SBI Banking and PSU Fund - IDCW - Direct Plan

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₹1309.1805 0.01 %Nav, as on 10-02-2026
Previous Nav
₹ 1309.0007
Net Change on 10-02-2026
₹0.18
PersonalFN Rating
Unrated
Category
Debt - Banking and PSU Fund
Assets (Cr.)
₹ 4,116.12
Expense Ratio
0.39%
(As on Dec 31, 2025)

Fund Overview IDCW | Direct Plan

Fund House
SBI Mutual Fund
Launch Date
07-Aug-2014
Benchmark
CRISIL 10 Year Gilt Index
Minimum Investment (₹)
5,000
Minimum Addl Investment (₹)
1,000
Exit Load (%)
Nil
Minimum SIP Investment (₹)
500
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
2167.93
52 Week Low Nav Date
10-Feb-2025
52 Week High Nav (₹)
2325.31
52 Week High Nav Date
05-Feb-2026

Fund Objective

The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
SBI Banking & PSU Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)	3.61	2.55	7.14	7.55	6.09	6.61
CRISIL 10 Year Gilt Index	N/A	N/A	N/A	N/A	N/A	N/A
NIFTY Banking and PSU Debt Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
SBI Banking & PSU Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)	Aug 07, 2014	Unrated	7.14	7.55	6.09	0.39	4,116.12
Axis Banking & PSU Debt Fund - Direct Plan - Daily IDCW	Jan 02, 2013		7.09	7.36	6.16	0.34	13,093.52
Axis Banking & PSU Debt Fund - Direct Plan - Monthly IDCW	Feb 22, 2013		7.09	7.36	6.16	0.34	13,093.52
Axis Banking & PSU Debt Fund - Direct Plan - Weekly IDCW	Jan 10, 2013		7.09	7.36	6.16	0.34	13,093.52
Bandhan Banking and PSU Fund - Direct Annual IDCW	Feb 04, 2020		7.16	7.64	6.48	0.36	12,553.48
Bandhan Banking and PSU Fund - Direct Daily IDCW	Feb 10, 2014		6.83	7.40	6.22	0.36	12,553.48

Fund Holdings as on 31-January-2026

Company % Assets
5.63% CGL 2026
7.78
Kotak Mahindra Bank Ltd.
6.05
Bank of Baroda
4.74
Power Grid Corporation of India Ltd.
4.51
ONGC Petro Additions Ltd.
4.28
GAIL (India) Ltd.
4.28
ICICI Bank Ltd.
3.89
India Infrastructure Finance Company Ltd.
3.58
Canara Bank
3.56
AU Small Finance Bank Ltd.
3.55
National Highways Infra Trust
3.07
Equitas Small Finance Bank Ltd.
2.89
ONGC Petro Additions Ltd.
2.43
Bank of Baroda
2.42
Power Finance Corporation Ltd.
2.41
HDFC Bank Ltd.
2.37
Kotak Mahindra Bank Ltd.
2.33
National Bank for Agriculture and Rural Development
2.32
National Bank for Agriculture and Rural Development
1.95
7.75% State Government of Tamil Nadu 2032
1.87
Small Industries Development Bank of India
1.83
Bank of Baroda
1.82
AU Small Finance Bank Ltd.
1.74
Export-Import Bank of India
1.58
Net Receivable / Payable
1.54
National Bank for Agriculture and Rural Development
1.23
Small Industries Development Bank of India
1.22
Small Industries Development Bank of India
1.22
Canara Bank
1.21
Punjab National Bank
1.21
Axis Bank Ltd.
1.21
6.01% CGL 2030
1.08
Nuclear Power Corporation of India Ltd.
0.86
Small Industries Development Bank of India
0.86
NHPC Ltd.
0.81
Power Grid Corporation of India Ltd.
0.77
HDFC Bank Ltd.
0.72
NTPC Ltd.
0.71
TREPS
0.61
REC Ltd.
0.61
NHPC Ltd.
0.61
Nuclear Power Corporation of India Ltd.
0.61
National Bank for Agriculture and Rural Development
0.61
REC Ltd.
0.61
Small Industries Development Bank of India
0.61
REC Ltd.
0.61
Small Industries Development Bank of India
0.61
Punjab National Bank( Tier II Bond under Basel III )
0.60
Canara Bank
0.60
7.02% CGL 2031
0.37
Corporate Debt Market Development Fund-A2
0.36
Canara Bank( AT1 Bond Under Basel III )
0.25
REC Ltd.
0.25
Power Grid Corporation of India Ltd.
0.13
NHPC Ltd.
0.05

Sector Holding%
Miscellaneous
54.16

Fund Manager

Ardhendu Bhattacharya

Most Recent Dividend

Dividend Details

Record Date Dividend (%)
30/01/2026
50.00
26/12/2025
50.00
28/11/2025
50.00
31/10/2025
50.00
26/09/2025
50.00
29/08/2025
50.00
25/07/2025
50.00
27/06/2025
50.00
30/05/2025
50.00
25/04/2025
50.00
28/03/2025
50.00
28/02/2025
50.00
31/01/2025
50.00
27/12/2024
50.00
29/11/2024
50.00
25/10/2024
50.00
27/09/2024
50.00
30/08/2024
50.00
26/07/2024
50.00
28/06/2024
50.00
31/05/2024
50.00
26/04/2024
50.00
28/03/2024
50.00
23/02/2024
50.00
25/01/2024
50.00
29/12/2023
50.00
24/11/2023
50.00
27/10/2023
50.00
21/02/2022
500.00
10/03/2021
392.60
10/02/2021
50.00
08/01/2021
50.00
08/12/2020
50.00
10/11/2020
50.00
08/10/2020
50.00
09/09/2020
100.00
03/07/2020
200.00
28/02/2020
50.00
31/01/2020
50.00
27/12/2019
54.00
29/11/2019
50.00
25/10/2019
50.00
27/09/2019
50.00
30/08/2019
50.00
26/07/2019
50.00
28/06/2019
50.00
31/05/2019
50.00
29/03/2019
50.00
28/02/2019
50.00
31/01/2019
50.00
28/12/2018
50.00
30/11/2018
50.00
31/10/2018
50.00
28/09/2018
50.00
31/08/2018
50.00
31/07/2018
60.00
27/04/2018
40.00
28/02/2018
28.89
31/01/2018
60.00
29/12/2017
60.00
30/11/2017
60.00
31/10/2017
60.00
29/09/2017
60.00
31/08/2017
60.00
31/07/2017
60.00
31/05/2017
60.00
28/04/2017
60.00
31/03/2017
60.00
28/02/2017
60.00
31/01/2017
60.00
30/12/2016
60.00
30/11/2016
60.00
28/10/2016
70.00
30/09/2016
70.00
31/08/2016
70.00
29/07/2016
60.00
30/06/2016
60.00
31/05/2016
60.00
29/04/2016
60.00
31/03/2016
60.00
29/02/2016
60.00
29/01/2016
60.00
31/12/2015
60.00
30/11/2015
60.00
30/10/2015
60.00
30/09/2015
60.00
31/08/2015
60.00
31/07/2015
33.52
17/07/2015
80.72
30/06/2015
60.00
29/05/2015
60.00
30/04/2015
60.00
31/03/2015
50.00
27/02/2015
50.00
30/01/2015
75.00
31/12/2014
60.00
28/11/2014
70.00
31/10/2014
80.00

Holding Type Holding %
[ICRA]AAA
11.95
Cash
2.15
CRISIL A1+
25.07
CRISIL AA+
6.96
CRISIL AAA
24.32
IND A1+
7.16
IND AAA
10.93
Sovereign
11.10
Unrated
0.36

About SBI Banking and PSU Fund

Scheme Analysis

SBI Banking and PSU Fund is a Debt - Banking and PSU Fund fund and belongs to SBI Mutual Fund. It was launched on 07-Aug-2014 and currently has an AUM of ₹4,116.12 crore. SBI Banking and PSU Fund is benchmarked against CRISIL 10 Year Gilt Index as primary index and NIFTY Banking and PSU Debt Index as secondary index.

The NAV of SBI Banking and PSU Fund ended up ₹0.18(0.01%)yesterday to ₹1309.1805.

Among its top 3 holdings the fund has exposure to 5.63% CGL 2026, and

The SBI Banking and PSU Fund is managed by Ardhendu Bhattacharya .

Fund House Contact

Address:

9th Floor, Crescenzo, C - 38 & 39 G Block, BKC, Bandra (East) Mumbai - 400 051

Phone Number: 022 - 61793537

Email Address: customer.delight@sbimf.com

Fax Number: 022 - 22189663

Website: www.sbimf.com

Money Simplified Videos

Infographics

SBI Banking and PSU Fund - IDCW - Direct Plan

Fund Overview IDCW | Direct Plan

Fund Objective

The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 31-January-2026

Fund Manager

Most Recent Dividend

About SBI Banking and PSU Fund

Scheme Analysis

Fund House Contact

Financial Health Checkup

Money Simplified Videos

Infographics

SBI Banking and PSU Fund - IDCW - Direct Plan

Fund Overview IDCW | Direct Plan

Fund Objective

The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 31-January-2026

Fund Manager

Most Recent Dividend

About SBI Banking and PSU Fund

Scheme Analysis

Fund House Contact