Aditya Birla Sun Life Savings Fund - Growth - Regular Plan

Other Plans and Options
  • 0.02 %Nav, as on 08-08-2025

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  • Net Change on 08-08-2025

  • PersonalFN Rating

  • Assets (Cr.)

  • Expense Ratio

Fund Overview Growth | Regular Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will undernormal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Aditya Birla Sun Life Savings Fund - Growth - Regular Plan 5.94 7.79 8.07 7.42 6.14 7.43
Crisil 1 Yr T-Bill Index N/A N/A N/A N/A N/A N/A
NIFTY Ultra Short Duration Debt Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Aditya Birla Sun Life Savings Fund - Growth - Regular Plan Apr 16, 2003 8.07 7.42 6.14 0.54 20,794.74
Aditya Birla Sun Life Savings Fund - Discipline Advantage Plan Jun 23, 2009 7.76 7.25 6.00 0.54 20,794.74
HDFC Ultra Short Term Fund-Growth Option Sep 24, 2018 7.47 7.08 5.75 0.70 17,328.44
ICICI Prudential Ultra Short Term Fund - Growth May 03, 2011 7.55 7.11 5.95 0.80 16,382.40
Kotak Savings Fund -Growth Aug 13, 2004 Unrated 7.32 6.93 5.56 0.83 15,954.41
SBI MAGNUM ULTRA SHORT DURATION FUND - REGULAR PLAN - GROWTH May 19, 1999 7.47 7.08 5.67 0.55 15,902.29

Fund Holdings as on 31-July-2025

  • 8.857% Shriram Finance Ltd (02/09/2027) **

  • Bharat Heavy Electricals Limited (26/09/2025) **

  • 8.40% Nirma Limited (07/04/2026) **

  • 91 DAYS T-BILL - 30OCT2025

  • State Government Securities (07/02/2026)

  • Axis Bank Limited (16/12/2025) #

  • 8.80% Bharti Telecom Limited (21/11/2025) **

  • 7.99% Mankind Pharma Ltd (16/10/2026) **

  • Canara Bank (12/12/2025) ** #

  • 8.70% Bharti Telecom Limited (05/12/2025) **

  • 7.40% National Bank For Agriculture and Rural Development (30/01/2026) **

  • 9.40% Avanse Financial Services Ltd (29/10/2027) **

  • 6.27% Power Finance Corporation Limited (15/07/2027)

  • The Federal Bank Limited (28/11/2025) ** #

  • Export Import Bank of India (20/03/2026) ** #

  • 7.61% ICICI Home Finance Company Limited (12/11/2027) (FRN) **

  • Export Import Bank of India (10/11/2025) **

  • 7.50% National Bank For Agriculture and Rural Development (17/12/2025) **

  • 8.00% Bajaj Housing Finance Limited (16/02/2026) **

  • 8.05% Muthoot Finance Limited (25/11/2027) **

  • 7.54% Small Industries Development Bank of India (12/01/2026) **

  • 7.75% Small Industries Development Bank of India (27/10/2025)

  • Mindspace Business Parks REIT (22/08/2025) **

  • 9.25% Sk Finance Ltd (10/10/2027) **

  • The Jammu & Kashmir Bank Limited (19/09/2025) ** #

  • 8.29% Godrej Industries Limited (26/02/2027) **

  • IndusInd Bank Limited (28/01/2026) ** #

  • HDFC Bank Limited (06/02/2026) #

  • 8.65% Muthoot Finance Limited (31/01/2028) **

  • 9.00% Hinduja Leyland Finance Limited (14/11/2027) **

  • State Government Securities (13/11/2025)

  • 7.48% National Bank For Agriculture and Rural Development (15/09/2028) **

  • Barclays Invest & Loans India Limited (28/11/2025) **

  • Axis Bank Limited (05/03/2026) ** #

  • 8.75% JSW Energy Limited (20/03/2028) **

  • 8.39% JSW Steel Limited (13/05/2027) **

  • Government of India (09/11/2025)

  • Punjab & Sind Bank (26/09/2025) ** #

  • 8.52% Muthoot Finance Limited (07/04/2028)

  • ONGC Petro Additions Limited (28/10/2025) **

  • 364 DAYS T-BILL - 04DEC2025

  • Tata Projects Limited (18/12/2025) **

  • Bank of India (26/12/2025) ** #

  • Export Import Bank of India (27/01/2026)

  • 8.30% Godrej Properties Limited (19/03/2027) **

  • Punjab National Bank (11/12/2025) ** #

  • Canara Bank (18/12/2025) ** #

  • 8.2175% Tata Housing Development Company Limited (17/09/2027) **

  • 8.25% GIC Housing Finance Limited (19/06/2026) **

  • 9.40% 360 ONE Prime Ltd (04/03/2027) **

  • 9.15% Piramal Finance Limited (17/06/2027) **

  • State Government Securities (16/10/2025)

  • Reverse Repo

  • 6.52% REC Limited (31/01/2028) **

  • Axis Bank Limited (08/01/2026) ** #

  • Indian Bank (19/01/2026) ** #

  • Small Industries Development Bank of India (17/03/2026) ** #

  • 8.35% Godrej Industries Limited (12/12/2025) **

  • 8.85% Hinduja Housing Finance Ltd (01/01/2027) **

  • 8.09% Can Fin Homes Limited (04/01/2027) **

  • 7.99% Mankind Pharma Ltd (16/04/2026) **

  • 7.59% Small Industries Development Bank of India (10/02/2026) **

  • 8.80% JM Financial Products Limited (23/12/2025) **

  • 7.99% Tata Projects Limited (06/10/2025) **

  • Union Bank of India (18/12/2025) ** #

  • Tata Teleservices Maharashtra Limited (18/11/2025) **

  • 7.62% National Bank For Agriculture and Rural Development (31/01/2028) **

  • 8.52% Muthoot Finance Limited (26/05/2028)

  • 8.35% SMFG India Home Finance Company Limited (15/01/2027) **

  • 7.865% LIC Housing Finance Limited (20/08/2026) **

  • 8.00% Tata Motors Limited (30/12/2026) **

  • 7.98% Sundaram Home Finance Limited (04/09/2026) **

  • Government of India (04/10/2028)

  • 8.15% Godrej Properties Limited (03/07/2026) **

  • 8.28% GIC Housing Finance Limited (21/08/2026) **

  • 9.40% Arka Fincap Limited (19/02/2027) **

  • 8.20% TATA Realty & Infrastructure Limited (03/05/2026) **

  • 7.47% Small Industries Development Bank of India (25/11/2025) **

  • State Government Securities (09/09/2025)

  • Axis Bank Limited (12/11/2025) ** #

  • IndusInd Bank Limited (28/11/2025) ** #

  • Small Industries Development Bank of India (05/12/2025) #

  • The Federal Bank Limited (04/12/2025) ** #

  • Union Bank of India (10/12/2025) ** #

  • Canara Bank (22/12/2025) ** #

  • Canara Bank (26/12/2025) ** #

  • Export Import Bank of India (30/12/2025) ** #

  • Punjab National Bank (08/01/2026) ** #

  • CTBC Bank Limited (30/01/2026) ** #

  • IndusInd Bank Limited (24/02/2026) ** #

  • Small Industries Development Bank of India (05/05/2026) #

  • State Government Securities (06/11/2025)

  • 8.09% REC Limited (21/03/2028) **

  • 9.31% Vedanta Limited (03/12/2027) **

  • 8.60% Bharti Telecom Limited (12/12/2025) **

  • 8.32% Hero Housing Finance Ltd (29/04/2027) **

  • 6.37% REC Limited (31/03/2027) **

  • Nuvoco Vistas Corp Limited (17/11/2025) **

  • Canara Bank (04/12/2025) ** #

  • HDFC Bank Limited (04/12/2025) ** #

  • Export Import Bank of India (04/03/2026) ** #

  • 5.85% REC Limited (20/12/2025) **

  • 9.75% Nuvama Wealth Finance Ltd (16/04/2027) **

  • SBI - Corporate Debt Market Development Fund - A2 Units

  • State Government Securities (01/03/2027)

  • 7.70% National Bank For Agriculture and Rural Development (30/09/2027) **

  • 7.53% National Bank For Agriculture and Rural Development (24/03/2028)

  • State Government Securities (14/09/2026)

  • 8.36% Godrej Industries Limited (28/08/2026) **

  • 7.8989% Aditya Birla Housing Finance Limited (08/06/2027) **

  • 7.69% LIC Housing Finance Limited (11/12/2026)

  • 7.7954% Reliance Life Sciences Pvt Ltd (08/05/2026) ** #

  • 9.40% Vedanta Limited (20/02/2027) **

  • 7.45% Torrent Power Limited (11/03/2027) **

  • 8.80% JM Financial Credit Solutions Ltd (19/12/2025) **

  • 6.90% LIC Housing Finance Limited (17/09/2027) **

  • 6.60% REC Limited (30/06/2027) **

  • 5.94% REC Limited (31/01/2026) **

  • HDFC Bank Limited (04/11/2025) ** #

  • Barclays Invest & Loans India Limited (01/12/2025) **

  • Tata Projects Limited (12/12/2025) **

  • State Government Securities (12/09/2028)

  • Small Industries Development Bank of India (03/03/2026) **

  • Kotak Mahindra Bank Limited (13/03/2026) ** #

  • Nuvama Clearing Services Ltd (27/01/2026) **

  • State Government Securities (04/07/2028)

  • 8.65% Bharti Telecom Limited (05/11/2027) **

  • State Government Securities (13/01/2026)

  • 8.01% REC Limited (24/03/2028) **

  • 8.42% Godrej Industries Limited (27/12/2027) **

  • Clearing Corporation of India Limited

  • State Government Securities (02/06/2027)

  • 7.97% Mankind Pharma Ltd (16/11/2027) **

  • 8.40% Torrent Power Limited (18/01/2027) **

  • 7.71% REC Limited (26/02/2027) **

  • 7.55% Small Industries Development Bank of India (22/09/2026) **

  • State Government Securities (13/11/2025)

  • 8.90% Bharti Telecom Limited (04/12/2025) **

  • State Government Securities (14/10/2025)

  • 7.7954% Reliance Life Sciences Pvt Ltd (13/11/2025) ** #

  • State Government Securities (25/09/2025)

  • 6.75% Sikka Ports and Terminals Limited (22/04/2026) **

  • 6.45% Aditya Birla Finance Limited (01/10/2026) **

  • IDFC First Bank Limited (20/11/2025) ** #

  • Union Bank of India (27/01/2026) ** #

  • Kotak Mahindra Bank Limited (27/02/2026) ** #

  • Kotak Mahindra Bank Limited (24/03/2026) ** #

  • Punjab National Bank (25/03/2026) ** #

  • HDFC Bank Limited (24/03/2026) #

  • Axis Bank Limited (25/06/2026) ** #

  • Jubilant Bevco Ltd (31/05/2028) (ZCB) **

  • Jubilant Beverages Ltd (31/05/2028) (ZCB) **

  • 6.17% LIC Housing Finance Limited (03/09/2026) **

  • 7.96% Pipeline Infrastructure Limited (11/03/2027) **

  • 7.64% REC Limited (30/06/2026) **

  • 182 DAYS T-BILL - 29AUG2025

  • State Government Securities (27/06/2028)

  • State Government Securities (27/03/2028)

  • 8.60% PNB Housing Finance Limited (28/06/2026) **

  • State Government Securities (26/11/2025)

  • 8.32% Torrent Power Limited (28/02/2026) **

  • State Government Securities (27/05/2028)

  • State Government Securities (23/09/2025)

  • State Government Securities (09/09/2025)

  • State Government Securities (09/09/2025)

  • 8.60% Muthoot Finance Limited (25/08/2025) **

  • Net Receivables / (Payables)

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  • Miscellaneous

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Fund Manager

  • Education:CA, B.Com.[Hons.]
  • Experience:16 Years
  • Basic Details:Ms. Monika Gandhi has an overall experience of more than 16 years in Banking and Financial Services industry.She joined ABSLAMC in August 2017 as a Senior Credit Analyst – Fixed Income. She has been working closely with other Fund Managers and team members in the investment team.Prior to joining ABSLAMC, she was a Deputy General Manager in IDBI Bank for 13 years wherein she handled project appraisal, credit evaluation and credit monitoring for Large and Mid-Corporates.
  • Funds Managed:
  • Aditya Birla Sun Life Savings Fund
  • Aditya Birla Sun Life Savings Fund

  • CARE AA

  • CARE AA+

  • CARE AAA

  • Cash

  • CRISIL A1+

  • CRISIL AA

  • CRISIL AA+

  • CRISIL AA-

  • CRISIL AAA

  • ICRA A1+

  • ICRA AA

  • ICRA AA+

  • ICRA AAA

  • IND AA

  • IND AA-

  • Sovereign

  • Unrated

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About Aditya Birla Sun Life Savings Fund

Scheme Analysis

Aditya Birla Sun Life Savings Fund is a Debt - Ultra Short Duration Fund fund and belongs to Aditya Birla Sun Life Mutual Fund. It was launched on 16-Apr-2003 and currently has an AUM of ₹20,794.74 crore. Aditya Birla Sun Life Savings Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and NIFTY Ultra Short Duration Debt Index as secondary index.

The NAV of Aditya Birla Sun Life Savings Fund ended up ₹0.11(0.02%)yesterday to ₹553.0227.

Among its top 3 holdings the fund has exposure to 8.857% Shriram Finance Ltd (02/09/2027) **, and

The Aditya Birla Sun Life Savings Fund is managed by Sunaina da Cunha and Kaustubh Gupta.

Fund House Contact

One World Center , Tower 1, 17th Floor, Jupiter Mill Compound, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400 013

022-43568000
022-43568110/ 8111