Aditya Birla Sun Life Savings Fund - Growth - Regular Plan

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  • Net Change on 10-06-2025

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Fund Overview Growth | Regular Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will undernormal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Aditya Birla Sun Life Savings Fund - Growth - Regular Plan 11.18 10.06 8.27 7.36 6.26 7.44
Crisil 1 Yr T-Bill Index N/A N/A N/A N/A N/A N/A
NIFTY Ultra Short Duration Debt Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Aditya Birla Sun Life Savings Fund - Growth - Regular Plan Apr 16, 2003 8.27 7.36 6.26 0.54 18,981.31
Aditya Birla Sun Life Savings Fund - Discipline Advantage Plan Jun 23, 2009 8.00 7.20 6.16 0.54 18,981.31
HDFC Ultra Short Term Fund-Growth Option Sep 24, 2018 7.75 7.04 5.83 0.70 16,572.59
SBI MAGNUM ULTRA SHORT DURATION FUND - REGULAR PLAN - GROWTH May 19, 1999 7.76 7.05 5.71 0.55 16,433.66
ICICI Prudential Ultra Short Term Fund - Growth May 03, 2011 7.80 7.06 6.06 0.80 16,268.60
Kotak Savings Fund -Growth Aug 13, 2004 Unrated 7.60 6.89 5.60 0.81 15,401.47

Fund Holdings as on 31-May-2025

  • Clearing Corporation of India Limited

  • Bank of Baroda (03/10/2025) ** #

  • Reverse Repo

  • 8.857% Shriram Finance Ltd (02/09/2027) **

  • 8.40% Nirma Limited (07/04/2026) **

  • Small Industries Development Bank of India (17/03/2026) ** #

  • State Government Securities (07/02/2026)

  • 8.80% Bharti Telecom Limited (21/11/2025) **

  • 182 DAYS T-BILL - 29AUG2025

  • Canara Bank (12/12/2025) #

  • 7.40% National Bank For Agriculture and Rural Development (30/01/2026)

  • 7.99% Mankind Pharma Ltd (16/10/2026) **

  • 9.40% Avanse Financial Services Ltd (29/10/2027) **

  • Axis Bank Limited (05/03/2026) ** #

  • 8.70% Bharti Telecom Limited (05/12/2025) **

  • 7.61% ICICI Home Finance Company Limited (12/11/2027) (FRN) **

  • 8.00% Bajaj Housing Finance Limited (16/02/2026) **

  • 7.75% Small Industries Development Bank of India (27/10/2025) **

  • 9.25% Sk Finance Ltd (10/10/2027) **

  • Mindspace Business Parks REIT (22/08/2025) **

  • 8.29% Godrej Industries Limited (26/02/2027) **

  • Canara Bank (18/12/2025) ** #

  • IndusInd Bank Limited (28/01/2026) ** #

  • 8.65% Muthoot Finance Limited (31/01/2028) **

  • 9.00% Hinduja Leyland Finance Limited (14/11/2027) **

  • State Government Securities (13/11/2025)

  • Reliance Jio Infocomm Limited (29/07/2025) **

  • National Bank For Agriculture and Rural Development (13/03/2026) ** #

  • Net Receivables / (Payables)

  • 7.50% National Bank For Agriculture and Rural Development (17/12/2025)

  • 8.39% JSW Steel Limited (13/05/2027) **

  • 8.75% JSW Energy Limited (20/03/2028) **

  • 8.52% Muthoot Finance Limited (07/04/2028)

  • ONGC Petro Additions Limited (28/10/2025) **

  • 364 DAYS T-BILL - 04DEC2025

  • Tata Projects Limited (18/12/2025) **

  • Bank of India (26/12/2025) ** #

  • Export Import Bank of India (27/01/2026) **

  • 8.2175% Tata Housing Development Company Limited (17/09/2027) **

  • 8.30% Godrej Properties Limited (19/03/2027) **

  • Punjab National Bank (11/12/2025) #

  • 7.54% Small Industries Development Bank of India (12/01/2026) **

  • 8.25% GIC Housing Finance Limited (19/06/2026) **

  • 9.40% 360 ONE Prime Ltd (04/03/2027) **

  • State Government Securities (16/10/2025)

  • Government of India (15/06/2025)

  • Bharti Telecom Limited (19/09/2025)

  • Union Bank of India (18/12/2025) ** #

  • Axis Bank Limited (08/01/2026) ** #

  • 8.35% Godrej Industries Limited (12/12/2025) **

  • 8.09% Can Fin Homes Limited (04/01/2027) **

  • 8.85% Hinduja Housing Finance Ltd (01/01/2027) **

  • 7.99% Mankind Pharma Ltd (16/04/2026) **

  • 8.80% JM Financial Products Limited (23/12/2025) **

  • HDFC Bank Limited (15/09/2025) ** #

  • Tata Teleservices Maharashtra Limited (18/11/2025) **

  • 8.35% SMFG India Home Finance Company Limited (15/01/2027) **

  • 7.865% LIC Housing Finance Limited (20/08/2026) **

  • 8.28% GIC Housing Finance Limited (21/08/2026) **

  • 7.98% Sundaram Home Finance Limited (04/09/2026) **

  • 9.40% Arka Fincap Limited (19/02/2027) **

  • 8.15% Godrej Properties Limited (03/07/2026) **

  • State Government Securities (09/09/2025)

  • 7.59% Small Industries Development Bank of India (10/02/2026) **

  • 8.20% TATA Realty & Infrastructure Limited (03/05/2026) **

  • ONGC Petro Additions Limited (23/06/2025) **

  • GIC Housing Finance Limited (18/07/2025) **

  • Small Industries Development Bank of India (05/12/2025) #

  • IndusInd Bank Limited (28/11/2025) ** #

  • Union Bank of India (10/12/2025) ** #

  • Canara Bank (22/12/2025) ** #

  • Canara Bank (26/12/2025) ** #

  • Export Import Bank of India (30/12/2025) ** #

  • CTBC Bank Limited (30/01/2026) ** #

  • IndusInd Bank Limited (24/02/2026) ** #

  • State Government Securities (06/11/2025)

  • 8.60% Bharti Telecom Limited (12/12/2025) **

  • 8.32% Hero Housing Finance Ltd (29/04/2027) **

  • Nuvoco Vistas Corp Limited (17/11/2025) **

  • Canara Bank (04/12/2025) ** #

  • Export Import Bank of India (04/03/2026) ** #

  • 5.85% REC Limited (20/12/2025) **

  • 9.75% Nuvama Wealth Finance Ltd (16/04/2027) **

  • State Government Securities (01/03/2027)

  • State Government Securities (14/09/2026)

  • 7.8989% Aditya Birla Housing Finance Limited (08/06/2027) **

  • 7.69% LIC Housing Finance Limited (11/12/2026) **

  • 9.20% Shriram Finance Ltd (22/05/2026) **

  • Government of India (04/10/2028)

  • 7.7954% Reliance Life Sciences Pvt Ltd (08/05/2026) ** #

  • 7.45% Torrent Power Limited (11/03/2027) **

  • 8.90% Bharti Telecom Limited (04/12/2025) **

  • 9.40% Vedanta Limited (20/02/2027) **

  • 8.80% JM Financial Credit Solutions Ltd (19/12/2025) **

  • 6.80% Can Fin Homes Limited (25/06/2025) **

  • Government of India (09/11/2025)

  • 5.94% REC Limited (31/01/2026) **

  • Axis Bank Limited (08/10/2025) #

  • HDFC Bank Limited (04/11/2025) ** #

  • State Government Securities (12/09/2028)

  • ICICI Bank Limited (14/11/2025) #

  • HDFC Bank Limited (04/12/2025) ** #

  • Barclays Invest & Loans India Limited (01/12/2025) **

  • Tata Projects Limited (12/12/2025) **

  • State Government Securities (04/07/2028)

  • Nuvama Clearing Services Ltd (27/01/2026) **

  • 8.65% Bharti Telecom Limited (05/11/2027)

  • SBI - Corporate Debt Market Development Fund - A2 Units

  • State Government Securities (13/01/2026)

  • State Government Securities (15/07/2025)

  • State Government Securities (02/06/2027)

  • 8.40% Torrent Power Limited (18/01/2027) **

  • 0% GOI - 12JUN25 STRIPS

  • 7.55% Small Industries Development Bank of India (22/09/2026) **

  • State Government Securities (13/11/2025)

  • State Government Securities (14/10/2025)

  • 7.7954% Reliance Life Sciences Pvt Ltd (13/11/2025) ** #

  • State Government Securities (25/09/2025)

  • 7.99% Tata Projects Limited (06/10/2025) **

  • 6.75% Sikka Ports and Terminals Limited (22/04/2026) **

  • 6.45% Aditya Birla Finance Limited (01/10/2026) **

  • Axis Bank Limited (05/09/2025) #

  • Bank of Baroda (12/09/2025) ** #

  • Axis Bank Limited (10/10/2025) ** #

  • 6.17% LIC Housing Finance Limited (03/09/2026) **

  • 8.42% Godrej Industries Limited (27/12/2027)

  • 7.96% Pipeline Infrastructure Limited (11/03/2027) **

  • 7.64% REC Limited (30/06/2026) **

  • State Government Securities (27/06/2028)

  • State Government Securities (27/03/2028)

  • State Government Securities (26/11/2025)

  • 8.32% Torrent Power Limited (28/02/2026) **

  • State Government Securities (24/06/2025)

  • 7.35% National Bank For Agriculture and Rural Development (08/07/2025) **

  • State Government Securities (27/05/2028)

  • State Government Securities (23/09/2025)

  • State Government Securities (09/09/2025)

  • State Government Securities (09/09/2025)

  • 8.60% Muthoot Finance Limited (25/08/2025) **

  • 7.15% Small Industries Development Bank of India (02/06/2025) **

  • Deutsche Investments India Private Limited (09/06/2025) **

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  • Miscellaneous

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Fund Manager

  • Education:CA, B.Com.[Hons.]
  • Experience:16 Years
  • Basic Details:Ms. Monika Gandhi has an overall experience of more than 16 years in Banking and Financial Services industry.She joined ABSLAMC in August 2017 as a Senior Credit Analyst – Fixed Income. She has been working closely with other Fund Managers and team members in the investment team.Prior to joining ABSLAMC, she was a Deputy General Manager in IDBI Bank for 13 years wherein she handled project appraisal, credit evaluation and credit monitoring for Large and Mid-Corporates.
  • Funds Managed:
  • Aditya Birla Sun Life Savings Fund
  • Aditya Birla Sun Life Savings Fund
  • CARE AA

  • CARE AA+

  • CARE AA-

  • CARE AAA

  • Cash

  • CRISIL A1+

  • CRISIL AA

  • CRISIL AA+

  • CRISIL AA-

  • CRISIL AAA

  • ICRA A1+

  • ICRA AA

  • ICRA AA+

  • ICRA AAA

  • IND A1+

  • IND AA

  • IND AA-

  • Sov

  • Unrated

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About Aditya Birla Sun Life Savings Fund

Scheme Analysis

Aditya Birla Sun Life Savings Fund is a Debt - Ultra Short Duration Fund fund and belongs to Aditya Birla Sun Life Mutual Fund. It was launched on 16-Apr-2003 and currently has an AUM of ₹18,981.31 crore. Aditya Birla Sun Life Savings Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and NIFTY Ultra Short Duration Debt Index as secondary index.

The NAV of Aditya Birla Sun Life Savings Fund ended down ₹-0.17(-0.03%)yesterday to ₹547.2875.

Among its top 3 holdings the fund has exposure to Clearing Corporation of India Limited, and

The Aditya Birla Sun Life Savings Fund is managed by Sunaina da Cunha and Kaustubh Gupta.

Fund House Contact

One World Center , Tower 1, 17th Floor, Jupiter Mill Compound, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400 013

022-43568000
022-43568110/ 8111