HDFC Retirement Savings Fund - Equity Plan - Growth - Direct Plan

Other Plans and Options
  • 0.53 %Nav, as on 12-12-2025

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  • Net Change on 12-12-2025

  • PersonalFN Rating

  • Assets (Cr.)

  • Expense Ratio

Fund Overview Growth | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
HDFC Retirement Savings Fund - Equity Plan - Growth Option - Direct Plan -0.27 2.10 2.86 18.70 22.53 19.80
NIFTY 50 - TRI N/A N/A N/A N/A N/A N/A
NIFTY 500 - TRI N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Absolute, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
HDFC Retirement Savings Fund - Equity Plan - Growth Option - Direct Plan Feb 25, 2016 2.86 18.70 22.53 0.71 7,054.60
Nippon India Retirement Fund- Wealth Creation Scheme- Direct Plan- Growth Option Feb 11, 2015 -2.07 16.85 18.38 0.98 3,244.49
Tata Retirement Savings Fund Moderate -Direct Plan Growth Jan 04, 2013 -0.03 15.61 14.44 0.59 2,191.20
Tata Retirement Savings Fund- Progressive Plan -Direct Plan-Growth Option Jan 04, 2013 -2.58 16.51 15.21 0.53 2,128.79
HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option - Direct Plan Feb 25, 2016 3.36 15.37 16.67 0.93 1,748.25
ICICI Prudential Retirement Fund - Pure Equity - Direct Plan - Growth Option Feb 27, 2019 8.60 24.65 26.08 0.68 1,589.38

Fund Holdings as on 30-November-2025

  • HDFC Bank Ltd.£

  • TREPS - Tri-party Repo

  • ICICI Bank Ltd.

  • Reliance Industries Ltd.

  • Axis Bank Ltd.

  • Maruti Suzuki India Limited

  • Infosys Limited

  • Kotak Mahindra Bank Limited

  • Tata Consultancy Services Ltd.

  • Bharti Airtel Ltd.

  • State Bank of India

  • Larsen and Toubro Ltd.

  • HCL Technologies Ltd.

  • Cipla Ltd.

  • ITC LIMITED

  • InterGlobe Aviation Ltd.

  • Bajaj Auto Limited

  • Power Grid Corporation of India Ltd.

  • Dr. Lal Path Labs Ltd

  • Eicher Motors Ltd.

  • Havells India Ltd.

  • ICICI Lombard General Insurance Co

  • Lupin Ltd.

  • Alkem Laboratories Ltd.

  • Max Financial Services Ltd.

  • HDFC Life Insurance Company Limited

  • Hindustan Petroleum Corp. Ltd.

  • Transport Corporation of India Ltd.

  • Jindal Steel Limited.

  • United Spirits Limited

  • Creditaccess Grameen Limited

  • Delhivery Limited

  • National Aluminium Co. Ltd.

  • Gland Pharma Ltd.

  • Tata Steel Ltd.

  • Blue Dart Express Ltd.

  • The Ramco Cements Ltd.

  • Apollo Hospitals Enterprise Ltd.

  • Godrej Consumer Products Ltd.

  • Voltamp Transformers Ltd.

  • Kalpataru Projects International Ltd

  • Redington Ltd.

  • Ceat Ltd.

  • The Anup Engineering Limited

  • Gujarat State Petronet Ltd.

  • AkzoNobel India Ltd.

  • Gateway Distriparks Limited

  • Embassy Office Parks REIT

  • Mahindra & Mahindra Ltd.

  • Star Health and Allied Insurance Company Ltd

  • Crisil Limited

  • Greenply Industries Ltd.

  • Chambal Fertilizers & Chemicals Ltd.

  • Finolex Cables Ltd.

  • Bajaj Electricals Ltd.

  • Great Eastern Shipping Company Ltd.

  • VRL Logistics Ltd.

  • Finolex Industries Ltd.

  • PVR LIMITED

  • Symphony Ltd.

  • Equitas Small Finance Bank Ltd

  • Prestige Estates Projects Ltd.

  • PNC Infratech Ltd.

  • Tamilnadu Newsprint & Papers Ltd.

  • Mahindra Holidays & Resorts Ind Ltd.

  • Timken India Ltd.

  • GNA Axles Ltd.

  • Cyient Ltd.

  • KEC International Ltd.

  • Nilkamal Ltd.

  • Net Current Assets

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  • Bank - Private

  • IT - Software

  • Miscellaneous

  • Pharmaceuticals & Drugs

  • Refineries

  • Automobiles - Passenger Cars

  • Engineering - Construction

  • Automobile Two & Three Wheelers

  • Insurance

  • Logistics

  • Telecommunication - Service Provider

  • Bank - Public

  • Hospital & Healthcare Services

  • Electric Equipment

  • Cigarettes/Tobacco

  • Airlines

  • Power Generation/Distribution

  • Finance - Others

  • Trading

  • Steel/Sponge Iron/Pig Iron

  • Breweries & Distilleries

  • Finance - NBFC

  • Aluminium & Aluminium Products

  • Steel & Iron Products

  • Courier Services

  • Cement & Construction Materials

  • Household & Personal Products

  • Tyres & Allied

  • Engineering - Industrial Equipments

  • Gas Transmission/Marketing

  • Paints

  • Plastic Products

  • Ratings

  • Fertilizers

  • Wood & Wood Products

  • Consumer Durables - Domestic Appliances

  • Cable

  • Shipping

  • Film Production, Distribution & Entertainment

  • Construction - Real Estate

  • Paper & Paper Products

  • Hotel, Resort & Restaurants

  • Bearings

  • Auto Ancillary

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Fund Manager

  • Cash

  • Equity

  • REITs & InvITs

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About HDFC Retirement Savings Fund - Equity Plan

Scheme Analysis

HDFC Retirement Savings Fund - Equity Plan is a Solution Oriented - Retirement Fund - Equity fund and belongs to HDFC Mutual Fund. It was launched on 25-Feb-2016 and currently has an AUM of ₹7,054.60 crore. HDFC Retirement Savings Fund - Equity Plan is benchmarked against NIFTY 50 - TRI as primary index and NIFTY 500 - TRI as secondary index.

The NAV of HDFC Retirement Savings Fund - Equity Plan ended up ₹0.31(0.53%)yesterday to ₹58.771.

Among its top 3 holdings the fund has exposure to HDFC Bank Ltd.£, and

The HDFC Retirement Savings Fund - Equity Plan is managed by Arun Agarwal and Shobhit Mehrotra.

Fund House Contact

HDFC House, 2nd floor, H.T. Parekh Marg, 165-166 Backbay Reclamation, Churchgate Mumbai - 400 020

+91 (22) 66316333
cliser@hdfcindia.com
+91 (22) 22821144