Franklin India Retirement Fund - Growth - Direct Plan

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  • 0.4 %Nav, as on 18-03-2026

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Fund Overview Growth | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

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  • 52 Week High Nav Date

Fund Objective

The scheme aims to invest in a portfolio of equity / equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Franklin India Retirement Fund - Direct - Growth -43.16 -11.99 5.16 10.24 8.40 9.81
CRISIL Short Term Debt Hybrid 60+40 Index N/A N/A N/A N/A N/A N/A
NIFTY 50 - TRI N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Franklin India Retirement Fund - Direct - Growth Jan 01, 2013 5.16 10.24 8.40 1.59 508.16
UTI Retirement Fund- Direct Plan Jan 01, 2013 6.65 12.08 11.23 1.14 4,732.16
SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan - Growth Feb 10, 2021 3.88 9.02 9.30 1.16 269.17
Tata Retirement Savings Fund Conservative-Direct Plan Growth Jan 08, 2013 6.19 9.22 7.27 1.02 168.49
SBI Retirement Benefit Fund - Conservative Plan - Direct Plan - Growth Feb 10, 2021 4.00 8.00 7.68 0.91 162.07
HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option - Direct Plan Feb 25, 2016 5.70 9.10 8.35 1.13 160.34

Fund Holdings as on 28-February-2026

  • 7.48% National Bank For Agriculture & Rural Development (15-Sep-2028)

  • 6.90% GOI 2065 (15-Apr-2065)

  • 0.00% Jubilant Bevco Ltd (31-May-2028) **

  • 7.68% Small Industries Development Bank Of India (10-Aug-2027) **

  • 7.90% Bajaj Housing Finance Ltd (28-Apr-2028) **

  • 7.70% Poonawalla Fincorp Ltd (21-Apr-2028) **

  • 7.90% LIC Housing Finance LTD (23-Jun-2027) **

  • 7.03% National Bank for Financing Infrastructure and Development (08-Apr-2030) **

  • HDFC Bank Ltd

  • 0.00% Jubilant Beverages Ltd (31-May-2028) **

  • Call, Cash & Other Assets

  • 0.00% REC Ltd (03-Nov-2034) **

  • Larsen & Toubro Ltd

  • ICICI Bank Ltd

  • 8.75% Bharti Telecom Ltd (05-Nov-2028) **

  • Reliance Industries Ltd

  • State Bank of India

  • Axis Bank Ltd

  • Bharti Airtel Ltd

  • Infosys Ltd

  • HCL Technologies Ltd

  • 8.3774% Kotak Mahindra Investments Ltd (21-Jun-2027) **

  • NTPC Ltd

  • 8.35% HDFC Bank Ltd (13-May-2026) **

  • Ultratech Cement Ltd

  • Eternal Ltd

  • Mahindra & Mahindra Ltd

  • Apollo Hospitals Enterprise Ltd

  • Britannia Industries Ltd

  • Tata Steel Ltd

  • Sun Pharmaceutical Industries Ltd

  • Marico Ltd

  • Kirloskar Oil Engines Ltd

  • Amber Enterprises India Ltd

  • CESC Ltd

  • Bharat Electronics Ltd

  • PB Fintech Ltd

  • Phoenix Mills Ltd

  • ICICI Lombard General Insurance Co Ltd

  • Metropolis Healthcare Ltd

  • Interglobe Aviation Ltd

  • Maruti Suzuki India Ltd

  • Jubilant Foodworks Ltd

  • HDFC Life Insurance Co Ltd

  • Ashok Leyland Ltd

  • Eris Lifesciences Ltd

  • Cholamandalam Investment and Finance Co Ltd

  • Hindustan Unilever Ltd

  • Hindustan Aeronautics Ltd

  • Tata Capital Ltd

  • V-Mart Retail Ltd

  • Amara Raja Energy And Mobility Ltd

  • Teamlease Services Ltd

  • Lemon Tree Hotels Ltd

  • PNB Housing Finance Ltd

  • Canara HSBC Life Insurance Co Ltd

  • ZF Commercial Vehicle Control Systems India Ltd

  • Angel One Ltd

  • Kwality Wall’s India Ltd

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  • Miscellaneous

  • Bank - Private

  • IT - Software

  • Engineering - Construction

  • Refineries

  • Bank - Public

  • Power Generation/Distribution

  • Telecommunication - Service Provider

  • Hospital & Healthcare Services

  • Automobiles - Passenger Cars

  • Consumer Food

  • Insurance

  • Pharmaceuticals & Drugs

  • Cement & Construction Materials

  • Defence

  • e-Commerce

  • Finance - NBFC

  • Steel & Iron Products

  • Edible Oil

  • Engineering - Industrial Equipments

  • Air Conditioners

  • Fintech

  • Construction - Real Estate

  • Airlines

  • Automobiles-Trucks/Lcv

  • Household & Personal Products

  • Professional Services

  • Retailing

  • Batteries

  • Hotel, Resort & Restaurants

  • Finance - Housing

  • Auto Ancillary

  • Finance - Stock Broking

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Fund Manager

  • CARE AAA

  • Cash

  • CRISIL AA

  • CRISIL AAA

  • Equity

  • IND AAA

  • SOVEREIGN

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About Franklin India Retirement Fund

Scheme Analysis

Franklin India Retirement Fund is a Solution Oriented - Retirement Fund - Debt fund and belongs to Franklin Templeton Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹508.16 crore. Franklin India Retirement Fund is benchmarked against CRISIL Short Term Debt Hybrid 60+40 Index as primary index and NIFTY 50 - TRI as secondary index.

The NAV of Franklin India Retirement Fund ended up ₹0.95(0.4%)yesterday to ₹236.2326.

Among its top 3 holdings the fund has exposure to 7.48% National Bank For Agriculture & Rural Development (15-Sep-2028), and

The Franklin India Retirement Fund is managed by Ajay Argal and Pallab Roy.

Fund House Contact

One International Centre, Tower 2, 12th and 13th Floor; Senapati Bapat Marg, Elphinstone Road (W) Mumbai 400013

022-67519100
022-66391282