Kotak Banking and PSU Debt Fund - IDCW - Regular Plan

Other Plans and Options
  • 0.01 %Nav, as on 12-09-2025

  • Previous Nav

  • Net Change on 12-09-2025

  • PersonalFN Rating

  • Assets (Cr.)

  • Expense Ratio

Fund Overview IDCW | Regular Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

To generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and/or any security unconditionally guaranteed by the Govt. of India.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Kotak Banking and PSU Debt - Monthly Payout of Income Distribution cum capital withdrawal option 3.18 2.74 7.77 7.31 6.13 6.14
CRISIL 10 Year Gilt Index N/A N/A N/A N/A N/A N/A
CRISIL Banking and PSU Debt Index 0.35 0.89 7.65 N/A N/A 7.58

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Kotak Banking and PSU Debt - Monthly Payout of Income Distribution cum capital withdrawal option May 07, 1999 7.77 7.31 6.13 0.75 5,794.84
Bandhan Banking and PSU Fund - Regular Annual IDCW Mar 27, 2014 7.70 7.17 5.90 0.63 13,253.26
Bandhan Banking and PSU Fund - Regular Daily IDCW Feb 10, 2014 7.92 7.27 5.94 0.63 13,253.26
Bandhan Banking and PSU Fund - Regular Fortnightly IDCW Mar 13, 2013 7.68 7.14 5.87 0.63 13,253.26
Bandhan Banking and PSU Fund - Regular IDCW Mar 07, 2013 7.68 7.14 5.87 0.63 13,253.26
Bandhan Banking and PSU Fund - Regular Monthly IDCW Mar 13, 2013 7.67 7.14 5.87 0.63 13,253.26

Fund Holdings as on 31-August-2025

  • 7.18% Central Government - 2033(^)

  • 7.60% Power Finance Corporation Ltd.**

  • 6.80% National Housing Bank(^)**

  • 7.36% INDIAN OIL CORPORATION LTD.**

  • Net Current Assets/(Liabilities)

  • 7.70% Power Grid Corporation of India Ltd.**

  • 8.55% HDFC BANK LTD.**

  • 7.69% REC LTD**

  • 6.80% STATE BANK OF INDIA.(^)**

  • 7.83% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • 7.77% REC LTD

  • Central Government - 2034

  • 7.67% LIC HOUSING FINANCE LTD.**

  • 7.48% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT

  • 7.34% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • 7.09% Central Government - 2054(^)

  • 7.75% Power Finance Corporation Ltd.**

  • 7.62% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • 7.40% Export-Import Bank of India**

  • 7.59% Power Finance Corporation Ltd.**

  • 6.67% NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT**

  • 9.50% UNION BANK OF INDIA- AT1 Bonds**

  • Central Government - 2031

  • 7.75% HDFC BANK LTD.**

  • 7.14% National Housing Bank(^)**

  • 7.80% HDFC BANK LTD.(^)

  • Central Government - 2033

  • 8.80% Food Corporation of India**

  • 7.70% NUCLEAR POWER CORPORATION OF INDIA LTD.**

  • 7.40% Power Grid Corporation of India Ltd.**

  • 7.47% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • 7.39% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • 6.90% Central Government - 2065(^)

  • 7.80% HDFC BANK LTD.**

  • 8.01% REC LTD**

  • 7.53% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT

  • 6.45% REC LTD**

  • 6.68% Central Government - 2040

  • 9.00% HDFC BANK LTD.**

  • 7.69% HDFC BANK LTD.

  • 7.46% INDIAN RAILWAY FINANCE CORPORATION LTD.**

  • 7.68% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • 7.70% HDFC BANK LTD.**

  • 7.60% Food Corporation of India**

  • 7.37% INDIAN RAILWAY FINANCE CORPORATION LTD.

  • 7.42% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • 7.05% Mahanagar Telephone Nigam Ltd. ( ) **

  • 7.97% HDFC BANK LTD.(^)

  • 7.51% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • 7.63% Maharashtra State Govt - 2035 - Maharashtra

  • 6.33% Central Government - 2035

  • DME DEVELOPMENT LIMITED**

  • DME DEVELOPMENT LIMITED**

  • DME DEVELOPMENT LIMITED**

  • DME DEVELOPMENT LIMITED**

  • DME DEVELOPMENT LIMITED**

  • DME DEVELOPMENT LIMITED**

  • DME DEVELOPMENT LIMITED**

  • DME DEVELOPMENT LIMITED**

  • DME DEVELOPMENT LIMITED**

  • DME DEVELOPMENT LIMITED**

  • 7.42% Gujarat State Govt - 2031 - Gujarat

  • 7.70% REC LTD**

  • 7.70% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • 7.46% REC LTD**

  • 6.37% REC LTD**

  • SBI ALTERNATIVE INVESTMENT FUND

  • 7.30% Central Government - 2053(^)

  • 7.10% Central Government - 2034

  • 8.97% REC LTD**

  • 7.80% Mahanagar Telephone Nigam Ltd. ( ) **

  • 9.10% Power Finance Corporation Ltd.**

  • Triparty Repo

  • 7.64% Power Finance Corporation Ltd.**

  • 6.46% Gujarat State Govt - 2030 - Gujarat

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  • Miscellaneous

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Fund Manager

  • Education:PGeMBA (Finance)
  • Experience:17
  • Basic Details:Mr. Dharmesh Thakar has over 17 years of experience in dealing of Fixed Income Products. He joined Kotak AMCfrom Trust Financial Consultancy Services Pvt Ltd.
  • Funds Managed:
  • Kotak Banking and PSU Debt Fund

Most Recent Dividend

  • 15/05/2023

  • 13/04/2023

  • 14/03/2023

  • 14/02/2023

  • 13/01/2023

  • 13/12/2022

  • 15/11/2022

  • 13/09/2022

  • 17/08/2022

  • 13/07/2022

  • 13/04/2022

  • 15/02/2022

  • 13/01/2022

  • 14/12/2021

  • 15/11/2021

  • 14/09/2021

  • 13/08/2021

  • 15/06/2021

  • 14/05/2021

  • 15/04/2021

  • 15/02/2021

  • 13/01/2021

  • 15/12/2020

  • 13/11/2020

  • 13/10/2020

  • 15/09/2020

  • 13/08/2020

  • 14/07/2020

  • 15/06/2020

  • 13/05/2020

  • 13/03/2020

  • 13/02/2020

  • 14/01/2020

  • 13/12/2019

  • 14/11/2019

  • 15/10/2019

  • 13/09/2019

  • 14/08/2019

  • 15/07/2019

  • 13/06/2019

  • 14/05/2019

  • 15/04/2019

  • 13/03/2019

  • 13/02/2019

  • 15/01/2019

  • 13/12/2018

  • 13/11/2018

  • 15/10/2018

  • 14/09/2018

  • 14/08/2018

  • 13/07/2018

  • 13/06/2018

  • 15/05/2018

  • 13/04/2018

  • 13/03/2018

  • 14/02/2018

  • 15/01/2018

  • 13/12/2017

  • 14/11/2017

  • 13/10/2017

  • 16/08/2017

  • 13/07/2017

  • 13/06/2017

  • 15/05/2017

  • 13/04/2017

  • 15/03/2017

  • 14/02/2017

  • 13/01/2017

  • 14/12/2016

  • 16/11/2016

  • 14/10/2016

  • 14/09/2016

  • 16/08/2016

  • 13/07/2016

  • 14/06/2016

  • 13/05/2016

  • 13/04/2016

  • 15/03/2016

  • 15/02/2016

  • 13/01/2016

  • 15/12/2015

  • 16/11/2015

  • 13/10/2015

  • 15/09/2015

  • 13/08/2015

  • 14/07/2015

  • 15/06/2015

  • 13/05/2015

  • 15/04/2015

  • 13/03/2015

  • 13/02/2015

  • 13/01/2015

  • 15/12/2014

  • 13/11/2014

  • 14/10/2014

  • 15/09/2014

  • 13/08/2014

  • 15/07/2014

  • 13/06/2014

  • 13/05/2014

  • 16/04/2014

  • 13/03/2014

  • 13/02/2014

  • 15/01/2014

  • 13/12/2013

  • 14/11/2013

  • 15/10/2013

  • 13/09/2013

  • 15/01/2013

  • 13/12/2012

  • 15/11/2012

  • 15/10/2012

  • 13/09/2012

  • 14/08/2012

  • 13/07/2012

  • 13/06/2012

  • 15/05/2012

  • 13/04/2012

  • 13/03/2012

  • 14/02/2012

  • 13/01/2012

  • 13/12/2011

  • 15/11/2011

  • 12/10/2011

  • 13/09/2011

  • 16/08/2011

  • 13/07/2011

  • 14/06/2011

  • 13/05/2011

  • 15/04/2011

  • 15/03/2011

  • 15/02/2011

  • 13/01/2011

  • 14/12/2010

  • 15/11/2010

  • 13/10/2010

  • 13/07/2010

  • 15/06/2010

  • 13/05/2010

  • 13/04/2010

  • 15/03/2010

  • 16/02/2010

  • 13/01/2010

  • 15/12/2009

  • 13/11/2009

  • 14/07/2009

  • 13/05/2009

  • 15/04/2009

  • 12/03/2009

  • 13/02/2009

  • 13/01/2009

  • 15/12/2008

  • 14/11/2008

  • 14/10/2008

  • 15/09/2008

  • 13/08/2008

  • 13/05/2008

  • 16/04/2008

  • 13/03/2008

  • 13/02/2008

  • 15/01/2008

  • 13/12/2007

  • 13/11/2007

  • 15/10/2007

  • 13/09/2007

  • 14/08/2007

  • 13/07/2007

  • 13/06/2007

  • 15/05/2007

  • 13/04/2007

  • 13/03/2007

  • 13/02/2007

  • 15/01/2007

  • 13/12/2006

  • 14/11/2006

  • 13/10/2006

  • 13/09/2006

  • 16/08/2006

  • 13/07/2006

  • 13/06/2006

  • 15/05/2006

  • 13/04/2006

  • 14/03/2006

  • 14/02/2006

  • 13/01/2006

  • 13/12/2005

  • 16/11/2005

  • 14/10/2005

  • 13/09/2005

  • 16/08/2005

  • 13/07/2005

  • 14/06/2005

  • 13/05/2005

  • 13/04/2005

  • 15/03/2005

  • 15/02/2005

  • 13/01/2005

  • 14/12/2004

  • 29/11/2004

  • 26/10/2004

  • 28/09/2004

  • 26/08/2004

  • 27/07/2004

  • 28/06/2004

  • 26/05/2004

  • 28/04/2004

  • 26/03/2004

  • 26/02/2004

  • 28/01/2004

  • 28/12/2003

  • 26/11/2003

  • 28/10/2003

  • 26/09/2003

  • 26/08/2003

  • 27/07/2003

  • 27/05/2003

  • 27/04/2003

  • 28/01/2003

  • 27/12/2002

  • 26/11/2002

  • 27/10/2002

  • 26/09/2002

  • 27/08/2002

  • 26/07/2002

  • 26/06/2002

  • 28/05/2002

  • 28/04/2002

  • 14/03/2002

  • 26/02/2002

  • 27/01/2002

  • 25/12/2001

  • 27/11/2001

  • 30/10/2001

  • 26/09/2001

  • 28/08/2001

  • 26/07/2001

  • 26/06/2001

  • 27/05/2001

  • 26/04/2001

  • 28/03/2001

  • 26/02/2001

  • 28/01/2001

  • 26/12/2000

  • 26/11/2000

  • 26/10/2000

  • 26/09/2000

  • 27/08/2000

  • 26/07/2000

  • 27/06/2000

  • 22/05/2000

  • 26/04/2000

  • 27/03/2000

  • 28/02/2000

  • 28/01/2000

  • 21/12/1999

  • 26/11/1999

  • 26/10/1999

  • 28/09/1999

  • 26/08/1999

  • 27/07/1999

  • BRICKWORK AA+(CE)

  • CARE AA+

  • CARE AAA

  • CARE AAA(CE)

  • Cash

  • CRISIL AAA

  • CRISIL AAA(CE)

  • FITCH AAA

  • FITCH AAA(IND)

  • ICRA AAA

  • SOV

  • Unrated

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About Kotak Banking and PSU Debt Fund

Scheme Analysis

Kotak Banking and PSU Debt Fund is a Debt - Banking and PSU Fund fund and belongs to Kotak Mahindra Mutual Fund. It was launched on 07-May-1999 and currently has an AUM of ₹5,794.84 crore. Kotak Banking and PSU Debt Fund is benchmarked against CRISIL 10 Year Gilt Index as primary index and CRISIL Banking and PSU Debt Index as secondary index.

The NAV of Kotak Banking and PSU Debt Fund ended up ₹0(0.01%)yesterday to ₹12.4057.

Among its top 3 holdings the fund has exposure to 7.18% Central Government - 2033(^), and

The Kotak Banking and PSU Debt Fund is managed by Deepak Agrawal and Dharmesh Thakar.

Fund House Contact

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051

+91 (22) 66384400
mutual@kotak.com
+91 (22) 66384455