Franklin India Banking & PSU Debt Fund - IDCW - Direct Plan

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  • (-0.07%)Nav, as on 25-07-2025

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  • Net Change on 25-07-2025

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  • Assets (Cr.)

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Fund Overview IDCW | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The fund seeks to provide regular income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks, Public Sector Undertakings (PSUs) and Municipal bonds. However, there is no assurance or guarantee that the objective of the scheme will be achieved.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Franklin India Banking and PSU Debt Fund - Direct - IDCW 8.64 7.26 9.19 7.74 5.99 6.76
Crisil 10 Yr Gilt Index N/A N/A N/A N/A N/A N/A
NIFTY Banking and PSU Debt Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Franklin India Banking and PSU Debt Fund - Direct - IDCW Apr 25, 2014 Unrated 9.19 7.74 5.99 0.17 543.34
Bandhan Banking and PSU Fund - Direct Annual IDCW Feb 04, 2020 9.26 7.92 6.46 0.33 13,500.37
Bandhan Banking and PSU Fund - Direct Daily IDCW Feb 10, 2014 9.12 7.68 6.20 0.33 13,500.37
Bandhan Banking and PSU Fund - Direct Fortnightly IDCW Mar 13, 2013 9.06 7.70 6.22 0.33 13,500.37
Bandhan Banking and PSU Fund - Direct IDCW Mar 07, 2013 8.93 7.60 6.16 0.33 13,500.37
Bandhan Banking and PSU Fund - Direct Monthly IDCW Mar 13, 2013 8.93 7.60 6.16 0.33 13,500.37

Fund Holdings as on 30-June-2025

  • 7.56% India Infrastructure Finance Co Ltd (20-Mar-2028) **

  • 0.00% Jubilant Bevco Ltd (31-May-2028) **

  • 0.00% REC Ltd (03-Nov-2034)

  • Call, Cash & Other Assets

  • 7.38% Power Finance Corporation Ltd (15-Jan-2032) **

  • 7.54% Small Industries Development Bank Of India (12-Jan-2026) **

  • 6.24% State Bank Of India (20-Sep-2030) **

  • 7.55% Power Finance Corporation Ltd (15-Jul-2026) **

  • 6.90% Housing & Urban Development Corporation Ltd (23-Apr-2032) **

  • 7.45% ICICI Bank Ltd (27-Jun-2040) **

  • HDFC Bank Ltd (17-Jul-2025) **

  • Canara Bank (12-Dec-2025) **

  • 8.75% Bharti Telecom Ltd (05-Nov-2029) **

  • 6.90% GOI 2065 (15-APR-2065)

  • 8.35% HDFC Bank Ltd (13-May-2026) **

  • 7.70% REC Ltd (31-Aug-2026) **

  • 7.22% National Housing Bank (23-Jul-2026) **

  • 6.84% Andhra Pradesh SDL (04-Jun-2038)

  • 0.00% Jubilant Beverages Ltd (31-May-2028) **

  • 7.58% National Bank For Agriculture & Rural Development (31-Jul-2026) **

  • 7.68% Small Industries Development Bank Of India (10-Aug-2027)

  • 7.59% National Housing Bank (14-Jul-2027) **

  • 7.41% Indian Railway Finance Corporation Ltd (15-Oct-2026) **

  • Export-Import Bank Of India (04-Mar-2026) **

  • 7.78% HDFC Bank Ltd (27-Mar-2027) **

  • Corporate Debt Market Development Fund Class A2

  • 7.32% Chhattisgarh SDL (05-Mar-2037)

  • 7.32% West Bengal SDL (05-Mar-2038)

  • 7.10% Rajasthan SDL (26-Mar-2043)

  • Margin on Derivatives

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  • Miscellaneous

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Fund Manager

Most Recent Dividend

  • 23/06/2025

  • 24/03/2025

  • 23/12/2024

  • 24/09/2024

  • 24/06/2024

  • 26/03/2024

  • 26/12/2023

  • 26/09/2023

  • 26/06/2023

  • 28/03/2023

  • 26/12/2022

  • 26/09/2022

  • 20/06/2022

  • 21/03/2022

  • 27/12/2021

  • 20/09/2021

  • 21/06/2021

  • 22/03/2021

  • 21/12/2020

  • 21/09/2020

  • 22/06/2020

  • 23/03/2020

  • 23/12/2019

  • 23/09/2019

  • 24/06/2019

  • 25/03/2019

  • 24/12/2018

  • 24/09/2018

  • 18/06/2018

  • 19/03/2018

  • 18/12/2017

  • 19/06/2017

  • 20/03/2017

  • 19/12/2016

  • 19/09/2016

  • 20/06/2016

  • 29/03/2016

  • 21/12/2015

  • 21/09/2015

  • 22/06/2015

  • 23/03/2015

  • 22/12/2014

  • 22/09/2014

  • CARE A1+

  • CARE AAA

  • Cash

  • CRISIL A1+

  • CRISIL AA

  • CRISIL AA+

  • CRISIL AAA

  • ICRA AAA

  • IND AAA

  • Sov

  • Unrated

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About Franklin India Banking & PSU Debt Fund

Scheme Analysis

Franklin India Banking & PSU Debt Fund is a Debt - Banking and PSU Fund fund and belongs to Franklin Templeton Mutual Fund. It was launched on 25-Apr-2014 and currently has an AUM of ₹543.34 crore. Franklin India Banking & PSU Debt Fund is benchmarked against Crisil 10 Yr Gilt Index as primary index and NIFTY Banking and PSU Debt Index as secondary index.

The NAV of Franklin India Banking & PSU Debt Fund ended down ₹-0.01(-0.07%)yesterday to ₹11.5393.

Among its top 3 holdings the fund has exposure to 7.56% India Infrastructure Finance Co Ltd (20-Mar-2028) **, and

The Franklin India Banking & PSU Debt Fund is managed by Anuj Tagra and Chandni Gupta.

Fund House Contact

One International Centre, Tower 2, 12th and 13th Floor; Senapati Bapat Marg, Elphinstone Road (W) Mumbai 400013

022-67519100
022-66391282