Kotak Banking and PSU Debt Fund - IDCW - Direct Plan

Other Plans and Options
  • 0.04 %Nav, as on 14-07-2025

  • Previous Nav

  • Net Change on 14-07-2025

  • PersonalFN Rating

  • Assets (Cr.)

  • Expense Ratio

Fund Overview IDCW | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

To generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and/or any security unconditionally guaranteed by the Govt. of India.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Kotak Banking and PSU Debt Direct - Monthly Payout of Income Distribution cum capital withdrawal option 3.75 8.44 9.50 8.13 6.51 6.73
Crisil 10 Yr Gilt Index N/A N/A N/A N/A N/A N/A
CRISIL Banking and PSU Debt Index 0.18 1.92 8.58 N/A N/A 8.16

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Kotak Banking and PSU Debt Direct - Monthly Payout of Income Distribution cum capital withdrawal option Jan 01, 2013 9.50 8.13 6.51 0.40 6,183.28
Bandhan Banking and PSU Fund - Direct Annual IDCW Feb 04, 2020 9.36 7.89 6.43 0.33 13,500.37
Bandhan Banking and PSU Fund - Direct Daily IDCW Feb 10, 2014 9.22 7.65 6.18 0.33 13,500.37
Bandhan Banking and PSU Fund - Direct Fortnightly IDCW Mar 13, 2013 9.16 7.67 6.19 0.33 13,500.37
Bandhan Banking and PSU Fund - Direct IDCW Mar 07, 2013 9.03 7.58 6.14 0.33 13,500.37
Bandhan Banking and PSU Fund - Direct Monthly IDCW Mar 13, 2013 9.03 7.58 6.14 0.33 13,500.37

Fund Holdings as on 30-June-2025

  • 7.18% Central Government - 2033(^)

  • 7.6% Power Finance Corporation Ltd.**

  • 6.8% National Housing Bank(^)

  • Net Current Assets/(Liabilities)

  • 7.36% INDIAN OIL CORPORATION LTD.(^)**

  • 7.7% Power Grid Corporation of India Ltd.**

  • 8.55% HDFC BANK LTD.**

  • 7.69% REC LTD**

  • Central Government - 2031

  • Triparty Repo

  • 6.8% STATE BANK OF INDIA.(^)**

  • 7.83% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA

  • 7.77% REC LTD

  • Central Government - 2034

  • 7.67% LIC HOUSING FINANCE LTD.

  • 7.34% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • 7.53% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • 7.25% PUNJAB NATIONAL BANK**

  • 7.75% Power Finance Corporation Ltd.

  • 7.62% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • 7.4% Export-Import Bank of India(^)**

  • 7.59% Power Finance Corporation Ltd.**

  • 6.37% REC LTD

  • 6.67% NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT**

  • 9.5% UNION BANK OF INDIA- AT1 Bonds**

  • UNION BANK OF INDIA**

  • 7.44% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT

  • 7.75% HDFC BANK LTD.**

  • 7.14% National Housing Bank**

  • 7.4% Power Grid Corporation of India Ltd.**

  • 7.8% HDFC BANK LTD.**

  • 8.8% Food Corporation of India**

  • Central Government - 2033

  • 7.7% NUCLEAR POWER CORPORATION OF INDIA LTD.**

  • 7.47% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA

  • 7.7% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • 7.39% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • 7.8% HDFC BANK LTD.**

  • 8.01% REC LTD**

  • 6.45% REC LTD**

  • 9% HDFC BANK LTD.(^)**

  • 7.1% Central Government - 2034

  • 7.6% Food Corporation of India**

  • 7.46% INDIAN RAILWAY FINANCE CORPORATION LTD.**

  • 7.69% HDFC BANK LTD.**

  • 7.37% INDIAN RAILWAY FINANCE CORPORATION LTD.**

  • 7.68% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • 7.7% HDFC BANK LTD.(^)

  • AXIS BANK LTD.

  • 7.05% Mahanagar Telephone Nigam Ltd. ( ) **

  • 7.97% HDFC BANK LTD.**

  • 7.51% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • 7.63% Maharashtra State Govt - 2035 - Maharashtra

  • 7.8% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • DME DEVELOPMENT LIMITED**

  • DME DEVELOPMENT LIMITED**

  • DME DEVELOPMENT LIMITED**

  • DME DEVELOPMENT LIMITED**

  • DME DEVELOPMENT LIMITED**

  • DME DEVELOPMENT LIMITED**

  • DME DEVELOPMENT LIMITED**

  • DME DEVELOPMENT LIMITED**

  • DME DEVELOPMENT LIMITED**

  • DME DEVELOPMENT LIMITED**

  • 7.42% Gujarat State Govt - 2031 - Gujarat

  • 7.7% REC LTD**

  • 7.46% REC LTD

  • SBI ALTERNATIVE INVESTMENT FUND

  • 8.97% REC LTD

  • 7.8% Mahanagar Telephone Nigam Ltd. ( ) **

  • 9.1% Power Finance Corporation Ltd.**

  • 7.64% Power Finance Corporation Ltd.**

  • 6.46% Gujarat State Govt - 2030 - Gujarat

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  • Miscellaneous

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Fund Manager

  • Education:PGeMBA (Finance)
  • Experience:17
  • Basic Details:Mr. Dharmesh Thakar has over 17 years of experience in dealing of Fixed Income Products. He joined Kotak AMCfrom Trust Financial Consultancy Services Pvt Ltd.
  • Funds Managed:
  • Kotak Banking and PSU Debt Fund

Most Recent Dividend

  • 13/06/2025

  • 14/05/2025

  • 16/04/2025

  • 13/03/2025

  • 13/02/2025

  • 14/01/2025

  • 13/12/2024

  • 13/11/2024

  • 15/10/2024

  • 13/09/2024

  • 13/08/2024

  • 15/07/2024

  • 13/06/2024

  • 14/05/2024

  • 15/04/2024

  • 13/03/2024

  • 13/02/2024

  • 15/01/2024

  • 13/12/2023

  • 15/11/2023

  • 13/10/2023

  • 13/09/2023

  • 17/08/2023

  • 13/07/2023

  • 13/06/2023

  • 15/05/2023

  • 13/04/2023

  • 14/03/2023

  • 14/02/2023

  • 13/01/2023

  • 13/12/2022

  • 15/11/2022

  • 13/10/2022

  • 13/09/2022

  • 17/08/2022

  • 13/07/2022

  • 13/04/2022

  • 15/03/2022

  • 15/02/2022

  • 13/01/2022

  • 14/12/2021

  • 15/11/2021

  • 13/10/2021

  • 14/09/2021

  • 13/08/2021

  • 15/06/2021

  • 14/05/2021

  • 15/04/2021

  • 15/02/2021

  • 13/01/2021

  • 15/12/2020

  • 13/11/2020

  • 13/10/2020

  • 15/09/2020

  • 13/08/2020

  • 14/07/2020

  • 15/06/2020

  • 13/05/2020

  • 15/04/2020

  • 13/03/2020

  • 13/02/2020

  • 14/01/2020

  • 13/12/2019

  • 14/11/2019

  • 15/10/2019

  • 13/09/2019

  • 14/08/2019

  • 15/07/2019

  • 13/06/2019

  • 14/05/2019

  • 15/04/2019

  • 13/03/2019

  • 13/02/2019

  • 15/01/2019

  • 13/12/2018

  • 13/11/2018

  • 15/10/2018

  • 14/09/2018

  • 14/08/2018

  • 13/07/2018

  • 13/06/2018

  • 15/05/2018

  • 13/04/2018

  • 13/03/2018

  • 14/02/2018

  • 15/01/2018

  • 13/12/2017

  • 14/11/2017

  • 13/10/2017

  • 16/08/2017

  • 13/07/2017

  • 13/06/2017

  • 15/05/2017

  • 13/04/2017

  • 15/03/2017

  • 14/02/2017

  • 13/01/2017

  • 14/12/2016

  • 16/11/2016

  • 14/10/2016

  • 14/09/2016

  • 16/08/2016

  • 13/07/2016

  • 14/06/2016

  • 13/05/2016

  • 13/04/2016

  • 15/03/2016

  • 15/02/2016

  • 13/01/2016

  • 15/12/2015

  • 16/11/2015

  • 13/10/2015

  • 15/09/2015

  • 13/08/2015

  • 14/07/2015

  • 15/06/2015

  • 13/05/2015

  • 15/04/2015

  • 13/03/2015

  • 13/02/2015

  • 13/01/2015

  • 15/12/2014

  • 13/11/2014

  • 14/10/2014

  • 15/09/2014

  • 13/08/2014

  • 15/07/2014

  • 13/06/2014

  • 13/05/2014

  • 16/04/2014

  • 13/03/2014

  • 13/02/2014

  • 15/01/2014

  • 13/12/2013

  • 14/11/2013

  • 15/10/2013

  • 13/09/2013

  • 15/07/2013

  • 13/06/2013

  • 14/05/2013

  • 13/03/2013

  • 15/01/2013

  • BRICKWORK AA+(CE)

  • CARE AA+

  • CARE AAA

  • CARE AAA(CE)

  • Cash

  • CRISIL A1+

  • CRISIL AAA

  • CRISIL AAA(CE)

  • FITCH A1+

  • FITCH AAA

  • FITCH AAA(IND)

  • ICRA AAA

  • SOV

  • Unrated

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About Kotak Banking and PSU Debt Fund

Scheme Analysis

Kotak Banking and PSU Debt Fund is a Debt - Banking and PSU Fund fund and belongs to Kotak Mahindra Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹6,183.28 crore. Kotak Banking and PSU Debt Fund is benchmarked against Crisil 10 Yr Gilt Index as primary index and CRISIL Banking and PSU Debt Index as secondary index.

The NAV of Kotak Banking and PSU Debt Fund ended up ₹0(0.04%)yesterday to ₹10.2882.

Among its top 3 holdings the fund has exposure to 7.18% Central Government - 2033(^), and

The Kotak Banking and PSU Debt Fund is managed by Deepak Agrawal and Dharmesh Thakar.

Fund House Contact

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051

+91 (22) 66384400
mutual@kotak.com
+91 (22) 66384455