Fixed Income

CPPS is a paradigm shift from the existing pension disbursement system that is decentralised, with each Zonal/Regional Office of EPFO maintaining separate agreements with only 3-4 banks.

Recently the Department of Economic Affairs, under the Ministry of Finance issued a circular notifying revision to PPF rules.

It appears that we are almost near the peak of the interest rate upcycle currently. It looks unlikely that interest rates on bank FDs would increase further.

Interest rates in India have remained elevated for quite some time now (since April 2023). There are key challenges before the RBI to reduce the policy repo rate.

Sukanya Samriddhi Yojana (SSY) is a government-backed saving scheme designed for the equal rights and betterment of the girl child in India.

Discover the hidden costs and financial implications of premature withdrawals from Bank FDs in this insightful exploration.

Consider investing in Sovereign Gold Bond 2023-24 Series IV to diversify your portfolio, hedge against uncertainty, and benefit from potential capital appreciation and fixed returns.

On a global scale, monetary policy sentiment has shifted towards a less aggressive stance, indicating that the period of the rising interest rate cycle is now in the past.

When considering how to close an FD, it is essential to understand that there are two methods: closing on maturity and closing before maturity.

Investors can subscribe to the Sovereign Gold Bond (SGB), where the Reserve Bank of India issues bonds tied to the market value of gold on behalf of the Indian government.