Aditya Birla Sun Life Savings Fund - Growth - Regular Plan

Other Plans and Options
  • 0.04 %Nav, as on 05-02-2026

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  • Net Change on 05-02-2026

  • PersonalFN Rating

  • Assets (Cr.)

  • Expense Ratio

Fund Overview Growth | Regular Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will undernormal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Aditya Birla Sun Life Savings Fund - Growth - Regular Plan 4.92 5.38 7.14 7.40 6.27 7.40
CRISIL 1 year T-Bill Index N/A N/A N/A N/A N/A N/A
NIFTY Ultra Short Duration Debt Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Aditya Birla Sun Life Savings Fund - Growth - Regular Plan Apr 16, 2003 7.14 7.40 6.27 0.61 22,856.80
Aditya Birla Sun Life Savings Fund - Discipline Advantage Plan Jun 23, 2009 6.63 7.19 6.09 0.61 22,856.80
ICICI Prudential Ultra Short Term Fund - Growth May 03, 2011 6.90 7.10 6.04 0.79 17,808.13
HDFC Ultra Short Term Fund-Growth Option Sep 24, 2018 6.68 7.03 5.91 0.72 17,353.42
Kotak Savings Fund -Growth Aug 13, 2004 Unrated 6.65 6.91 5.76 0.82 16,788.24
SBI Ultra Short Duration Fund - REGULAR PLAN - GROWTH May 19, 1999 6.80 7.07 5.89 0.56 14,031.67

Fund Holdings as on 31-January-2026

  • JSW Energy Limited (13/03/2026) **

  • 8.857% Shriram Finance Ltd (02/09/2027) **

  • IndusInd Bank Limited (01/06/2026) ** #

  • Tata Teleservices Maharashtra Limited (17/11/2026) **

  • 7.48% National Bank For Agriculture and Rural Development (15/09/2028)

  • 8.40% Nirma Limited (07/04/2026) **

  • Small Industries Development Bank of India (10/11/2026) #

  • IDBI Bank Limited (04/06/2026) ** #

  • HDFC Bank Limited (11/09/2026) #

  • Tata Teleservices Maharashtra Limited (09/06/2026) **

  • 7.30% Bharti Telecom Limited (01/12/2027)

  • State Government Securities (07/02/2026)

  • 8.05% Muthoot Finance Limited (25/11/2027) **

  • Reliance Jio Infocomm Limited (23/03/2026) **

  • IndusInd Bank Limited (05/06/2026) ** #

  • Axis Bank Limited (27/11/2026) ** #

  • 7.99% Mankind Pharma Ltd (16/10/2026) **

  • 7.53% National Bank For Agriculture and Rural Development (24/03/2028) **

  • 9.40% Avanse Financial Services Ltd (29/10/2027) **

  • Bank of Baroda (08/04/2026) ** #

  • 6.27% Power Finance Corporation Limited (15/07/2027)

  • Bank of Baroda (20/05/2026) ** #

  • 7.19% ICICI Home Finance Company Limited (12/11/2027) (FRN) **

  • 8.75% Piramal Finance Limited (29/10/2027)

  • 8.00% Bajaj Housing Finance Limited (16/02/2026) **

  • 9.25% Sk Finance Ltd (10/10/2027) **

  • 182 DAYS T-BILL - 12MAR2026

  • JSW Energy Limited (23/03/2026) **

  • Poonawalla Fincorp Limited (25/05/2026) **

  • Small Industries Development Bank of India (03/06/2026) **

  • The Federal Bank Limited (08/06/2026) ** #

  • 364 DAYS T-BILL - 02OCT2026

  • 8.29% Godrej Industries Limited (26/02/2027) **

  • Kotak Mahindra Bank Limited (31/08/2026) ** #

  • 8.65% Muthoot Finance Limited (31/01/2028)

  • 9.00% Hinduja Leyland Finance Limited (14/11/2027) **

  • Small Industries Development Bank of India (05/05/2026) ** #

  • State Government Securities (10/02/2026)

  • 8.75% JSW Energy Limited (20/03/2028) **

  • ICICI Securities Limited (27/02/2026) **

  • 182 DAYS T-BILL - 30APR2026

  • 8.52% Muthoot Finance Limited (07/04/2028) **

  • Bank of Baroda (25/05/2026) #

  • Bank of India (25/05/2026) ** #

  • 8.39% JSW Steel Limited (13/05/2027) **

  • Tata Projects Limited (08/09/2026) **

  • 8.30% Godrej Properties Limited (19/03/2027) **

  • 364 DAYS T-BILL - 03SEP2026

  • 182 DAYS T-BILL - 27FEB2026

  • 7.62% National Bank For Agriculture and Rural Development (31/01/2028)

  • 6.9601% Mindspace Business Parks REIT (08/12/2028) **

  • State Government Securities (14/09/2026)

  • 9.15% Piramal Finance Limited (17/06/2027) **

  • 9.40% 360 ONE Prime Ltd (04/03/2027) **

  • 8.25% GIC Housing Finance Limited (19/06/2026) **

  • 8.15% Godrej Properties Limited (03/07/2026) **

  • 7.00% Mindspace Business Parks REIT (14/09/2027) **

  • DBS Bank Ltd/India (27/02/2026) ** #

  • 6.73% Power Finance Corporation Limited (15/10/2027) **

  • ONGC Petro Additions Limited (13/03/2026) **

  • Godrej Properties Limited (23/03/2026) **

  • 6.52% REC Limited (31/01/2028)

  • 182 DAYS T-BILL - 21MAY2026

  • ONGC Petro Additions Limited (13/05/2026) **

  • Motilal Oswal Financial Services Limited (05/06/2026) **

  • Bharti Telecom Limited (18/09/2026) **

  • Small Industries Development Bank of India (13/10/2026) ** #

  • 9.31% Vedanta Limited (03/12/2027) **

  • 8.09% Can Fin Homes Limited (04/01/2027) **

  • 8.85% Hinduja Housing Finance Ltd (01/01/2027) **

  • State Government Securities (20/10/2026)

  • 7.99% Mankind Pharma Ltd (16/04/2026) **

  • Godrej Properties Limited (02/02/2026) **

  • 7.20% Knowledge Realty Trust (26/09/2028) **

  • Jtpm Metal Traders Pvt Ltd (29/09/2028) (ZCB) **

  • Government of India (04/10/2028)

  • 8.52% Muthoot Finance Limited (26/05/2028) **

  • 8.35% SMFG India Home Finance Company Limited (15/01/2027) **

  • State Government Securities (06/03/2026)

  • 9.40% Arka Fincap Limited (19/02/2027) **

  • 7.865% LIC Housing Finance Limited (20/08/2026) **

  • 8.00% Tata Motors Limited (30/12/2026) **

  • 8.28% GIC Housing Finance Limited (21/08/2026) **

  • 7.98% Sundaram Home Finance Limited (04/09/2026) **

  • 7.59% Small Industries Development Bank of India (10/02/2026) **

  • Godrej Properties Limited (05/02/2026) **

  • ONGC Petro Additions Limited (27/02/2026) **

  • IndusInd Bank Limited (09/03/2026) ** #

  • Godrej Properties Limited (24/03/2026) **

  • Export Import Bank of India (28/05/2026) #

  • Standard Chartered Capital Limited (11/06/2026) **

  • Cholamandalam Investment and Finance Company Limited (15/06/2026) **

  • Axis Bank Limited (10/08/2026) ** #

  • 8.09% REC Limited (21/03/2028) **

  • Tata Housing Development Company Limited (02/02/2026) **

  • 8.20% National Bank For Agriculture and Rural Development (16/03/2028) **

  • Jubilant Bevco Ltd (31/05/2028) (ZCB)

  • 9.45% Vedanta Limited (05/06/2028) **

  • 8.36% Godrej Industries Limited (28/08/2026)

  • 7.7201% LIC Housing Finance Limited (12/02/2026) **

  • 8.32% Hero Housing Finance Ltd (29/04/2027) **

  • 6.37% REC Limited (31/03/2027) **

  • Bank of Baroda (15/12/2026) ** #

  • Muthoot Finance Limited (03/12/2026) **

  • SBI - Corporate Debt Market Development Fund - A2 Units

  • 9.75% Nuvama Wealth Finance Ltd (16/04/2027) **

  • State Government Securities (01/03/2027)

  • 182 DAYS 05FEB26 T-BILL

  • State Government Securities (12/09/2028)

  • 7.25% RJ Corp Ltd (08/12/2028) **

  • State Government Securities (19/12/2028)

  • State Government Securities (14/09/2026)

  • 7.97% Mankind Pharma Ltd (16/11/2027) **

  • 7.8989% Aditya Birla Housing Finance Limited (08/06/2027) **

  • 7.64% REC Limited (30/04/2027) **

  • State Government Securities (02/03/2027)

  • 7.69% LIC Housing Finance Limited (11/12/2026) **

  • 7.7954% Reliance Life Sciences Pvt Ltd (08/05/2026) ** #

  • 7.45% Torrent Power Limited (11/03/2027) **

  • 6.90% LIC Housing Finance Limited (17/09/2027) **

  • 6.60% REC Limited (30/06/2027) **

  • State Government Securities (04/07/2028)

  • 8.65% Bharti Telecom Limited (05/11/2027) **

  • 8.01% REC Limited (24/03/2028) **

  • 8.42% Godrej Industries Limited (27/12/2027) **

  • Cholamandalam Securities Ltd (20/03/2026) **

  • 8.30% Torrent Power Limited (02/06/2027) **

  • 364 DAYS T-BILL - 24SEP2026

  • State Government Securities (02/06/2027)

  • State Government Securities (28/11/2028)

  • 8.40% Torrent Power Limited (18/01/2027) **

  • 7.71% REC Limited (26/02/2027) **

  • 7.57% National Bank For Agriculture and Rural Development (19/03/2026) **

  • Government of India (04/02/2026)

  • 7.55% Small Industries Development Bank of India (22/09/2026) **

  • 0% India Govt Bond - 15APR26 STRIPS

  • HDFC Bank Limited (25/02/2026) ** #

  • Small Industries Development Bank of India (11/03/2026) ** #

  • 6.45% Aditya Birla Finance Limited (01/10/2026) **

  • Axis Bank Limited (12/06/2026) ** #

  • Axis Bank Limited (25/06/2026) ** #

  • 0% GOI - 15OCT26 STRIPS

  • Muthoot Finance Limited (08/09/2026) **

  • SMFG India Credit Co. Ltd. (25/09/2026) **

  • Muthoot Finance Limited (18/11/2026) **

  • Jubilant Beverages Ltd (31/05/2028) (ZCB) **

  • 0% GOI - 15APR28 STRIPS

  • 0% GOI - 15OCT28 STRIPS

  • 8.56% REC Limited (29/11/2028) **

  • 6.17% LIC Housing Finance Limited (03/09/2026) **

  • State Government Securities (23/11/2026)

  • 7.96% Pipeline Infrastructure Limited (11/03/2027) **

  • State Government Securities (29/08/2028)

  • State Government Securities (27/06/2028)

  • State Government Securities (07/03/2028)

  • State Government Securities (27/03/2028)

  • State Government Securities (28/12/2026)

  • State Government Securities (18/02/2028)

  • 8.60% PNB Housing Finance Limited (28/06/2026) **

  • 8.32% Torrent Power Limited (28/02/2026) **

  • Clearing Corporation of India Limited

  • State Government Securities (31/01/2028)

  • State Government Securities (28/12/2026)

  • State Government Securities (23/11/2026)

  • State Government Securities (27/05/2028)

  • State Government Securities (27/10/2028)

  • 7.70% National Bank For Agriculture and Rural Development (30/09/2027) **

  • Net Receivables / (Payables)

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  • Miscellaneous

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Fund Manager

  • Education:CA, B.Com.[Hons.]
  • Experience:16 Years
  • Basic Details:Ms. Monika Gandhi has an overall experience of more than 16 years in Banking and Financial Services industry.She joined ABSLAMC in August 2017 as a Senior Credit Analyst – Fixed Income. She has been working closely with other Fund Managers and team members in the investment team.Prior to joining ABSLAMC, she was a Deputy General Manager in IDBI Bank for 13 years wherein she handled project appraisal, credit evaluation and credit monitoring for Large and Mid-Corporates.
  • Funds Managed:
  • Aditya Birla Sun Life Savings Fund
  • Aditya Birla Sun Life Savings Fund

  • CARE A1+

  • CARE AA

  • CARE AA+

  • CARE AAA

  • Cash

  • CRISIL A1+

  • CRISIL AA

  • CRISIL AA+

  • CRISIL AA-

  • CRISIL AAA

  • ICRA A1+

  • ICRA AA

  • ICRA AA+

  • ICRA AAA

  • IND A1+

  • IND AA-

  • Sov

  • Unrated

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About Aditya Birla Sun Life Savings Fund

Scheme Analysis

Aditya Birla Sun Life Savings Fund is a Debt - Ultra Short Duration Fund fund and belongs to Aditya Birla Sun Life Mutual Fund. It was launched on 16-Apr-2003 and currently has an AUM of ₹22,856.80 crore. Aditya Birla Sun Life Savings Fund is benchmarked against CRISIL 1 year T-Bill Index as primary index and NIFTY Ultra Short Duration Debt Index as secondary index.

The NAV of Aditya Birla Sun Life Savings Fund ended up ₹0.25(0.04%)yesterday to ₹568.9212.

Among its top 3 holdings the fund has exposure to JSW Energy Limited (13/03/2026) **, and

The Aditya Birla Sun Life Savings Fund is managed by Sunaina da Cunha and Kaustubh Gupta.

Fund House Contact

One World Center , Tower 1, 17th Floor, Jupiter Mill Compound, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400 013

022-43568000
022-43568110/ 8111