Aditya Birla Sun Life Banking & PSU Debt Fund - Growth - Regular Plan

Other Plans and Options
  • 0.12 %Nav, as on 03-10-2025

  • Previous Nav

  • Net Change on 03-10-2025

  • PersonalFN Rating

  • Assets (Cr.)

  • Expense Ratio

Fund Overview Growth | Regular Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

To generate reasonable returns by primarily investing in debt and money market securities thatare issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) inIndia.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth 9.93 3.72 7.65 7.47 6.13 7.83
CRISIL 10 Year Gilt Index N/A N/A N/A N/A N/A N/A
NIFTY Banking and PSU Debt Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth May 05, 2008 7.65 7.47 6.13 0.73 9,057.04
Bandhan Banking and PSU Fund-Regular Plan- Growth Option Mar 07, 2013 7.60 7.25 5.89 0.63 13,081.90
ICICI Prudential Banking and PSU Debt Fund - Growth Jan 01, 2010 7.95 7.58 6.44 0.73 9,743.57
HDFC BANKING AND PSU DEBT FUND - Regular Plan - Growth Option Mar 26, 2014 7.69 7.44 6.07 0.78 5,859.53
HSBC Banking and PSU Debt Fund - Regular Growth Sep 20, 2007 8.01 7.28 5.39 0.57 4,425.66
SBI BANKING & PSU FUND - Regular Paln - Growth Oct 09, 2009 Unrated 7.82 7.38 5.71 0.79 4,073.05

Fund Holdings as on 30-September-2025

  • 6.94% Power Grid Corporation of India Limited (15/04/2035) **

  • 7.77% Power Finance Corporation Limited (15/07/2026)

  • Net Receivables / (Payables)

  • 7.59% Small Industries Development Bank of India (10/02/2026) **

  • 7.60% Power Finance Corporation Limited (13/04/2029)

  • Government of India (08/04/2034)

  • 6.80% National Housing Bank (02/04/2032) **

  • 7.42% State Bank of India (29/08/2039) **

  • 6.58% Indian Railway Finance Corporation Limited (30/05/2030) **

  • 7.48% National Bank For Agriculture and Rural Development (15/09/2028)

  • 8.00% HDFC Bank Limited (27/07/2032) **

  • 7.56% REC Limited (31/08/2027) **

  • 7.82% Bajaj Finance Limited (31/01/2034) **

  • 7.64% National Bank For Agriculture and Rural Development (06/12/2029) **

  • 7.40% National Bank For Agriculture and Rural Development (29/04/2030)

  • 7.17% Indian Railway Finance Corporation Limited (27/04/2035) **

  • 7.03% National Bank for Financing Infrastructure and Dev (08/04/2030)

  • Shivshakti Securitisation Trust 2025-1 (28/09/2029) **

  • Siddhivinayak Securitisation Trust 2025-1 (28/09/2030) **

  • 7.93% Bajaj Finance Limited (02/05/2034) **

  • 7.65% HDFC Bank Limited (25/05/2033) **

  • 7.27% Power Finance Corporation Limited (15/10/2031) **

  • 6.52% REC Limited (31/01/2028) **

  • 7.37% Indian Railway Finance Corporation Limited (31/07/2029)

  • 7.79% Small Industries Development Bank of India (14/05/2027) **

  • Clearing Corporation of India Limited

  • 7.70% National Bank For Agriculture and Rural Development (30/09/2027)

  • 7.80% HDFC Bank Limited (03/05/2033) **

  • 7.97% Tata Capital Limited (19/07/2028) **

  • 7.59% Indian Renewable Energy Development Agency Ltd (26/07/2034) **

  • 7.68% Small Industries Development Bank of India (10/08/2027) **

  • State Government Securities (10/09/2034)

  • 6.47% Indian Railway Finance Corporation Limited (30/05/2028)

  • Government of India (24/07/2037)

  • 7.34% REC Limited (30/04/2030) **

  • Government of India (17/04/2030)

  • 7.80% REC Limited (30/05/2026) **

  • 7.45% REC Limited (31/08/2035) **

  • 7.71% REC Limited (26/02/2027) **

  • 7.38% Power Finance Corporation Limited (15/01/2032) **

  • 7.71% LIC Housing Finance Limited (09/05/2033)

  • 7.34% Small Industries Development Bank of India (26/02/2029) **

  • 7.55% Power Finance Corporation Limited (15/07/2026) **

  • 6.90% Housing & Urban Development Corporation Limited (06/05/2030) **

  • 7.54% Small Industries Development Bank of India (12/01/2026) **

  • Bank of Baroda (13/01/2026) ** #

  • 6.60% REC Limited (30/06/2027)

  • Government of India (15/04/2065)

  • 8.05% Tata Capital Housing Finance Limited (18/06/2029) **

  • 7.75% Small Industries Development Bank of India (10/06/2027) **

  • 7.14% Export Import Bank of India (13/12/2029) **

  • 7.49% National Bank For Agriculture and Rural Development (15/10/2026) **

  • 7.64% REC Limited (30/06/2026) **

  • 7.40% National Housing Bank (16/07/2026) **

  • 7.41% Bank of Baroda (28/11/2039) **

  • 7.60% Poonawalla Fincorp Limited (28/05/2027) **

  • 7.23% Bank of Baroda (16/01/2035) **

  • Government of India (14/07/2032)

  • 7.04% National Bank for Financing Infrastructure and Dev (07/04/2035) **

  • Union Bank of India (25/06/2026) #

  • 7.96% Embassy Office Parks REIT (27/09/2027) **

  • 7.39% Indian Railway Finance Corporation Limited (15/07/2034) **

  • 7.77% HDFC Bank Limited (28/06/2027) **

  • 7.36% ICICI Home Finance Company Limited (02/05/2030) **

  • 7.86% HDFC Bank Limited (02/12/2032) **

  • Government of India (06/11/2073)

  • 7.62% Tata Capital Limited (08/04/2030) **

  • Government of India (15/04/2039)

  • 7.20% Knowledge Realty Trust (26/09/2028) **

  • SBI - Corporate Debt Market Development Fund - A2 Units

  • 0% GOI - 22AUG28 STRIPS

  • 7.75% HDFC Bank Limited (13/06/2033) **

  • 7.77% REC Limited (31/03/2028) **

  • 7.70% REC Limited (12/12/2027) **

  • 0% GOI - 22FEB29 STRIPS

  • State Government Securities (03/09/2035)

  • 7.46% REC Limited (30/06/2028) **

  • 7.68% Small Industries Development Bank of India (10/09/2027) **

  • 7.53% National Bank For Agriculture and Rural Development (24/03/2028)

  • 7.79% Small Industries Development Bank of India (19/04/2027) **

  • 8.07% SMFG India Home Finance Company Limited (10/09/2027) **

  • 8.35% SMFG India Home Finance Company Limited (15/01/2027) **

  • 7.712% Tata Capital Housing Finance Limited (14/01/2028) **

  • 7.43% National Bank for Financing Infrastructure and Dev (16/06/2033) **

  • 7.70% Power Finance Corporation Limited (15/09/2026) **

  • 7.65% HDB Financial Services Limited (05/05/2028) **

  • 8.35% Axis Finance Limited (20/05/2026) **

  • 7.15% Power Finance Corporation Limited (08/09/2027) **

  • 7.32% REC Limited (28/02/2035) **

  • 7.44% REC Limited (30/04/2026) **

  • 7.60% REC Limited (28/02/2026)

  • 7.4091% HDB Financial Services Limited (05/06/2028) **

  • 7.28% Indian Railway Finance Corporation Limited (14/02/2040) **

  • 5.94% REC Limited (31/01/2026)

  • 6.78% Indian Railway Finance Corporation Limited (30/04/2030)

  • 6.87% REC Limited (31/05/2030) **

  • 7.15% National Bank for Financing Infrastructure and Dev (28/03/2035) **

  • Indian Bank (08/01/2026) #

  • State Government Securities (06/08/2040)

  • Canara Bank (27/02/2026) ** #

  • HDFC Bank Limited (09/03/2026) ** #

  • 0% GOI - 06MAY30 STRIPS

  • 8.01% REC Limited (24/03/2028) **

  • 7.99% Tata Capital Limited (08/02/2034) **

  • 7.65% Power Finance Corporation Limited (22/11/2027) **

  • Government of India (22/04/2064)

  • 0% GOI - 12MAR29 STRIPS

  • Government of India (25/11/2074)

  • State Government Securities (21/11/2034)

  • State Government Securities (16/10/2035)

  • India Universal Trust AL1 (20/09/2030) **

  • 0% GOI - 16JUN30 STRIPS

  • 7.96% Pipeline Infrastructure Limited (11/03/2028) **

  • 8.45% Indian Railway Finance Corporation Limited (04/12/2028) **

  • Government of India (07/07/2040)

  • 7.77% LIC Housing Finance Limited (11/08/2028) **

  • 8.33% Aditya Birla Finance Limited (19/05/2027) **

  • 7.90% Mahindra & Mahindra Financial Services Limited (30/08/2027) **

  • 7.11% Small Industries Development Bank of India (27/02/2026) **

  • State Government Securities (07/08/2035)

  • State Government Securities (26/12/2039)

  • State Government Securities (30/04/2037)

  • State Government Securities (26/02/2028)

  • 0% GOI - 16JUN28 STRIPS

  • 0% GOI - 12MAR28 STRIPS

  • Government of India (22/08/2032)

  • 0% GOI - 22AUG29 STRIPS

  • 8.50% National Bank For Agriculture and Rural Development (27/02/2029) **

  • 8.55% Indian Railway Finance Corporation Limited (21/02/2029) **

  • 0% GOI - 15APR36 STRIPS

  • 9.18% NUCLEAR POWER CORPORATION OF INDIA LTD (23/01/2026) **

  • Axis Bank Limited (12/11/2025) ** #

  • State Government Securities (16/10/2035)

  • 0% GOI - 15OCT36 STRIPS

  • 0% GOI - 15APR37 STRIPS

  • 0% GOI - 19MAR28 STRIPS

  • 0% GOI - 15OCT37 STRIPS

  • 0% GOI - 17JUN27 STRIPS

  • 0% GOI - 12SEP28 STRIPS

  • 0% GOI - 15APR38 STRIPS

  • India Universal Trust AL1 (20/06/2027) **

  • 8.85% Power Grid Corporation of India Limited (19/10/2026) **

  • 0% GOI - 22OCT29 STRIPS

  • India Universal Trust AL1 (20/09/2026) **

  • India Universal Trust Al2 (21/11/2030) **

  • India Universal Trust Al2 (21/11/2027) **

  • 0% GOI - 15APR39 STRIPS

  • 0% GOI - 15OCT39 STRIPS

  • 7.99% National Bank For Agriculture and Rural Development (02/02/2033) **

  • 8.13% Power Grid Corporation of India Limited (25/04/2028) **

  • Government of India (14/08/2033)

  • 7.85% LIC Housing Finance Limited (18/08/2032) **

  • 8.01% Tata Capital Limited (21/07/2034) **

  • 7.89% Bajaj Housing Finance Limited (08/09/2032) **

  • 7.84% HDFC Bank Limited (16/12/2032) **

  • 8.13% Power Grid Corporation of India Limited (25/04/2027) **

  • Government of India (07/10/2034)

  • State Government Securities (27/01/2026)

  • State Government Securities (04/11/2035)

  • India Universal Trust Al2 (21/11/2026) **

  • 0% GOI - 16DEC28 STRIPS

  • State Government Securities (28/11/2028)

  • 0% GOI - 17JUN29 STRIPS

  • 0% GOI - 16DEC29 STRIPS

  • Government of India (12/06/2063)

  • 0% GOI - 22FEB31 STRIPS

  • 0% GOI - 22AUG31 STRIPS

  • Government of India (05/05/2035)

  • State Government Securities (24/09/2043)

  • Government of India (23/05/2036)

  • Government of India (20/03/2029)

  • State Government Securities (29/03/2033)

  • State Government Securities (14/10/2025)

  • State Government Securities (27/03/2040)

  • State Government Securities (27/03/2036)

  • State Government Securities (14/09/2032)

  • State Government Securities (27/01/2026)

  • State Government Securities (16/09/2029)

  • Government of India (19/06/2053)

  • Government of India (17/06/2033)

  • 7.43% National Bank For Agriculture and Rural Development (31/01/2030) **

  • State Government Securities (15/04/2030)

  • State Government Securities (21/10/2028)

  • State Government Securities (27/01/2026)

  • 0% GOI - 15JUN29 STRIPS

  • State Government Securities (24/08/2032)

  • 7.49% National Highways Authority of India (01/08/2029) **

  • State Government Securities (10/02/2026)

  • 0% GOI - 01JUN29 STRIPS

  • Government of India (23/10/2028)

  • Government of India (08/01/2028)

  • Government of India (18/04/2029)

  • 0% GOI - 16JUN27 STRIPS

  • State Government Securities (27/03/2038)

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  • Miscellaneous

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Fund Manager

  • CARE AAA

  • Cash

  • CRISIL A1+

  • CRISIL AAA

  • CRISIL AAA(SO)

  • ICRA A1+

  • ICRA AAA

  • IND A1+

  • IND AAA(SO)

  • Sovereign

  • Unrated

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About Aditya Birla Sun Life Banking & PSU Debt Fund

Scheme Analysis

Aditya Birla Sun Life Banking & PSU Debt Fund is a Debt - Banking and PSU Fund fund and belongs to Aditya Birla Sun Life Mutual Fund. It was launched on 05-May-2008 and currently has an AUM of ₹9,057.04 crore. Aditya Birla Sun Life Banking & PSU Debt Fund is benchmarked against CRISIL 10 Year Gilt Index as primary index and NIFTY Banking and PSU Debt Index as secondary index.

The NAV of Aditya Birla Sun Life Banking & PSU Debt Fund ended up ₹0.44(0.12%)yesterday to ₹372.3019.

Among its top 3 holdings the fund has exposure to 6.94% Power Grid Corporation of India Limited (15/04/2035) **, and

The Aditya Birla Sun Life Banking & PSU Debt Fund is managed by Kaustubh Gupta and Harshil Suvarnkar.

Fund House Contact

One World Center , Tower 1, 17th Floor, Jupiter Mill Compound, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400 013

022-43568000
022-43568110/ 8111