Kotak Credit Risk Fund - Growth - Direct Plan

Other Plans and Options
  • 0.07 %Nav, as on 27-10-2025

  • Previous Nav

  • Net Change on 27-10-2025

  • PersonalFN Rating

  • Assets (Cr.)

  • Expense Ratio

Fund Overview Growth | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporatesecurities. The scheme would also seek to maintain reasonable liquidity within the fund.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Kotak Credit Risk Fund - Growth - Direct 14.07 9.28 10.11 8.69 7.00 8.34
CRISIL 10 Year Gilt Index N/A N/A N/A N/A N/A N/A
CRISIL Credit Risk Debt Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Kotak Credit Risk Fund - Growth - Direct Jan 01, 2013 Unrated 10.11 8.69 7.00 0.81 682.54
HDFC Credit Risk Debt Fund - Direct Option - Growth Option Mar 25, 2014 8.75 8.41 7.63 1.01 6,917.57
ICICI Prudential Credit Risk Fund - Direct Plan - Growth Jan 02, 2013 9.97 9.17 8.06 0.76 5,993.67
SBI CREDIT RISK FUND - DIRECT PLAN -GROWTH Jan 02, 2013 9.08 8.92 7.51 0.89 2,210.07
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth Apr 22, 2015 14.47 11.77 10.30 0.67 1,052.93
Nippon India Credit Risk Fund - Direct Plan - Growth Plan Jan 01, 2013 10.10 9.28 9.41 0.69 983.29

Fund Holdings as on 30-September-2025

  • 7.18% Central Government - 2033

  • JUBILANT BEVCO LIMITED ( Axis Trustee Services Limitedstep up or down 25 bps for every rating chang) **

  • 10.81% BAMBOO HOTEL AND GLOBAL CENTRE (DELHI) PRIVATE LTD**

  • 8.25% TATA PROJECTS LTD.**

  • 9.5% VEDANTA LTD.**

  • 8.55% ADITYA BIRLA REAL ESTATE LTD**

  • 8.6% ADITYA BIRLA RENEWABLES LIMITED**

  • 9.3% AU SMALL FINANCE BANK LTD.**

  • EMBASSY OFFICE PARKS REIT

  • 7.44% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT

  • BHARAT HIGHWAYS INVIT

  • Triparty Repo

  • 8.65% AADHAR HOUSING FINANCE LIMITED**

  • 8.37% AADHAR HOUSING FINANCE LIMITED**

  • 6.79% Central Government - 2034

  • PTC VAJRA TRUST (SERIES A1) 20/02/2029 (MAT 20/02/2027)(VAJRA TRUST)**

  • Brookfield REIT

  • Net Current Assets/(Liabilities)

  • 7.59% THDC India Ltd. (THDCIL)**

  • 7.99% TATA PROJECTS LTD.**

  • PTC SANSAR TRUST (SERIES A1) 25/06/2030 ( MAT 31/08/2027)(SANSAR TRUST)**

  • 7.68% GODREJ SEEDS AND GENETICS LTD. ( ) **

  • 7.68% GODREJ SEEDS AND GENETICS LTD. ( ) **

  • 7.68% GODREJ SEEDS AND GENETICS LTD. ( ) **

  • 7.68% GODREJ SEEDS AND GENETICS LTD. ( ) **

  • 8.5% Nirma Ltd.**

  • 6.68% Central Government - 2040

  • SBI ALTERNATIVE INVESTMENT FUND

  • PTC DHRUVA TRUST (SERIES A1) 24/03/2030 (MAT 24/10/2029)(DHRUVA TRUST)**

  • 9.7% U P Power Corporation Ltd ( Guaranteed By UP State Government ) **

  • 9.7% U P Power Corporation Ltd ( Guaranteed By UP State Government ) **

  • 9.7% U P Power Corporation Ltd ( Guaranteed By UP State Government ) **

  • 9.95% U P Power Corporation Ltd ( Guaranteed By UP State Government ) **

  • 9.95% U P Power Corporation Ltd ( Guaranteed By UP State Government ) **

  • 9.95% U P Power Corporation Ltd ( Guaranteed By UP State Government ) **

  • 9.95% U P Power Corporation Ltd ( Guaranteed By UP State Government ) **

  • 8.1% ADITYA BIRLA REAL ESTATE LTD**

  • 9.7% U P Power Corporation Ltd ( Guaranteed By UP State Government ) **

  • 9.95% U P Power Corporation Ltd ( Guaranteed By UP State Government ) **

  • 0% YES Bank Ltd.- AT1 Bonds**

View More

  • Miscellaneous

View More

Fund Manager

  • Education:MBA (Finance)
  • Experience:14
  • Basic Details:Mr. Vihag Mishra has total work experience of 14 years in credit research and data analytics. He has been associated with Kotak Mahindra Asset Management Company Limited for the last 8 years where he is responsible for managing credit investment portfolio across funds. Prior to joining Kotak AMC, he was working as a senior credit analyst at French Bank, BNP Paribas where he structured credit deals for key clients of the bank.
  • Funds Managed:
  • Kotak Credit Risk Fund
  • Kotak Medium Term Fund

  • CARE AA

  • Cash

  • CRISIL A+(CE)

  • CRISIL AA

  • CRISIL AAA

  • CRISIL AAA(SO)

  • FITCH AA

  • ICRA A+(CE)

  • ICRA AA

  • ICRA AAA(SO)

  • ICRA D

  • REITs & InvITs

  • Sov

  • Unrated

View More

About Kotak Credit Risk Fund

Scheme Analysis

Kotak Credit Risk Fund is a Debt - Credit Risk Fund fund and belongs to Kotak Mahindra Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹682.54 crore. Kotak Credit Risk Fund is benchmarked against CRISIL 10 Year Gilt Index as primary index and CRISIL Credit Risk Debt Index as secondary index.

The NAV of Kotak Credit Risk Fund ended up ₹0.02(0.07%)yesterday to ₹34.2766.

Among its top 3 holdings the fund has exposure to 7.18% Central Government - 2033, and

The Kotak Credit Risk Fund is managed by Deepak Agrawal and Vihag Mishra.

Fund House Contact

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051

+91 (22) 66384400
mutual@kotak.com
+91 (22) 66384455