IRDAI's circular regarding all employers to provide a mandatory medical insurance is a protection net for the employees for in the advent of the similar pandemic occurs in future so that they are well prepared.
The ministry of finance provides some relief to policyholders.
Insurers pay the claim after deducting the differential room rent as well as the associate medical expenses.
Looking at the current outspread of Coronavirus, IRDAI has issued a circular regarding guidelines to handle claim cases under the Coronavirus infection.