HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth - Direct Plan

Other Plans and Options
  • (-0.86%)Nav, as on 08-01-2026

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  • Net Change on 08-01-2026

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  • Assets (Cr.)

  • Expense Ratio

Fund Overview Growth | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option - Direct Plan 0.35 2.49 7.05 16.08 15.61 16.53
NIFTY 50 - TRI N/A N/A N/A N/A N/A N/A
NIFTY 50 Hybrid Composite Debt 65:35 Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Absolute, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option - Direct Plan Feb 25, 2016 7.05 16.08 15.61 0.94 1,748.25
HDFC Retirement Savings Fund - Equity Plan - Growth Option - Direct Plan Feb 25, 2016 6.97 19.71 21.51 0.71 7,054.60
Nippon India Retirement Fund- Wealth Creation Scheme- Direct Plan- Growth Option Feb 11, 2015 3.35 18.90 17.34 0.98 3,244.49
Tata Retirement Savings Fund Moderate -Direct Plan Growth Jan 04, 2013 3.17 16.62 13.60 0.59 2,191.20
Tata Retirement Savings Fund- Progressive Plan -Direct Plan-Growth Option Jan 04, 2013 0.66 17.68 14.22 0.53 2,128.79
ICICI Prudential Retirement Fund - Pure Equity - Direct Plan - Growth Option Feb 27, 2019 17.61 27.21 25.09 0.67 1,589.38

Fund Holdings as on 31-December-2025

  • TREPS - Tri-party Repo

  • HDFC Bank Ltd.£

  • ICICI Bank Ltd.

  • 7.93% Bajaj Finance Ltd.^

  • Reliance Industries Ltd.

  • Axis Bank Ltd.

  • Maruti Suzuki India Limited

  • State Bank of India

  • Infosys Limited

  • Bharti Airtel Ltd.

  • Kotak Mahindra Bank Limited

  • Tata Consultancy Services Ltd.

  • HCL Technologies Ltd.

  • 7.26% 7.26% GOI MAT 220832

  • Larsen and Toubro Ltd.

  • 6.1% 6.1% GOI MAT 120731^

  • Cipla Ltd.

  • ITC LIMITED

  • 7.18% 7.18% GOI MAT 140833

  • 7.18% 7.18% GOI MAT 240737

  • 7.5% Bajaj Housing Finance Ltd.^

  • Bajaj Auto Limited

  • 7.26% 7.26% GOI MAT 060233

  • City Union Bank Ltd.

  • ICICI Lombard General Insurance Co

  • Dr. Lal Path Labs Ltd

  • Max Financial Services Ltd.

  • Power Grid Corporation of India Ltd.

  • Alkem Laboratories Ltd.

  • Havells India Ltd.

  • Lumax Industries Ltd

  • 8.35% Mahindra Rural Housing Finance Ltd^

  • SBI Life Insurance Company Ltd.

  • Embassy Office Parks REIT

  • HDFC Life Insurance Company Limited

  • Vesuvius India Ltd.

  • National Aluminium Co. Ltd.

  • Suprajit Engineering Ltd.

  • 7.57% 7.57% GOI MAT 170633^

  • United Spirits Limited

  • SKF India Ltd.

  • Creditaccess Grameen Limited

  • Tata Steel Ltd.

  • Hindustan Petroleum Corp. Ltd.

  • Transport Corporation of India Ltd.

  • Blue Dart Express Ltd.

  • Kalpataru Projects International Ltd

  • Alembic Pharmaceuticals Limited

  • The Ramco Cements Ltd.

  • Net Current Assets

  • Gland Pharma Ltd.

  • Godrej Consumer Products Ltd.

  • Redington Ltd.

  • 6.67% 6.67% GOI MAT 171250^

  • ESCORTS KUBOTA LIMITED

  • Gujarat State Petronet Ltd.

  • UTI Asset Management Company Ltd

  • The Anup Engineering Limited

  • Crompton Greaves Consumer Elec. Ltd.

  • Voltamp Transformers Ltd.

  • CIE Automotive India Ltd

  • Sonata Software Ltd.

  • Delhivery Limited

  • Huhtamaki India Limited

  • Equitas Small Finance Bank Ltd

  • Procter & Gamble Health Ltd.

  • Bayer Cropscience Ltd

  • Goodyear India Ltd.

  • Bajaj Electricals Ltd.

  • SKF India (Industrial) Limited

  • Wipro Ltd.

  • Finolex Industries Ltd.

  • 7.93% Power Grid Corporation of India Ltd.^

  • PVR LIMITED

  • Tamilnadu Newsprint & Papers Ltd.

  • 6.68% 6.68% GOI MAT 070740

  • GNA Axles Ltd.

  • Timken India Ltd.

  • Mahindra Holidays & Resorts Ind Ltd.

  • Cyient Ltd.

  • Mahindra & Mahindra Ltd.

  • TENNECO CLEAN AIR INDIA LIMITED

  • KEC International Ltd.

  • Popular Vehicles and Services Limited

  • Rolex Rings Limited

  • Nilkamal Ltd.

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  • Bank - Private

  • Miscellaneous

  • IT - Software

  • Pharmaceuticals & Drugs

  • Refineries

  • Automobiles - Passenger Cars

  • Auto Ancillary

  • Insurance

  • Bank - Public

  • Engineering - Construction

  • Telecommunication - Service Provider

  • Cigarettes/Tobacco

  • Electric Equipment

  • Automobile Two & Three Wheelers

  • Logistics

  • Hospital & Healthcare Services

  • Finance - Others

  • Power Generation/Distribution

  • Bearings

  • Consumer Durables - Domestic Appliances

  • Refractories

  • Finance - NBFC

  • Breweries & Distilleries

  • Aluminium & Aluminium Products

  • Steel & Iron Products

  • Household & Personal Products

  • Courier Services

  • Cement & Construction Materials

  • Trading

  • Automobiles-Tractors

  • Finance - Asset Management

  • Engineering - Industrial Equipments

  • Gas Transmission/Marketing

  • Packaging

  • Plastic Products

  • Pesticides & Agrochemicals

  • Tyres & Allied

  • Film Production, Distribution & Entertainment

  • Paper & Paper Products

  • Hotel, Resort & Restaurants

  • Automobiles - Dealers & Distributors

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Fund Manager

  • Cash

  • CRISIL - AAA

  • Equity

  • IND - AA+

  • REITs & InvITs

  • Sovereign

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About HDFC Retirement Savings Fund - Hybrid-Equity Plan

Scheme Analysis

HDFC Retirement Savings Fund - Hybrid-Equity Plan is a Solution Oriented - Retirement Fund - Equity fund and belongs to HDFC Mutual Fund. It was launched on 25-Feb-2016 and currently has an AUM of ₹1,744 crore. HDFC Retirement Savings Fund - Hybrid-Equity Plan is benchmarked against NIFTY 50 - TRI as primary index and NIFTY 50 Hybrid Composite Debt 65:35 Index as secondary index.

The NAV of HDFC Retirement Savings Fund - Hybrid-Equity Plan ended down ₹-0.39(-0.86%)yesterday to ₹44.895.

Among its top 3 holdings the fund has exposure to TREPS - Tri-party Repo, and

The HDFC Retirement Savings Fund - Hybrid-Equity Plan is managed by Arun Agarwal and Shobhit Mehrotra.

Fund House Contact

HDFC House, 2nd floor, H.T. Parekh Marg, 165-166 Backbay Reclamation, Churchgate Mumbai - 400 020

+91 (22) 66316333
cliser@hdfcindia.com
+91 (22) 22821144