HDFC Retirement Savings Fund - Equity Plan - Growth - Direct Plan

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  • 0.62 %Nav, as on 11-08-2025

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  • Net Change on 11-08-2025

  • PersonalFN Rating

  • Assets (Cr.)

  • Expense Ratio

Fund Overview Growth | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
HDFC Retirement Savings Fund - Equity Plan - Growth Option - Direct Plan -3.87 2.24 0.88 19.80 26.15 19.98
NIFTY 50 - TRI N/A N/A N/A N/A N/A N/A
NIFTY 500 - TRI N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Absolute, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
HDFC Retirement Savings Fund - Equity Plan - Growth Option - Direct Plan Feb 25, 2016 0.88 19.80 26.15 0.74 6,611.80
Nippon India Retirement Fund- Wealth Creation Scheme- Direct Plan- Growth Option Feb 11, 2015 -0.06 18.47 21.77 0.98 3,217.65
Tata Retirement Savings Fund Moderate -Direct Plan Growth Jan 04, 2013 2.40 16.06 16.69 0.59 2,150.33
Tata Retirement Savings Fund- Progressive Plan -Direct Plan-Growth Option Jan 04, 2013 0.19 17.07 17.85 0.52 2,084.51
HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option - Direct Plan Feb 25, 2016 2.65 15.96 19.25 0.92 1,672.73
ICICI Prudential Retirement Fund - Pure Equity - Direct Plan - Growth Option Feb 27, 2019 8.68 24.25 28.82 0.72 1,332.68

Fund Holdings as on 31-July-2025

  • TREPS - Tri-party Repo

  • HDFC Bank Ltd.£

  • ICICI Bank Ltd.

  • Reliance Industries Ltd.

  • Axis Bank Ltd.

  • Bharti Airtel Ltd.

  • Tata Consultancy Services Ltd.

  • Maruti Suzuki India Limited

  • State Bank of India

  • Kotak Mahindra Bank Limited

  • Cipla Ltd.

  • Infosys Limited

  • Larsen and Toubro Ltd.

  • ITC LIMITED

  • InterGlobe Aviation Ltd.

  • HCL Technologies Ltd.

  • Power Grid Corporation of India Ltd.

  • ICICI Lombard General Insurance Co

  • Bajaj Auto Limited

  • Dr. Lal Path Labs Ltd

  • Havells India Ltd.

  • HDFC Life Insurance Company Limited

  • Eicher Motors Ltd.

  • Transport Corporation of India Ltd.

  • Hindustan Petroleum Corp. Ltd.

  • Max Financial Services Ltd.

  • Gland Pharma Ltd.

  • Delhivery Limited

  • Jindal Steel & Power Ltd.

  • Tata Steel Ltd.

  • Godrej Consumer Products Ltd.

  • Voltamp Transformers Ltd.

  • Apollo Hospitals Enterprise Ltd.

  • Creditaccess Grameen Limited

  • The Anup Engineering Limited

  • National Aluminium Co. Ltd.

  • Embassy Office Parks REIT

  • United Spirits Limited

  • Kalpataru Projects International Ltd

  • Lupin Ltd.

  • Gujarat State Petronet Ltd.

  • AkzoNobel India Ltd.

  • Mahindra & Mahindra Ltd.

  • Bajaj Electricals Ltd.

  • Crisil Limited

  • Greenply Industries Ltd.

  • Finolex Cables Ltd.

  • Gateway Distriparks Limited

  • VRL Logistics Ltd.

  • Finolex Industries Ltd.

  • Star Health and Allied Insurance Company Ltd

  • Symphony Ltd.

  • Ceat Ltd.

  • PNC Infratech Ltd.

  • Net Current Assets

  • Torrent Pharmaceuticals Ltd.

  • Nippon Life India Asset Management Limited

  • Great Eastern Shipping Company Ltd.

  • PVR LIMITED

  • Mahindra Holidays & Resorts Ind Ltd.

  • Chambal Fertilizers & Chemicals Ltd.

  • Tamilnadu Newsprint & Papers Ltd.

  • Prestige Estates Projects Ltd.

  • Equitas Small Finance Bank Ltd

  • Timken India Ltd.

  • GNA Axles Ltd.

  • Cyient Ltd.

  • KEC International Ltd.

  • Redington Ltd.

  • Nilkamal Ltd.

  • Mahindra & Mahindra Financial Services Ltd.

  • ITC Hotels Limited

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  • Bank - Private

  • Miscellaneous

  • IT - Software

  • Refineries

  • Pharmaceuticals & Drugs

  • Engineering - Construction

  • Automobiles - Passenger Cars

  • Insurance

  • Telecommunication - Service Provider

  • Automobile Two & Three Wheelers

  • Bank - Public

  • Logistics

  • Hospital & Healthcare Services

  • Electric Equipment

  • Cigarettes/Tobacco

  • Airlines

  • Power Generation/Distribution

  • Consumer Durables - Domestic Appliances

  • Finance - Others

  • Courier Services

  • Steel/Sponge Iron/Pig Iron

  • Finance - NBFC

  • Steel & Iron Products

  • Household & Personal Products

  • Engineering - Industrial Equipments

  • Aluminium & Aluminium Products

  • Breweries & Distilleries

  • Gas Transmission/Marketing

  • Paints

  • Plastic Products

  • Ratings

  • Wood & Wood Products

  • Cable

  • Tyres & Allied

  • Hotel, Resort & Restaurants

  • Finance - Asset Management

  • Shipping

  • Film Production, Distribution & Entertainment

  • Fertilizers

  • Paper & Paper Products

  • Construction - Real Estate

  • Bearings

  • Auto Ancillary

  • Trading

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Fund Manager

  • Cash

  • Equity

  • REITs & InvITs

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About HDFC Retirement Savings Fund - Equity Plan

Scheme Analysis

HDFC Retirement Savings Fund - Equity Plan is a Solution Oriented - Retirement Fund - Equity fund and belongs to HDFC Mutual Fund. It was launched on 25-Feb-2016 and currently has an AUM of ₹6,611.80 crore. HDFC Retirement Savings Fund - Equity Plan is benchmarked against NIFTY 50 - TRI as primary index and NIFTY 500 - TRI as secondary index.

The NAV of HDFC Retirement Savings Fund - Equity Plan ended up ₹0.35(0.62%)yesterday to ₹56.362.

Among its top 3 holdings the fund has exposure to TREPS - Tri-party Repo, and

The HDFC Retirement Savings Fund - Equity Plan is managed by Arun Agarwal and Shobhit Mehrotra.

Fund House Contact

HDFC House, 2nd floor, H.T. Parekh Marg, 165-166 Backbay Reclamation, Churchgate Mumbai - 400 020

+91 (22) 66316333
cliser@hdfcindia.com
+91 (22) 22821144