HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth - Direct Plan

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₹28.745 0.37 %Nav, as on 21-03-2023
Previous Nav
₹ 28.639
Net Change on 21-03-2023
₹0.11
PersonalFN Rating
Unrated
Category
Solution Oriented - Retirement Fund
Assets (Cr.)
₹ 932.37
Expense Ratio
1.03%
(As on Feb 28, 2023)

Fund Overview Growth | Direct Plan

Fund House
HDFC Mutual Fund
Launch Date
25-Feb-2016
Benchmark
NIFTY 50 - TRI
Minimum Investment (₹)
100
Minimum Addl Investment (₹)
100
Exit Load (%)
NIL - Upon completion of Lock-in Period
Minimum SIP Investment (₹)
100
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
24.96
52 Week Low Nav Date
20-Jun-2022
52 Week High Nav (₹)
29.45
52 Week High Nav Date
14-Dec-2022

Fund Objective

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option - Direct Plan	-24.21	-3.46	8.03	24.50	12.25	16.10
NIFTY 50 - TRI	N/A	N/A	N/A	N/A	N/A	N/A
NIFTY 50 Hybrid Composite Debt 65:35 Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Absolute, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option - Direct Plan	Feb 25, 2016	8.03	24.50	12.25	1.03	932.37
UTI - Retirement Benefit Pension Fund- Direct	Jan 01, 2013	5.35	17.15	7.41	1.06	3,687.42
HDFC Retirement Savings Fund - Equity Plan - Growth Option - Direct Plan	Feb 25, 2016	11.59	34.85	14.77	0.78	2,696.93
Nippon India Retirement Fund- Wealth Creation Scheme- Direct Plan- Growth Option	Feb 11, 2015	1.85	25.16	6.58	1.03	2,233.39
Tata Retirement Savings Fund Moderate -Direct Plan Growth	Jan 04, 2013	0.87	19.15	9.19	0.68	1,557.72
Tata Retirement Savings Fund-Direct Plan Growth	Jan 04, 2013	-0.37	20.43	9.34	0.67	1,259.61

Fund Holdings as on 28-February-2023

Company % Assets
TREPS - Tri-party Repo
10.88
ICICI Bank Ltd.
4.47
HDFC Bank Ltd.
4.41
Reverse Repo
3.95
4.26% GOI 2023
3.73
Reliance Industries Ltd.
3.37
Infosys Limited
3.30
6.1% GOI 2031
2.95
Housing Development Fin. Corp. Ltd.£
2.85
ITC Ltd.
2.83
9.1% Power Finance Corporation Ltd.^
2.72
6.4% Embassy Office Parks REIT^
2.64
Larsen and Toubro Ltd.
2.38
State Bank of India
2.24
Axis Bank Ltd.
2.17
Bharti Airtel Ltd.
1.99
8.35% Mahindra Rural Housing Finance Ltd^
1.61
HCL Technologies Ltd.
1.39
Bajaj Electricals Ltd.
1.37
Mahindra & Mahindra Ltd.
1.36
7.57% GOI 2033^
1.35
Bharat Electronics Ltd.
1.29
Sonata Software Ltd.
1.19
Godrej Consumer Products Ltd.
1.09
8.95% Jamnagar Utilities & Power Pvt. Ltd. (erstwhile Reliance Utilities & Power Pvt. Ltd.)^
1.07
Balrampur Chini Mills Ltd.
1.04
6.67% GOI 2050^
0.98
Global Health Limited
0.94
Torrent Pharmaceuticals Ltd.
0.94
Suprajit Engineering Ltd.
0.90
Mahindra Holidays & Resorts Ind Ltd.
0.89
ICICI Lombard General Insurance Co
0.89
Equitas Small Finance Bank Ltd
0.89
Gujarat State Petronet Ltd.
0.82
Max Financial Services Ltd.
0.82
Ashok Leyland Ltd
0.81
Power Grid Corporation of India Ltd.
0.79
Max Healthcare Institute Limited
0.79
Voltamp Transformers Ltd.
0.73
Firstsource Solutions Ltd.
0.72
AIA Engineering Ltd.
0.72
Rolex Rings Limited
0.71
Tata Steel Ltd.
0.69
METRO BRANDS LIMITED
0.69
KEC International Ltd.
0.67
Vesuvius India Ltd.
0.66
Goodyear India Ltd.
0.66
Apar Industries Limited
0.62
The Anup Engineering Limited
0.61
Cyient Ltd.
0.61
Procter & Gamble Health Ltd.
0.60
Hindustan Petroleum Corp. Ltd.
0.60
GNA Axles Ltd.
0.60
UTI Asset Management Company Ltd
0.60
Aurobindo Pharma Ltd.
0.60
Transport Corporation of India Ltd.
0.56
Sanofi India Limited
0.56
Finolex Industries Ltd.
0.54
7.93% Power Grid Corporation of India Ltd.^
0.54
Nilkamal Ltd.
0.54
Crompton Greaves Consumer Elec. Ltd.
0.54
Bayer Cropscience Ltd
0.50
Net Current Assets
0.50
Gland Pharma Ltd.
0.49
Timken India Ltd.
0.47
Alembic Pharmaceuticals Limited
0.45
Lumax Industries Ltd
0.44
Redington Ltd.
0.44
Oriental Carbon & Chemicals Ltd.
0.42
Tamilnadu Newsprint & Papers Ltd.
0.40
Kalpataru Power Transmission Ltd.
0.37
IDFC Ltd.
0.33
NRB Bearing Ltd.
0.30
9.25% Reliance Industries Ltd.^
0.27
Jagran Prakashan Ltd.
0.13

Sector Holding%
Miscellaneous
15.33
Bank - Private
11.94
IT - Software
6.49
Refineries
3.97
Pharmaceuticals & Drugs
3.64
Engineering - Construction
3.05
Finance - Housing
2.85
Cigarettes/Tobacco
2.83
Bank - Public
2.24
Telecommunication - Service Provider
1.99
Auto Ancillary
1.94
Consumer Durables - Domestic Appliances
1.91
Engineering - Industrial Equipments
1.90
Hospital & Healthcare Services
1.73
Bearings
1.48
Automobiles - Passenger Cars
1.36
Electric Equipment
1.35
Household & Personal Products
1.09
Plastic Products
1.08
Sugar
1.04
Insurance
0.89
Hotel, Resort & Restaurants
0.89
Finance - Others
0.82
Gas Transmission/Marketing
0.82
Automobiles-Trucks/Lcv
0.81
Power Generation/Distribution
0.79
BPO/ITeS
0.72
Castings/Forgings
0.72
Retailing
0.69
Steel & Iron Products
0.69
Refractories
0.66
Tyres & Allied
0.66
Finance - Asset Management
0.60
Logistics
0.56
Pesticides & Agrochemicals
0.50
Trading
0.44
Chemicals
0.42
Paper & Paper Products
0.40
Transmission Towers / Equipments
0.37
Finance - NBFC
0.33
Printing And Publishing
0.13

Fund Manager

Shobhit Mehrotra

Education:B. Text.,M.S. MBA(Clemson University, SC,USA)
Experience:20 Years
Basic Details:Mr. Shobhit Mehrotra has collective experience of over 20 years in Fixed Income markets, Fixed Income dealing and credit rating etc. He is with HDFC AMC since Feb 2004. Prior to this he has worked with Templeton Asset Management (India) Pvt Ltd. And ICRA Ltd.
Funds Managed:
HDFC Credit Risk Debt Fund
HDFC Floating Rate Debt Fund
HDFC Hybrid Debt Fund
HDFC Income Fund
HDFC Long Duration Debt Fund
HDFC Medium Term Debt Fund
HDFC Retirement Savings Fund - Equity Plan
HDFC Retirement Savings Fund - Hybrid-Debt Plan
HDFC Retirement Savings Fund - Hybrid-Equity Plan

Srinivasan Ramamurthy

Education:B.E., MBA
Experience:11
Basic Details:
Funds Managed:
HDFC Asset Allocator Fund of Funds
HDFC Asset Allocator Fund of Funds
HDFC Balanced Advantage Fund
HDFC Dynamic PE Ratio Fund of Funds
HDFC Equity Savings Fund
HDFC Hybrid Debt Fund
HDFC Multi-Asset Fund
HDFC Retirement Savings Fund - Equity Plan
HDFC Retirement Savings Fund - Hybrid-Debt Plan
HDFC Retirement Savings Fund - Hybrid-Equity Plan

Holding Type Holding %
Cash
15.33
CRISIL - AAA
7.24
Equity
66.79
IND - AA+
1.61
Sovereign
9.01

About HDFC Retirement Savings Fund - Hybrid-Equity Plan

Scheme Analysis

HDFC Retirement Savings Fund - Hybrid-Equity Plan is a Solution Oriented - Retirement Fund fund and belongs to HDFC Mutual Fund. It was launched on 25-Feb-2016 and currently has an AUM of ₹932.37 crore. HDFC Retirement Savings Fund - Hybrid-Equity Plan is benchmarked against NIFTY 50 - TRI as primary index and NIFTY 50 Hybrid Composite Debt 65:35 Index as secondary index.

The NAV of HDFC Retirement Savings Fund - Hybrid-Equity Plan ended up ₹0.11(0.37%)yesterday to ₹28.745.

Among its top 3 holdings the fund has exposure to TREPS - Tri-party Repo, and

The HDFC Retirement Savings Fund - Hybrid-Equity Plan is managed by Shobhit Mehrotra and Srinivasan Ramamurthy.

Fund House Contact

Address:

HDFC House, 2nd floor, H.T. Parekh Marg, 165-166 Backbay Reclamation, Churchgate Mumbai - 400 020

Phone Number: +91 (22) 66316333

Email Address: cliser@hdfcindia.com

Fax Number: +91 (22) 22821144

Website: www.hdfcfund.com

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