HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth - Direct Plan

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  • (-0.15%)Nav, as on 07-11-2025

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  • Net Change on 07-11-2025

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  • Assets (Cr.)

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Fund Overview Growth | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option - Direct Plan 0.51 2.53 3.05 15.78 18.38 16.60
NIFTY 50 - TRI N/A N/A N/A N/A N/A N/A
NIFTY 50 Hybrid Composite Debt 65:35 Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Absolute, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option - Direct Plan Feb 25, 2016 3.05 15.78 18.38 0.94 1,680.62
HDFC Retirement Savings Fund - Equity Plan - Growth Option - Direct Plan Feb 25, 2016 2.70 19.25 24.95 0.72 6,693.39
Nippon India Retirement Fund- Wealth Creation Scheme- Direct Plan- Growth Option Feb 11, 2015 1.78 17.60 20.83 0.98 3,179.19
Tata Retirement Savings Fund Moderate -Direct Plan Growth Jan 04, 2013 2.29 15.73 15.82 0.61 2,117.44
Tata Retirement Savings Fund- Progressive Plan -Direct Plan-Growth Option Jan 04, 2013 -0.03 16.54 16.73 0.54 2,047.70
ICICI Prudential Retirement Fund - Pure Equity - Direct Plan - Growth Option Feb 27, 2019 12.88 25.33 28.96 0.70 1,410.05

Fund Holdings as on 31-October-2025

  • TREPS - Tri-party Repo

  • HDFC Bank Ltd.£

  • ICICI Bank Ltd.

  • 7.93% Bajaj Finance Ltd.^

  • Reliance Industries Ltd.

  • Axis Bank Ltd.

  • Maruti Suzuki India Limited

  • State Bank of India

  • Infosys Limited

  • Bharti Airtel Ltd.

  • Kotak Mahindra Bank Limited

  • Tata Consultancy Services Ltd.

  • 7.26% GOI MAT 220832

  • HCL Technologies Ltd.

  • 6.1% GOI MAT 120731

  • Larsen and Toubro Ltd.

  • Cipla Ltd.

  • ITC LIMITED

  • 7.18% GOI MAT 140833

  • 7.18% GOI MAT 240737

  • 7.5% Bajaj Housing Finance Ltd.^

  • 8.65% Muthoot Finance Ltd.^

  • Bajaj Auto Limited

  • 7.26% GOI MAT 060233

  • Dr. Lal Path Labs Ltd

  • Power Grid Corporation of India Ltd.

  • ICICI Lombard General Insurance Co

  • Max Financial Services Ltd.

  • Lumax Industries Ltd

  • Havells India Ltd.

  • Alkem Laboratories Ltd.

  • City Union Bank Ltd.

  • 8.35% Mahindra Rural Housing Finance Ltd^

  • Embassy Office Parks REIT

  • Vesuvius India Ltd.

  • HDFC Life Insurance Company Limited

  • Creditaccess Grameen Limited

  • Suprajit Engineering Ltd.

  • 7.57% GOI MAT 170633^

  • Transport Corporation of India Ltd.

  • Tata Steel Ltd.

  • Hindustan Petroleum Corp. Ltd.

  • SBI Life Insurance Company Ltd.

  • National Aluminium Co. Ltd.

  • Kalpataru Projects International Ltd

  • Alembic Pharmaceuticals Limited

  • Godrej Consumer Products Ltd.

  • Gland Pharma Ltd.

  • Net Current Assets

  • UTI Asset Management Company Ltd

  • Crompton Greaves Consumer Elec. Ltd.

  • Blue Dart Express Ltd.

  • The Ramco Cements Ltd.

  • 6.67% GOI MAT 171250

  • Delhivery Limited

  • Gujarat State Petronet Ltd.

  • The Anup Engineering Limited

  • Redington Ltd.

  • CIE Automotive India Ltd

  • United Spirits Limited

  • Sonata Software Ltd.

  • Voltamp Transformers Ltd.

  • Goodyear India Ltd.

  • Procter & Gamble Health Ltd.

  • Bayer Cropscience Ltd

  • Huhtamaki India Limited

  • Mahindra & Mahindra Ltd.

  • Bajaj Electricals Ltd.

  • Equitas Small Finance Bank Ltd

  • PVR LIMITED

  • SKF India (Industrial) Limited **

  • Finolex Industries Ltd.

  • Tamilnadu Newsprint & Papers Ltd.

  • 7.93% Power Grid Corporation of India Ltd.^

  • GNA Axles Ltd.

  • Wipro Ltd.

  • Timken India Ltd.

  • SKF India Ltd.

  • Mahindra Holidays & Resorts Ind Ltd.

  • Cyient Ltd.

  • Popular Vehicles and Services Limited

  • KEC International Ltd.

  • Rolex Rings Limited

  • Nilkamal Ltd.

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  • Bank - Private

  • Miscellaneous

  • IT - Software

  • Pharmaceuticals & Drugs

  • Refineries

  • Automobiles - Passenger Cars

  • Insurance

  • Auto Ancillary

  • Bank - Public

  • Engineering - Construction

  • Telecommunication - Service Provider

  • Cigarettes/Tobacco

  • Electric Equipment

  • Logistics

  • Automobile Two & Three Wheelers

  • Hospital & Healthcare Services

  • Power Generation/Distribution

  • Finance - Others

  • Bearings

  • Consumer Durables - Domestic Appliances

  • Refractories

  • Finance - NBFC

  • Steel & Iron Products

  • Household & Personal Products

  • Aluminium & Aluminium Products

  • Finance - Asset Management

  • Trading

  • Engineering - Industrial Equipments

  • Gas Transmission/Marketing

  • Courier Services

  • Plastic Products

  • Tyres & Allied

  • Breweries & Distilleries

  • Pesticides & Agrochemicals

  • Paper & Paper Products

  • Film Production, Distribution & Entertainment

  • Hotel, Resort & Restaurants

  • Automobiles - Dealers & Distributors

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Fund Manager

  • Cash

  • CRISIL - AAA

  • Equity

  • ICRA - AA+

  • IND - AA+

  • REITs & InvITs

  • Sovereign

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About HDFC Retirement Savings Fund - Hybrid-Equity Plan

Scheme Analysis

HDFC Retirement Savings Fund - Hybrid-Equity Plan is a Solution Oriented - Retirement Fund - Equity fund and belongs to HDFC Mutual Fund. It was launched on 25-Feb-2016 and currently has an AUM of ₹1,728.86 crore. HDFC Retirement Savings Fund - Hybrid-Equity Plan is benchmarked against NIFTY 50 - TRI as primary index and NIFTY 50 Hybrid Composite Debt 65:35 Index as secondary index.

The NAV of HDFC Retirement Savings Fund - Hybrid-Equity Plan ended down ₹-0.07(-0.15%)yesterday to ₹44.408.

Among its top 3 holdings the fund has exposure to TREPS - Tri-party Repo, and

The HDFC Retirement Savings Fund - Hybrid-Equity Plan is managed by Arun Agarwal and Shobhit Mehrotra.

Fund House Contact

HDFC House, 2nd floor, H.T. Parekh Marg, 165-166 Backbay Reclamation, Churchgate Mumbai - 400 020

+91 (22) 66316333
cliser@hdfcindia.com
+91 (22) 22821144