HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth - Direct Plan

Other Plans and Options
  • 0.24 %Nav, as on 17-09-2025

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  • Net Change on 17-09-2025

  • PersonalFN Rating

  • Assets (Cr.)

  • Expense Ratio

Fund Overview Growth | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option - Direct Plan 1.98 0.89 0.77 16.28 18.84 16.81
NIFTY 50 - TRI N/A N/A N/A N/A N/A N/A
NIFTY 50 Hybrid Composite Debt 65:35 Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Absolute, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option - Direct Plan Feb 25, 2016 0.77 16.28 18.84 0.94 1,659.80
HDFC Retirement Savings Fund - Equity Plan - Growth Option - Direct Plan Feb 25, 2016 -0.51 20.03 25.40 0.74 6,584.08
Nippon India Retirement Fund- Wealth Creation Scheme- Direct Plan- Growth Option Feb 11, 2015 -1.54 18.92 21.93 0.98 3,144.06
Tata Retirement Savings Fund Moderate -Direct Plan Growth Jan 04, 2013 0.60 15.93 16.44 0.60 2,114.86
Tata Retirement Savings Fund- Progressive Plan -Direct Plan-Growth Option Jan 04, 2013 -2.02 16.86 17.49 0.54 2,047.44
ICICI Prudential Retirement Fund - Pure Equity - Direct Plan - Growth Option Feb 27, 2019 7.12 25.42 29.43 0.71 1,332.57

Fund Holdings as on 31-August-2025

  • TREPS - Tri-party Repo

  • HDFC Bank Ltd.£

  • ICICI Bank Ltd.

  • Reliance Industries Ltd.

  • Maruti Suzuki India Limited

  • Axis Bank Ltd.

  • State Bank of India

  • Bharti Airtel Ltd.

  • Kotak Mahindra Bank Limited

  • Tata Consultancy Services Ltd.

  • Larsen and Toubro Ltd.

  • Cipla Ltd.

  • 7.26% GOI MAT 220832

  • 6.1% GOI MAT 120731

  • Infosys Limited

  • HCL Technologies Ltd.

  • ITC LIMITED

  • 7.18% GOI MAT 140833

  • 7.18% GOI MAT 240737

  • 8.65% Muthoot Finance Ltd.^

  • 7.5% Bajaj Housing Finance Ltd.^

  • Bajaj Auto Limited

  • 7.26% GOI MAT 060233

  • Dr. Lal Path Labs Ltd

  • Power Grid Corporation of India Ltd.

  • Max Financial Services Ltd.

  • ICICI Lombard General Insurance Co

  • Havells India Ltd.

  • HDFC Life Insurance Company Limited

  • 8.35% Mahindra Rural Housing Finance Ltd^

  • Vesuvius India Ltd.

  • Lumax Industries Ltd

  • Creditaccess Grameen Limited

  • City Union Bank Ltd.

  • Embassy Office Parks REIT

  • Suprajit Engineering Ltd.

  • 7.57% GOI MAT 170633^

  • Transport Corporation of India Ltd.

  • Godrej Consumer Products Ltd.

  • Tata Steel Ltd.

  • Alembic Pharmaceuticals Limited

  • Crompton Greaves Consumer Elec. Ltd.

  • Kalpataru Projects International Ltd

  • SBI Life Insurance Company Ltd.

  • Gland Pharma Ltd.

  • UTI Asset Management Company Ltd

  • SKF India Ltd.

  • Hindustan Petroleum Corp. Ltd.

  • 6.67% GOI MAT 171250

  • Delhivery Limited

  • National Aluminium Co. Ltd.

  • The Anup Engineering Limited

  • Gujarat State Petronet Ltd.

  • Voltamp Transformers Ltd.

  • Blue Dart Express Ltd.

  • Mahindra & Mahindra Ltd.

  • Sonata Software Ltd.

  • United Spirits Limited

  • Bayer Cropscience Ltd

  • Goodyear India Ltd.

  • CIE Automotive India Ltd

  • Procter & Gamble Health Ltd.

  • Bajaj Electricals Ltd.

  • Redington Ltd.

  • Finolex Industries Ltd.

  • Net Current Assets

  • Equitas Small Finance Bank Ltd

  • Tamilnadu Newsprint & Papers Ltd.

  • PVR LIMITED

  • 7.93% Power Grid Corporation of India Ltd.^

  • Wipro Ltd.

  • Mahindra Holidays & Resorts Ind Ltd.

  • GNA Axles Ltd.

  • Timken India Ltd.

  • Cyient Ltd.

  • Torrent Pharmaceuticals Ltd.

  • KEC International Ltd.

  • Rolex Rings Limited

  • Popular Vehicles and Services Limited

  • Nilkamal Ltd.

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  • Bank - Private

  • Miscellaneous

  • IT - Software

  • Pharmaceuticals & Drugs

  • Refineries

  • Automobiles - Passenger Cars

  • Engineering - Construction

  • Insurance

  • Auto Ancillary

  • Bank - Public

  • Telecommunication - Service Provider

  • Cigarettes/Tobacco

  • Electric Equipment

  • Logistics

  • Automobile Two & Three Wheelers

  • Hospital & Healthcare Services

  • Power Generation/Distribution

  • Consumer Durables - Domestic Appliances

  • Finance - Others

  • Bearings

  • Refractories

  • Finance - NBFC

  • Household & Personal Products

  • Steel & Iron Products

  • Finance - Asset Management

  • Aluminium & Aluminium Products

  • Engineering - Industrial Equipments

  • Gas Transmission/Marketing

  • Plastic Products

  • Courier Services

  • Breweries & Distilleries

  • Pesticides & Agrochemicals

  • Tyres & Allied

  • Trading

  • Paper & Paper Products

  • Film Production, Distribution & Entertainment

  • Hotel, Resort & Restaurants

  • Automobiles - Dealers & Distributors

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Fund Manager

  • Cash

  • CRISIL - AAA

  • Equity

  • ICRA - AA+

  • IND - AA+

  • REITs & InvITs

  • Sovereign

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About HDFC Retirement Savings Fund - Hybrid-Equity Plan

Scheme Analysis

HDFC Retirement Savings Fund - Hybrid-Equity Plan is a Solution Oriented - Retirement Fund - Equity fund and belongs to HDFC Mutual Fund. It was launched on 25-Feb-2016 and currently has an AUM of ₹1,659.80 crore. HDFC Retirement Savings Fund - Hybrid-Equity Plan is benchmarked against NIFTY 50 - TRI as primary index and NIFTY 50 Hybrid Composite Debt 65:35 Index as secondary index.

The NAV of HDFC Retirement Savings Fund - Hybrid-Equity Plan ended up ₹0.11(0.24%)yesterday to ₹44.315.

Among its top 3 holdings the fund has exposure to TREPS - Tri-party Repo, and

The HDFC Retirement Savings Fund - Hybrid-Equity Plan is managed by Arun Agarwal and Shobhit Mehrotra.

Fund House Contact

HDFC House, 2nd floor, H.T. Parekh Marg, 165-166 Backbay Reclamation, Churchgate Mumbai - 400 020

+91 (22) 66316333
cliser@hdfcindia.com
+91 (22) 22821144