SBI Banking and PSU Fund - IDCW - Regular Plan

Invest Now

₹1452.989 (-0.05%)Nav, as on 30-10-2025
Previous Nav
₹ 1453.6874
Net Change on 30-10-2025
₹-0.7
PersonalFN Rating
Unrated
Category
Debt - Banking and PSU Fund
Assets (Cr.)
₹ 4,073.05
Expense Ratio
0.78%
(As on Sep 30, 2025)

Fund Overview IDCW | Regular Plan

Fund House
SBI Mutual Fund
Launch Date
09-Oct-2009
Benchmark
CRISIL 10 Year Gilt Index
Minimum Investment (₹)
5,000
Minimum Addl Investment (₹)
1,000
Exit Load (%)
Nil
Minimum SIP Investment (₹)
500
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
2939.25
52 Week Low Nav Date
31-Oct-2024
52 Week High Nav (₹)
3174.34
52 Week High Nav Date
29-Oct-2025

Fund Objective

The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
SBI Banking & PSU Fund - Regular Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW)	9.17	5.33	7.94	7.46	5.54	6.33
CRISIL 10 Year Gilt Index	N/A	N/A	N/A	N/A	N/A	N/A
NIFTY Banking and PSU Debt Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
SBI Banking & PSU Fund - Regular Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW)	Oct 09, 2009	Unrated	7.94	7.46	5.54	0.78	4,073.05
Bandhan Banking and PSU Fund - Regular Annual IDCW	Mar 27, 2014		7.52	7.30	5.78	0.66	13,081.90
Bandhan Banking and PSU Fund - Regular Daily IDCW	Feb 10, 2014		7.71	7.40	5.83	0.66	13,081.90
Bandhan Banking and PSU Fund - Regular Fortnightly IDCW	Mar 13, 2013		7.50	7.27	5.76	0.66	13,081.90
Bandhan Banking and PSU Fund - Regular IDCW	Mar 07, 2013		7.50	7.27	5.76	0.66	13,081.90
Bandhan Banking and PSU Fund - Regular Monthly IDCW	Mar 13, 2013		7.50	7.27	5.76	0.66	13,081.90

Fund Holdings as on 30-September-2025

Company % Assets
6.33% CGL 2035
5.43
Power Grid Corporation of India Ltd.
5.18
TREPS
4.56
GAIL (India) Ltd.
4.36
ONGC Petro Additions Ltd.
4.35
National Bank for Financing Infrastructure and Development
4.22
7.24% CGL 2055
4.19
ICICI Bank Ltd.
3.96
India Infrastructure Finance Company Ltd.
3.68
AU Small Finance Bank Ltd.
3.52
National Highways Infra Trust
3.05
Equitas Small Finance Bank Ltd.
2.87
Nuclear Power Corporation of India Ltd.
2.61
Net Receivable / Payable
2.55
Power Finance Corporation Ltd.
2.48
ONGC Petro Additions Ltd.
2.48
Indian Railway Finance Corporation Ltd.
2.43
HDFC Bank Ltd.
2.41
7.73% State Government of Punjab 2032
2.41
National Bank for Agriculture and Rural Development
2.37
National Bank for Agriculture and Rural Development
1.99
National Bank for Agriculture and Rural Development
1.87
Small Industries Development Bank of India
1.87
Bank of Baroda
1.86
Equitas Small Finance Bank Ltd.
1.82
State Bank of India( Tier II Bond under Basel III )
1.72
6.79% CGL 2034
1.61
Export-Import Bank of India
1.61
National Bank for Agriculture and Rural Development
1.26
Small Industries Development Bank of India
1.25
Small Industries Development Bank of India
1.25
Power Finance Corporation Ltd.
1.22
7.81% State Government of Gujarat 2032
1.02
Small Industries Development Bank of India
1.00
Nuclear Power Corporation of India Ltd.
0.88
NHPC Ltd.
0.82
Power Grid Corporation of India Ltd.
0.79
NTPC Ltd.
0.73
REC Ltd.
0.63
Nuclear Power Corporation of India Ltd.
0.63
NHPC Ltd.
0.62
Small Industries Development Bank of India
0.62
Small Industries Development Bank of India
0.62
Punjab National Bank( Tier II Bond under Basel III )
0.61
REC Ltd.
0.61
6.68% CGL 2040
0.60
Corporate Debt Market Development Fund-A2
0.35
REC Ltd.
0.25
Canara Bank( AT1 Bond Under Basel III )
0.25
Mahanagar Telephone Nigam Ltd.
0.16
Power Grid Corporation of India Ltd.
0.13
7.12% State Government of Maharashtra 2036
0.10
7.48% State Government of Maharashtra 2035
0.07
NHPC Ltd.
0.05

Sector Holding%
Miscellaneous
68.90

Fund Manager

Ardhendu Bhattacharya

Most Recent Dividend

Dividend Details

Record Date Dividend (%)
30/03/2020
13.22
16/03/2020
14.96
09/03/2020
21.98
02/03/2020
15.37
24/02/2020
14.41
17/02/2020
13.18
10/02/2020
13.08
03/02/2020
12.72
27/01/2020
16.95
20/01/2020
12.76
13/01/2020
12.74
06/01/2020
13.72
30/12/2019
16.51
23/12/2019
13.62
16/12/2019
22.28
09/12/2019
19.86
02/12/2019
13.20
25/11/2019
14.37
18/11/2019
14.00
11/11/2019
13.45
04/11/2019
11.19
29/10/2019
13.29
22/10/2019
15.03
14/10/2019
13.20
30/09/2019
13.52
23/09/2019
28.22
16/09/2019
14.78
09/09/2019
11.38
03/09/2019
14.98
26/08/2019
13.38
19/08/2019
16.11
13/08/2019
15.65
05/08/2019
14.35
29/07/2019
13.13
22/07/2019
39.25
15/07/2019
14.51
08/07/2019
14.31
01/07/2019
13.76
24/06/2019
15.52
17/06/2019
13.83
10/06/2019
22.93
03/06/2019
14.51
27/05/2019
16.61
20/05/2019
13.88
13/05/2019
13.49
06/05/2019
9.88
22/04/2019
11.06
15/04/2019
11.09
08/04/2019
17.19
02/04/2019
21.48
25/03/2019
13.71
18/03/2019
13.88
11/03/2019
11.70
05/03/2019
15.77
25/02/2019
13.50
18/02/2019
13.44
11/02/2019
15.20
04/02/2019
11.12
28/01/2019
8.50
21/01/2019
7.82
14/01/2019
9.62
07/01/2019
13.23
31/12/2018
14.42
24/12/2018
15.17
17/12/2018
13.30
10/12/2018
18.24
03/12/2018
17.87
26/11/2018
18.84
19/11/2018
27.40
12/11/2018
21.31
05/11/2018
22.34
29/10/2018
3.36
22/10/2018
16.62
15/10/2018
7.25
08/10/2018
22.01
01/10/2018
22.88
03/09/2018
6.29
27/08/2018
9.79
20/08/2018
11.91
13/08/2018
12.26
06/08/2018
17.77
30/07/2018
12.63
23/07/2018
9.45
16/07/2018
24.13
09/07/2018
20.99
02/07/2018
12.27
25/06/2018
19.79
18/06/2018
30.03
11/06/2018
10.73
04/06/2018
8.60
28/05/2018
14.89
21/05/2018
0.60
14/05/2018
0.69
07/05/2018
7.24
02/05/2018
0.79
16/04/2018
4.03
09/04/2018
17.89
03/04/2018
35.59
26/03/2018
6.68
19/03/2018
22.02
12/03/2018
26.92
05/03/2018
12.66
26/02/2018
7.94
20/02/2018
12.63
12/02/2018
16.65
05/02/2018
9.25
29/01/2018
10.75
22/01/2018
7.97
15/01/2018
7.84
08/01/2018
10.51
01/01/2018
12.69
26/12/2017
4.52
18/12/2017
6.08
11/12/2017
8.88
04/12/2017
11.14
27/11/2017
9.27
20/11/2017
9.18
13/11/2017
10.26
06/11/2017
11.56
30/10/2017
10.65
23/10/2017
11.34
16/10/2017
3.68
25/09/2017
11.60
11/09/2017
13.31
04/09/2017
12.69
28/08/2017
12.74
21/08/2017
12.07
14/08/2017
12.51
07/08/2017
11.97
31/07/2017
12.71
24/07/2017
12.50
17/07/2017
12.62
10/07/2017
11.57
19/06/2017
11.39
12/06/2017
13.07
05/06/2017
12.71
22/05/2017
12.54
15/05/2017
12.59
08/05/2017
8.60
02/05/2017
14.87
24/04/2017
13.98
17/04/2017
14.12
10/04/2017
13.76
03/04/2017
13.98
27/03/2017
13.82
20/03/2017
11.55
14/03/2017
17.23
06/03/2017
12.12
27/02/2017
13.54
20/02/2017
12.35
13/02/2017
11.12
06/02/2017
12.43
30/01/2017
12.84
23/01/2017
12.60
16/01/2017
12.35
09/01/2017
12.63
02/01/2017
12.36
26/12/2016
13.37
19/12/2016
10.32
13/12/2016
14.27
05/12/2016
28.96
28/11/2016
9.09
21/11/2016
11.55
15/11/2016
15.54
07/11/2016
11.57
01/11/2016
14.50
24/10/2016
13.93
17/10/2016
12.62
10/10/2016
13.65
03/10/2016
13.22
26/09/2016
12.97
19/09/2016
14.07
12/09/2016
12.89
06/09/2016
15.05
29/08/2016
12.72
22/08/2016
11.33
16/08/2016
15.89
08/08/2016
13.49
01/08/2016
13.41
25/07/2016
21.85
18/07/2016
15.85
11/07/2016
13.62
04/07/2016
13.64
27/06/2016
13.57
20/06/2016
13.73
13/06/2016
13.65
06/06/2016
13.14
30/05/2016
14.54
23/05/2016
14.96
16/05/2016
14.70
09/05/2016
14.70
02/05/2016
14.59
25/04/2016
15.06
18/04/2016
15.23
11/04/2016
14.76
04/04/2016
17.61
28/03/2016
13.55
21/03/2016
17.35
14/03/2016
18.58
08/03/2016
21.71
29/02/2016
19.77
22/02/2016
12.53
15/02/2016
15.57
08/02/2016
12.89
01/02/2016
10.96
25/01/2016
9.78
18/01/2016
7.96
11/01/2016
14.58
04/01/2016
18.82
28/12/2015
14.90
21/12/2015
12.37
14/12/2015
11.70
07/12/2015
14.83
30/11/2015
15.39
23/11/2015
15.49
16/11/2015
15.37
09/11/2015
14.91
02/11/2015
14.31
26/10/2015
14.55
19/10/2015
14.63
12/10/2015
22.04
05/10/2015
22.42
28/09/2015
17.02
21/09/2015
16.33
14/09/2015
11.82
07/09/2015
17.36
31/08/2015
16.87
24/08/2015
16.86
17/08/2015
19.14
10/08/2015
22.32
03/08/2015
12.76
27/07/2015
18.37
20/07/2015
24.72
13/07/2015
15.65
06/07/2015
16.24
29/06/2015
15.85
22/06/2015
15.59
15/06/2015
15.55
08/06/2015
15.61
01/06/2015
16.21
25/05/2015
15.65
18/05/2015
15.84
11/05/2015
16.42
05/05/2015
21.91
27/04/2015
17.11
20/04/2015
15.71
13/04/2015
15.81
06/04/2015
15.80
30/03/2015
16.00
23/03/2015
15.91
16/03/2015
15.94
09/03/2015
9.74
23/02/2015
13.99
16/02/2015
18.79
09/02/2015
7.96
02/02/2015
13.08
27/01/2015
16.98
19/01/2015
16.21
12/01/2015
15.15
05/01/2015
15.04
29/12/2014
16.14
22/12/2014
15.18
15/12/2014
15.93
08/12/2014
17.50
01/12/2014
16.53
24/11/2014
16.75
17/11/2014
17.77
10/11/2014
16.18
03/11/2014
26.19
27/10/2014
26.66
20/10/2014
16.92
13/10/2014
14.38
07/10/2014
19.28
29/09/2014
17.06
22/09/2014
16.61
15/09/2014
17.35
08/09/2014
29.15
01/09/2014
16.37
25/08/2014
12.76
19/08/2014
19.68
11/08/2014
16.21
04/08/2014
17.07
28/07/2014
16.59
21/07/2014
19.40
14/07/2014
18.00
07/07/2014
17.13
30/06/2014
17.10
23/06/2014
21.55
16/06/2014
20.54
09/06/2014
21.93
02/06/2014
16.48
26/05/2014
16.18
19/05/2014
15.70
12/05/2014
15.37
05/05/2014
15.70
28/04/2014
30.79
21/04/2014
15.63
15/04/2014
20.76
07/04/2014
14.91
02/04/2014
22.44
24/03/2014
14.60
18/03/2014
23.74
10/03/2014
25.01
03/03/2014
11.60
24/02/2014
15.07
17/02/2014
11.23
10/02/2014
21.02
03/02/2014
10.31
27/01/2014
15.63
20/01/2014
19.92
13/01/2014
17.83
06/01/2014
18.03
30/12/2013
17.49
23/12/2013
25.29
16/12/2013
29.39
09/12/2013
15.35
02/12/2013
15.91
25/11/2013
27.75
11/11/2013
19.88
01/11/2013
8.00
28/10/2013
15.50
21/10/2013
14.25
14/10/2013
15.98
07/10/2013
17.66
30/09/2013
18.01
23/09/2013
18.27
16/09/2013
28.22
06/09/2013
10.56
02/09/2013
18.84
26/08/2013
18.29
19/08/2013
18.57
12/08/2013
18.09
05/08/2013
18.59
29/07/2013
8.55
22/07/2013
5.91
15/07/2013
13.18
08/07/2013
17.85
28/06/2013
7.35
24/06/2013
13.08
17/06/2013
12.84
10/06/2013
13.24
03/06/2013
12.99
27/05/2013
13.40
20/05/2013
13.77
13/05/2013
13.71
06/05/2013
13.85
29/04/2013
13.78
22/04/2013
14.62
15/04/2013
14.71
08/04/2013
25.53
25/03/2013
15.16
18/03/2013
15.49
11/03/2013
15.28
04/03/2013
14.78
25/02/2013
14.52
18/02/2013
12.55
11/02/2013
13.64
04/02/2013
12.22
28/01/2013
14.15
21/01/2013
14.14
14/01/2013
14.06
07/01/2013
14.64
31/12/2012
14.25
24/12/2012
14.45
17/12/2012
14.29
10/12/2012
14.21
03/12/2012
14.32
26/11/2012
14.51
19/11/2012
14.51
12/11/2012
14.59
05/11/2012
14.43
29/10/2012
14.47
22/10/2012
14.47
15/10/2012
14.75
08/10/2012
15.58
01/10/2012
14.76
24/09/2012
15.04
17/09/2012
15.69
10/09/2012
15.80
03/09/2012
16.13
27/08/2012
23.04
17/08/2012
9.46
13/08/2012
16.54
06/08/2012
16.64
30/07/2012
16.78
23/07/2012
16.98
16/07/2012
16.56
09/07/2012
23.72
29/06/2012
9.55
25/06/2012
17.30
18/06/2012
18.29
11/06/2012
18.47
04/06/2012
18.38
28/05/2012
18.25
21/05/2012
18.14
14/05/2012
18.59
07/05/2012
18.49
30/04/2012
19.20
23/04/2012
19.16
16/04/2012
19.19
09/04/2012
22.22
30/03/2012
10.36
26/03/2012
17.11
19/03/2012
13.28
12/03/2012
17.11
05/03/2012
17.36
27/02/2012
24.55
17/02/2012
9.73
13/02/2012
15.12
06/02/2012
17.23
30/01/2012
17.61
23/01/2012
17.08
16/01/2012
17.64
09/01/2012
17.43
02/01/2012
17.84
26/12/2011
17.37
19/12/2011
17.10
12/12/2011
17.00
05/12/2011
16.71
28/11/2011
16.62
21/11/2011
16.16
14/11/2011
23.30
04/11/2011
9.36
31/10/2011
15.94
24/10/2011
16.17
17/10/2011
16.37
10/10/2011
16.22
03/10/2011
17.00
26/09/2011
16.42
19/09/2011
16.31
12/09/2011
15.78
05/09/2011
16.60
29/08/2011
16.10
22/08/2011
23.19
12/08/2011
9.45
08/08/2011
16.49
01/08/2011
16.43
25/07/2011
17.12
18/07/2011
17.22
11/07/2011
16.56
04/07/2011
16.56
27/06/2011
16.04
20/06/2011
16.06
13/06/2011
16.60
06/06/2011
16.09
30/05/2011
16.17
23/05/2011
16.17
16/05/2011
16.14
09/05/2011
15.30
02/05/2011
16.01
25/04/2011
16.71
18/04/2011
15.96
11/04/2011
28.51
28/03/2011
17.82
21/03/2011
16.92
14/03/2011
16.59
07/03/2011
16.68
28/02/2011
16.35
21/02/2011
18.08
14/02/2011
15.61
07/02/2011
15.88
31/01/2011
16.30
24/01/2011
14.12
17/01/2011
12.41
10/01/2011
13.86
03/01/2011
14.15
27/12/2010
10.27
13/12/2010
13.32
06/12/2010
9.78
29/11/2010
11.32
22/11/2010
13.92
15/11/2010
11.90
08/11/2010
12.92
01/11/2010
14.68
25/10/2010
10.84
18/10/2010
5.87
11/10/2010
8.06
04/10/2010
11.11
27/09/2010
10.26
20/09/2010
11.49
13/09/2010
11.18
06/09/2010
12.16
30/08/2010
10.55
23/08/2010
10.21
16/08/2010
10.67
09/08/2010
10.08
02/08/2010
10.68
26/07/2010
11.19
19/07/2010
10.95
12/07/2010
11.21
05/07/2010
11.10
28/06/2010
11.90
21/06/2010
11.23
14/06/2010
9.61
07/06/2010
10.64
31/05/2010
10.32
24/05/2010
9.77
17/05/2010
9.72
10/05/2010
9.66
03/05/2010
9.64
26/04/2010
8.98
19/04/2010
9.06
12/04/2010
8.73
05/04/2010
11.23
29/03/2010
9.99
22/03/2010
9.61
15/03/2010
9.05
08/03/2010
12.66
26/02/2010
5.12
22/02/2010
8.95
15/02/2010
8.49
08/02/2010
8.39
01/02/2010
8.93
25/01/2010
8.89
18/01/2010
8.97
11/01/2010
9.10
04/01/2010
14.45
24/12/2009
3.97
21/12/2009
9.46
14/12/2009
8.80
07/12/2009
10.64
30/11/2009
9.30
23/11/2009
8.55
16/11/2009
7.72
09/11/2009
12.39
30/10/2009
5.10
26/10/2009
11.89
16/10/2009
8.83

Holding Type Holding %
[ICRA]AA
6.83
[ICRA]AAA
14.16
Cash
7.11
CRISIL A1+
8.21
CRISIL AA+
0.25
CRISIL AAA
36.39
IND AAA
11.09
IND AAA(CE)
0.16
Sov
15.43
Unrated
0.35

About SBI Banking and PSU Fund

Scheme Analysis

SBI Banking and PSU Fund is a Debt - Banking and PSU Fund fund and belongs to SBI Mutual Fund. It was launched on 09-Oct-2009 and currently has an AUM of ₹4,073.05 crore. SBI Banking and PSU Fund is benchmarked against CRISIL 10 Year Gilt Index as primary index and NIFTY Banking and PSU Debt Index as secondary index.

The NAV of SBI Banking and PSU Fund ended down ₹-0.7(-0.05%)yesterday to ₹1452.989.

Among its top 3 holdings the fund has exposure to 6.33% CGL 2035, and

The SBI Banking and PSU Fund is managed by Ardhendu Bhattacharya .

Fund House Contact

Address:

9th Floor, Crescenzo, C - 38 & 39 G Block, BKC, Bandra (East) Mumbai - 400 051

Phone Number: 022 - 61793537

Email Address: customer.delight@sbimf.com

Fax Number: 022 - 22189663

Website: www.sbimf.com

Money Simplified Videos

Infographics

SBI Banking and PSU Fund - IDCW - Regular Plan

Fund Overview IDCW | Regular Plan

Fund Objective

The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 30-September-2025

Fund Manager

Most Recent Dividend

About SBI Banking and PSU Fund

Scheme Analysis

Fund House Contact

Financial Health Checkup

Money Simplified Videos

Infographics

SBI Banking and PSU Fund - IDCW - Regular Plan

Fund Overview IDCW | Regular Plan

Fund Objective

The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 30-September-2025

Fund Manager

Most Recent Dividend

About SBI Banking and PSU Fund

Scheme Analysis

Fund House Contact