Aditya Birla Sun Life Banking & PSU Debt Fund - IDCW - Direct Plan

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  • (-0.03%)Nav, as on 29-08-2025

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  • Net Change on 29-08-2025

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Fund Overview IDCW | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

To generate reasonable returns by primarily investing in debt and money market securities thatare issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) inIndia.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - IDCW -1.67 1.26 8.15 7.57 6.51 7.81
Crisil 10 Yr Gilt Index N/A N/A N/A N/A N/A N/A
NIFTY Banking and PSU Debt Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - IDCW Jan 01, 2013 8.15 7.57 6.51 0.39 9,143.48
Bandhan Banking and PSU Fund - Direct Annual IDCW Feb 04, 2020 8.23 7.71 6.49 0.33 13,392.39
Bandhan Banking and PSU Fund - Direct Daily IDCW Feb 10, 2014 8.08 7.48 6.24 0.33 13,392.39
Bandhan Banking and PSU Fund - Direct Fortnightly IDCW Mar 13, 2013 8.03 7.49 6.25 0.33 13,392.39
Bandhan Banking and PSU Fund - Direct IDCW Mar 07, 2013 7.89 7.39 6.20 0.33 13,392.39
Bandhan Banking and PSU Fund - Direct Monthly IDCW Mar 13, 2013 7.89 7.39 6.20 0.33 13,392.39

Fund Holdings as on 31-July-2025

  • 6.94% Power Grid Corporation of India Limited (15/04/2035) **

  • 7.77% Power Finance Corporation Limited (15/07/2026)

  • 7.60% Power Finance Corporation Limited (13/04/2029) **

  • Net Receivables / (Payables)

  • 7.59% Small Industries Development Bank of India (10/02/2026) **

  • Government of India (08/04/2034)

  • 6.80% National Housing Bank (02/04/2032) **

  • 7.42% State Bank of India (29/08/2039) **

  • 7.40% National Bank For Agriculture and Rural Development (29/04/2030)

  • 6.58% Indian Railway Finance Corporation Limited (30/05/2030) **

  • 8.00% HDFC Bank Limited (27/07/2032)

  • 7.82% Bajaj Finance Limited (31/01/2034) **

  • 7.56% REC Limited (31/08/2027) **

  • 7.17% Indian Railway Finance Corporation Limited (27/04/2035)

  • 7.64% National Bank For Agriculture and Rural Development (06/12/2029) **

  • 7.03% National Bank for Financing Infrastructure and Dev (08/04/2030) **

  • 7.48% National Bank For Agriculture and Rural Development (15/09/2028) **

  • 7.61% LIC Housing Finance Limited (29/08/2034) **

  • 7.93% Bajaj Finance Limited (02/05/2034) **

  • 7.65% HDFC Bank Limited (25/05/2033) **

  • 7.97% Tata Capital Limited (19/07/2028) **

  • 7.27% Power Finance Corporation Limited (15/10/2031) **

  • 6.52% REC Limited (31/01/2028) **

  • 7.37% Indian Railway Finance Corporation Limited (31/07/2029) **

  • 7.79% Small Industries Development Bank of India (14/05/2027) **

  • 7.70% National Bank For Agriculture and Rural Development (30/09/2027) **

  • Government of India (17/04/2030)

  • Government of India (24/07/2037)

  • Clearing Corporation of India Limited

  • 7.59% Indian Renewable Energy Development Agency Ltd (26/07/2034) **

  • 7.80% HDFC Bank Limited (03/05/2033) **

  • 7.68% Small Industries Development Bank of India (10/08/2027) **

  • 6.90% Housing & Urban Development Corporation Limited (06/05/2030) **

  • 6.47% Indian Railway Finance Corporation Limited (30/05/2028) **

  • 7.34% REC Limited (30/04/2030) **

  • 7.80% REC Limited (30/05/2026) **

  • 7.45% REC Limited (31/08/2035)

  • 7.71% REC Limited (26/02/2027) **

  • 7.71% LIC Housing Finance Limited (09/05/2033) **

  • 7.38% Power Finance Corporation Limited (15/01/2032) **

  • 7.55% Power Finance Corporation Limited (15/07/2026) **

  • 7.123% Tata Capital Housing Finance Limited (21/07/2027) **

  • 7.54% Small Industries Development Bank of India (12/01/2026) **

  • 6.60% REC Limited (30/06/2027) **

  • 7.41% Bank of Baroda (28/11/2039) **

  • 8.05% Tata Capital Housing Finance Limited (18/06/2029) **

  • 7.75% Small Industries Development Bank of India (10/06/2027) **

  • 7.53% National Bank For Agriculture and Rural Development (24/03/2028)

  • 7.14% Export Import Bank of India (13/12/2029) **

  • 7.34% Small Industries Development Bank of India (26/02/2029)

  • 7.74% LIC Housing Finance Limited (22/10/2027) **

  • 7.23% Bank of Baroda (16/01/2035) **

  • 7.49% National Bank For Agriculture and Rural Development (15/10/2026) **

  • 7.64% REC Limited (30/06/2026) **

  • 7.40% National Housing Bank (16/07/2026)

  • 7.3763% Bajaj Finance Limited (26/06/2028) **

  • 7.60% Poonawalla Fincorp Limited (28/05/2027) **

  • 7.02% Bajaj Housing Finance Limited (26/05/2028) **

  • 7.2092% L&T Finance Limited (29/06/2027) **

  • 7.04% National Bank for Financing Infrastructure and Dev (07/04/2035)

  • Union Bank of India (25/06/2026) ** #

  • 7.39% Indian Railway Finance Corporation Limited (15/07/2034) **

  • 7.96% Embassy Office Parks REIT (27/09/2027) **

  • Government of India (15/04/2039)

  • 7.77% HDFC Bank Limited (28/06/2027) **

  • 7.36% ICICI Home Finance Company Limited (02/05/2030) **

  • Government of India (06/11/2073)

  • 7.86% HDFC Bank Limited (02/12/2032) **

  • Government of India (22/04/2064)

  • 7.62% Tata Capital Limited (08/04/2030) **

  • SBI - Corporate Debt Market Development Fund - A2 Units

  • 0% GOI - 22AUG28 STRIPS

  • 7.75% HDFC Bank Limited (13/06/2033) **

  • 7.77% REC Limited (31/03/2028) **

  • 7.70% REC Limited (12/12/2027) **

  • 7.26% NTPC Limited (20/03/2040) **

  • 7.68% LIC Housing Finance Limited (29/05/2034) **

  • 7.46% REC Limited (30/06/2028) **

  • 7.28% Indian Railway Finance Corporation Limited (14/02/2040) **

  • 7.68% Small Industries Development Bank of India (10/09/2027) **

  • 7.79% Small Industries Development Bank of India (19/04/2027) **

  • 7.32% REC Limited (28/02/2035) **

  • 7.43% National Bank for Financing Infrastructure and Dev (16/06/2033) **

  • 7.712% Tata Capital Housing Finance Limited (14/01/2028) **

  • 8.07% SMFG India Home Finance Company Limited (10/09/2027) **

  • 8.35% SMFG India Home Finance Company Limited (15/01/2027) **

  • 0% GOI - 22FEB29 STRIPS

  • 7.60% Kotak Mahindra Prime Limited (19/05/2028) **

  • 7.70% Power Finance Corporation Limited (15/09/2026) **

  • 7.65% HDB Financial Services Limited (05/05/2028) **

  • 7.15% Power Finance Corporation Limited (08/09/2027) **

  • 8.35% Axis Finance Limited (20/05/2026) **

  • 7.44% REC Limited (30/04/2026)

  • 7.60% REC Limited (28/02/2026) **

  • 7.4091% HDB Financial Services Limited (05/06/2028) **

  • 6.87% REC Limited (31/05/2030)

  • 6.78% Indian Railway Finance Corporation Limited (30/04/2030) **

  • 7.15% National Bank for Financing Infrastructure and Dev (28/03/2035) **

  • 5.94% REC Limited (31/01/2026) **

  • Government of India (05/05/2035)

  • Government of India (19/06/2053)

  • 0% GOI - 06MAY30 STRIPS

  • 8.01% REC Limited (24/03/2028) **

  • 7.99% Tata Capital Limited (08/02/2034) **

  • 7.65% Power Finance Corporation Limited (22/11/2027) **

  • State Government Securities (21/11/2034)

  • State Government Securities (16/10/2035)

  • 0% GOI - 12MAR29 STRIPS

  • India Universal Trust AL1 (20/09/2030) **

  • 7.55% L&T Metro Rail Hyderabad Ltd (28/04/2035)

  • 0% GOI - 16JUN30 STRIPS

  • Government of India (14/08/2033)

  • 7.96% Pipeline Infrastructure Limited (11/03/2028) **

  • 8.45% Indian Railway Finance Corporation Limited (04/12/2028) **

  • State Government Securities (07/08/2035)

  • 7.77% LIC Housing Finance Limited (11/08/2028) **

  • State Government Securities (26/12/2033)

  • 8.33% Aditya Birla Finance Limited (19/05/2027) **

  • 7.90% Mahindra & Mahindra Financial Services Limited (30/08/2027) **

  • 7.50% Bajaj Housing Finance Limited (09/04/2035)

  • 7.64% Power Finance Corporation Limited (25/08/2026) **

  • State Government Securities (26/12/2039)

  • 7.11% Small Industries Development Bank of India (27/02/2026) **

  • Government of India (25/11/2074)

  • State Government Securities (30/04/2037)

  • Government of India (06/02/2033)

  • State Government Securities (26/02/2028)

  • 0% GOI - 16JUN28 STRIPS

  • 0% GOI - 12MAR28 STRIPS

  • Government of India (22/08/2032)

  • Government of India (05/08/2054)

  • 0% GOI - 22AUG29 STRIPS

  • Government of India (08/01/2028)

  • 8.55% Indian Railway Finance Corporation Limited (21/02/2029) **

  • 8.50% National Bank For Agriculture and Rural Development (27/02/2029) **

  • India Universal Trust AL1 (20/09/2026) **

  • 9.18% NUCLEAR POWER CORPORATION OF INDIA LTD (23/01/2026) **

  • State Government Securities (16/10/2035)

  • Government of India (18/11/2039)

  • 0% GOI - 19MAR28 STRIPS

  • 0% GOI - 17JUN27 STRIPS

  • India Universal Trust AL1 (20/06/2027) **

  • 0% GOI - 12SEP28 STRIPS

  • 8.85% Power Grid Corporation of India Limited (19/10/2026) **

  • 0% GOI - 22OCT29 STRIPS

  • India Universal Trust Al2 (21/11/2030) **

  • India Universal Trust Al2 (21/11/2027) **

  • State Government Securities (21/10/2028)

  • India Universal Trust Al2 (21/11/2026) **

  • 7.99% National Bank For Agriculture and Rural Development (02/02/2033) **

  • 8.13% Power Grid Corporation of India Limited (25/04/2028) **

  • 7.84% HDFC Bank Limited (16/12/2032) **

  • 7.85% LIC Housing Finance Limited (18/08/2032) **

  • 8.01% Tata Capital Limited (21/07/2034) **

  • 7.89% Bajaj Housing Finance Limited (08/09/2032) **

  • State Government Securities (13/03/2034)

  • 8.13% Power Grid Corporation of India Limited (25/04/2027) **

  • State Government Securities (27/01/2026)

  • State Government Securities (28/10/2025)

  • 7.15% Power Finance Corporation Limited (08/09/2025) **

  • State Government Securities (04/11/2035)

  • State Government Securities (28/11/2028)

  • 0% GOI - 16DEC28 STRIPS

  • 0% GOI - 17JUN29 STRIPS

  • Government of India (12/06/2063)

  • 0% GOI - 16DEC29 STRIPS

  • 0% GOI - 22FEB31 STRIPS

  • 0% GOI - 22AUG31 STRIPS

  • Government of India (23/05/2036)

  • Government of India (20/03/2029)

  • State Government Securities (29/03/2033)

  • State Government Securities (27/03/2040)

  • State Government Securities (14/10/2025)

  • State Government Securities (27/03/2036)

  • State Government Securities (14/09/2032)

  • State Government Securities (27/01/2026)

  • State Government Securities (16/09/2029)

  • Government of India (17/06/2033)

  • 7.43% National Bank For Agriculture and Rural Development (31/01/2030) **

  • Government of India (07/10/2034)

  • State Government Securities (27/01/2026)

  • State Government Securities (24/08/2032)

  • 0% GOI - 15JUN29 STRIPS

  • 7.49% National Highways Authority of India (01/08/2029) **

  • State Government Securities (10/02/2026)

  • 0% GOI - 01JUN29 STRIPS

  • Government of India (23/10/2028)

  • Government of India (18/04/2029)

  • 0% GOI - 16JUN27 STRIPS

  • State Government Securities (27/03/2038)

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  • Miscellaneous

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Fund Manager

Most Recent Dividend

  • 17/12/2024

  • 27/03/2024

  • 29/12/2023

  • 22/06/2022

  • 23/03/2022

  • 22/12/2021

  • 15/09/2021

  • 30/06/2021

  • 26/02/2021

  • 26/02/2020

  • 25/03/2019

  • 27/02/2018

  • 03/03/2014

  • 17/02/2014

  • 29/01/2014

  • 16/01/2014

  • 31/12/2013

  • 17/12/2013

  • 29/11/2013

  • 18/11/2013

  • 29/10/2013

  • 15/10/2013

  • 01/10/2013

  • 17/09/2013

  • 29/08/2013

  • 16/08/2013

  • 16/07/2013

  • 02/07/2013

  • 17/06/2013

  • 29/05/2013

  • 15/05/2013

  • 30/04/2013

  • 16/04/2013

  • 31/03/2013

  • 15/03/2013

  • 01/03/2013

  • 15/02/2013

  • 29/01/2013

  • 15/01/2013

  • CARE AAA

  • Cash

  • CRISIL AAA

  • CRISIL AAA(CE)

  • ICRA A1+

  • ICRA AAA

  • IND AAA(SO)

  • Sovereign

  • Unrated

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About Aditya Birla Sun Life Banking & PSU Debt Fund

Scheme Analysis

Aditya Birla Sun Life Banking & PSU Debt Fund is a Debt - Banking and PSU Fund fund and belongs to Aditya Birla Sun Life Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹9,143.48 crore. Aditya Birla Sun Life Banking & PSU Debt Fund is benchmarked against Crisil 10 Yr Gilt Index as primary index and NIFTY Banking and PSU Debt Index as secondary index.

The NAV of Aditya Birla Sun Life Banking & PSU Debt Fund ended down ₹-0.04(-0.03%)yesterday to ₹108.0297.

Among its top 3 holdings the fund has exposure to 6.94% Power Grid Corporation of India Limited (15/04/2035) **, and

The Aditya Birla Sun Life Banking & PSU Debt Fund is managed by Kaustubh Gupta and Harshil Suvarnkar.

Fund House Contact

One World Center , Tower 1, 17th Floor, Jupiter Mill Compound, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400 013

022-43568000
022-43568110/ 8111