Aditya Birla Sun Life Savings Fund - Growth - Direct Plan

Other Plans and Options
  • 0.03 %Nav, as on 06-12-2024

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  • Net Change on 06-12-2024

  • PersonalFN Rating

  • Assets (Cr.)

  • Expense Ratio

Fund Overview Growth | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will undernormal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Aditya Birla Sun Life Savings Fund - Growth - Direct Plan 7.73 8.08 7.99 6.69 6.28 7.74
Crisil 1 Yr T-Bill Index N/A N/A N/A N/A N/A N/A
NIFTY Ultra Short Duration Debt Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Aditya Birla Sun Life Savings Fund - Growth - Direct Plan Jan 01, 2013 7.99 6.69 6.28 0.35 16,278.04
HDFC Ultra Short Term Fund-Direct Plan-Growth Option Sep 24, 2018 7.77 6.54 6.06 0.37 14,890.27
ICICI Prudential Ultra Short Term Fund - Direct Plan - Growth Jan 08, 2013 7.86 6.70 6.41 0.39 14,550.86
Kotak Savings Fund-Growth - Direct Jan 01, 2013 Unrated 7.71 6.55 5.94 0.36 13,449.53
SBI MAGNUM ULTRA SHORT DURATION FUND - DIRECT PLAN - GROWTH Dec 31, 2012 7.67 6.42 5.79 0.31 12,426.01
Nippon India Ultra Short Duration Fund- Direct Plan- Growth Option Jan 02, 2013 8.01 6.94 7.07 0.38 7,783.29

Fund Holdings as on 30-November-2024

  • 7.83% National Housing Bank (07/04/2027) **

  • 8.857% Shriram Finance Ltd (02/09/2027) **

  • DBS Bank Ltd/India (07/03/2025) ** #

  • Union Bank of India (02/04/2025) ** #

  • 8.40% Nirma Limited (07/04/2026) **

  • Net Receivables / (Payables)

  • 7.78% National Housing Bank (26/04/2027) **

  • Mankind Pharma Ltd (16/01/2025) **

  • 8.10% TATA Realty & Infrastructure Limited (06/08/2026) **

  • 7.70% REC Limited (31/08/2026) **

  • Government of India (04/10/2028)

  • TATA Realty & Infrastructure Limited (12/12/2024) **

  • Clearing Corporation of India Limited

  • 8.00% Bajaj Housing Finance Limited (16/02/2026) **

  • 9.40% Avanse Financial Services Ltd (29/10/2027) **

  • 8.25% ICICI Home Finance Company Limited (12/11/2027) (FRN) **

  • 8.70% Bharti Telecom Limited (05/12/2025) **

  • Reverse Repo

  • 8.30% Nirma Limited (24/02/2025) **

  • 9.25% Sk Finance Ltd (10/10/2027) **

  • Bank of India (03/03/2025) ** #

  • The Federal Bank Limited (12/03/2025) ** #

  • TATA Realty & Infrastructure Limited (17/03/2025) **

  • 9.00% Hinduja Leyland Finance Limited (14/11/2027) **

  • 182 DAYS T-BILL 23JAN25

  • Canara Bank (16/01/2025) ** #

  • Small Industries Development Bank of India (28/02/2025) **

  • 8.2175% Tata Housing Development Company Limited (17/09/2027) **

  • 7.99% Mankind Pharma Ltd (16/10/2026) **

  • 7.75% Small Industries Development Bank of India (27/10/2025) **

  • Axis Bank Limited (28/02/2025) #

  • Bank of Baroda (20/02/2025) #

  • 9.30% Bharti Telecom Limited (12/12/2025) (FRN) **

  • 8.25% GIC Housing Finance Limited (19/06/2026) **

  • State Government Securities (31/03/2025)

  • IndusInd Bank Limited (27/12/2024) ** #

  • Government of India (15/06/2025)

  • 91 DAYS T-BILL - 13FEB2025

  • 182 DAYS T-BILL 27FEB25

  • IndusInd Bank Limited (18/03/2025) ** #

  • 7.99% Mankind Pharma Ltd (16/04/2026) **

  • 8.85% Hinduja Housing Finance Ltd (01/01/2027) **

  • 8.585217% Cholamandalam Investment and Finance Company Limited (11/02/2025) (FRN) **

  • 6.33265% Mindspace Business Parks REIT (31/12/2024) **

  • 8.80% JM Financial Products Limited (23/12/2025) **

  • ICICI Bank Limited (25/02/2025) #

  • ICICI Bank Limited (17/03/2025) ** #

  • Union Bank of India (18/03/2025) ** #

  • 8.65% Bharti Telecom Limited (05/11/2027) **

  • 364 DAYS T-BILL - 23JAN2025

  • 8.35% SMFG India Home Finance Company Limited (15/01/2027) **

  • 8.20% TATA Realty & Infrastructure Limited (03/05/2026) **

  • 7.98% Sundaram Home Finance Limited (04/09/2026) **

  • 9.40% Arka Fincap Limited (19/02/2027) **

  • 7.48% Tata Motors Finance Limited (25/02/2025) **

  • National Bank For Agriculture and Rural Development (17/01/2025) ** #

  • AU Small Finance Bank Limited (28/01/2025) ** #

  • Bank of Baroda (07/02/2025) ** #

  • 182 DAYS T-BILL 13MAR25

  • AU Small Finance Bank Limited (06/03/2025) ** #

  • Utkarsh Small Finance Bank Ltd (07/03/2025) ** #

  • Tata Teleservices Maharashtra Limited (18/11/2025) **

  • 8.43% PNB Housing Finance Limited (14/03/2025) **

  • IndusInd Bank Limited (28/11/2025) ** #

  • 8.80% Bharti Telecom Limited (21/11/2025) **

  • 8.60% Bharti Telecom Limited (12/12/2025) **

  • 8.35% Piramal Capital & Housing Finance Limited (21/02/2025) (FRN) **

  • 7.25% National Bank For Agriculture and Rural Development (01/08/2025) **

  • Hero Fincorp Limited (13/01/2025) **

  • Godrej Industries Limited (03/02/2025) **

  • Punjab National Bank (07/02/2025) ** #

  • 5.85% REC Limited (20/12/2025) **

  • 10.560847% Shriram Housing Finance Ltd (04/03/2025) (FRN) **

  • 8.35% Godrej Industries Limited (12/12/2025) **

  • State Government Securities (25/02/2025)

  • 7.54% Small Industries Development Bank of India (12/01/2026) **

  • 8.90% Bharti Telecom Limited (04/12/2025)

  • 7.7954% Reliance Life Sciences Pvt Ltd (08/05/2026) **

  • 7.64% Power Finance Corporation Limited (25/08/2026) **

  • 7.60% REC Limited (28/02/2026) **

  • State Government Securities (02/02/2025)

  • 8.80% JM Financial Credit Solutions Ltd (19/12/2025) **

  • 6.87% Muthoot Finance Limited (27/02/2025) **

  • 6.80% Can Fin Homes Limited (10/06/2025) **

  • 6.80% Can Fin Homes Limited (25/06/2025) **

  • Union Bank of India (17/01/2025) ** #

  • 364 DAYS T-BILL - 30JAN2025

  • Kotak Mahindra Bank Limited (29/01/2025) ** #

  • AU Small Finance Bank Limited (27/02/2025) ** #

  • 5.94% REC Limited (31/01/2026) **

  • IndusInd Bank Limited (13/03/2025) ** #

  • ICICI Bank Limited (14/11/2025) #

  • 0% GOI - 15DEC24 STRIPS

  • 6.50% Torrent Power Limited (03/03/2025) **

  • 182 DAYS T-BILL - 14FEB2025

  • SBI - Corporate Debt Market Development Fund - A2 Units

  • State Government Securities (25/02/2025)

  • State Government Securities (25/02/2025)

  • State Government Securities (11/02/2025)

  • State Government Securities (28/01/2025)

  • State Government Securities (17/03/2025)

  • 7.7954% Reliance Life Sciences Pvt Ltd (13/11/2025) **

  • 7.59% Small Industries Development Bank of India (10/02/2026)

  • 6.75% Sikka Ports and Terminals Limited (22/04/2026) **

  • National Bank For Agriculture and Rural Development (07/02/2025) ** #

  • Small Industries Development Bank of India (07/02/2025) ** #

  • ICICI Bank Limited (27/02/2025) ** #

  • Export Import Bank of India (10/03/2025) **

  • 0% GOI - 12JUN25 STRIPS

  • Canara Bank (20/03/2025) ** #

  • Cholamandalam Investment and Finance Company Limited (14/02/2025) **

  • HDFC Bank Limited (20/02/2025) ** #

  • 0% GOI - 17DEC2024 STRIPS

  • 6.17% LIC Housing Finance Limited (03/09/2026) **

  • 7.96% Pipeline Infrastructure Limited (11/03/2027) **

  • 7.64% REC Limited (30/06/2026) **

  • 8.00% ICICI Home Finance Company Limited (05/12/2024) **

  • 7.35% National Bank For Agriculture and Rural Development (08/07/2025) **

  • 7.08% Cholamandalam Investment and Finance Company Limited (11/03/2025) **

  • State Government Securities (09/09/2025)

  • State Government Securities (09/09/2025)

  • State Government Securities (23/09/2025)

  • 8.60% Muthoot Finance Limited (25/08/2025) **

  • 7.15% Small Industries Development Bank of India (02/06/2025) **

  • 5.59% Small Industries Development Bank of India (21/02/2025) **

  • 7.50% National Bank For Agriculture and Rural Development (17/12/2025) **

  • Canara Bank (03/02/2025) ** #

  • Kotak Mahindra Bank Limited (05/02/2025) #

  • 0% GOI - 16DEC24 STRIPS

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  • Miscellaneous

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Fund Manager

  • Education:CA, B.Com.[Hons.]
  • Experience:16 Years
  • Basic Details:Ms. Monika Gandhi has an overall experience of more than 16 years in Banking and Financial Services industry.She joined ABSLAMC in August 2017 as a Senior Credit Analyst – Fixed Income. She has been working closely with other Fund Managers and team members in the investment team.Prior to joining ABSLAMC, she was a Deputy General Manager in IDBI Bank for 13 years wherein she handled project appraisal, credit evaluation and credit monitoring for Large and Mid-Corporates.
  • Funds Managed:
  • Aditya Birla Sun Life Savings Fund
  • Aditya Birla Sun Life Savings Fund

  • CARE A1+

  • CARE AA

  • CARE AA+

  • CARE AAA

  • Cash

  • CRISIL A1+

  • CRISIL AA

  • CRISIL AA+

  • CRISIL AA-

  • CRISIL AAA

  • ICRA A1+

  • ICRA AA

  • ICRA AA+

  • ICRA AAA

  • IND A1+

  • IND AA+

  • IND AA-

  • Sovereign

  • Unrated

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About Aditya Birla Sun Life Savings Fund

Scheme Analysis

Aditya Birla Sun Life Savings Fund is a Debt - Ultra Short Duration Fund fund and belongs to Aditya Birla Sun Life Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹16,278.04 crore. Aditya Birla Sun Life Savings Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and NIFTY Ultra Short Duration Debt Index as secondary index.

The NAV of Aditya Birla Sun Life Savings Fund ended up ₹0.13(0.03%)yesterday to ₹533.3752.

Among its top 3 holdings the fund has exposure to 7.83% National Housing Bank (07/04/2027) **, and

The Aditya Birla Sun Life Savings Fund is managed by Sunaina da Cunha and Kaustubh Gupta.

Fund House Contact

One World Center , Tower 1, 17th Floor, Jupiter Mill Compound, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400 013

022-43568000
022-43568110/ 8111