HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth - Direct Plan

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  • (-0.2%)Nav, as on 08-05-2025

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  • Net Change on 08-05-2025

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  • Assets (Cr.)

  • Expense Ratio

Fund Overview Growth | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option - Direct Plan 32.96 12.45 9.39 11.32 10.89 9.99
Crisil 10 Yr Gilt Index N/A N/A N/A N/A N/A N/A
NIFTY 50 Hybrid Composite Debt 15:85 Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option - Direct Plan Feb 25, 2016 9.39 11.32 10.89 1.02 160.80
UTI Retirement Fund- Direct Plan Jan 01, 2013 12.05 14.08 16.56 1.04 4,668.28
Franklin India PENSION PLAN - Direct - Growth Jan 01, 2013 9.88 12.47 12.10 1.56 514.92
Tata Retirement Savings Fund Conservative-Direct Plan Growth Jan 08, 2013 9.14 10.11 9.90 0.97 173.23
Nippon India Retirement Fund- Income Generation Scheme- Direct Plan- Growth Option Feb 11, 2015 11.73 11.79 9.65 0.91 155.56
ICICI Prudential Retirement Fund - Pure Debt - Direct Plan - Growth Option Feb 27, 2019 9.58 7.76 7.23 1.28 107.10

Fund Holdings as on 30-April-2025

  • TREPS - Tri-party Repo

  • 6.67% GOI MAT 171250

  • Tata Consultancy Services Ltd.

  • 8.35% Mahindra Rural Housing Finance Ltd^

  • 7.7505% TMF Holdings Limited (Perpetual) (Perpetual)^

  • 6.19% GOI MAT 160934

  • Larsen and Toubro Ltd.

  • Reliance Industries Ltd.

  • 7.57% GOI MAT 170633^

  • 8.97% GOI MAT 051230^

  • 7.5% GOI MAT 100834^

  • 8.4% Indian Railways Finance Corp. Ltd.^

  • 6.83% HDFC Bank Ltd.£^

  • Net Current Assets

  • ICICI Bank Ltd.

  • HDFC Bank Ltd.£

  • Axis Bank Ltd.

  • State Bank of India

  • Bharti Airtel Ltd.

  • Infosys Limited

  • ITC LIMITED

  • Maruti Suzuki India Limited

  • ICICI Lombard General Insurance Co

  • 9.1% Power Finance Corporation Ltd.^

  • Transport Corporation of India Ltd.

  • SBI Life Insurance Company Ltd.

  • Power Grid Corporation of India Ltd.

  • Vesuvius India Ltd.

  • Hindustan Aeronautics Limited

  • Gujarat State Petronet Ltd.

  • United Spirits Limited

  • Hindustan Petroleum Corp. Ltd.

  • Symphony Ltd.

  • Balrampur Chini Mills Ltd.

  • Dr Reddys Laboratories Ltd.

  • City Union Bank Ltd.

  • Bayer Cropscience Ltd

  • Voltamp Transformers Ltd.

  • Kalpataru Projects International Ltd

  • Alembic Pharmaceuticals Limited

  • Finolex Cables Ltd.

  • Gujarat Pipavav Port Ltd.

  • The Anup Engineering Limited

  • Vardhman Textiles Ltd.

  • Goodyear India Ltd.

  • Gateway Distriparks Limited

  • Lumax Industries Ltd

  • Insecticides (India) Ltd.

  • PVR LIMITED

  • 7.54% GOI MAT 230536

  • Popular Vehicles and Services Limited

  • OCCL Limited

  • ITC Hotels Limited

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  • Miscellaneous

  • IT - Software

  • Bank - Private

  • Engineering - Construction

  • Refineries

  • Insurance

  • Bank - Public

  • Telecommunication - Service Provider

  • Logistics

  • Cigarettes/Tobacco

  • Automobiles - Passenger Cars

  • Pharmaceuticals & Drugs

  • Pesticides & Agrochemicals

  • Power Generation/Distribution

  • Refractories

  • Defence

  • Gas Transmission/Marketing

  • Breweries & Distilleries

  • Consumer Durables - Domestic Appliances

  • Sugar

  • Electric Equipment

  • Cable

  • Port

  • Textile

  • Engineering - Industrial Equipments

  • Auto Ancillary

  • Tyres & Allied

  • Film Production, Distribution & Entertainment

  • Automobiles - Dealers & Distributors

  • Chemicals

  • Hotel, Resort & Restaurants

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Fund Manager

  • Cash

  • CRISIL - AA+

  • CRISIL - AAA

  • Equity

  • IND - AA+

  • Sovereign

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About HDFC Retirement Savings Fund - Hybrid-Debt Plan

Scheme Analysis

HDFC Retirement Savings Fund - Hybrid-Debt Plan is a Solution Oriented - Retirement Fund - Debt fund and belongs to HDFC Mutual Fund. It was launched on 25-Feb-2016 and currently has an AUM of ₹160.80 crore. HDFC Retirement Savings Fund - Hybrid-Debt Plan is benchmarked against Crisil 10 Yr Gilt Index as primary index and NIFTY 50 Hybrid Composite Debt 15:85 Index as secondary index.

The NAV of HDFC Retirement Savings Fund - Hybrid-Debt Plan ended down ₹-0.05(-0.2%)yesterday to ₹23.9744.

Among its top 3 holdings the fund has exposure to TREPS - Tri-party Repo, and

The HDFC Retirement Savings Fund - Hybrid-Debt Plan is managed by Arun Agarwal and Shobhit Mehrotra.

Fund House Contact

HDFC House, 2nd floor, H.T. Parekh Marg, 165-166 Backbay Reclamation, Churchgate Mumbai - 400 020

+91 (22) 66316333
cliser@hdfcindia.com
+91 (22) 22821144