Fixed Income

Currently, among all the small saving schemes, SCSS offers the highest interest rate 8.20% p.a. Premature closure should be thought through carefully.

Bond yields in India are at a 3-year low after two successive policy repo rate cuts by the RBI. This indicates…

The RBI in its April 2025 bi-monthly monetary policy statement once again reduced the policy repo rate by 25 basis points to 6.00% with immediate effect.

While the market has finally staged a remarkable rebound in March 2025 (gaining nearly 6%), it would be imprudent to be complacent. A certain sum of money must be held in bank FDs.

The prevailing market is an opportune time for senior citizens/retirees and other risk-averse investors to invest money in tax-saver bank FDs.

This is a much-needed reform to address the delays and bureaucratic hurdles that many subscribers currently encounter.

The latest CPI inflation data for November 2024 has eased to 5.48% from 6.21% in October 2024. But will that nudge the RBI to cut rates anytime soon? It appears that home loan borrowers would have to bear with elevated interest rates for some more time now.

The rationale behind offering a ‘compassionate allowance’ is to assist very senior pensioners in managing the rising cost of living often associated with ageing.

There is a mix of factors, domestic and global, that are influencing India’s benchmark yield.

The CPI inflation reading for August 2024 is to some extent higher than expected. The main reason for this was…