Kotak Liquid Fund - Growth - Regular Plan

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₹5222.3065 0.02 %Nav, as on 30-04-2025
Previous Nav
₹ 5221.3308
Net Change on 30-04-2025
₹0.98
PersonalFN Rating
Unrated
Category
Debt - Liquid Fund
Assets (Cr.)
₹ 31,250.86
Expense Ratio
0.31%
(As on Mar 31, 2025)

Fund Overview Growth | Regular Plan

Fund House
Kotak Mahindra Mutual Fund
Launch Date
04-Nov-2003
Benchmark
Crisil 1 Yr T-Bill Index
Minimum Investment (₹)
100
Minimum Addl Investment (₹)
100
Exit Load (%)
0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL on or after 7D
Minimum SIP Investment (₹)
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
1,000
52 Week Low Nav (₹)
4868.82
52 Week Low Nav Date
29-Apr-2024
52 Week High Nav (₹)
5221.33
52 Week High Nav Date
29-Apr-2025

Fund Objective

The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures and Government Securities; and money market instruments such as treasury bills, commercial paper, certificate of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in call money/term money market in terms of RBI guidelines in this respect. Subject to the maximum amount permitted from time to time, the Scheme may invest in offshore securities in the manner allowed by SEBI/RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations. To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI. There is no assurance that the investment objective of the Schemes will be realised.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
Kotak Liquid Regular Plan Growth	7.17	7.42	7.24	6.76	5.39	6.88
Crisil 1 Yr T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
Nifty Liquid Fund Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
Kotak Liquid Regular Plan Growth	Nov 04, 2003	Unrated	7.24	6.76	5.39	0.31	31,250.86
SBI Liquid Fund - REGULAR PLAN -Growth	Mar 11, 2007		7.18	6.74	5.39	0.31	54,569.36
HDFC Liquid Fund - Growth Plan	Oct 17, 2000	Unrated	7.25	6.78	5.38	0.32	50,517.49
ICICI Prudential Liquid Fund - Growth	Nov 17, 2005		7.27	6.79	5.42	0.30	42,292.67
Aditya Birla Sun Life Liquid Fund - Growth	Mar 30, 2004		7.29	6.83	5.46	0.34	41,051.49
Axis Liquid Fund - Regular Plan - Growth Option	Oct 09, 2009		7.31	6.86	5.47	0.17	32,608.90

Fund Holdings as on 31-March-2025

Company % Assets
HDFC BANK LTD.**
4.73
91 DAYS TREASURY BILL 01/05/2025
3.96
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
3.95
5.22% Central Government - 2025
3.93
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
3.17
91 DAYS TREASURY BILL 30/05/2025
3.17
PUNJAB NATIONAL BANK**
3.17
91 DAYS TREASURY BILL 05/06/2025
3.16
91 DAYS TREASURY BILL 12/06/2025
3.16
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
3.16
PUNJAB NATIONAL BANK**
3.15
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
3.15
91 DAYS TREASURY BILL 15/05/2025
2.38
UNION BANK OF INDIA**
2.21
KARUR VYSYA BANK LTD.**
2.21
ICICI SECURITIES LIMITED**
1.89
UNION BANK OF INDIA**
1.59
PNB HOUSING FINANCE LTD.**
1.58
KARUR VYSYA BANK LTD.**
1.58
UNION BANK OF INDIA**
1.58
INDIAN BANK**
1.58
BANK OF BARODA**
1.58
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
1.58
BANK OF BARODA**
1.58
Reliance Retail Ventures Ltd**
1.58
L&T METRO RAIL (HYDERABAD) LTD**
1.58
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
1.58
Export-Import Bank of India**
1.58
PUNJAB & SIND BANK**
1.58
Sikka Ports & Terminals Ltd.**
1.58
HDFC BANK LTD.**
1.58
UNION BANK OF INDIA**
1.58
BANK OF INDIA**
1.58
ICICI SECURITIES LIMITED**
1.58
HDFC BANK LTD.**
1.50
CANARA BANK**
1.43
INDIAN BANK**
1.35
Reliance Retail Ventures Ltd**
1.27
ANGEL ONE LIMITED**
1.18
BAJAJ FINANCE LTD.**
1.11
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
0.95
CANARA BANK**
0.95
IDBI BANK LTD.**
0.95
BANK OF BARODA**
0.95
PUNJAB & SIND BANK**
0.95
AXIS BANK LTD.**
0.95
HDFC SECURITIES LIMITED ( ) **
0.95
IIFL FINANCE LIMITED**
0.94
6% HDB Financial Services Ltd.**
0.80
ICICI SECURITIES LIMITED**
0.80
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD.**
0.79
TATA MOTORS FINANCE LTD.**
0.79
IIFL FINANCE LIMITED**
0.79
INDIAN BANK**
0.77
UNION BANK OF INDIA**
0.72
PUNJAB NATIONAL BANK**
0.64
5.95% Tamil Nadu State Govt - 2025 - Tamil Nadu
0.64
PUNJAB & SIND BANK**
0.64
JULIUS BAER CAPITAL (INDIA) PVT. LTD**
0.64
POONAWALLA FINCORP LIMITED**
0.63
BAJAJ FINANCE LTD.**
0.63
PIRAMAL CAPITAL & HOUSING FINANCE LTD.**
0.63
ADITYA BIRLA FINANCE LTD.**
0.63
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
0.63
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
0.63
360 ONE WAM LIMITED**
0.63
ICICI SECURITIES LIMITED**
0.63
IIFL FINANCE LIMITED**
0.63
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
0.56
BAJAJ FINANCE LTD.**
0.48
ICICI SECURITIES LIMITED**
0.48
ADITYA BIRLA MONEY LTD**
0.48
BIRLA GROUP HOLDING PRIVATE LIMITED**
0.47
HDFC SECURITIES LIMITED ( ) **
0.47
Hindustan Zinc Ltd.**
0.47
ASEEM INFRASTRUCTURE FINANCE LIMITED ( ) **
0.47
INDIAN BANK**
0.37
7.89% Gujarat State Govt - 2025 - Gujarat
0.32
Reliance Jio Infocomm Ltd.**
0.32
TATA MOTORS FINANCE LTD.**
0.32
BIRLA GROUP HOLDING PRIVATE LIMITED**
0.32
ASEEM INFRASTRUCTURE FINANCE LIMITED ( ) **
0.32
BOBCARD LIMITED ( FORMERLY KNOWN AS BOB FINANCIAL SOLUTIONS LTD)**
0.32
ADITYA BIRLA MONEY LTD**
0.32
BANK OF BARODA**
0.32
BIRLA GROUP HOLDING PRIVATE LIMITED**
0.32
IDFC FIRST BANK LIMITED**
0.32
PIRAMAL ENTERPRISES LTD.**
0.32
ADITYA BIRLA HOUSING FINANCE LTD**
0.32
NETWORK18 MEDIA & INVESTMENTS LTD.**
0.32
BAJAJ FINANCIAL SECURITIES LIMITED**
0.32
BAJAJ FINANCE LTD.**
0.32
MUTHOOT FINANCE LTD.**
0.32
PIRAMAL CAPITAL & HOUSING FINANCE LTD.**
0.32
SBI ALTERNATIVE INVESTMENT FUND
0.28
GODREJ INDUSTRIES LTD**
0.24
GODREJ INDUSTRIES LTD**
0.24
HDFC BANK LTD.**
0.16
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
0.16
IDFC FIRST BANK LIMITED**
0.16
ADITYA BIRLA MONEY LTD**
0.16
BANK OF BARODA**
0.16
ICICI SECURITIES LIMITED**
0.16
SHAREKHAN LIMITED**
0.16
BANK OF BARODA**
0.08
ICICI Securities Primary Dealership Ltd.**
0.08
BANK OF BARODA**
0.08
BIRLA GROUP HOLDING PRIVATE LIMITED**
0.08
PUNJAB NATIONAL BANK**
0.05
91 DAYS TREASURY BILL 24/04/2025
0.03
91 DAYS TREASURY BILL 08/05/2025
0.03
Net Current Assets/(Liabilities)
-20.04

Sector Holding%
Miscellaneous
52.80

Fund Manager

Deepak Agrawal

Education:Post Graduate in Commerce from Mumbai University, a qualified chartered account and a company secretary. Also cleared AIMR CFA Level
Experience:14 Years
Basic Details:Mr. Deepak Agrawal's career has started from Kotak AMC when he joined the organization in December 2002, where he was initially in Research, Dealing and then moved into Fund Management from November 2006.
Funds Managed:
Kotak Bond Short Term Fund
Kotak Floating Rate Fund
Kotak Money Market Fund
Kotak Overnight Fund
Kotak Banking and PSU Debt Fund
Kotak Bond Short Term Fund
Kotak Corporate Bond Fund
Kotak Credit Risk Fund
Kotak Dynamic Bond Fund
Kotak Floating Rate Fund
Kotak Liquid Fund
Kotak Low Duration Fund
Kotak Medium Term Fund
Kotak Money Market Fund
Kotak Overnight Fund
Kotak Savings Fund

Holding Type Holding %
CARE A1+
16.35
Cash
-20.04
CRISIL A1+
45.92
CRISIL AAA
0.80
FITCH A1+
6.33
ICRA A1+
29.66
Sov
20.78
Unrated
0.28

About Kotak Liquid Fund

Scheme Analysis

Kotak Liquid Fund is a Debt - Liquid Fund fund and belongs to Kotak Mahindra Mutual Fund. It was launched on 04-Nov-2003 and currently has an AUM of ₹31,250.86 crore. Kotak Liquid Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and Nifty Liquid Fund Index as secondary index.

The NAV of Kotak Liquid Fund ended up ₹0.98(0.02%)yesterday to ₹5222.3065.

Among its top 3 holdings the fund has exposure to HDFC BANK LTD.**, and

The Kotak Liquid Fund is managed by Deepak Agrawal .

Fund House Contact

Address:

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051

Phone Number: +91 (22) 66384400

Email Address: mutual@kotak.com

Fax Number: +91 (22) 66384455

Website: https://www.kotakmf.com/

Money Simplified Videos

Infographics

Kotak Liquid Fund - Growth - Regular Plan

Fund Overview Growth | Regular Plan

Fund Objective

Fund Performance

Peer Fund Comparison

Fund Holdings as on 31-March-2025

Fund Manager

About Kotak Liquid Fund

Scheme Analysis

Fund House Contact

Financial Health Checkup

Money Simplified Videos

Infographics

Kotak Liquid Fund - Growth - Regular Plan

Fund Overview Growth | Regular Plan

Fund Objective

Fund Performance

Peer Fund Comparison

Fund Holdings as on 31-March-2025

Fund Manager

About Kotak Liquid Fund

Scheme Analysis

Fund House Contact