Fund Overview Growth | Regular Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The investment objective of the Scheme is to generate returns through investments in debt and MMI with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Kotak Savings Fund -Growth 7.22 6.83 6.96 5.59 5.50 7.21
Crisil 1 Yr T-Bill Index N/A N/A N/A N/A N/A N/A
NIFTY Ultra Short Duration Debt Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Kotak Savings Fund -Growth Aug 13, 2004 Unrated 6.96 5.59 5.50 0.80 14,378.73
HDFC Ultra Short Term Fund-Growth Option Sep 24, 2018 7.18 5.71 5.72 0.69 13,445.29
Aditya Birla Sun Life Savings Fund - Discipline Advantage Plan Jun 23, 2009 7.32 5.82 6.13 0.34 13,145.43
Aditya Birla Sun Life Savings Fund - Growth - Regular Plan Apr 16, 2003 7.41 5.98 6.12 0.55 13,145.43
ICICI Prudential Ultra Short Term Fund - Growth May 03, 2011 7.19 5.79 5.97 0.82 12,285.99
SBI MAGNUM ULTRA SHORT DURATION FUND - REGULAR PLAN - GROWTH May 19, 1999 7.19 5.70 5.62 0.54 11,568.49

Fund Holdings as on 30-June-2024

  • 182 DAYS TREASURY BILL 05/09/2024

  • National Housing Bank(^)**

  • BANK OF BARODA(^)**

  • HDFC BANK LTD.

  • 182 DAYS TREASURY BILL 12/12/2024

  • Rural Electrification Corporation Ltd.**

  • 182 DAYS TREASURY BILL 12/09/2024

  • 364 DAYS TREASURY BILL 06/02/2025

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)**

  • Mahindra & Mahindra Financial Services Ltd.**

  • 5.99% LIC HOUSING FINANCE LTD.**

  • 8.30% Nirma Ltd.(^)**

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA(^)

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA(^)**

  • Panatone Finvest Ltd.(^)**

  • IDFC FIRST BANK LIMITED(^)**

  • FEDERAL BANK LTD.**

  • AXIS BANK LTD.**

  • 8.90% BHARTI TELECOM LTD.(^)**

  • HDFC BANK LTD.**

  • PUNJAB NATIONAL BANK

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • ICICI BANK LTD.(^)**

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • INDIAN BANK(^)**

  • CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD.(^)**

  • 7.85% INDINFRAVIT TRUST**

  • HDFC BANK LTD.**

  • 6.40% LIC HOUSING FINANCE LTD.**

  • TATA CAPITAL HOUSING FINANCE LTD.**

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT

  • 5.23% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)**

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • 8.00% ICICI HOME FINANCE COMPANY LIMITED**

  • 8.80% BHARTI TELECOM LTD.(^)**

  • CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD.**

  • PTC SANSAR TRUST (SERIES A1) 25/01/2025 (MAT- 25/11/2025)(SANSAR TRUST)**

  • CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD.**

  • 364 DAYS TREASURY BILL 05/12/2024

  • CANARA BANK**

  • AXIS BANK LTD.**

  • HDFC BANK LTD.**

  • HDFC BANK LTD.**

  • 7.77% EMBASSY OFFICE PARKS REIT**

  • CANARA BANK**

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • 5.96% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)**

  • 6.42% BHARTI TELECOM LTD.**

  • 7.75% TITAN COMPANY LTD.**

  • 9.15% GRIHUM HOUSING FINANCE LIMITED**

  • SUNDARAM HOME FINANCE LTD**

  • CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD.**

  • HDFC BANK LTD.**

  • 7.72% LIC HOUSING FINANCE LTD.(^)**

  • FEDERAL BANK LTD.**

  • INDUSIND BANK LTD.(^)**

  • ICICI BANK LTD.

  • MUTHOOT FINANCE LTD.**

  • AXIS BANK LTD.(^)**

  • HDFC BANK LTD.**

  • 8.17% EMBASSY OFFICE PARKS REIT**

  • 7.92% BAJAJ HOUSING FINANCE LTD.**

  • 5.63% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)**

  • BARCLAYS INVESTMENTS & LOAN (INDIA) PVT. LTD.**

  • SANSAR TRUST(SANSAR TRUST)**

  • 8.60% BHARTI TELECOM LTD.**

  • Central Government - 2024

  • 8.00% BAJAJ HOUSING FINANCE LTD.**

  • 7.88% Kotak Mahindra Prime Ltd.(^)**

  • 7.83% BAJAJ HOUSING FINANCE LTD.**

  • CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD.**

  • 8.58% LIC HOUSING FINANCE LTD.(^)**

  • SBI ALTERNATIVE INVESTMENT FUND

  • 7.40% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • 7.57% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • 7.17% GODREJ INDUSTRIES LTD**

  • 6.87% MUTHOOT FINANCE LTD.(^)**

  • 6.75% Sikka Ports & Terminals Ltd. ( Mukesh Ambani Group ) **

  • 5.70% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • CANARA BANK(^)**

  • GS CG 12/09/2025 - (STRIPS)

  • GS CG 17/12/2026 - (STRIPS)

  • 8.00% ONGC Petro Additions Ltd.**

  • 8.43% PNB HOUSING FINANCE LTD.**

  • 7.60% Poonawalla Fincorp Limited**

  • Triparty Repo

  • 8.98% Power Finance Corporation Ltd.**

  • Net Current Assets/(Liabilities)

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  • Miscellaneous

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Fund Manager

  • CARE A1+

  • CARE AA-

  • Cash

  • CRISIL A1+

  • CRISIL AA

  • CRISIL AA+

  • CRISIL AAA

  • FITCH A1+

  • FITCH A1+(IND)

  • FITCH AAA

  • FITCH AAA(IND)

  • FITCH AAA(SO)

  • ICRA A1+

  • ICRA AA+

  • ICRA AAA

  • ICRA AAA(CE)

  • ICRA AAA(SO)

  • Sov

  • Unrated

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About Kotak Savings Fund

Scheme Analysis

Kotak Savings Fund is a Debt - Ultra Short Duration Fund fund and belongs to Kotak Mahindra Mutual Fund. It was launched on 13-Aug-2004 and currently has an AUM of ₹14,378.73 crore. Kotak Savings Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and NIFTY Ultra Short Duration Debt Index as secondary index.

The NAV of Kotak Savings Fund ended up ₹0.01(0.02%)yesterday to ₹40.1464.

Among its top 3 holdings the fund has exposure to 182 DAYS TREASURY BILL 05/09/2024, and

The Kotak Savings Fund is managed by Deepak Agrawal and Manu Sharma.

Fund House Contact

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051

+91 (22) 66384400
mutual@kotak.com
+91 (22) 66384455