Kotak Liquid Fund - Growth - Direct Plan

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  • 0.02 %Nav, as on 08-02-2026

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  • Net Change on 08-02-2026

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  • Assets (Cr.)

  • Expense Ratio

Fund Overview Growth | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures and Government Securities; and money market instruments such as treasury bills, commercial paper, certificate of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in call money/term money market in terms of RBI guidelines in this respect. Subject to the maximum amount permitted from time to time, the Scheme may invest in offshore securities in the manner allowed by SEBI/RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations. To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI. There is no assurance that the investment objective of the Schemes will be realised.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Kotak Liquid Fund - Direct Plan - Growth 5.92 5.83 6.46 7.01 5.92 6.80
NIFTY 1 Year T-Bill Index N/A N/A N/A N/A N/A N/A
Nifty Liquid Fund Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Kotak Liquid Fund - Direct Plan - Growth Jan 01, 2013 Unrated 6.46 7.01 5.92 0.20 34,938.46
UTI Liquid Fund - Direct Plan - Growth Option Dec 31, 2012 6.47 7.03 5.95 0.15 24,939.44
Bandhan Liquid Fund -Direct Plan -Growth Jan 01, 2013 6.41 7.01 5.91 0.07 15,367.16
Quant Liquid Plan-Growth Option-Direct Plan Jan 05, 2013 Unrated 6.37 6.92 6.06 0.22 1,260.71
Quantum Liquid Fund - Direct Plan Growth Option Apr 07, 2006 6.03 6.69 5.66 0.15 583.13

Fund Holdings as on 31-January-2026

  • 364 DAYS TREASURY BILL 20/02/2026

  • UNION BANK OF INDIA

  • Triparty Repo

  • 91 DAYS TREASURY BILL 12/02/2026

  • 91 DAYS TREASURY BILL 26/02/2026

  • CANARA BANK**

  • BANK OF BARODA**

  • BANK OF BARODA**

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • HDFC BANK LTD.

  • PNB HOUSING FINANCE LTD.**

  • PUNJAB NATIONAL BANK**

  • PUNJAB NATIONAL BANK**

  • INDUSIND BANK LTD.**

  • ICICI SECURITIES LIMITED**

  • INDUSIND BANK LTD.**

  • 91 DAYS TREASURY BILL 05/03/2026

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • KARUR VYSYA BANK LTD.**

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • HDFC BANK LTD.**

  • FEDERAL BANK LTD.**

  • 182 DAYS TREASURY BILL 05/03/2026

  • FEDERAL BANK LTD.**

  • RBL BANK LTD.**

  • INDIAN BANK**

  • Reliance Retail Ventures Ltd**

  • KARUR VYSYA BANK LTD.**

  • ICICI SECURITIES LIMITED**

  • INDIAN OVERSEAS BANK**

  • STATE BANK OF INDIA.**

  • 7.99% HDB FINANCIAL SERVICES LTD.**

  • 182 DAYS TREASURY BILL 27/02/2026

  • ICICI SECURITIES LIMITED**

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • PUNJAB NATIONAL BANK**

  • HDFC SECURITIES LIMITED ( ) **

  • ADITYA BIRLA HOUSING FINANCE LTD**

  • NETWORK18 MEDIA & INVESTMENTS LTD.**

  • BAJAJ FINANCIAL SECURITIES LIMITED**

  • SBICAP SECURITIES LIMITED**

  • HDFC SECURITIES LIMITED ( ) **

  • 7.11% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • PUNJAB NATIONAL BANK**

  • BAJAJ FINANCIAL SECURITIES LIMITED**

  • JULIUS BAER CAPITAL (INDIA) PVT. LTD**

  • TATA CAPITAL HOUSING FINANCE LTD.**

  • UCO BANK**

  • CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD.**

  • PUNJAB & SIND BANK**

  • KARUR VYSYA BANK LTD.**

  • 182 DAYS TREASURY BILL 19/02/2026

  • AXIS SECURITIES LIMITED**

  • INDUSIND BANK LTD.**

  • INDUSIND BANK LTD.**

  • CANARA BANK

  • HDFC BANK LTD.

  • Export-Import Bank of India**

  • PUNJAB NATIONAL BANK**

  • BAJAJ FINANCIAL SECURITIES LIMITED**

  • AXIS SECURITIES LIMITED**

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • ANGEL ONE LIMITED**

  • TATA TELESERVICES LIMITED**

  • 91 DAYS TREASURY BILL 19/02/2026

  • GODREJ CONSUMER PRODUCTS LTD.**

  • JULIUS BAER CAPITAL (INDIA) PVT. LTD**

  • NUVAMA WEALTH FINANCE LIMITED**

  • FED BANK FINANCIAL SERVICES LIMITED**

  • PUNJAB NATIONAL BANK**

  • ICICI SECURITIES LIMITED**

  • BIRLA GROUP HOLDING PRIVATE LIMITED**

  • BAJAJ FINANCE LTD.**

  • 91 DAYS TREASURY BILL 06/02/2026

  • 360 ONE WAM LIMITED**

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • INDUSIND BANK LTD.**

  • HDFC SECURITIES LIMITED ( ) **

  • HERO FINCORP LTD.**

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT

  • IGH HOLDINGS PRIVATE LIMITED**

  • HDFC BANK LTD.**

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • IGH HOLDINGS PRIVATE LIMITED**

  • HDFC SECURITIES LIMITED ( ) **

  • ADITYA BIRLA CAPITAL LTD**

  • ADITYA BIRLA MONEY LTD**

  • Mahindra & Mahindra Financial Services Ltd.**

  • SBICAP SECURITIES LIMITED**

  • ICICI SECURITIES LIMITED**

  • SBI ALTERNATIVE INVESTMENT FUND

  • CHOLAMANDALAM SECURITIES LIMITED**

  • GODREJ INDUSTRIES LTD**

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT

  • AXIS BANK LTD.

  • INDUSIND BANK LTD.**

  • HDFC BANK LTD.

  • DSP FINANCE PRIVATE LIMITED**

  • FED BANK FINANCIAL SERVICES LIMITED**

  • 7.92% BAJAJ HOUSING FINANCE LTD.**

  • 364 DAYS TREASURY BILL 12/02/2026

  • Net Current Assets/(Liabilities)

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  • Miscellaneous

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Fund Manager

  • Education:Masters in Financial Management
  • Experience:22
  • Basic Details:Mr. Sunil Pandey has been associated with Kotak AMC since July 2006. Prior to joining the debt dealership segment. Mr. Pandey was part of the Investor Relations Team of Kotak AMC till 2010 & post that he was part of the Investment Operations Team of the AMC, in which he handled valuation of securities and settlement of deals with the custodian and counter parties. With effect from May 1, 2015, Mr. Pandey has been appointed as Debt Dealer.
  • Funds Managed:
  • Kotak Overnight Fund
  • Kotak Liquid Fund
  • Kotak Overnight Fund

  • CARE A1+

  • Cash

  • CRISIL A1+

  • CRISIL AAA

  • FITCH A1+

  • ICRA A1+

  • ICRA AAA

  • SOV

  • Unrated

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About Kotak Liquid Fund

Scheme Analysis

Kotak Liquid Fund is a Debt - Liquid Fund fund and belongs to Kotak Mahindra Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹34,938.46 crore. Kotak Liquid Fund is benchmarked against NIFTY 1 Year T-Bill Index as primary index and Nifty Liquid Fund Index as secondary index.

The NAV of Kotak Liquid Fund ended up ₹0.89(0.02%)yesterday to ₹5518.8993.

Among its top 3 holdings the fund has exposure to 364 DAYS TREASURY BILL 20/02/2026, and

The Kotak Liquid Fund is managed by Deepak Agrawal and Sunil Pandey.

Fund House Contact

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051

+91 (22) 66384400
mutual@kotak.com
+91 (22) 66384455