HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth - Direct Plan

Other Plans and Options
  • (-0.22%)Nav, as on 09-12-2025

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  • Net Change on 09-12-2025

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  • Assets (Cr.)

  • Expense Ratio

Fund Overview Growth | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option - Direct Plan 0.74 2.52 2.69 15.17 16.59 16.53
NIFTY 50 - TRI N/A N/A N/A N/A N/A N/A
NIFTY 50 Hybrid Composite Debt 65:35 Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Absolute, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option - Direct Plan Feb 25, 2016 2.69 15.17 16.59 0.93 1,728.86
HDFC Retirement Savings Fund - Equity Plan - Growth Option - Direct Plan Feb 25, 2016 2.04 18.44 22.39 0.71 6,968.96
Nippon India Retirement Fund- Wealth Creation Scheme- Direct Plan- Growth Option Feb 11, 2015 -2.98 16.51 18.13 0.98 3,257.64
Tata Retirement Savings Fund Moderate -Direct Plan Growth Jan 04, 2013 -0.42 15.35 14.32 0.59 2,180.05
Tata Retirement Savings Fund- Progressive Plan -Direct Plan-Growth Option Jan 04, 2013 -3.21 16.18 15.05 0.53 2,117.15
ICICI Prudential Retirement Fund - Pure Equity - Direct Plan - Growth Option Feb 27, 2019 7.77 24.52 25.72 0.68 1,516.19

Fund Holdings as on 30-November-2025

  • TREPS - Tri-party Repo

  • HDFC Bank Ltd.£

  • ICICI Bank Ltd.

  • 7.93% Bajaj Finance Ltd.^

  • Reliance Industries Ltd.

  • Axis Bank Ltd.

  • State Bank of India

  • Maruti Suzuki India Limited

  • Infosys Limited

  • Bharti Airtel Ltd.

  • Kotak Mahindra Bank Limited

  • Tata Consultancy Services Ltd.

  • HCL Technologies Ltd.

  • 7.26% GOI MAT 220832

  • Cipla Ltd.

  • 6.1% GOI MAT 120731^

  • Larsen and Toubro Ltd.

  • ITC LIMITED

  • 7.18% GOI MAT 140833

  • 7.18% GOI MAT 240737

  • 7.5% Bajaj Housing Finance Ltd.^

  • 8.65% Muthoot Finance Ltd.^

  • Bajaj Auto Limited

  • 7.26% GOI MAT 060233

  • Dr. Lal Path Labs Ltd

  • ICICI Lombard General Insurance Co

  • Max Financial Services Ltd.

  • Lumax Industries Ltd

  • City Union Bank Ltd.

  • Power Grid Corporation of India Ltd.

  • Alkem Laboratories Ltd.

  • Havells India Ltd.

  • 8.35% Mahindra Rural Housing Finance Ltd^

  • HDFC Life Insurance Company Limited

  • Embassy Office Parks REIT

  • SBI Life Insurance Company Ltd.

  • Vesuvius India Ltd.

  • Suprajit Engineering Ltd.

  • Creditaccess Grameen Limited

  • 7.57% GOI MAT 170633^

  • United Spirits Limited

  • National Aluminium Co. Ltd.

  • Transport Corporation of India Ltd.

  • Tata Steel Ltd.

  • Godrej Consumer Products Ltd.

  • Blue Dart Express Ltd.

  • Hindustan Petroleum Corp. Ltd.

  • Alembic Pharmaceuticals Limited

  • Kalpataru Projects International Ltd

  • The Ramco Cements Ltd.

  • Gland Pharma Ltd.

  • Redington Ltd.

  • ESCORTS KUBOTA LIMITED

  • 6.67% GOI MAT 171250

  • Crompton Greaves Consumer Elec. Ltd.

  • Net Current Assets

  • UTI Asset Management Company Ltd

  • The Anup Engineering Limited

  • Voltamp Transformers Ltd.

  • Gujarat State Petronet Ltd.

  • Delhivery Limited

  • CIE Automotive India Ltd

  • Huhtamaki India Limited

  • Sonata Software Ltd.

  • Mahindra & Mahindra Ltd.

  • Equitas Small Finance Bank Ltd

  • Bayer Cropscience Ltd

  • Procter & Gamble Health Ltd.

  • Goodyear India Ltd.

  • Bajaj Electricals Ltd.

  • SKF India (Industrial) Limited **

  • Finolex Industries Ltd.

  • PVR LIMITED

  • 7.93% Power Grid Corporation of India Ltd.^

  • GNA Axles Ltd.

  • Tamilnadu Newsprint & Papers Ltd.

  • Wipro Ltd.

  • 6.68% GOI MAT 070740

  • Timken India Ltd.

  • Mahindra Holidays & Resorts Ind Ltd.

  • SKF India Ltd.

  • Cyient Ltd.

  • Popular Vehicles and Services Limited

  • TENNECO CLEAN AIR INDIA LIMITED

  • KEC International Ltd.

  • Nilkamal Ltd.

  • Rolex Rings Limited

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  • Bank - Private

  • Miscellaneous

  • IT - Software

  • Pharmaceuticals & Drugs

  • Refineries

  • Automobiles - Passenger Cars

  • Bank - Public

  • Insurance

  • Engineering - Construction

  • Auto Ancillary

  • Telecommunication - Service Provider

  • Cigarettes/Tobacco

  • Electric Equipment

  • Logistics

  • Automobile Two & Three Wheelers

  • Hospital & Healthcare Services

  • Power Generation/Distribution

  • Finance - Others

  • Consumer Durables - Domestic Appliances

  • Refractories

  • Finance - NBFC

  • Steel & Iron Products

  • Bearings

  • Aluminium & Aluminium Products

  • Household & Personal Products

  • Finance - Asset Management

  • Courier Services

  • Cement & Construction Materials

  • Gas Transmission/Marketing

  • Engineering - Industrial Equipments

  • Trading

  • Breweries & Distilleries

  • Plastic Products

  • Tyres & Allied

  • Packaging

  • Pesticides & Agrochemicals

  • Film Production, Distribution & Entertainment

  • Unspecified

  • Paper & Paper Products

  • Hotel, Resort & Restaurants

  • Automobiles - Dealers & Distributors

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Fund Manager

  • Cash

  • CRISIL - AAA

  • Equity

  • ICRA - AA+

  • IND - AA+

  • REITs & InvITs

  • Sov

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About HDFC Retirement Savings Fund - Hybrid-Equity Plan

Scheme Analysis

HDFC Retirement Savings Fund - Hybrid-Equity Plan is a Solution Oriented - Retirement Fund - Equity fund and belongs to HDFC Mutual Fund. It was launched on 25-Feb-2016 and currently has an AUM of ₹1,748.25 crore. HDFC Retirement Savings Fund - Hybrid-Equity Plan is benchmarked against NIFTY 50 - TRI as primary index and NIFTY 50 Hybrid Composite Debt 65:35 Index as secondary index.

The NAV of HDFC Retirement Savings Fund - Hybrid-Equity Plan ended down ₹-0.1(-0.22%)yesterday to ₹44.736.

Among its top 3 holdings the fund has exposure to TREPS - Tri-party Repo, and

The HDFC Retirement Savings Fund - Hybrid-Equity Plan is managed by Arun Agarwal and Shobhit Mehrotra.

Fund House Contact

HDFC House, 2nd floor, H.T. Parekh Marg, 165-166 Backbay Reclamation, Churchgate Mumbai - 400 020

+91 (22) 66316333
cliser@hdfcindia.com
+91 (22) 22821144