5.99
IT - Software
3.93
Pharmaceuticals & Drugs
2.80
Engineering - Construction
2.67
Cigarettes/Tobacco
2.00
Refineries
1.90
Telecommunication - Service Provider
1.76
Finance - Housing
1.73
Bank - Public
1.58
Power Generation/Distribution
1.12
Finance - NBFC
0.88
Automobile Two & Three Wheelers
0.75
Metal - Non Ferrous
0.72
Textile
0.72
Cement & Construction Materials
0.67
Diesel Engines
0.61
Steel & Iron Products
0.61
Finance - Investment
0.45
Auto Ancillary
0.41
Tyres & Allied
0.41
Engineering - Industrial Equipments
0.39
Finance - Others
0.39
Construction - Real Estate
0.38
Hospital & Healthcare Services
0.37
Diversified
0.36
Forgings
0.35
Gas Transmission/Marketing
0.35
Fertilizers
0.34
Consumer Food
0.32
Abrasives
0.31
Household & Personal Products
0.31
Shipping
0.31
Breweries & Distilleries
0.30
Plastic Products
0.30
Finance - Stock Broking
0.30
Automobiles-Trucks/Lcv
0.30
Chemicals
0.30
Bearings
0.28
TV Broadcasting & Software Production
0.26
Batteries
0.24
BPO/ITeS
0.00

Fund Manager

Amandeep Singh Chopra

Education:BSc, MBA
Experience:21 Years
Basic Details:Mr. Chopra has been with UTI AMC since 1994 and has been responsible for increasing the asset value in some of the select funds. He has achieved CPR1 and CPR2 ranking for several funds as a Fund Manager. Three of his funds namely UTI Liquid Cash Plan, UTI liquid Cash Plan-Institutional and UTI Bond Fund has been awarded CNBC TV-18 Crisil Mutual Award. Presently, he is functioning as the Head of Fixed Income.
Funds Managed:
UTI Bond Fund
UTI CCF- Savings Plan
UTI Dynamic Bond Fund
UTI Floater Fund
UTI Floater Fund
UTI Gilt Fund
UTI Liquid Cash Plan
UTI Liquid Cash Plan
UTI Medium Term Fund
UTI Money Market Fund
UTI Money Market Fund
UTI Overnight Fund
UTI Regular Savings Fund
UTI-Retirement Benefit Pension Fund
UTI-Unit Linked Insurance Plan

V. Srivatsa

Education:B.Com., ICWA, ACA, PGDM
Experience:5 Yeras
Basic Details:He has 3 years of experience in the Equity Securities Research handling variety of sectors. Last two years in the fund management as fund manager for offshore funds. He is looking after fund management of Hybrid Schemes as an adhoc arrangement and reports to Head of Fixed Income.
Funds Managed:
UTI Core Equity Fund
UTI Equity Savings Fund
UTI Healthcare Fund
UTI Hybrid Equity Fund
UTI-Retirement Benefit Pension Fund

Holding Type Holding %
CARE-AA
0.27
CARE-AA+
1.34
CARE-AA-
1.60
CARE-AAA
0.85
CARE-B+
0.20
CARE-D
0.00
Cash
10.95
CRISIL-A
1.12
CRISIL-AA
0.80
CRISIL-AA+
3.50
CRISIL-AAA
17.75
Equity
38.20
FITCH-D(SO)
1.05
ICRA-A+
0.63
ICRA-AAA
4.60
MFU
0.06
Rights
0.73
SOV
16.38

About UTI-Retirement Benefit Pension Fund

Scheme Analysis

UTI-Retirement Benefit Pension Fund is a Solution Oriented - Retirement Fund fund and belongs to UTI Mutual Fund. It was launched on 27-Dec-1994 and currently has an AUM of ₹3,123.60 crore. UTI-Retirement Benefit Pension Fund is benchmarked against Crisil 10 Yr Gilt Index as primary index and CRISIL Short Term Debt Hybrid 60+40 Fund Index as secondary index.

The NAV of UTI-Retirement Benefit Pension Fund ended down ₹-0.21(-0.7%)yesterday to ₹30.1685.

Among its top 3 holdings the fund has exposure to NET CURRENT ASSETS, and

The UTI-Retirement Benefit Pension Fund is managed by Amandeep Singh Chopra and V. Srivatsa.

Fund House Contact

Address:

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East) Mumbai - 400 051

Phone Number: +91 (22) 66786666

Email Address: service@uti.co.in

Fax Number: +91 (22) 66786503,56786578

Website: www.utimf.com

Financial Health Checkup

Money Simplified Videos

Infographics