Aditya Birla Sun Life Savings Fund - Growth - Direct Plan

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  • (0%)Nav, as on 02-01-2026

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  • Net Change on 02-01-2026

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Fund Overview Growth | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will undernormal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Aditya Birla Sun Life Savings Fund - Growth - Direct Plan 5.23 6.24 7.60 7.68 6.40 7.73
CRISIL 1 year T-Bill Index N/A N/A N/A N/A N/A N/A
NIFTY Ultra Short Duration Debt Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Aditya Birla Sun Life Savings Fund - Growth - Direct Plan Jan 01, 2013 7.60 7.68 6.40 0.34 23,785.34
ICICI Prudential Ultra Short Term Fund - Direct Plan - Growth Jan 08, 2013 7.49 7.58 6.47 0.39 19,711.41
HDFC Ultra Short Term Fund-Direct Plan-Growth Option Sep 24, 2018 7.28 7.44 6.20 0.37 18,874.92
Kotak Savings Fund-Growth - Direct Jan 01, 2013 Unrated 7.28 7.42 6.15 0.36 16,007.83
SBI Ultra Short Duration Fund - DIRECT PLAN - GROWTH Jan 01, 2013 7.18 7.34 6.04 0.35 15,624.13
Nippon India Ultra Short Duration Fund- Direct Plan- Growth Option Jan 02, 2013 7.55 7.69 7.44 0.38 13,682.19

Fund Holdings as on 31-December-2025

  • JSW Energy Limited (13/03/2026) **

  • 8.857% Shriram Finance Ltd (02/09/2027) **

  • IndusInd Bank Limited (01/06/2026) ** #

  • Tata Teleservices Maharashtra Limited (17/11/2026) **

  • 7.48% National Bank For Agriculture and Rural Development (15/09/2028)

  • 8.40% Nirma Limited (07/04/2026) **

  • Small Industries Development Bank of India (10/11/2026) ** #

  • IDBI Bank Limited (04/06/2026) ** #

  • HDFC Bank Limited (11/09/2026) ** #

  • Tata Teleservices Maharashtra Limited (09/06/2026) **

  • 7.30% Bharti Telecom Limited (01/12/2027) **

  • Reliance Jio Infocomm Limited (23/03/2026) **

  • State Government Securities (07/02/2026)

  • 8.05% Muthoot Finance Limited (25/11/2027)

  • 7.99% Mankind Pharma Ltd (16/10/2026) **

  • Bank of Baroda (08/04/2026) ** #

  • IndusInd Bank Limited (05/06/2026) ** #

  • Axis Bank Limited (27/11/2026) ** #

  • 7.53% National Bank For Agriculture and Rural Development (24/03/2028)

  • 9.40% Avanse Financial Services Ltd (29/10/2027) **

  • 6.27% Power Finance Corporation Limited (15/07/2027) **

  • Bank of Baroda (20/05/2026) ** #

  • 7.19% ICICI Home Finance Company Limited (12/11/2027) (FRN) **

  • 8.00% Bajaj Housing Finance Limited (16/02/2026) **

  • 9.25% Sk Finance Ltd (10/10/2027) **

  • 182 DAYS T-BILL - 12MAR2026

  • JSW Energy Limited (23/03/2026) **

  • Small Industries Development Bank of India (03/06/2026) **

  • Poonawalla Fincorp Limited (25/05/2026) **

  • The Federal Bank Limited (08/06/2026) ** #

  • 8.29% Godrej Industries Limited (26/02/2027) **

  • 364 DAYS T-BILL - 02OCT2026

  • Kotak Mahindra Bank Limited (31/08/2026) ** #

  • 8.65% Muthoot Finance Limited (31/01/2028) **

  • 9.00% Hinduja Leyland Finance Limited (14/11/2027) **

  • Small Industries Development Bank of India (05/05/2026) ** #

  • State Government Securities (10/02/2026)

  • 8.75% JSW Energy Limited (20/03/2028) **

  • 8.39% JSW Steel Limited (13/05/2027) **

  • ICICI Securities Limited (27/02/2026) **

  • 8.52% Muthoot Finance Limited (07/04/2028) **

  • 182 DAYS T-BILL - 30APR2026

  • Bank of Baroda (25/05/2026) ** #

  • Bank of India (25/05/2026) ** #

  • Tata Projects Limited (08/09/2026) **

  • 8.30% Godrej Properties Limited (19/03/2027) **

  • 364 DAYS T-BILL - 03SEP2026

  • 182 DAYS T-BILL - 27FEB2026

  • 7.62% National Bank For Agriculture and Rural Development (31/01/2028)

  • 6.9601% Mindspace Business Parks REIT (08/12/2028) **

  • State Government Securities (14/09/2026)

  • 9.40% 360 ONE Prime Ltd (04/03/2027) **

  • 9.15% Piramal Finance Limited (17/06/2027) **

  • 8.25% GIC Housing Finance Limited (19/06/2026) **

  • 8.15% Godrej Properties Limited (03/07/2026)

  • 7.00% Mindspace Business Parks REIT (14/09/2027) **

  • 6.73% Power Finance Corporation Limited (15/10/2027) **

  • 6.52% REC Limited (31/01/2028)

  • Canara Bank (27/02/2026) ** #

  • DBS Bank Ltd/India (27/02/2026) ** #

  • ONGC Petro Additions Limited (13/03/2026) **

  • 182 DAYS T-BILL - 21MAY2026

  • ONGC Petro Additions Limited (13/05/2026) **

  • Motilal Oswal Financial Services Limited (05/06/2026) **

  • Bharti Telecom Limited (18/09/2026) **

  • Small Industries Development Bank of India (13/10/2026) ** #

  • 9.31% Vedanta Limited (03/12/2027) **

  • 8.09% Can Fin Homes Limited (04/01/2027) **

  • 8.85% Hinduja Housing Finance Ltd (01/01/2027) **

  • 7.99% Mankind Pharma Ltd (16/04/2026) **

  • State Government Securities (20/10/2026)

  • 7.54% Small Industries Development Bank of India (12/01/2026) **

  • Godrej Properties Limited (02/02/2026) **

  • 7.20% Knowledge Realty Trust (26/09/2028) **

  • Jtpm Metal Traders Pvt Ltd (29/09/2028) (ZCB) **

  • Government of India (04/10/2028)

  • 8.52% Muthoot Finance Limited (26/05/2028) **

  • 8.35% SMFG India Home Finance Company Limited (15/01/2027) **

  • 8.00% Tata Motors Limited (30/12/2026) **

  • 8.28% GIC Housing Finance Limited (21/08/2026) **

  • 7.98% Sundaram Home Finance Limited (04/09/2026) **

  • 9.40% Arka Fincap Limited (19/02/2027) **

  • State Government Securities (06/03/2026)

  • 7.865% LIC Housing Finance Limited (20/08/2026) **

  • State Government Securities (25/01/2026)

  • CTBC Bank Limited (30/01/2026) ** #

  • Godrej Properties Limited (05/02/2026) **

  • ONGC Petro Additions Limited (27/02/2026) **

  • IndusInd Bank Limited (09/03/2026) ** #

  • Power Finance Corporation Limited (15/04/2026) **

  • Export Import Bank of India (28/05/2026) #

  • Cholamandalam Investment and Finance Company Limited (15/06/2026) **

  • Standard Chartered Capital Limited (11/06/2026) **

  • Axis Bank Limited (10/08/2026) ** #

  • 8.09% REC Limited (21/03/2028) **

  • Tata Housing Development Company Limited (02/02/2026) **

  • 8.20% National Bank For Agriculture and Rural Development (16/03/2028) **

  • Jubilant Bevco Ltd (31/05/2028) (ZCB) **

  • 9.45% Vedanta Limited (05/06/2028) **

  • 8.36% Godrej Industries Limited (28/08/2026) **

  • 8.32% Hero Housing Finance Ltd (29/04/2027) **

  • 7.7201% LIC Housing Finance Limited (12/02/2026) **

  • 6.37% REC Limited (31/03/2027) **

  • Bank of Baroda (15/12/2026) ** #

  • Muthoot Finance Limited (03/12/2026) **

  • 9.75% Nuvama Wealth Finance Ltd (16/04/2027) **

  • 7.40% National Bank For Agriculture and Rural Development (30/01/2026) **

  • State Government Securities (01/03/2027)

  • SBI - Corporate Debt Market Development Fund - A2 Units

  • State Government Securities (12/09/2028)

  • 7.25% RJ Corp Ltd (08/12/2028) **

  • State Government Securities (19/12/2028)

  • 7.70% National Bank For Agriculture and Rural Development (30/09/2027) **

  • 7.97% Mankind Pharma Ltd (16/11/2027) **

  • State Government Securities (14/09/2026)

  • 7.8989% Aditya Birla Housing Finance Limited (08/06/2027) **

  • 7.64% REC Limited (30/04/2027) **

  • 7.69% LIC Housing Finance Limited (11/12/2026) **

  • State Government Securities (02/03/2027)

  • 7.7954% Reliance Life Sciences Pvt Ltd (08/05/2026) ** #

  • 7.45% Torrent Power Limited (11/03/2027) **

  • 5.94% REC Limited (31/01/2026) **

  • 6.90% LIC Housing Finance Limited (17/09/2027) **

  • 6.60% REC Limited (30/06/2027) **

  • Nuvama Clearing Services Ltd (27/01/2026) **

  • HDFC Bank Limited (25/02/2026) ** #

  • Union Bank of India (27/02/2026) ** #

  • State Government Securities (04/07/2028)

  • 8.65% Bharti Telecom Limited (05/11/2027) **

  • State Government Securities (13/01/2026)

  • 8.01% REC Limited (24/03/2028) **

  • 8.42% Godrej Industries Limited (27/12/2027) **

  • Cholamandalam Securities Ltd (20/03/2026) **

  • 8.30% Torrent Power Limited (02/06/2027) **

  • 364 DAYS T-BILL - 24SEP2026

  • 0% GOI - 02JAN26 STRIPS

  • State Government Securities (02/06/2027)

  • State Government Securities (28/11/2028)

  • 8.40% Torrent Power Limited (18/01/2027) **

  • 7.71% REC Limited (26/02/2027) **

  • 7.55% Small Industries Development Bank of India (22/09/2026) **

  • 7.57% National Bank For Agriculture and Rural Development (19/03/2026) **

  • Government of India (04/02/2026)

  • 6.75% Sikka Ports and Terminals Limited (22/04/2026) **

  • 6.45% Aditya Birla Finance Limited (01/10/2026) **

  • 0% India Govt Bond - 15APR26 STRIPS

  • Kotak Mahindra Bank Limited (27/02/2026) ** #

  • Small Industries Development Bank of India (11/03/2026) ** #

  • Axis Bank Limited (12/06/2026) ** #

  • Axis Bank Limited (25/06/2026) #

  • 0% GOI - 15OCT26 STRIPS

  • Muthoot Finance Limited (08/09/2026) **

  • SMFG India Credit Co. Ltd. (25/09/2026) **

  • Muthoot Finance Limited (18/11/2026) **

  • Jubilant Beverages Ltd (31/05/2028) (ZCB) **

  • 0% GOI - 15APR28 STRIPS

  • 0% GOI - 15OCT28 STRIPS

  • 8.56% REC Limited (29/11/2028) **

  • 6.17% LIC Housing Finance Limited (03/09/2026) **

  • 7.96% Pipeline Infrastructure Limited (11/03/2027) **

  • State Government Securities (23/11/2026)

  • 7.64% REC Limited (30/06/2026) **

  • Axis Bank Limited (08/01/2026) ** #

  • State Government Securities (29/08/2028)

  • State Government Securities (27/06/2028)

  • State Government Securities (07/03/2028)

  • State Government Securities (27/03/2028)

  • State Government Securities (18/02/2028)

  • State Government Securities (28/12/2026)

  • 8.60% PNB Housing Finance Limited (28/06/2026) **

  • 8.32% Torrent Power Limited (28/02/2026) **

  • State Government Securities (31/01/2028)

  • State Government Securities (28/12/2026)

  • State Government Securities (23/11/2026)

  • State Government Securities (27/10/2028)

  • State Government Securities (27/05/2028)

  • Net Receivables / (Payables)

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  • Miscellaneous

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Fund Manager

  • Education:CA, B.Com.[Hons.]
  • Experience:16 Years
  • Basic Details:Ms. Monika Gandhi has an overall experience of more than 16 years in Banking and Financial Services industry.She joined ABSLAMC in August 2017 as a Senior Credit Analyst – Fixed Income. She has been working closely with other Fund Managers and team members in the investment team.Prior to joining ABSLAMC, she was a Deputy General Manager in IDBI Bank for 13 years wherein she handled project appraisal, credit evaluation and credit monitoring for Large and Mid-Corporates.
  • Funds Managed:
  • Aditya Birla Sun Life Savings Fund
  • Aditya Birla Sun Life Savings Fund

  • CARE A1+

  • CARE AA

  • CARE AA+

  • CARE AAA

  • Cash

  • CRISIL A1+

  • CRISIL AA

  • CRISIL AA+

  • CRISIL AA-

  • CRISIL AAA

  • ICRA A1+

  • ICRA AA

  • ICRA AA+

  • ICRA AAA

  • IND A1+

  • IND AA-

  • Sov

  • Unrated

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About Aditya Birla Sun Life Savings Fund

Scheme Analysis

Aditya Birla Sun Life Savings Fund is a Debt - Ultra Short Duration Fund fund and belongs to Aditya Birla Sun Life Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹23,615.17 crore. Aditya Birla Sun Life Savings Fund is benchmarked against CRISIL 1 year T-Bill Index as primary index and NIFTY Ultra Short Duration Debt Index as secondary index.

The NAV of Aditya Birla Sun Life Savings Fund ended down ₹-0.01(0%)yesterday to ₹577.2433.

Among its top 3 holdings the fund has exposure to JSW Energy Limited (13/03/2026) **, and

The Aditya Birla Sun Life Savings Fund is managed by Sunaina da Cunha and Kaustubh Gupta.

Fund House Contact

One World Center , Tower 1, 17th Floor, Jupiter Mill Compound, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400 013

022-43568000
022-43568110/ 8111