UTI-Retirement Benefit Pension Fund - Growth - Regular Plan

₹34.8785 0.61 %Nav, as on 30-09-2022
Previous Nav
₹ 34.6681
Net Change on 30-09-2022
₹0.21
PersonalFN Rating
Unrated
Category
Solution Oriented - Retirement Fund
Assets (Cr.)
₹ 3,692.88
Expense Ratio
1.76%
(As on Aug 31, 2022)

Fund Overview Growth | Regular Plan

Fund House
UTI Mutual Fund
Launch Date
27-Dec-1994
Benchmark
CRISIL Short Term Debt Hybrid 60+40 Fund Index
Minimum Investment (₹)
500
Minimum Addl Investment (₹)
Exit Load (%)
Nil
Minimum SIP Investment (₹)
500
Minimum STP Investment (₹)
100
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
135.22
52 Week Low Nav Date
17-Jun-2022
52 Week High Nav (₹)
147.74
52 Week High Nav Date
13-Sep-2022

Fund Objective

The investment objective of the scheme is primarily to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments.However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
UTI - Retirement Benefit Pension Fund	-16.53	18.33	2.14	11.62	6.87	10.07
CRISIL Short Term Debt Hybrid 60+40 Fund Index	N/A	N/A	N/A	N/A	N/A	N/A
NIFTY 50 - TRI	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Absolute, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
UTI - Retirement Benefit Pension Fund	Dec 27, 1994	2.14	11.62	6.87	1.76	3,692.88
HDFC Retirement Savings Fund - Equity Plan - Growth Option	Feb 25, 2016	3.89	21.15	13.74	1.98	2,414.12
Nippon India Retirement Fund- Wealth Creation Scheme- Growth Option	Feb 11, 2015	-1.94	10.97	6.49	2.02	2,378.29
Tata Retirement Savings Fund Moderate -Regular Plan (Growth)	Nov 04, 2011	-2.35	12.10	8.75	2.11	1,642.41
Tata Retirement Savings Fund -Regular Plan -Progressive -Growth	Nov 04, 2011	-4.47	12.19	9.08	2.21	1,292.91
HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option	Feb 25, 2016	0.47	14.60	10.98	2.30	882.92

Fund Holdings as on 31-August-2022

Company % Assets
NET CURRENT ASSETS
11.47
GSEC RESERVE BANK OF INDIA MATURING 17/01/2032
7.12
GSEC RESERVE BANK OF INDIA MATURING 07/10/2029
5.86
EQ - ICICI BANK LTD
3.77
EQ - HDFC BANK LIMITED
3.47
GSEC RESERVE BANK OF INDIA MATURING 15/06/2025
2.60
GSEC RESERVE BANK OF INDIA MATURING 22/09/2033
2.56
GSEC RESERVE BANK OF INDIA MATURING 13/05/2025
2.09
EQ - ITC LTD.
2.00
EQ - STATE BANK OF INDIA
1.92
EQ - LARSEN & TOUBRO LTD.
1.84
EQ - INFOSYS LTD.
1.73
EQ - HDFC LTD.
1.71
GSEC RESERVE BANK OF INDIA MATURING 11/02/2025
1.39
NCD POWER FINANCE CORPORATION LTD.
1.38
EQ - MAHINDRA & MAHINDRA LTD.
1.37
GSEC RESERVE BANK OF INDIA MATURING 22/08/2032
1.36
GSEC RESERVE BANK OF INDIA MATURING 25/01/2027
1.36
NCD STATE BANK OF INDIA
1.35
NCD EXIM BANK
1.33
NCD INDIAN OIL CORPORATION LTD.
1.33
GSEC RESERVE BANK OF INDIA MATURING 31/03/2027
1.33
EQ - AXIS BANK LTD.
1.32
NCD JAMNAGAR UTILITIES & POWER PVT LTD.
1.30
NCD HDFC LTD.
1.29
GSEC RESERVE BANK OF INDIA MATURING 15/12/2035
1.28
EQ - HCL TECHNOLOGIES LTD.
1.26
EQ - BHARTI AIRTEL LTD.
1.04
NCD EXIM BANK
0.97
NCD L & T FINANCE LTD.
0.95
NCD TATA MOTORS FINANCE LTD.
0.80
EQ - BAJAJ AUTO LTD.
0.75
EQ - RELIANCE INDUSTRIES LTD.
0.75
EQ - POWER GRID CORPORATION OF INDI
0.70
NCD POWER GRID CORPORATION OF INDIA LTD
0.69
GSEC RESERVE BANK OF INDIA MATURING 20/06/2027
0.69
NCD HDFC LTD.
0.69
NCD SUMMIT DIGITEL INFRASTRUCTURE LTD
0.68
GSEC RESERVE BANK OF INDIA MATURING 14/01/2029
0.68
NCD CANARA BANK
0.68
NCD UNION BANK OF INDIA
0.68
NCD UNION BANK OF INDIA
0.68
NCD CANFIN HOMES LTD.
0.66
NCD HDFC LTD.
0.66
NCD POWER FINANCE CORPORATION LTD.
0.66
NCD REC LTD
0.65
NCD POWER FINANCE CORPORATION LTD.
0.65
GSEC RESERVE BANK OF INDIA MATURING 12/04/2026
0.65
EQ - TATA MOTORS - DVR
0.61
NCD PIRAMAL CAPITAL & HOUSING FINANCE LTD
0.58
EQ - HINDALCO INDUSTRIES LTD.
0.53
EQ - FIRSTSOURCE SOLUTIONS LTD.
0.53
EQ - WIPRO LIMITED
0.51
EQ - INDUSIND BANK
0.50
EQ - CESC LTD.
0.48
EQ - ECLERX SERVICES LTD.
0.48
EQ - FORTIS HEALTHCARE LTD.
0.47
EQ - PHOENIX MILLS LTD
0.45
GSEC RESERVE BANK OF INDIA MATURING 10/08/2032
0.44
EQ - APOLLO TYRES LTD.
0.43
EQ - CHOLAMANDALAM FINANCIAL HOLDIN
0.43
EQ - CIPLA LTD.
0.42
GSEC RESERVE BANK OF INDIA MATURING 29/06/2032
0.41
EQ - OBEROI REALTY LIMITED
0.41
EQ - BHARAT ELECTRONICS LTD.
0.41
EQ - FEDERAL BANK LTD.
0.41
EQ - INDUS TOWERS LIMITED
0.38
EQ - ORACLE FINANCIAL SERVICES SOFT
0.38
EQ - NIPPON LIFE INDIA ASSET MANAGE
0.38
EQ - ERIS LIFESCIENCES LTD
0.37
EQ - TECH MAHINDRA LTD.
0.36
EQ - EMAMI LTD.
0.36
EQ - GAIL ( INDIA )LTD.
0.35
EQ - AJANTA PHARMA LTD.
0.34
EQ - AUROBINDO PHARMA LTD.
0.34
EQ - COROMANDEL INTERNATIONAL LTD.
0.34
EQ - HINDUSTAN PETROLEUM CORPN. LTD
0.33
EQ - MAX FINANCIAL SERVICES LTD.
0.32
EQ - DR REDDYS LABORATORIES LTD.
0.32
EQ - TECHNO ELECTRIC & ENGINEERING
0.32
EQ - ZYDUS LIFESCIENCES LTD
0.31
EQ - MOTHERSON SUMI WIRING INDIA LT
0.30
EQ - AVANTI FEEDS LTD
0.30
EQ - GHCL LTD.
0.29
EQ - DALMIA BHARAT LTD
0.29
EQ - ASHOK LEYLAND LTD
0.29
EQ - PRESTIGE ESTATES PROJECTS LTD
0.29
EQ - CUMMINS INDIA LTD.
0.28
EQ - ENDURANCE TECHNOLOGIES LTD
0.27
EQ - ESCORTS KUBOTA LTD
0.24
EQ - BHARAT FORGE LTD.
0.23
EQ - G R INFRAPROJECTS LTD
0.22
EQ - S.P.APPARELS LTD
0.22
EQ - PNC INFRATECH LTD
0.20
EQ - ADITYA BIRLA CAPITAL LTD
0.18
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN
0.18
T BILL RESERVE BANK OF INDIA
0.15
NCD DILIP BUILDCON LTD
0.14
EQ (RTS-PP)BHARTI AIRTEL LTD
0.06
MF UNITS UTI Bank Exchange Traded Fund
0.00
EQ - INFORMATION TECHNOLOGIES (I)LT
0.00

Sector Holding%
Miscellaneous
29.83
Bank - Private
9.48
IT - Software
4.25
Engineering - Construction
2.58
Pharmaceuticals & Drugs
2.09
Cigarettes/Tobacco
2.00
Bank - Public
1.92
Finance - Housing
1.71
Telecommunication - Service Provider
1.42
Automobiles - Passenger Cars
1.37
Power Generation/Distribution
1.18
Construction - Real Estate
1.15
Refineries
1.07
BPO/ITeS
1.01
Automobile Two & Three Wheelers
0.75
Metal - Non Ferrous
0.53
Hospital & Healthcare Services
0.47
Finance - Investment
0.43
Tyres & Allied
0.43
Engineering - Industrial Equipments
0.41
Finance - Asset Management
0.38
Household & Personal Products
0.36
Industrial Gases & Fuels
0.35
Fertilizers
0.34
Finance - Others
0.32
Steel & Iron Products
0.30
Consumer Food
0.30
Automobiles-Trucks/Lcv
0.29
Cement & Construction Materials
0.29
Chemicals
0.29
Diesel Engines
0.28
Auto Ancillary
0.27
Automobiles-Tractors
0.24
Forgings
0.23
Textile
0.22
Finance - NBFC
0.18

Fund Manager

V. Srivatsa

Education:B.Com., ICWA, ACA, PGDM
Experience:5 Yeras
Basic Details:He has 3 years of experience in the Equity Securities Research handling variety of sectors. Last two years in the fund management as fund manager for offshore funds. He is looking after fund management of Hybrid Schemes as an adhoc arrangement and reports to Head of Fixed Income.
Funds Managed:
UTI Core Equity Fund
UTI Equity Savings Fund
UTI Healthcare Fund
UTI Healthcare Fund
UTI Hybrid Equity Fund
UTI-Retirement Benefit Pension Fund

Sunil Patil

Education:M.Com, MFM,CAIIB-I,Certificate Examination of IIB for the Employees of UTI
Experience:16 Years
Basic Details:Shri Sunil Patil joined UTI AMC in October 1989.He has 16 years of experience in Primary Market Investment and Dealing and 7 years of experience in Fund Management.
Funds Managed:
UTI CCF- Savings Plan
UTI Equity Savings Fund
UTI Hybrid Equity Fund
UTI Multi Asset Fund
UTI-Retirement Benefit Pension Fund

Holding Type Holding %
Cash
11.47
CRISIL-A
0.14
CRISIL-AA+
3.39
CRISIL-AA-
0.80
CRISIL-AAA
12.54
Deposits
0.18
Equity
38.89
ICRA-AA
0.58
ICRA-AA+
0.66
ICRA-AAA
0.69
MFU
0.00
Rights
0.67
SOV
29.97

About UTI-Retirement Benefit Pension Fund

Scheme Analysis

UTI-Retirement Benefit Pension Fund is a Solution Oriented - Retirement Fund fund and belongs to UTI Mutual Fund. It was launched on 27-Dec-1994 and currently has an AUM of ₹3,692.88 crore. UTI-Retirement Benefit Pension Fund is benchmarked against CRISIL Short Term Debt Hybrid 60+40 Fund Index as primary index and NIFTY 50 - TRI as secondary index.

The NAV of UTI-Retirement Benefit Pension Fund ended up ₹0.21(0.61%)yesterday to ₹34.8785.

Among its top 3 holdings the fund has exposure to NET CURRENT ASSETS, and

The UTI-Retirement Benefit Pension Fund is managed by V. Srivatsa and Sunil Patil.

Fund House Contact

Address:

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East) Mumbai - 400 051

Phone Number: +91 (22) 66786666

Email Address: service@uti.co.in

Fax Number: +91 (22) 66786503,56786578

Website: www.utimf.com

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