Fixed Income

Because of the current market volatility, individuals are becoming more cautious about investing their money in high-risk options.

Mahila Samman Savings Certificate is available for a two-year period from April 2023 to March 2025 and allows women and girls to deposit up to Rs. 2 lahks in the scheme that offers a fixed interest rate of 7.5% p.a.

Here are the basics and key factors to consider before making a commitment to fixed deposits.

While FDs have a predetermined lock-in period, in case of an unforeseen circumstance, individuals can opt for premature FD withdrawal, either in part or in full.

A Fixed Deposit is a secure investment with very low risk to your investment, and its returns do not fluctuate with market conditions.

Due to the drop in FD interest rates in the past few years, there has been a noticeable shift of investors into debt mutual funds.

On December 30, 2022, the finance ministry issued a circular that the government has increased the deposit rate on some small savings schemes for the January-March 2023 quarter.

Simple step-by-step guidelines to calculate interest income by using a Fixed Deposit Calculator.

The Ministry of Finance on Thursday announced that the subscription for Series III of the Sovereign Gold Bond Scheme 2022-23 will open on December 19, 2022, i.e. today.

Corporate fixed deposit is a type of fixed deposit issued by Non-Banking Financial Companies and other companies.