Kotak Liquid Fund - Growth - Direct Plan

Other Plans and Options
  • 0.03 %Nav, as on 09-11-2025

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  • Net Change on 09-11-2025

  • PersonalFN Rating

  • Assets (Cr.)

  • Expense Ratio

Fund Overview Growth | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures and Government Securities; and money market instruments such as treasury bills, commercial paper, certificate of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in call money/term money market in terms of RBI guidelines in this respect. Subject to the maximum amount permitted from time to time, the Scheme may invest in offshore securities in the manner allowed by SEBI/RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations. To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI. There is no assurance that the investment objective of the Schemes will be realised.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Kotak Liquid - Growth - Direct 5.69 5.79 6.76 7.07 5.77 6.81
NIFTY 1 Year T-Bill Index N/A N/A N/A N/A N/A N/A
Nifty Liquid Fund Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Kotak Liquid - Growth - Direct Jan 01, 2013 Unrated 6.76 7.07 5.77 0.20 34,080.38
UTI Liquid Fund - Direct Plan - Growth Option Dec 31, 2012 6.76 7.08 5.79 0.15 28,884.74
Bandhan Liquid Fund -Direct Plan -Growth Jan 01, 2013 6.71 7.07 5.76 0.07 18,114.52
Quant Liquid Plan-Growth Option-Direct Plan Jan 05, 2013 Unrated 6.74 6.97 5.98 0.25 1,697.43

Fund Holdings as on 31-October-2025

  • PUNJAB NATIONAL BANK**

  • UNION BANK OF INDIA**

  • CANARA BANK**

  • 91 DAYS TREASURY BILL 13/11/2025

  • INDIAN BANK**

  • 91 DAYS TREASURY BILL 04/12/2025

  • 91 DAYS TREASURY BILL 11/12/2025

  • INDIAN OVERSEAS BANK**

  • BANK OF BARODA**

  • Tata Steel Ltd.**

  • 91 DAYS TREASURY BILL 08/01/2026

  • PNB HOUSING FINANCE LTD.**

  • HDFC SECURITIES LIMITED ( ) **

  • 7.59% Central Government - 2026

  • KARUR VYSYA BANK LTD.**

  • 91 DAYS TREASURY BILL 06/11/2025

  • 91 DAYS TREASURY BILL 20/11/2025

  • KARUR VYSYA BANK LTD.**

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • 91 DAYS TREASURY BILL 28/11/2025

  • CANARA BANK**

  • BHARTI AIRTEL LTD.**

  • PUNJAB & SIND BANK**

  • LIC HOUSING FINANCE LTD.**

  • CESC Ltd.**

  • 91 DAYS TREASURY BILL 18/12/2025

  • Reliance Jio Infocomm Ltd.**

  • PUNJAB NATIONAL BANK**

  • 7.5% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • 182 DAYS TREASURY BILL 13/11/2025

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • MOTILAL OSWAL FINANCIAL SERVICES LIMITED**

  • L&T METRO RAIL (HYDERABAD) LTD**

  • BANK OF INDIA**

  • ICICI SECURITIES LIMITED**

  • Tata Steel Ltd.**

  • MOTILAL OSWAL FINANCIAL SERVICES LIMITED**

  • ICICI SECURITIES LIMITED**

  • HDFC SECURITIES LIMITED ( ) **

  • HDFC SECURITIES LIMITED ( ) **

  • MOTILAL OSWAL FINANCIAL SERVICES LIMITED**

  • BAJAJ FINANCIAL SECURITIES LIMITED**

  • MIRAE ASSET CAPITAL MARKETS (INDIA) PRIVATE LIMITED**

  • INDUSIND BANK LTD.**

  • INDIAN BANK**

  • Reliance Retail Ventures Ltd**

  • INDUSIND BANK LTD.**

  • INDIAN OIL CORPORATION LTD.**

  • INDIAN BANK**

  • KARUR VYSYA BANK LTD.**

  • BANK OF BARODA**

  • INDIAN OIL CORPORATION LTD.

  • SBICAP SECURITIES LIMITED**

  • BANK OF INDIA**

  • CANARA BANK**

  • BANK OF BARODA**

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • IDFC FIRST BANK LIMITED**

  • DCB BANK LIMITED**

  • PUNJAB NATIONAL BANK

  • SHAREKHAN LIMITED**

  • ADITYA BIRLA CAPITAL LTD**

  • GODREJ HOUSING FINANCE LTD**

  • IIFL CAPITAL SERVICES LTD.**

  • ADITYA BIRLA CAPITAL LTD**

  • HDFC SECURITIES LIMITED ( ) **

  • Tata Power Company Ltd.**

  • ANGEL ONE LIMITED**

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • NETWORK18 MEDIA & INVESTMENTS LTD.**

  • 360 ONE PRIME LTD.**

  • AU SMALL FINANCE BANK LTD.**

  • AXIS SECURITIES LIMITED**

  • ICICI SECURITIES LIMITED**

  • AXIS SECURITIES LIMITED**

  • ICICI SECURITIES LIMITED

  • DSP FINANCE PRIVATE LIMITED**

  • BANK OF BARODA**

  • INDIAN BANK**

  • AXIS BANK LTD.

  • FEDERAL BANK LTD.**

  • NETWORK18 MEDIA & INVESTMENTS LTD.**

  • PIRAMAL FINANCE LTD**

  • JIO CREDIT LIMITED**

  • BAJAJ FINANCIAL SECURITIES LIMITED**

  • GODREJ FINANCE LTD**

  • PIRAMAL FINANCE LTD**

  • PIRAMAL FINANCE LTD**

  • HDFC SECURITIES LIMITED ( ) **

  • AU SMALL FINANCE BANK LTD.**

  • L&T METRO RAIL (HYDERABAD) LTD**

  • ASEEM INFRASTRUCTURE FINANCE LIMITED ( ) **

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • ADITYA BIRLA HOUSING FINANCE LTD**

  • SHAREKHAN LIMITED**

  • CESC Ltd.**

  • PUNJAB NATIONAL BANK**

  • SBI ALTERNATIVE INVESTMENT FUND

  • GODREJ INDUSTRIES LTD**

  • GODREJ INDUSTRIES LTD**

  • GODREJ INDUSTRIES LTD**

  • GODREJ INDUSTRIES LTD**

  • 7.82% LIC HOUSING FINANCE LTD.**

  • 8.12% Maharashtra State Govt - 2025 - Maharashtra

  • INDUSIND BANK LTD.**

  • SBI CARDS & PAYMENT SERVICES PVT. LTD.**

  • CANARA BANK

  • BARCLAYS INVESTMENTS & LOAN (INDIA) PVT. LTD.**

  • AXIS BANK LTD.**

  • FEDERAL BANK LTD.**

  • UNION BANK OF INDIA**

  • AXIS SECURITIES LIMITED**

  • BANK OF BARODA**

  • BAJAJ FINANCE LTD.**

  • Net Current Assets/(Liabilities)

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  • Miscellaneous

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Fund Manager

  • Education:Masters in Financial Management
  • Experience:22
  • Basic Details:Mr. Sunil Pandey has been associated with Kotak AMC since July 2006. Prior to joining the debt dealership segment. Mr. Pandey was part of the Investor Relations Team of Kotak AMC till 2010 & post that he was part of the Investment Operations Team of the AMC, in which he handled valuation of securities and settlement of deals with the custodian and counter parties. With effect from May 1, 2015, Mr. Pandey has been appointed as Debt Dealer.
  • Funds Managed:
  • Kotak Overnight Fund
  • Kotak Liquid Fund
  • Kotak Overnight Fund

  • CARE A1+

  • Cash

  • CRISIL A1+

  • CRISIL AAA

  • FITCH A1+

  • ICRA A1+

  • SOV

  • Unrated

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About Kotak Liquid Fund

Scheme Analysis

Kotak Liquid Fund is a Debt - Liquid Fund fund and belongs to Kotak Mahindra Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹34,080.38 crore. Kotak Liquid Fund is benchmarked against NIFTY 1 Year T-Bill Index as primary index and Nifty Liquid Fund Index as secondary index.

The NAV of Kotak Liquid Fund ended up ₹1.7(0.03%)yesterday to ₹5439.7703.

Among its top 3 holdings the fund has exposure to PUNJAB NATIONAL BANK**, and

The Kotak Liquid Fund is managed by Deepak Agrawal and Sunil Pandey.

Fund House Contact

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051

+91 (22) 66384400
mutual@kotak.com
+91 (22) 66384455