Franklin India Banking & PSU Debt Fund - IDCW - Direct Plan

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  • (-0.11%)Nav, as on 06-02-2026

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  • Net Change on 06-02-2026

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  • Assets (Cr.)

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Fund Overview IDCW | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The fund seeks to provide regular income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks, Public Sector Undertakings (PSUs) and Municipal bonds. However, there is no assurance or guarantee that the objective of the scheme will be achieved.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Franklin India Banking and PSU Debt Fund - Direct - IDCW 4.57 4.63 7.73 7.65 6.29 6.70
CRISIL 10 Year Gilt Index N/A N/A N/A N/A N/A N/A
NIFTY Banking and PSU Debt Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Franklin India Banking and PSU Debt Fund - Direct - IDCW Apr 25, 2014 Unrated 7.73 7.65 6.29 0.19 480.62
Axis Banking & PSU Debt Fund - Direct Plan - Daily IDCW Jan 02, 2013 7.06 7.33 6.16 0.34 13,093.52
Axis Banking & PSU Debt Fund - Direct Plan - Monthly IDCW Feb 22, 2013 7.06 7.34 6.16 0.34 13,093.52
Axis Banking & PSU Debt Fund - Direct Plan - Weekly IDCW Jan 10, 2013 7.06 7.34 6.16 0.34 13,093.52
Bandhan Banking and PSU Fund - Direct Annual IDCW Feb 04, 2020 7.11 7.63 6.48 0.36 12,553.48
Bandhan Banking and PSU Fund - Direct Daily IDCW Feb 10, 2014 6.79 7.39 6.22 0.36 12,553.48

Fund Holdings as on 31-January-2026

  • 0.00% REC Ltd (03-Nov-2034) **

  • 7.56% India Infrastructure Finance Co Ltd (20-Mar-2028) **

  • 7.38% Power Finance Corporation Ltd (15-Jan-2032)

  • 6.90% Housing & Urban Development Corporation Ltd (23-Apr-2032) **

  • 7.50% National Bank For Agriculture & Rural Development (31-Aug-2026)

  • 7.30% Uttarkahand SDL (01-Oct-2032)

  • 7.24% GOI 2055 (18-Aug-2055)

  • 7.65% Axis Bank Ltd (30-Jan-2027) **

  • Small Industries Development Bank of India (04-Dec-2026) **

  • Bank of Baroda (06-Jan-2027) **

  • 8.35% HDFC Bank Ltd (13-May-2026) **

  • Punjab National Bank (20-Mar-2026) **

  • HDFC Bank Ltd (22-Jan-2027)

  • National Bank For Agriculture & Rural Development (22-Jan-2027)

  • 7.22% National Housing Bank (23-Jul-2026) **

  • Call, Cash & Other Assets

  • 0.00% Jubilant Beverages Ltd (31-May-2028) **

  • 7.68% Small Industries Development Bank Of India (10-Aug-2027) **

  • 7.59% National Housing Bank (14-Jul-2027)

  • 7.73% Andhra Pradesh SDL (23-Mar-2032)

  • 7.62% Punjab SDL (28-Jan-2033)

  • 7.64% Uttarakhand SDL (24-DEC-2032)

  • 0.00% Indian Railway Finance Corporation Ltd (01-Dec-2035)

  • 6.90% GOI 2065 (15-Apr-2065)

  • 7.65% Bihar SDL (24-DEC-2033)

  • 0.00% Jubilant Bevco Ltd (31-May-2028)

  • 7.78% HDFC Bank Ltd (27-Mar-2027) **

  • 7.17% Rajasthan SDL (02-Mar-2032)

  • Corporate Debt Market Development Fund Class A2

  • 7.32% Chhattisgarh SDL (05-Mar-2037)

  • 7.32% West Bengal SDL (05-Mar-2038)

  • Margin on Derivatives

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  • Miscellaneous

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Fund Manager

Most Recent Dividend

  • 22/12/2025

  • 22/09/2025

  • 23/06/2025

  • 24/03/2025

  • 23/12/2024

  • 24/09/2024

  • 24/06/2024

  • 26/03/2024

  • 26/12/2023

  • 26/09/2023

  • 26/06/2023

  • 28/03/2023

  • 26/12/2022

  • 26/09/2022

  • 20/06/2022

  • 21/03/2022

  • 27/12/2021

  • 20/09/2021

  • 21/06/2021

  • 22/03/2021

  • 21/12/2020

  • 21/09/2020

  • 22/06/2020

  • 23/03/2020

  • 23/12/2019

  • 23/09/2019

  • 24/06/2019

  • 25/03/2019

  • 24/12/2018

  • 24/09/2018

  • 18/06/2018

  • 19/03/2018

  • 18/12/2017

  • 19/06/2017

  • 20/03/2017

  • 19/12/2016

  • 19/09/2016

  • 20/06/2016

  • 29/03/2016

  • 21/12/2015

  • 21/09/2015

  • 22/06/2015

  • 23/03/2015

  • 22/12/2014

  • 22/09/2014

  • CARE A1+

  • Cash

  • CRISIL AA

  • CRISIL AAA

  • ICRA A1+

  • ICRA AAA

  • IND A1+

  • IND AAA

  • SOVEREIGN

  • Unrated

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About Franklin India Banking & PSU Debt Fund

Scheme Analysis

Franklin India Banking & PSU Debt Fund is a Debt - Banking and PSU Fund fund and belongs to Franklin Templeton Mutual Fund. It was launched on 25-Apr-2014 and currently has an AUM of ₹480.62 crore. Franklin India Banking & PSU Debt Fund is benchmarked against CRISIL 10 Year Gilt Index as primary index and NIFTY Banking and PSU Debt Index as secondary index.

The NAV of Franklin India Banking & PSU Debt Fund ended down ₹-0.01(-0.11%)yesterday to ₹11.5364.

Among its top 3 holdings the fund has exposure to 0.00% REC Ltd (03-Nov-2034) **, and

The Franklin India Banking & PSU Debt Fund is managed by Anuj Tagra and Chandni Gupta.

Fund House Contact

One International Centre, Tower 2, 12th and 13th Floor; Senapati Bapat Marg, Elphinstone Road (W) Mumbai 400013

022-67519100
022-66391282