Aditya Birla Sun Life Banking & PSU Debt Fund - Growth - Regular Plan

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  • Net Change on 22-04-2024

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Fund Overview Growth | Regular Plan

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  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

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  • 52 Week High Nav Date

Fund Objective

To generate reasonable returns by primarily investing in debt and money market securities thatare issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) inIndia.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth 4.39 6.69 6.64 5.30 6.90 7.80
Crisil 10 Yr Gilt Index N/A N/A N/A N/A N/A N/A
NIFTY Banking and PSU Debt Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth May 05, 2008 6.64 5.30 6.90 0.71 10,060.04
Bandhan Banking & PSU Debt Fund-Regular Plan- Growth Option Mar 07, 2013 6.35 5.06 6.91 0.63 14,384.47
Axis Banking & PSU Debt Fund - Regular Plan - Growth option Jun 08, 2012 6.44 5.06 6.56 0.63 13,728.71
ICICI Prudential Banking and PSU Debt Fund - Growth Jan 01, 2010 7.23 5.82 6.96 0.74 8,836.80
HDFC BANKING AND PSU DEBT FUND - Regular Plan - Growth Option Mar 26, 2014 6.71 5.18 6.76 0.71 6,267.07
Kotak Banking and PSU Debt - Growth Dec 29, 1998 6.71 5.43 6.99 0.81 5,991.60

Fund Holdings as on 31-March-2024

  • Government of India (24/07/2037)

  • Government of India (14/08/2033)

  • 7.59% Small Industries Development Bank of India (10/02/2026) **

  • 7.77% Power Finance Corporation Limited (15/07/2026) **

  • 7.60% Power Finance Corporation Limited (13/04/2029)

  • 7.80% HDFC Bank Limited (03/05/2033)

  • 7.71% REC Limited (26/02/2027) **

  • Government of India (13/11/2030)

  • Net Receivables / (Payables)

  • 7.57% National Bank For Agriculture and Rural Development (19/03/2026) **

  • 7.71% LIC Housing Finance Limited (09/05/2033)

  • 7.86% HDFC Bank Limited (02/12/2032) **

  • 7.75% HDFC Bank Limited (13/06/2033) **

  • Axis Bank Limited (31/01/2025) ** #

  • Punjab National Bank (11/03/2025) ** #

  • 5.83% State Bank of India (26/10/2030) **

  • 7.50% National Bank For Agriculture and Rural Development (31/08/2026) **

  • 7.54% Small Industries Development Bank of India (12/01/2026) **

  • 7.40% National Bank For Agriculture and Rural Development (30/01/2026) **

  • Government of India (22/09/2033)

  • 5.70% National Bank For Agriculture and Rural Development (31/07/2025)

  • Punjab National Bank (07/02/2025) #

  • Small Industries Development Bank of India (07/02/2025) ** #

  • 7.69% LIC Housing Finance Limited (06/02/2034)

  • 7.82% LIC Housing Finance Limited (14/01/2026) **

  • 7.58% National Bank For Agriculture and Rural Development (31/07/2026)

  • 7.97% HDFC Bank Limited (17/02/2033)

  • Government of India (17/04/2030)

  • 7.20% National Bank For Agriculture and Rural Development (23/09/2025)

  • 7.44% REC Limited (30/04/2026) **

  • 7.50% National Bank For Agriculture and Rural Development (17/12/2025)

  • 6.70% Tata Capital Limited (28/03/2025) **

  • 8.75% State Bank of India (30/08/2029) **

  • 7.80% Bajaj Housing Finance Limited (09/02/2034) **

  • Government of India (08/01/2028)

  • Clearing Corporation of India Limited

  • 7.80% REC Limited (30/05/2026)

  • 7.60% REC Limited (28/02/2026)

  • 7.55% Power Finance Corporation Limited (15/07/2026) **

  • 7.17% Power Finance Corporation Limited (22/05/2025) **

  • 6.24% State Bank of India (21/09/2030) **

  • 7.80% National Bank For Agriculture and Rural Development (15/03/2027)

  • 7.75% Small Industries Development Bank of India (27/10/2025) **

  • 7.59% Power Finance Corporation Limited (17/01/2028) **

  • 7.49% HDB Financial Services Limited (24/01/2025) **

  • 6.18% Mangalore Refinery and Petrochemicals Limited (29/12/2025) **

  • 7.44% Small Industries Development Bank of India (04/09/2026)

  • State Government Securities (27/03/2038)

  • State Government Securities (27/03/2039)

  • 0% GOI - 19SEP27 STRIPS

  • 7.64% REC Limited (30/06/2026) **

  • 7.59% Power Finance Corporation Limited (03/11/2025) **

  • 7.51% REC Limited (31/07/2026) **

  • 9.11% Cholamandalam Investment and Finance Company Limited (11/02/2025) (FRN) **

  • 7.10% ICICI Bank Limited (17/02/2030) **

  • Government of India (18/04/2029)

  • The Federal Bank Limited (04/12/2024) ** #

  • DBS Bank Ltd/India (09/12/2024) ** #

  • Small Industries Development Bank of India (10/01/2025) #

  • Punjab National Bank (31/01/2025) #

  • HDFC Bank Limited (12/03/2025) ** #

  • Canara Bank (20/03/2025) ** #

  • Government of India (06/02/2033)

  • State Government Securities (27/03/2040)

  • 8.99% Bank of Baroda (18/12/2029) **

  • 8.30% REC Limited (10/04/2025) **

  • 7.43% Small Industries Development Bank of India (31/08/2026)

  • 7.11% Small Industries Development Bank of India (27/02/2026)

  • 0% GOI - 16JUN27 STRIPS

  • 6.43% HDFC Bank Limited (29/09/2025) **

  • 7.96% Pipeline Infrastructure Limited (11/03/2029) **

  • 8.39% Power Finance Corporation Limited (19/04/2025) **

  • 8.1965% HDB Financial Services Limited (30/05/2025) **

  • 8.22% National Bank For Agriculture and Rural Development (13/12/2028) **

  • 7.77% REC Limited (31/03/2028) **

  • 7.79% Small Industries Development Bank of India (19/04/2027)

  • 8.35% Axis Finance Limited (20/05/2026) **

  • 7.70% REC Limited (12/12/2027) **

  • 7.75% Small Industries Development Bank of India (10/06/2027)

  • 7.70% Power Finance Corporation Limited (15/09/2026)

  • 8.35% SMFG India Home Finance Company Limited (15/01/2027) **

  • 7.41% Indian Railway Finance Corporation Limited (15/10/2026) **

  • 7.67% LIC Housing Finance Limited (15/04/2033) **

  • 7.63% Power Finance Corporation Limited (14/08/2026) **

  • 8.00% Mahindra & Mahindra Financial Services Limited (25/04/2025) **

  • 7.82% LIC Housing Finance Limited (28/11/2025) **

  • 7.8955% Kotak Mahindra Prime Limited (23/12/2024) **

  • 7.99% HDB Financial Services Limited (16/03/2026) **

  • 7.37% Power Finance Corporation Limited (22/05/2026) **

  • 7.13% Power Finance Corporation Limited (08/08/2025) **

  • 7.70% HDB Financial Services Limited (11/08/2025) **

  • 7.15% Small Industries Development Bank of India (02/06/2025) **

  • 6.88% REC Limited (20/03/2025)

  • 7.08% Cholamandalam Investment and Finance Company Limited (11/03/2025) **

  • 6.59% Summit Digitel Infrastructure Private Limited (16/06/2026) **

  • 5.94% REC Limited (31/01/2026) **

  • SBI - Corporate Debt Market Development Fund – A2 Units

  • 6.65% LIC Housing Finance Limited (15/02/2027) **

  • Standard Chartered Capital Limited (29/08/2024) **

  • DBS Bank Ltd/India (12/12/2024) ** #

  • Kotak Mahindra Bank Limited (15/01/2025) #

  • Canara Bank (16/01/2025) #

  • Small Industries Development Bank of India (16/01/2025) ** #

  • Canara Bank (22/01/2025) ** #

  • Small Industries Development Bank of India (27/02/2025) ** #

  • HDFC Bank Limited (06/03/2025) ** #

  • 0% GOI - 22AUG28 STRIPS

  • State Government Securities (27/03/2035)

  • 0% GOI - 22FEB29 STRIPS

  • 7.988115% REC Limited (24/03/2028) **

  • 0% GOI - 12MAR27 STRIPS

  • 8.65% NIIF Infrastructure Finance Limited (21/02/2025) **

  • 7.65% Power Finance Corporation Limited (22/11/2027) **

  • 7.90% ICICI Home Finance Company Limited (27/12/2024) **

  • Government of India (30/10/2034)

  • 0% GOI - 12MAR29 STRIPS

  • GOI 19MAR26 G-SEC Strips

  • 0% GOI - 16JUN30 STRIPS

  • 7.96% Pipeline Infrastructure Limited (11/03/2028) **

  • 8.45% Indian Railway Finance Corporation Limited (04/12/2028) **

  • 7.77% LIC Housing Finance Limited (11/08/2028) **

  • 7.79% Bajaj Finance Limited (20/09/2033) **

  • State Government Securities (26/02/2028)

  • Government of India (22/08/2032)

  • 0% GOI - 16JUN28 STRIPS

  • 0% GOI - 12MAR28 STRIPS

  • 8.55% Indian Railway Finance Corporation Limited (21/02/2029) **

  • 8.50% National Bank For Agriculture and Rural Development (27/02/2029) **

  • 0% GOI - 22AUG29 STRIPS

  • 9.18% NUCLEAR POWER CORPORATION OF INDIA LTD (23/01/2026) **

  • 7.75% Bajaj Finance Limited (16/05/2033) **

  • 0% GOI - 15DEC24 STRIPS

  • 8.85% Power Grid Corporation of India Limited (19/10/2026) **

  • 0% GOI - 19MAR28 STRIPS

  • State Government Securities (25/06/2024)

  • 0% GOI - 17JUN27 STRIPS

  • 0% GOI - 19DEC27 STRIPS SR-1227

  • 0% GOI - 12SEP28 STRIPS

  • 0% GOI - 15JUN29 STRIPS

  • State Government Securities (16/09/2029)

  • State Government Securities (21/10/2028)

  • 9.64% Power Grid Corporation of India Limited (31/05/2026) **

  • GOI 12MAR25 G-SEC Strips

  • 8.13% Power Grid Corporation of India Limited (25/04/2028) **

  • State Government Securities (27/01/2026)

  • 8.13% Power Grid Corporation of India Limited (25/04/2027) **

  • State Government Securities (28/10/2025)

  • Government of India (25/05/2025)

  • 8.80% Power Finance Corporation Limited (15/01/2025) **

  • 8.60% Power Finance Corporation Limited (07/08/2024) **

  • 7.89% Bajaj Housing Finance Limited (08/09/2032) **

  • State Government Securities (13/03/2034)

  • Government of India (06/09/2026)

  • 7.84% HDFC Bank Limited (16/12/2032) **

  • 7.35% HDFC Bank Limited (10/02/2025) **

  • 0% GOI - 15DEC25 STRIPS

  • 7.15% Power Finance Corporation Limited (08/09/2025) **

  • Government of India (07/10/2029)

  • 182 DAYS T-BILL - 18JUL2024

  • State Government Securities (28/11/2028)

  • 7.69% National Bank For Agriculture and Rural Development (29/05/2024) **

  • 0% GOI - 15JUN27 STRIPS

  • 0% GOI - 16DEC28 STRIPS

  • 0% GOI - 17JUN29 STRIPS

  • 0% GOI - 16DEC29 STRIPS

  • State Government Securities (27/03/2036)

  • 0% GOI - 22FEB31 STRIPS

  • Government of India (23/05/2036)

  • 0% GOI - 22AUG31 STRIPS

  • State Government Securities (09/08/2027)

  • Government of India (23/10/2028)

  • Government of India (20/03/2029)

  • State Government Securities (29/03/2033)

  • State Government Securities (14/10/2025)

  • State Government Securities (09/07/2024)

  • State Government Securities (27/01/2026)

  • State Government Securities (14/09/2032)

  • Government of India (17/06/2033)

  • 7.43% National Bank For Agriculture and Rural Development (31/01/2030) **

  • 7.25% Punjab National Bank (29/07/2030) **

  • GOI 19SEP25 G-SEC Strips

  • State Government Securities (27/01/2026)

  • State Government Securities (10/02/2026)

  • State Government Securities (24/08/2032)

  • 7.49% National Highways Authority of India (01/08/2029) **

  • 0% GOI - 01JUN29 STRIPS

  • Government of India (15/06/2025)

  • GOI 12SEP25 G-SEC Strips

  • 0% GOI - 17DEC25 STRIPS

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  • Miscellaneous

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Fund Manager

  • CARE A1+

  • CARE AAA

  • Cash

  • CRISIL A1+

  • CRISIL AA+

  • CRISIL AAA

  • ICRA A1+

  • ICRA AA+

  • ICRA AAA

  • IND A1+

  • IND AAA

  • Sov

  • Unrated

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About Aditya Birla Sun Life Banking & PSU Debt Fund

Scheme Analysis

Aditya Birla Sun Life Banking & PSU Debt Fund is a Debt - Banking and PSU Fund fund and belongs to Aditya Birla Sun Life Mutual Fund. It was launched on 05-May-2008 and currently has an AUM of ₹10,060.04 crore. Aditya Birla Sun Life Banking & PSU Debt Fund is benchmarked against Crisil 10 Yr Gilt Index as primary index and NIFTY Banking and PSU Debt Index as secondary index.

The NAV of Aditya Birla Sun Life Banking & PSU Debt Fund ended up ₹0.3(0.09%)yesterday to ₹332.0886.

Among its top 3 holdings the fund has exposure to Government of India (24/07/2037), and

The Aditya Birla Sun Life Banking & PSU Debt Fund is managed by Kaustubh Gupta and Harshil Suvarnkar.

Fund House Contact

One World Center , Tower 1, 17th Floor, Jupiter Mill Compound, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400 013

022-43568000
022-43568110/ 8111