Fund Overview Growth | Regular Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporatesecurities. The scheme would also seek to maintain reasonable liquidity within the fund.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Kotak Credit Risk Fund - Growth 7.18 2.67 0.55 4.22 5.50 7.40
Crisil 10 Yr Gilt Index N/A N/A N/A N/A N/A N/A
NIFTY Credit Risk Bond Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Kotak Credit Risk Fund - Growth May 11, 2010 Unrated 0.55 4.22 5.50 1.70 1,452.02
HDFC Credit Risk Debt Fund - Growth Option Mar 25, 2014 3.50 7.00 6.95 1.58 8,552.22
ICICI Prudential Credit Risk Fund - Growth Dec 03, 2010 4.68 6.97 7.33 1.54 7,880.20
Axis Credit Risk Fund - Regular Plan - Growth Jul 15, 2014 3.87 6.03 5.59 1.66 619.47
IDFC Credit Risk Fund-Regular Plan-Growth Mar 03, 2017 Unrated 2.86 4.85 5.60 1.60 594.85

Fund Holdings as on 30-November-2022

  • Central Government - 2033

  • 9.9% Tata Power Company Ltd. ( SBICAP Trustee Company Limite) **

  • 6.9% Aadhar Housing Finance Limited ( Beacon Trusteeship Limite) **

  • 6.7% DLF Cyber City Developers Ltd ( Axis Trustee Services Limite) **

  • 7.55% Bahadur Chand Investments Private Limited**

  • 6.92% Godrej Industries Ltd**

  • 5.7% Bajaj Housing Finance Ltd. ( Catalyst Trusteeship Limite) **

  • 9.25% Power Finance Corporation Ltd.**

  • EMBASSY OFFICE PARKS REIT

  • 6.43% Godrej Industries Ltd ( Step up coupon for rating downgrad) **

  • 9.54% Tata Motors Ltd. ( Coupon Step up and Step down of 25 bps from AA- in rating downgrade and vice versa) **

  • 9.55% Vivriti Capital Private Limited ( Step up and Step down of 25 bps from A in rating downgrade and vice versa, Int @10.35% from 26/09/202) **

  • 7.99% Tata Projects Ltd. ( Coupon Step up and Step down of 25 bps from A+ in rating downgrade and vice vers) **

  • 8.5% JM Financial Products Limited ( Coupon Step up and Step down of 25 bps from AA in rating downgrade and vice vers) **

  • Vedanta Ltd.**

  • 9.3% AU Small Finance Bank Ltd. ( Catalyst Trusteeship Ltd) **

  • Net Current Assets/(Liabilities)

  • 8.55% Tata Power Company Ltd.**

  • 9.5% Prestige Projects Pvt. Ltd (Uncondtional, Irrevocable Corp gurantee of Prestige Estate Proj. and MS Pinnacle Invt) **

  • 7.59% THDC India Ltd. (THDCIL)**

  • 7.13% Power Finance Corporation Ltd. ( BEACON TRUSTEESHIP LTD) **

  • 6.32% Century Textiles & Industries Ltd. ( Coupon Stepup by 25 BPS if downgraded to AA- or belo) **

  • 6.65% Tata Projects Ltd. ( Coupon Step up and Step down of 25 bps from A+ in rating downgrade and vice vers) **

  • 5.74% Central Government - 2026

  • 8.9% Prestige Projects Pvt. Ltd (Uncondtional, Irrevocable Corp gurantee of Prestige Estate Proj. and MS Pinnacle Invt) **

  • Brookfield REIT

  • 9% Muthoot Finance Ltd.**

  • 10.15% U P Power Corporation Ltd ( Guaranteed By UP State Government ) **

  • Triparty Repo

  • 7.65% Bajaj Housing Finance Ltd. ( Catalyst Trusteeship Limite)

  • 9.7% U P Power Corporation Ltd ( Guaranteed By UP State Government ) **

  • 9.7% U P Power Corporation Ltd ( Guaranteed By UP State Government ) **

  • 9.7% U P Power Corporation Ltd ( Guaranteed By UP State Government ) **

  • 9.7% U P Power Corporation Ltd ( Guaranteed By UP State Government ) **

  • 9.7% U P Power Corporation Ltd ( Guaranteed By UP State Government ) **

  • 9.7% U P Power Corporation Ltd ( Guaranteed By UP State Government ) **

  • 9.7% U P Power Corporation Ltd ( Guaranteed By UP State Government ) **

  • 9.95% U P Power Corporation Ltd ( Guaranteed By UP State Government ) **

  • 9.95% U P Power Corporation Ltd ( Guaranteed By UP State Government ) **

  • 9.95% U P Power Corporation Ltd ( Guaranteed By UP State Government ) **

  • 9.95% U P Power Corporation Ltd ( Guaranteed By UP State Government ) **

  • 9.95% U P Power Corporation Ltd ( Guaranteed By UP State Government ) **

  • 9.95% U P Power Corporation Ltd ( Guaranteed By UP State Government ) **

  • 9.95% U P Power Corporation Ltd ( Guaranteed By UP State Government ) **

  • 9.95% U P Power Corporation Ltd ( Guaranteed By UP State Government ) **

  • 0.00% YES Bank Ltd.- AT1 Bonds**

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  • Miscellaneous

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Fund Manager

  • Education:PGDBM -Finance,Chartered Accountant and B.com
  • Experience:17 years
  • Basic Details:Mr. Sunit Garg has more than 16 years of experience in financial service industry in India. Out of which, more than 6 years has been with Kotak Mahindra Asset Management Company Limited. Prior to this he has worked with various Banks such as FirstRand Bank, Barclays Bank, ICICI Bank etc.
  • Funds Managed:
  • Kotak Credit Risk Fund
  • Kotak Medium Term Fund
  • CARE A

  • CARE AA

  • Cash

  • CRISIL A+(CE)

  • CRISIL A1+

  • CRISIL AA

  • CRISIL AA+

  • CRISIL AA-

  • CRISIL AAA

  • FITCH IND AA

  • ICRA A+(CE)

  • ICRA AA

  • ICRA D

  • REITs & InvITs

  • Sov

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About Kotak Credit Risk Fund

Scheme Analysis

Kotak Credit Risk Fund is a Debt - Credit Risk Fund fund and belongs to Kotak Mahindra Mutual Fund. It was launched on 11-May-2010 and currently has an AUM of ₹1,452.02 crore. Kotak Credit Risk Fund is benchmarked against Crisil 10 Yr Gilt Index as primary index and NIFTY Credit Risk Bond Index as secondary index.

The NAV of Kotak Credit Risk Fund ended up ₹0.01(0.03%)yesterday to ₹24.5264.

Among its top 3 holdings the fund has exposure to Central Government - 2033, and

The Kotak Credit Risk Fund is managed by Deepak Agrawal and Sunit Garg.

Fund House Contact

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051

+91 (22) 66384400
mutual@kotak.com
+91 (22) 66384455