UTI-Retirement Benefit Pension Fund - Growth - Regular Plan

₹31.8 (-0.2%)Nav, as on 17-06-2021
Previous Nav
₹ 31.8645
Net Change on 17-06-2021
₹-0.06
PersonalFN Rating
Unrated
Category
Solution Oriented - Retirement Fund
Assets (Cr.)
₹ 3,391.72
Expense Ratio
1.83%
(As on May 31, 2021)

Fund Overview Growth | Regular Plan

Fund House
UTI Mutual Fund
Launch Date
27-Dec-1994
Benchmark
Crisil 10 Yr Gilt Index
Minimum Investment (₹)
500
Minimum Addl Investment (₹)
Exit Load (%)
Nil
Minimum SIP Investment (₹)
500
Minimum STP Investment (₹)
100
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
100.96
52 Week Low Nav Date
16-Jun-2020
52 Week High Nav (₹)
131.79
52 Week High Nav Date
15-Jun-2021

Fund Objective

The investment objective of the scheme is primarily to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments.However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
UTI - Retirement Benefit Pension Fund	32.09	25.42	29.84	7.08	8.58	10.20
Crisil 10 Yr Gilt Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Short Term Debt Hybrid 60+40 Fund Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Absolute, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
UTI - Retirement Benefit Pension Fund	Dec 27, 1994	29.84	7.08	8.58	1.83	3,391.72
Nippon India Retirement Fund- Wealth Creation Scheme- Growth Option	Feb 11, 2015	56.84	5.12	9.47	2.02	2,050.63
HDFC Retirement Savings Fund - Equity Plan - Regular Plan	Feb 25, 2016	76.05	15.39	16.84	2.27	1,591.61
Tata Retirement Savings Fund Moderate -Regular Plan (Growth)	Nov 04, 2011	41.61	10.20	13.70	2.15	1,428.80
Tata Retirement Savings Fund -Regular Plan -Progressive -Growth	Nov 04, 2011	48.16	10.84	15.39	2.27	1,060.56
HDFC Retirement Savings Fund - Hybrid - Equity Plan - Regular Plan	Feb 25, 2016	52.99	13.46	15.01	2.65	632.49

Fund Holdings as on 31-May-2021

Company % Assets
NET CURRENT ASSETS
9.77
GSEC RESERVE BANK OF INDIAMATURING 07/10/2029
6.70
GSEC RESERVE BANK OF INDIAMATURING 15/02/2022
4.56
EQ INFOSYS LTD.
3.08
GSEC RESERVE BANK OF INDIAMATURING 15/06/2025
2.93
GSEC RESERVE BANK OF INDIAMATURING 01/12/2030
2.91
EQ ICICI BANK LTD
2.66
GSEC RESERVE BANK OF INDIAMATURING 16/09/2034
2.41
EQ STATE BANK OF INDIA
1.90
EQ LARSEN & TOUBRO LTD.
1.80
GSEC RESERVE BANK OF INDIAMATURING 10/06/2025
1.61
GSEC RESERVE BANK OF INDIAMATURING 11/02/2025
1.60
NCD INDIAN RAILWAYS FIN CORPN LTD.
1.55
NCD INDIAN RAILWAYS FIN CORPN LTD.
1.54
NCD NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
1.54
EQ HDFC BANK LTD.
1.53
NCD EXIM BANK
1.51
EQ WIPRO LTD.
1.51
EQ RELIANCE INDUSTRIES LTD.
1.48
NCD STATE BANK OF INDIA
1.48
NCD HDFC LTD.
1.47
EQ BHARTI AIRTEL LTD.
1.47
EQ ITC LTD.
1.45
NCD STATE BANK OF INDIA
1.44
GSEC RESERVE BANK OF INDIAMATURING 13/05/2025
1.29
EQ AXIS BANK LTD.
1.29
EQ HDFC LTD.
1.28
NCD EXIM BANK
1.13
NCD L & T FINANCE LTD.
1.08
EQ TATA STEEL LTD.
1.00
NCD JORABAT SHILLONG EXPRESSWAY LIMITED
0.97
NCD POWER GRID CORPORATION OF INDIA LTD
0.80
GSEC RESERVE BANK OF INDIAMATURING 14/01/2029
0.78
NCD LARSEN & TOUBRO LTD.
0.77
NCD CHOLAMANDALAM INVESTMENT & FINANCE COMPANY LTD
0.77
NCD REC LTD
0.77
NCD UNION BANK OF INDIA
0.76
NCD HDFC LTD.
0.75
NCD HDFC LTD.
0.75
NCD NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
0.75
NCD UNION BANK OF INDIA
0.75
NCD POWER FINANCE CORPORATION LTD.
0.74
NCD REC LTD
0.73
NCD CANARA BANK
0.73
GSEC RESERVE BANK OF INDIAMATURING 03/08/2030
0.72
EQ AMBUJA CEMENTS LTD.
0.71
EQ MOTILAL OSWAL FINANCIAL SERVICES LTD.
0.68
EQ SUN PHARMACEUTICALS INDUSTRIES LTD.
0.68
EQ TATA MOTORS LTD.
0.66
EQ CIPLA LTD.
0.57
EQ FORTIS HEALTHCARE LTD.
0.57
EQ TATA POWER COMPANY LTD.
0.55
EQ MOTHERSON SUMI SYSTEM LTD.
0.52
EQ BAJAJ AUTO LTD.
0.52
EQ PRINCE PIPES AND FITTINGS LTD
0.52
EQ GUJARAT STATE PETRONET LTD.
0.49
EQ BHARAT PETROLEUM CORPORATION LTD.
0.48
EQ MPHASIS LTD
0.47
EQ AJANTA PHARMA LIMITED
0.47
EQ HCL TECHNOLOGIES LTD.
0.45
EQ AUROBINDO PHARMA LTD.
0.44
EQ MAX FINANCIAL SERVICES LTD.
0.43
EQ CHOLAMANDALAM FINANCIAL HOLDINGS LTD
0.43
EQ FEDERAL BANK LTD.
0.41
EQ ERIS LIFESCIENCES LTD
0.41
EQ CADILA HEALTHCARE LTD.
0.40
EQ HINDALCO INDUSTRIES LTD.
0.40
EQ MAHINDRA & MAHINDRA LTD.
0.39
EQ CUMMINS INDIA LTD.
0.39
EQ CESC LTD
0.38
EQ PHOENIX MILLS LTD
0.36
EQ PNC INFRATECH LTD
0.36
EQ TECHNO ELECTRIC & ENGINEERING CO LTD.
0.35
EQ ICICI PRUDENTIAL LIFE INSURANCE COMPANY LIMITED
0.35
EQ RADICO KHAITAN LTD.
0.35
EQ SCHAEFFLER INDIA LTD
0.34
EQ BHARAT FORGE LTD.
0.34
EQ CARBORANDUM UNIVERSAL LTD.
0.33
NCD RELIANCE INDUSTRIES LTD.
0.33
EQ COROMANDEL INTERNATIONAL LTD.
0.33
NCD HOUSING AND URBAN DEVELOPMENT CORPN
0.33
EQ ADVANCED ENZYME TECHNOLOGIES LTD
0.32
EQ BHARAT ELECTRONICS LTD.
0.31
EQ FIRSTSOURCE SOLUTIONS LTD.
0.31
EQ ASHOK LEYLAND LTD.
0.31
EQ MRF LTD.
0.30
EQ EMAMI LTD.
0.30
EQ GHCL LTD.
0.29
NCD INDIABULLS HOUSING FINANCE LTD.
0.27
EQ TORRENT POWER LTD.
0.27
EQ LIC HOUSING FINANCE LTD.
0.26
EQ DCM SHRIRAM LTD.
0.25
EQ K.P.R. MILL LTD
0.23
EQ OBEROI REALTY LIMITED
0.22
EQ AVANTI FEEDS LTD
0.21
EQ SP APPARELS LTD.
0.19
NCD VODAFONE IDEA LTD
0.18
NCD SHRIRAM TRANSPORT FINANCE CO.LTD.
0.17
NCD DILIP BUILDCON LTD
0.15
NCD DILIP BUILDCON LTD
0.15
NCD DILIP BUILDCON LTD
0.15
NCD DILIP BUILDCON LTD
0.15
NCD DILIP BUILDCON LTD
0.15
NCD DILIP BUILDCON LTD
0.15
MF UNITS-UTI OVERNIGHT FUND - DIRECT GROWTH
0.02
MF UNITS-UTI Bank Exchange Traded Fund.
0.00
NCDR DEWAN HSG FINANCE CORPORATION LTD
0.00
EQ INFORMATION TECHNOLOGIES (I) LTD.
0.00
EQ COLLABERA SOLUTIONS PVT LTD.
0.00

Sector Holding%
Miscellaneous
25.50
Bank - Private
5.89
IT - Software
5.50
Pharmaceuticals & Drugs
3.29
Engineering - Construction
2.51
Refineries
1.96
Bank - Public
1.90
Finance - Housing
1.54
Telecommunication - Service Provider
1.47
Cigarettes/Tobacco
1.45
Power Generation/Distribution
1.20
Steel & Iron Products
1.00
Cement & Construction Materials
0.71
Finance - Stock Broking
0.68
Construction - Real Estate
0.59
Hospital & Healthcare Services
0.57
Plastic Products
0.52
Auto Ancillary
0.52
Automobile Two & Three Wheelers
0.52
Gas Transmission/Marketing
0.49
Finance - Investment
0.43
Finance - Others
0.43
Textile
0.42
Metal - Non Ferrous
0.40
Automobiles - Passenger Cars
0.39
Diesel Engines
0.39
Breweries & Distilleries
0.35
Insurance
0.35
Forgings
0.34
Bearings
0.34
Abrasives
0.33
Fertilizers
0.33
Engineering - Industrial Equipments
0.31
BPO/ITeS
0.31
Automobiles-Trucks/Lcv
0.31
Household & Personal Products
0.30
Tyres & Allied
0.30
Chemicals
0.29
Diversified
0.25
Consumer Food
0.21

Fund Manager

Amandeep Singh Chopra

Education:BSc, MBA
Experience:21 Years
Basic Details:Mr. Chopra has been with UTI AMC since 1994 and has been responsible for increasing the asset value in some of the select funds. He has achieved CPR1 and CPR2 ranking for several funds as a Fund Manager. Three of his funds namely UTI Liquid Cash Plan, UTI liquid Cash Plan-Institutional and UTI Bond Fund has been awarded CNBC TV-18 Crisil Mutual Award. Presently, he is functioning as the Head of Fixed Income.
Funds Managed:
UTI Bond Fund
UTI CCF- Savings Plan
UTI Dynamic Bond Fund
UTI Floater Fund
UTI Floater Fund
UTI Gilt Fund
UTI Liquid Cash Plan
UTI Liquid Cash Plan
UTI Medium Term Fund
UTI Money Market Fund
UTI Money Market Fund
UTI Overnight Fund
UTI Regular Savings Fund
UTI-Retirement Benefit Pension Fund
UTI-Unit Linked Insurance Plan

V. Srivatsa

Education:B.Com., ICWA, ACA, PGDM
Experience:5 Yeras
Basic Details:He has 3 years of experience in the Equity Securities Research handling variety of sectors. Last two years in the fund management as fund manager for offshore funds. He is looking after fund management of Hybrid Schemes as an adhoc arrangement and reports to Head of Fixed Income.
Funds Managed:
UTI Core Equity Fund
UTI Equity Savings Fund
UTI Healthcare Fund
UTI Hybrid Equity Fund
UTI-Retirement Benefit Pension Fund

Holding Type Holding %
CARE-AA
0.27
CARE-AA+
0.77
CARE-B+
0.18
CARE-D
0.00
Cash
9.77
CRISIL-A
0.90
CRISIL-AA
0.73
CRISIL-AA+
3.16
CRISIL-AAA
15.36
Equity
39.09
FITCH-D
0.97
ICRA-AAA
2.62
MFU
0.02
Rights
0.66
SOV
25.51

About UTI-Retirement Benefit Pension Fund

Scheme Analysis

UTI-Retirement Benefit Pension Fund is a Solution Oriented - Retirement Fund fund and belongs to UTI Mutual Fund. It was launched on 27-Dec-1994 and currently has an AUM of ₹3,391.72 crore. UTI-Retirement Benefit Pension Fund is benchmarked against Crisil 10 Yr Gilt Index as primary index and CRISIL Short Term Debt Hybrid 60+40 Fund Index as secondary index.

The NAV of UTI-Retirement Benefit Pension Fund ended down ₹-0.06(-0.2%)yesterday to ₹31.8.

Among its top 3 holdings the fund has exposure to NET CURRENT ASSETS, and

The UTI-Retirement Benefit Pension Fund is managed by Amandeep Singh Chopra and V. Srivatsa.

Fund House Contact

Address:

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East) Mumbai - 400 051

Phone Number: +91 (22) 66786666

Email Address: service@uti.co.in

Fax Number: +91 (22) 66786503,56786578

Website: www.utimf.com

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