Aditya Birla Sun Life Savings Fund - Growth - Direct Plan

Other Plans and Options
  • 0.09 %Nav, as on 28-11-2023

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  • Net Change on 28-11-2023

  • PersonalFN Rating

  • Assets (Cr.)

  • Expense Ratio

Fund Overview Growth | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will undernormal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Aditya Birla Sun Life Savings Fund - Growth - Direct Plan 7.04 6.86 7.38 5.35 6.47 7.71
Crisil 1 Yr T-Bill Index N/A N/A N/A N/A N/A N/A
NIFTY Ultra Short Duration Debt Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Aditya Birla Sun Life Savings Fund - Growth - Direct Plan Jan 01, 2013 7.38 5.35 6.47 0.34 13,710.60
Kotak Savings Fund-Growth - Direct Jan 01, 2013 7.30 5.16 6.12 0.36 13,277.33
SBI MAGNUM ULTRA SHORT DURATION FUND - DIRECT PLAN - GROWTH Dec 31, 2012 Unrated 7.22 5.01 5.95 0.31 13,269.91
HDFC Ultra Short Term Fund-Direct Plan-Growth Option Sep 24, 2018 7.30 5.21 6.20 0.36 12,997.15
ICICI Prudential Ultra Short Term Fund - Direct Plan - Growth Jan 08, 2013 7.41 5.58 6.70 0.39 12,413.25
Nippon India Ultra Short Duration Fund- Direct Plan- Growth Option Jan 02, 2013 7.55 7.13 5.82 0.37 5,970.93

Fund Holdings as on 31-October-2023

  • 7.73% HDFC Bank Limited (28/10/2024) (FRN) **

  • 182 DAYS T-BILL 21DEC23

  • Small Industries Development Bank of India (18/12/2023) **

  • 8.10% TATA Realty & Infrastructure Limited (06/08/2026) **

  • 7.60% Hindalco Industries Limited (18/03/2024) **

  • The Jammu & Kashmir Bank Limited (06/12/2023) ** #

  • Bank of Baroda (02/01/2024) ** #

  • The Jammu & Kashmir Bank Limited (08/01/2024) ** #

  • Union Bank of India (10/01/2024) #

  • 8.995109% Bharti Telecom Limited (21/11/2025) (FRN) **

  • 6.00% Bharti Hexacom Limited (19/01/2024) **

  • Government of India (28/01/2024)

  • HDFC Bank Limited (26/12/2023) **

  • 8.663956% Cholamandalam Investment and Finance Company Limited (06/12/2024) (FRN) **

  • Axis Bank Limited (11/01/2024) ** #

  • TATA Realty & Infrastructure Limited (05/02/2024) **

  • 7.66% HDFC Bank Limited (30/09/2024) (FRN)

  • Tata Teleservices Limited (23/02/2024) **

  • Indian Bank (07/03/2024) #

  • Indian Bank (05/03/2024) #

  • Punjab National Bank (07/03/2024) ** #

  • The Federal Bank Limited (20/03/2024) ** #

  • Axis Bank Limited (27/02/2024) ** #

  • Government of India (20/06/2027)

  • 7.58% National Bank For Agriculture and Rural Development (31/07/2026) **

  • Axis Bank Limited (19/01/2024) ** #

  • 8.9508% Pipeline Infrastructure Limited (22/03/2024) **

  • 8.998361% Bharti Telecom Limited (12/12/2025) (FRN) **

  • Tata Teleservices Limited (10/11/2023) **

  • Tata Projects Limited (23/11/2023) **

  • 7.15% Small Industries Development Bank of India (02/06/2025) **

  • Indian Bank (05/02/2024) ** #

  • Axis Bank Limited (14/02/2024) ** #

  • Godrej Consumer Products Limited (13/03/2024) **

  • HDFC Bank Limited (28/05/2024) **

  • 5.24% Small Industries Development Bank of India (26/03/2024) **

  • 7.40% Muthoot Finance Limited (05/01/2024) **

  • 8.83% Cholamandalam Investment and Finance Company Limited (11/02/2025) (FRN) **

  • 182 DAYS T-BILL 14Dec23

  • 8.775956% JM Financial Products Limited (23/12/2025) **

  • Small Industries Development Bank of India (11/01/2024) ** #

  • State Government Securities (03/06/2024)

  • 9.25% Shriram Finance Ltd (28/05/2024) **

  • 8.54% Cholamandalam Investment and Finance Company Limited (17/08/2024) (FRN) **

  • 182 DAYS T-BILL - 07DEC2023

  • 6.43% Godrej Industries Limited (26/04/2024) **

  • ICICI Bank Limited (29/12/2023) ** #

  • 7.48% Tata Motors Finance Solutions Limited (25/02/2025) **

  • HDFC Bank Limited (05/02/2024) #

  • Indian Bank (14/02/2024) ** #

  • Canara Bank (05/03/2024) ** #

  • Axis Bank Limited (11/03/2024) ** #

  • JM Financial Products Limited (28/02/2024) **

  • Bahadur Chand Investments Pvt Limited (21/06/2024) **

  • Brookfield India Real Estate Trust (16/08/2024) **

  • 7.30% TATA Realty & Infrastructure Limited (10/11/2023) **

  • 364 DAYS T-BILL 22MAR24

  • 7.95% Shriram Finance Ltd (12/08/2024) **

  • 7.50% National Bank For Agriculture and Rural Development (17/12/2025) **

  • 7.25% Small Industries Development Bank of India (31/07/2025) **

  • Axis Bank Limited (10/01/2024) ** #

  • 7.38% Cholamandalam Investment and Finance Company Limited (31/07/2024)

  • 6.50% TATA Realty & Infrastructure Limited (17/07/2024) **

  • 10.641482% Shriram Housing Finance Ltd (04/03/2025) (FRN) **

  • 11.03% Shriram Finance Ltd (21/09/2024) (FRN) **

  • 8.60% Bharti Telecom Limited (12/12/2025) **

  • 8.60% Sun Petrochemicals Pvt Ltd (29/04/2024) (FRN) **

  • 7.77% National Housing Bank (02/04/2026) **

  • 7.75% Small Industries Development Bank of India (27/10/2025) **

  • 7.40% Crompton Greaves Consumer Electricals Limited (12/01/2024) **

  • 8.10% SMFG India Credit Co. Ltd. (22/03/2024) **

  • 6.40% Embassy Office Parks REIT (15/02/2024) **

  • 7.99% Tata Capital Financial Services Limited (02/08/2024) (FRN) **

  • 7.80% HDFC Bank Limited (02/06/2025) **

  • 7.64% Power Finance Corporation Limited (25/08/2026) **

  • HDFC Bank Limited (23/11/2023)

  • 7.45% Hinduja Leyland Finance Limited (08/03/2024) **

  • 7.40% HDFC Bank Limited (02/06/2025) **

  • 8.775956% JM Financial Credit Solutions Ltd (19/12/2025) **

  • 5.27% National Bank For Agriculture and Rural Development (23/07/2024)

  • 6.87% Muthoot Finance Limited (27/02/2025)

  • State Bank of India (15/03/2024) ** #

  • Small Industries Development Bank of India (14/03/2024) #

  • HDFC Bank Limited (20/03/2024) ** #

  • Cholamandalam Investment and Finance Company Limited (05/04/2024)

  • 5.70% National Bank For Agriculture and Rural Development (31/07/2025) **

  • 5.94% REC Limited (31/01/2026) **

  • 0% GOI - 12SEP2024 STRIPS

  • 5.90% Bharti Hexacom Limited (30/04/2024)

  • 6.50% Torrent Power Limited (03/03/2025) **

  • 5.85% REC Limited (20/12/2025) **

  • 0% GOI - 15JUN24 STRIPS

  • 0% GOI - 15DEC24 STRIPS

  • 5.72% LIC Housing Finance Limited (22/02/2024) **

  • SBI - Corporate Debt Market Development Fund - A2 Units

  • Government of India (25/11/2023)

  • 7.50% National Bank For Agriculture and Rural Development (31/08/2026)

  • GOI 19SEP24 G-SEC Strips

  • 7.54% Small Industries Development Bank of India (12/01/2026) **

  • 7.15% Small Industries Development Bank of India (21/07/2025) **

  • 8.98% Mahindra Rural Housing Finance Limited (17/06/2024) (FRN) **

  • 8.60% Bharti Telecom Limited (05/12/2024) **

  • 7.59% Small Industries Development Bank of India (10/02/2026) **

  • 7.26% Cholamandalam Financial Holdings Limited (30/03/2024) **

  • 7.15% Tata Motors Finance Solutions Ltd. (25/06/2024) **

  • 7.35% National Bank For Agriculture and Rural Development (08/07/2025) **

  • 7.40% National Bank For Agriculture and Rural Development (30/01/2026) **

  • 7.25% National Bank For Agriculture and Rural Development (01/08/2025)

  • 7.15% Power Finance Corporation Limited (08/09/2025) **

  • 5.65% Bajaj Finance Limited (10/05/2024) **

  • 0% GOI - 12JUN25 STRIPS

  • 0% GOI - 22AUG24 STRIPS

  • Government of India (15/12/2023)

  • Kotak Mahindra Bank Limited (08/03/2024) ** #

  • 0% GOI - 17JUN2024 STRIPS

  • 0% GOI - 17DEC2024 STRIPS

  • 8.50% Cholamandalam Investment and Finance Company Limited (04/08/2024) (FRN) **

  • 7.70% Larsen & Toubro Limited (28/04/2025) **

  • First Business Receivables Trust (01/10/2024) **

  • 0% GOI - 15DEC23 STRIPS

  • 7.08% Cholamandalam Investment and Finance Company Limited (11/03/2025) **

  • 5.59% Small Industries Development Bank of India (21/02/2025) **

  • Muthoot Finance Limited (13/05/2024) **

  • State Government Securities (09/09/2025)

  • State Government Securities (09/09/2025)

  • State Government Securities (23/09/2025)

  • HDFC Bank Limited (28/11/2023) **

  • 0% GOI - 16DEC24 STRIPS

  • Net Receivables / (Payables)

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  • Miscellaneous

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Fund Manager

  • Education:CA, B.Com.[Hons.]
  • Experience:16 Years
  • Basic Details:Ms. Monika Gandhi has an overall experience of more than 16 years in Banking and Financial Services industry.She joined ABSLAMC in August 2017 as a Senior Credit Analyst – Fixed Income. She has been working closely with other Fund Managers and team members in the investment team.Prior to joining ABSLAMC, she was a Deputy General Manager in IDBI Bank for 13 years wherein she handled project appraisal, credit evaluation and credit monitoring for Large and Mid-Corporates.
  • Funds Managed:
  • Aditya Birla Sun Life Savings Fund
  • Aditya Birla Sun Life Savings Fund

  • CARE A1+

  • CARE AA+

  • CARE AAA

  • Cash

  • CRISIL A1+

  • CRISIL AA

  • CRISIL AA+

  • CRISIL AAA

  • CRISIL AAA(SO)

  • ICRA A1+

  • ICRA AA

  • ICRA AA+

  • ICRA AAA

  • IND A1+

  • IND AA+

  • Sov

  • Unrated

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About Aditya Birla Sun Life Savings Fund

Scheme Analysis

Aditya Birla Sun Life Savings Fund is a Debt - Ultra Short Duration Fund fund and belongs to Aditya Birla Sun Life Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹13,710.60 crore. Aditya Birla Sun Life Savings Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and NIFTY Ultra Short Duration Debt Index as secondary index.

The NAV of Aditya Birla Sun Life Savings Fund ended up ₹0.42(0.09%)yesterday to ₹493.1132.

Among its top 3 holdings the fund has exposure to 7.73% HDFC Bank Limited (28/10/2024) (FRN) **, and

The Aditya Birla Sun Life Savings Fund is managed by Sunaina da Cunha and Kaustubh Gupta.

Fund House Contact

One World Center , Tower 1, 17th Floor, Jupiter Mill Compound, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400 013

022-43568000
022-43568110/ 8111