Franklin India Banking & PSU Debt Fund - Growth - Regular Plan

Other Plans and Options
  • 0.06 %Nav, as on 16-10-2025

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  • Net Change on 16-10-2025

  • PersonalFN Rating

  • Assets (Cr.)

  • Expense Ratio

Fund Overview Growth | Regular Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The fund seeks to provide regular income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks, Public Sector Undertakings (PSUs) and Municipal bonds. However, there is no assurance or guarantee that the objective of the scheme will be achieved.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Franklin India Banking & PSU Debt Fund - Growth 12.25 6.19 8.05 7.68 5.86 7.50
CRISIL 10 Year Gilt Index N/A N/A N/A N/A N/A N/A
NIFTY Banking and PSU Debt Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Franklin India Banking & PSU Debt Fund - Growth Apr 25, 2014 Unrated 8.05 7.68 5.86 0.52 499.27
Bandhan Banking and PSU Fund-Regular Plan- Growth Option Mar 07, 2013 7.58 7.32 5.76 0.66 13,081.90
Axis Banking & PSU Debt Fund - Regular Plan - Growth option Jun 08, 2012 7.95 7.48 5.80 0.63 13,055.74
ICICI Prudential Banking and PSU Debt Fund - Growth Jan 01, 2010 8.07 7.72 6.36 0.73 9,743.57
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth May 05, 2008 7.81 7.65 6.01 0.73 9,057.04
HDFC BANKING AND PSU DEBT FUND - Regular Plan - Growth Option Mar 26, 2014 7.74 7.59 5.96 0.78 5,859.53

Fund Holdings as on 30-September-2025

  • Call, Cash & Other Assets

  • 0.00% Jubilant Bevco Ltd (31-May-2028) **

  • 0.00% REC Ltd (03-Nov-2034) **

  • 7.56% India Infrastructure Finance Co Ltd (20-Mar-2028) **

  • 7.54% Small Industries Development Bank Of India (12-Jan-2026) **

  • 7.38% Power Finance Corporation Ltd (15-Jan-2032) **

  • 6.90% Housing & Urban Development Corporation Ltd (23-Apr-2032) **

  • 7.45% ICICI Bank Ltd (27-Jun-2040) **

  • 7.50% National Bank For Agriculture & Rural Development (31-Aug-2026)

  • 7.20% Power Finance Corporation Ltd (10-Aug-2035) **

  • Canara Bank (12-Dec-2025) **

  • Axis Bank Ltd (08-Jan-2026) **

  • 8.35% HDFC Bank Ltd (13-May-2026) **

  • Canara Bank (27-Feb-2026) **

  • 7.22% National Housing Bank (23-Jul-2026) **

  • 6.84% Andhra Pradesh SDL (04-Jun-2038)

  • 0.00% Jubilant Beverages Ltd (31-May-2028) **

  • 7.68% Small Industries Development Bank Of India (10-Aug-2027) **

  • 7.41% Indian Railway Finance Corporation Ltd (15-Oct-2026) **

  • 7.59% National Housing Bank (14-Jul-2027) **

  • 7.82% Jammu & Kashmir SDL (28-Aug-2042)

  • 7.24% GOI 2055 (18-Aug-2055)

  • 6.90% GOI 2065 (15-Apr-2065)

  • 7.78% HDFC Bank Ltd (27-Mar-2027) **

  • 6.33% GOI (05-May-2035)

  • Corporate Debt Market Development Fund Class A2

  • 7.32% Chhattisgarh SDL (05-Mar-2037)

  • 7.32% West Bengal SDL (05-Mar-2038)

  • 7.10% Rajasthan SDL (26-Mar-2043)

  • Margin on Derivatives

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  • Miscellaneous

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Fund Manager

  • CARE AAA

  • Cash

  • CRISIL A1+

  • CRISIL AA

  • CRISIL AAA

  • ICRA AAA

  • IND AAA

  • Sov

  • Unrated

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About Franklin India Banking & PSU Debt Fund

Scheme Analysis

Franklin India Banking & PSU Debt Fund is a Debt - Banking and PSU Fund fund and belongs to Franklin Templeton Mutual Fund. It was launched on 25-Apr-2014 and currently has an AUM of ₹499.27 crore. Franklin India Banking & PSU Debt Fund is benchmarked against CRISIL 10 Year Gilt Index as primary index and NIFTY Banking and PSU Debt Index as secondary index.

The NAV of Franklin India Banking & PSU Debt Fund ended up ₹0.01(0.06%)yesterday to ₹22.9544.

Among its top 3 holdings the fund has exposure to Call, Cash & Other Assets, and

The Franklin India Banking & PSU Debt Fund is managed by Anuj Tagra and Chandni Gupta.

Fund House Contact

One International Centre, Tower 2, 12th and 13th Floor; Senapati Bapat Marg, Elphinstone Road (W) Mumbai 400013

022-67519100
022-66391282