UTI-Retirement Benefit Pension Fund - Growth - Regular Plan

₹26.128 (-1.22%)Nav, as on 21-09-2020
Previous Nav
₹ 26.4498
Net Change on 21-09-2020
₹-0.32
PersonalFN Rating
Unrated
Category
Solution Oriented - Retirement Fund
Assets (Cr.)
₹ 2,887.49
Expense Ratio
1.91%
(As on Aug 31, 2020)

Fund Overview Growth | Regular Plan

Fund House
UTI Mutual Fund
Launch Date
27-Dec-1994
Benchmark
Crisil 10 Yr Gilt Index
Minimum Investment (₹)
500
Minimum Addl Investment (₹)
Exit Load (%)
Nil
Minimum SIP Investment (₹)
500
Minimum STP Investment (₹)
100
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
88.65
52 Week Low Nav Date
23-Mar-2020
52 Week High Nav (₹)
109.37
52 Week High Nav Date
28-Aug-2020

Fund Objective

The investment objective of the scheme is primarily to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments.However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
UTI - Retirement Benefit Pension Fund	3.91	28.02	6.43	1.44	5.71	9.72
Crisil 10 Yr Gilt Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Short Term Debt Hybrid 60+40 Fund Index	-0.24	5.36	8.44	7.14	9.02	8.92

Returns upto 1 year is Absolute, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
UTI - Retirement Benefit Pension Fund	Dec 27, 1994	6.43	1.44	5.71	1.91	2,887.49
Nippon India Retirement Fund- Wealth Creation Scheme- Growth Option	Feb 11, 2015	-6.78	-5.00	2.72	1.98	1,519.61
Tata Retirement Savings Fund Moderate -Regular Plan (Growth)	Nov 04, 2011	14.73	3.94	10.08	2.20	1,155.36
Tata Retirement Savings Fund -Regular Plan -Progressive -Growth	Nov 04, 2011	14.42	3.67	11.18	2.40	793.28
Franklin India Pension Plan-Growth	Mar 31, 1997	5.10	3.84	6.30	2.28	424.04
Nippon India Retirement Fund- Income Generation Scheme-Growth Option	Feb 11, 2015	7.10	4.89	6.87	2.06	254.97

Fund Holdings as on 31-August-2020

Company % Assets
NET CURRENT ASSETS
8.10
GSEC RESERVE BANK OF INDIAMATURING 07/10/2029
7.91
GSEC RESERVE BANK OF INDIAMATURING 16/09/2034
4.05
NCD NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
3.67
NCD GREEN INFRA WIND ENERGY LTD
3.43
NCD INDIABULLS HOUSING FINANCE LTD.
3.24
EQ INFOSYS LTD.
2.32
GSEC RESERVE BANK OF INDIAMATURING 05/12/2033
2.27
EQ ICICI BANK LTD
2.16
GSEC RESERVE BANK OF INDIAMATURING 11/02/2025
1.88
NCD INDIAN RAILWAYS FIN CORPN LTD.
1.83
EQ ITC LTD.
1.83
NCD INDIAN RAILWAYS FIN CORPN LTD.
1.82
EQ RELIANCE INDUSTRIES LTD.
1.82
NCD L & T INFRASTRUCTURE FINANCE COMPANY LIMITED
1.76
EQ HDFC BANK LTD.
1.72
NCDR INDOSTAR CAPITAL FINANCE LTD.
1.71
NCD CHOLAMANDALAM INVESTMENT & FINANCE COMPANY LTD
1.71
NCD NTPC LTD.
1.53
EQ STATE BANK OF INDIA
1.47
EQ BHARTI AIRTEL LTD.
1.38
NCD ALLAHABAD BANK
1.32
EQ HDFC LTD.
1.22
EQ LARSEN & TOUBRO LTD.
1.22
EQ AXIS BANK LTD.
1.22
GSEC RESERVE BANK OF INDIAMATURING 19/12/2034
1.15
NCD JORABAT SHILLONG EXPRESSWAY LIMITED
1.14
EQ SUN PHARMACEUTICALS INDUSTRIES LTD.
1.10
EQ NTPC LTD.
0.97
NCD POWER GRID CORPORATION OF INDIA LTD
0.94
GSEC RESERVE BANK OF INDIAMATURING 14/01/2029
0.92
NCD LARSEN & TOUBRO LTD.
0.91
NCD HDFC LTD.
0.89
NCD HDFC LTD.
0.88
NCD REC LTD
0.88
NCD NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
0.88
NCD HDFC LTD.
0.88
NCD NATIONAL HIGHWAYS AUTHORITY OF INDIA
0.87
NCD UNION BANK OF INDIA
0.87
EQ TATA STEEL LTD.
0.84
EQ HERO MOTOCORP LTD.
0.73
EQ AMBUJA CEMENTS LTD.
0.69
EQ HINDUSTAN ZINC LTD.
0.66
NCD EDELWEISS RETAIL FINANCE LIMITED
0.66
EQ CIPLA LTD.
0.65
EQ EMAMI LTD.
0.61
EQ TATA POWER COMPANY LTD.
0.57
EQ GAIL (INDIA) LTD.
0.57
EQ VARDHMAN TEXTILES LTD.
0.56
EQ CADILA HEALTHCARE LTD.
0.56
EQ MOTILAL OSWAL FINANCIAL SERVICES LTD.
0.54
EQ BHARAT PETROLEUM CORPORATION LTD.
0.53
EQ ERIS LIFESCIENCES LTD
0.51
EQ FEDERAL BANK LTD.
0.51
EQ GUJARAT STATE PETRONET LTD.
0.50
EQ BHARAT ELECTRONICS LTD.
0.50
EQ ADITYA BIRLA CAPITAL LTD
0.49
EQ ORACLE FINANCIAL SERVICES SOFTWARE LTD.
0.49
EQ-RGTREN RELIANCE INDUSTRIES LTD.
0.49
EQ MPHASIS LTD
0.48
EQ AJANTA PHARMA LIMITED
0.47
EQ CUMMINS INDIA LTD.
0.46
EQ CASTROL INDIA LTD.
0.45
EQ DCM SHRIRAM LTD.
0.45
EQ PETRONET LNG LTD.
0.43
EQ AMARRAJA BATTERIES LTD.
0.42
EQ BHARAT FORGE LTD.
0.40
EQ TORRENT POWER LTD.
0.39
NCD HOUSING AND URBAN DEVELOPMENT CORPN
0.39
EQ MUTHOOT FINANCE LTD
0.39
EQ TATA MOTORS LTD.
0.39
EQ ESCORTS LTD.
0.38
EQ HERITAGE FOODS LTD.
0.38
EQ TECH MAHINDRA LTD
0.38
EQ MAX FINANCIAL SERVICES LTD.
0.37
EQ WIPRO LTD.
0.36
EQ PHOENIX MILLS LTD
0.35
EQ GHCL LTD.
0.34
EQ MOTHERSON SUMI SYSTEM LTD.
0.34
NCD BANK OF BARODA
0.31
EQ MULTI COMMODITY EXCHANGE OF INDIA LTD
0.31
EQ OBEROI REALTY LIMITED
0.30
EQ NAVA BHARAT VENTURES LTD.
0.30
NCD INDIABULLS HOUSING FINANCE LTD.
0.28
EQ BAJAJ CONSUMER CARE LTD
0.26
EQ GREAT EASTERN SHIPPING CO. LTD.
0.26
NCD VODAFONE IDEA LTD
0.26
EQ ATUL LTD.
0.20
NCD SHRIRAM TRANSPORT FINANCE CO.LTD.
0.19
NCD DILIP BUILDCON LTD
0.17
NCD DILIP BUILDCON LTD
0.17
NCD DILIP BUILDCON LTD
0.17
NCD DILIP BUILDCON LTD
0.17
NCD DILIP BUILDCON LTD
0.17
NCD DILIP BUILDCON LTD
0.17
NCD DILIP BUILDCON LTD
0.17
NCD DILIP BUILDCON LTD
0.17
NCD DILIP BUILDCON LTD
0.17
EQ SP APPARELS LTD.
0.11
EQ CESC LTD
0.10
MF UNITS-UTI OVERNIGHT FUND - DIRECT GROWTH
0.02
EQ-RGTREN TATA STEEL LTD.
0.00
EQ INFORMATION TECHNOLOGIES (I) LTD.
0.00
EQ COLLABERA SOLUTIONS PVT LTD.
0.00
NCDR DEWAN HSG FINANCE CORPORATION LTD
0.00

Sector Holding%
Miscellaneous
34.81
Bank - Private
5.60
IT - Software
4.04
Pharmaceuticals & Drugs
3.29
Refineries
2.34
Power Generation/Distribution
2.33
Cigarettes/Tobacco
1.83
Bank - Public
1.47
Finance - NBFC
1.43
Telecommunication - Service Provider
1.38
Engineering - Construction
1.22
Finance - Housing
1.22
Industrial Gases & Fuels
1.00
Household & Personal Products
0.87
Steel & Iron Products
0.84
Automobile Two & Three Wheelers
0.73
Cement & Construction Materials
0.69
Textile
0.67
Metal - Non Ferrous
0.66
Construction - Real Estate
0.65
Chemicals
0.54
Engineering - Industrial Equipments
0.50
Gas Transmission/Marketing
0.50
Diesel Engines
0.46
Diversified
0.45
Lubricants
0.45
Batteries
0.42
Forgings
0.40
Automobiles-Tractors
0.38
Consumer Food
0.38
Finance - Others
0.37
Auto Ancillary
0.34
Finance - Stock Broking
0.31
Shipping
0.26
Unspecified
0.00
BPO/ITeS
0.00

Fund Manager

Amandeep Singh Chopra

Education:BSc, MBA
Experience:21 Years
Basic Details:Mr. Chopra has been with UTI AMC since 1994 and has been responsible for increasing the asset value in some of the select funds. He has achieved CPR1 and CPR2 ranking for several funds as a Fund Manager. Three of his funds namely UTI Liquid Cash Plan, UTI liquid Cash Plan-Institutional and UTI Bond Fund has been awarded CNBC TV-18 Crisil Mutual Award. Presently, he is functioning as the Head of Fixed Income.
Funds Managed:
UTI Bond Fund
UTI CCF- Savings Plan
UTI Dynamic Bond Fund
UTI Floater Fund
UTI Floater Fund
UTI Gilt Fund
UTI Liquid Cash Plan
UTI Liquid Cash Plan
UTI Medium Term Fund
UTI Money Market Fund
UTI Money Market Fund
UTI Overnight Fund
UTI Regular Savings Fund
UTI-Retirement Benefit Pension Fund
UTI-Unit Linked Insurance Plan

V. Srivatsa

Education:B.Com., ICWA, ACA, PGDM
Experience:5 Yeras
Basic Details:He has 3 years of experience in the Equity Securities Research handling variety of sectors. Last two years in the fund management as fund manager for offshore funds. He is looking after fund management of Hybrid Schemes as an adhoc arrangement and reports to Head of Fixed Income.
Funds Managed:
UTI Core Equity Fund
UTI Equity Savings Fund
UTI Healthcare Fund
UTI Hybrid Equity Fund
UTI-Retirement Benefit Pension Fund

Holding Type Holding %
CARE-AA
1.46
CARE-AA+
1.71
CARE-AA-
1.71
CARE-BB-
0.26
CARE-D
0.00
Cash
8.10
CRISIL-A
1.53
CRISIL-AA
3.24
CRISIL-AA(SO)
3.43
CRISIL-AA+
0.19
CRISIL-AA-
1.32
CRISIL-AAA
13.19
Equity
38.02
FITCH-D(SO)
1.14
ICRA-A+
0.66
ICRA-AAA
4.94
MFU
0.02
Rights
0.88
Sov
18.18

About UTI-Retirement Benefit Pension Fund

Scheme Analysis

UTI-Retirement Benefit Pension Fund is a Solution Oriented - Retirement Fund fund and belongs to UTI Mutual Fund. It was launched on 27-Dec-1994 and currently has an AUM of ₹2,887.49 crore. UTI-Retirement Benefit Pension Fund is benchmarked against Crisil 10 Yr Gilt Index as primary index and CRISIL Short Term Debt Hybrid 60+40 Fund Index as secondary index.

The NAV of UTI-Retirement Benefit Pension Fund ended down ₹-0.32(-1.22%)yesterday to ₹26.128.

Among its top 3 holdings the fund has exposure to NET CURRENT ASSETS, and

The UTI-Retirement Benefit Pension Fund is managed by Amandeep Singh Chopra and V. Srivatsa.

Fund House Contact

Address:

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East) Mumbai - 400 051

Phone Number: +91 (22) 66786666

Email Address: service@uti.co.in

Fax Number: +91 (22) 66786503,56786578

Website: www.utimf.com

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